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1202 Pine Ave
B Composite 74.57
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$95,000

1202 Pine Ave · Orange, TX 77630
3 bd · 2.0 ba · 2,212 sqft · SingleFamily public records · 123 Days on market
Built 1936 8,145 sqft lot $43/sqft · 55% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Built in 1936, this 3-bedroom, 2-bath home offers 2,212 sq ft of space, charm, and strong value-add potential in a quiet, established Orange neighborhood. Featuring original hardwood floors, generous room sizes, and a flexible layout, this property provides a solid foundation for renovation or long-term rental income. The spacious living areas and large windows offer excellent natural light, while the classic architectural details reflect the craftsmanship of its era. With some updates already completed and room for further improvements, this property presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located near schools, shopping, and everyday amenities, this is a prime chance to transform a historic home into a standout investment.

Key facts

  • Large windows
  • Flexible layout
  • 8,145 sq ft lot

Tags

ORIGINAL HARDWOOD FLOORSFLEXIBLE LAYOUTSPACIOUS LIVING AREASLARGE WINDOWSCLASSIC ARCHITECTURAL DETAILSEXCELLENT NATURAL LIGHT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $95k.

Deal economics

  • At list price, monthly cash flow is $388 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.0% vs local median 3.8% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, amenities F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
  • Market conditions: Rents rising fast (+5.7%/yr); 339 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($657 loan paydown + $960 appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 123 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts; this cycle's ask has dropped $15k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price; flood insurance adds $66/mo; built in 1936 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 123 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.65%
Cap rate
12.04%
Cash-on-cash
20.52%
DSCR
1.91
GRM
5.1

CMA / ARV

ARV (median comp)
$211,239
List price
$95,000
Delta
-55.03%
Verdict
UNDERPRICED
Comps
16 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
610 8th St 0.23mi 4/2.0 (+1) 2,442 (+10%) 12mo $235,000 $96 57
905 6th St 0.40mi 3/1.0 1,980 (-10%) 4mo $94,990 $48 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
22.2%
Equity multiple
2.17×
Total profit
$31,085
Equity at exit
$32,480
10-year hold
IRR
27.1%
Equity multiple
4.62×
Total profit
$96,390
Equity at exit
$43,202

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
339
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,563 medium interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$242 /mo · $2,908/yr
Insurance
$40
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$328
Net cashflow
$388

Break-even live

Break-even rent $1,072
Max offer price $95,000
Occupancy floor 70%

Sensitivity live

Price -10% $442 -5% $415 +0% $388 +5% $362 +10% $335
Rent -10% $265 -5% $327 +0% $388 +5% $450 +10% $512
Rate -1.0pp $436 -0.5pp $413 base $388 +0.5pp $364 +1.0pp $339

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1117 18th St Orange, TX 4.0 2.0 1716 $1,500 $0.87 45d 1 0.70mi
1205 Wrenway Orange, TX 4.0 2.0 1551 $1,775 $1.14 15d 1 1.00mi

Listing history 26 events

  1. 2026-06-21
    days on market $95,000 Active 123 DOM
  2. 2026-06-18
    days on market $95,000 Active 120 DOM
  3. 2026-06-17
    days on market $95,000 Active 119 DOM
  4. 2026-06-16
    days on market $95,000 Active 118 DOM
  5. 2026-06-15
    days on market $95,000 Active 117 DOM
  6. 2026-06-14
    days on market $95,000 Active 115 DOM
  7. 2026-06-13
    days on market $95,000 Active 114 DOM
  8. 2026-06-10
    days on market $95,000 Active 112 DOM
  9. 2026-06-09
    days on market $95,000 Active 111 DOM
  10. 2026-06-08
    days on market $95,000 Active 110 DOM
  11. 2026-06-07
    days on market $95,000 Active 109 DOM
  12. 2026-06-03
    days on market $95,000 Active 105 DOM
  13. 2026-06-02
    days on market $95,000 Active 104 DOM
  14. 2026-06-01
    days on market $95,000 Active 103 DOM
  15. 2026-05-31
    days on market $95,000 Active 102 DOM
  16. 2026-05-30
    days on market $95,000 Active 101 DOM
  17. 2026-03-25
    listed $110,000 Active 800-char remark
    Show marketing remark (800 chars)

    Built in 1936, this 3-bedroom, 2-bath home offers 2,212 sq ft of space, charm, and strong value-add potential in a quiet, established Orange neighborhood. Featuring original hardwood floors, generous room sizes, and a flexible layout, this property provides a solid foundation for renovation or long-term rental income. The spacious living areas and large windows offer excellent natural light, while the classic architectural details reflect the craftsmanship of its era. With some updates already completed and room for further improvements, this property presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located near schools, shopping, and everyday amenities, this is a prime chance to transform a historic home into a standout investment.

  18. 2026-02-18
    listed $110,000 Active 800-char remark
    Show marketing remark (800 chars)

    Built in 1936, this 3-bedroom, 2-bath home offers 2,212 sq ft of space, charm, and strong value-add potential in a quiet, established Orange neighborhood. Featuring original hardwood floors, generous room sizes, and a flexible layout, this property provides a solid foundation for renovation or long-term rental income. The spacious living areas and large windows offer excellent natural light, while the classic architectural details reflect the craftsmanship of its era. With some updates already completed and room for further improvements, this property presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located near schools, shopping, and everyday amenities, this is a prime chance to transform a historic home into a standout investment.

  19. 2026-02-18
    listed $110,000 Active
    Show marketing remark (800 chars)

    Built in 1936, this 3-bedroom, 2-bath home offers 2,212 sq ft of space, charm, and strong value-add potential in a quiet, established Orange neighborhood. Featuring original hardwood floors, generous room sizes, and a flexible layout, this property provides a solid foundation for renovation or long-term rental income. The spacious living areas and large windows offer excellent natural light, while the classic architectural details reflect the craftsmanship of its era. With some updates already completed and room for further improvements, this property presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located near schools, shopping, and everyday amenities, this is a prime chance to transform a historic home into a standout investment.

  20. 2025-07-31
    historical
  21. 2025-07-14
    listed $50,000 Active
  22. 2025-07-09
    historical
  23. 2025-07-03
    price $75,000
  24. 2025-05-30
    listed $99,000 New
  25. 2011-09-06
    soldstatus
  26. 2010-05-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,908 · $242/mo
Projected year-2 tax
$2,908 · $242/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 90% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,761
− Mortgage interest
−$5,321
− Property taxes
−$2,908
− Insurance
−$1,272
− Repairs & maintenance
−$1,501
− Management
−$1,501
− Depreciation
−$2,764
Taxable income
$3,493
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$838
After-tax cash flow
$3,824/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+11.1% since first listed
10 events — show timeline
  • 2026-03-25 Listed $110,000 BBOR
  • 2026-02-18 Listed $110,000 Deep East Texas MLS
  • 2026-02-18 Listed $110,000 HARMLS
  • 2025-07-31 Listing Removed HARMLS
  • 2025-07-14 Listed $50,000 HARMLS
  • 2025-07-09 Listing Removed LERA
  • 2025-07-03 Price Changed $75,000 LERA
  • 2025-05-30 Listed $99,000 LERA
  • 2011-09-06 Sold (Public Records) Public Records
  • 2010-05-27 Sold (Public Records) Public Records

Property tax history

+2.9%/yr

Latest (2025): $2,908 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…