1202 Pine Ave · Orange, TX
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.9%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.5/10.0
- Rent growth +3.9/5.0
- Livability +3.6/5.0
- Condition / age +2.8/5.0
- Schools +2.0/10.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Built in 1936, this 3-bedroom, 2-bath home offers 2,212 sq ft of space, charm, and strong value-add potential in a quiet, established Orange neighborhood. Featuring original hardwood floors, generous room sizes, and a flexible layout, this property provides a solid foundation for renovation or long-term rental income. The spacious living areas and large windows offer excellent natural light, while the classic architectural details reflect the craftsmanship of its era. With some updates already completed and room for further improvements, this property presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located near schools, shopping, and everyday amenities, this is a prime chance to transform a historic home into a standout investment.
Key facts
- Large windows
- Flexible layout
- 8,145 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $75k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $473 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.9% vs local median 3.8% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, amenities F.
- West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
- Market conditions: Rents rising fast (+5.7%/yr); 488 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($519 loan paydown + $758 appreciation (1.0% local appreciation)).
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (1.0% appreciation + 5.7% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 199 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts; this cycle's ask has dropped $35k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 3.9% of price; flood insurance adds $66/mo; built in 1936 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 199 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.04% ✓
- Cap rate
- 14.92%
- Cash-on-cash
- 30.82%
- DSCR
- 2.37
- GRM
- 4.1
CMA / ARV
- ARV (median comp)
- $182,597
- List price
- $75,000
- Delta
- -58.93%
- Verdict
- UNDERPRICED
- Comps
- 18 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1108 W Park Ave | 0.30mi | 3/1.5 | 2,498 (+13%) | 3mo | $99,500 | $40 | 60 |
| 610 8th St | 0.23mi | 4/2.0 (+1) | 2,442 (+10%) | 15mo | $235,000 | $96 | 54 |
| 905 6th St | 0.40mi | 3/1.0 | 1,980 (-10%) | 7mo | $94,990 | $48 | 54 |
| 11 Regency | 0.76mi | 3/2.5 | 2,088 (-6%) | 4mo | $249,900 | $120 | 50 |
| 5690 Wood Duck Dr | 0.33mi | 4/2.0 (+1) | 1,780 (-20%) | 12mo | $239,810 | $135 | 45 |
| 5670 Wood Duck Dr | 0.33mi | 4/2.0 (+1) | 1,780 (-20%) | 16mo | $248,490 | $140 | 42 |
| 1812 Sholars Ave | 0.73mi | 3/2.0 | 1,890 (-15%) | 1mo | $89,900 | $48 | 41 |
| 1210 17th St | 0.64mi | 3/2.0 | 1,877 (-15%) | 18mo | $45,000 | $24 | 30 |
| 2012 Melwood | 1.04mi | 3/2.0 | 1,840 (-17%) | 12mo | $229,900 | $125 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.01% appreciation · 5.71% rent growth · sell at horizon
- IRR
- 32.3%
- Equity multiple
- 2.71×
- Total profit
- $35,990
- Equity at exit
- $25,642
- IRR
- 36.5%
- Equity multiple
- 5.93×
- Total profit
- $103,433
- Equity at exit
- $34,107
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 5 active · 4 under contract
- Months of supply
- 10.0 mo (10%/mo absorbed)
- Median asking
- $150,000 ($77/sqft)
- Median days on market
- 76 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +7.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77630
- Home prices YoY
- 0.4%
- Rents YoY
- 5.7%
- Active inventory
- 488
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,527 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$242 /mo · $2,908/yr
- Insurance
- −$31
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$321
- Net cashflow
- $473
Break-even live
Sensitivity live
| Price | -10% $515 | -5% $494 | +0% $473 | +5% $452 | +10% $430 |
|---|---|---|---|---|---|
| Rent | -10% $352 | -5% $413 | +0% $473 | +5% $533 | +10% $594 |
| Rate | -1.0pp $511 | -0.5pp $492 | base $473 | +0.5pp $453 | +1.0pp $434 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1117 18th St Orange, TX | 4.0 | 2.0 | 1716 | $1,500 | $0.87 | 139d | 1 | 0.70mi |
| 1118 3rd St Orange, TX | 4.0 | 2.0 | 1702 | $1,400 | $0.82 | 0d | 1 | 0.72mi |
| 1205 Wrenway Orange, TX | 4.0 | 2.0 | 1551 | $1,775 | $1.14 | 109d | 1 | 1.00mi |
Listing history 50 events
-
2026-09-23days on market $75,000 Active 199 DOM
-
2026-09-22days on market $75,000 Active 198 DOM
-
2026-09-21days on market $75,000 Active 197 DOM
-
2026-09-20days on market $75,000 Active 196 DOM
-
2026-09-18days on market $75,000 Active 194 DOM
-
2026-09-17days on market $75,000 Active 193 DOM
-
2026-09-16days on market $75,000 Active 192 DOM
-
2026-09-15days on market $75,000 Active 191 DOM
-
2026-09-14days on market $75,000 Active 190 DOM
-
2026-09-14status $75,000 Active 189 DOM
-
2026-08-27statusdays on market $75,000 Pending 189 DOM
-
2026-08-25price $75,000 Active 188 DOM
-
2026-08-25days on market $85,000 Active 188 DOM
-
2026-08-24days on market $85,000 Active 187 DOM
-
2026-08-23days on market $85,000 Active 186 DOM
-
2026-08-22days on market $85,000 Active 185 DOM
-
2026-08-21days on market $85,000 Active 184 DOM
-
2026-08-20days on market $85,000 Active 183 DOM
-
2026-08-19days on market $85,000 Active 182 DOM
-
2026-08-18days on market $85,000 Active 181 DOM
-
2026-08-17days on market $85,000 Active 180 DOM
-
2026-08-16days on market $85,000 Active 179 DOM
-
2026-08-15days on market $85,000 Active 178 DOM
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2026-08-14days on market $85,000 Active 177 DOM
-
2026-08-13days on market $85,000 Active 176 DOM
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2026-08-12days on market $85,000 Active 175 DOM
-
2026-08-11days on market $85,000 Active 174 DOM
-
2026-08-10days on market $85,000 Active 173 DOM
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2026-08-09days on market $85,000 Active 172 DOM
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2026-08-08days on market $85,000 Active 171 DOM
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2026-08-07days on market $85,000 Active 170 DOM
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2026-08-06days on market $85,000 Active 169 DOM
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2026-08-05days on market $85,000 Active 168 DOM
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2026-08-04days on market $85,000 Active 167 DOM
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2026-08-03days on market $85,000 Active 166 DOM
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2026-07-31days on market $85,000 Active 163 DOM
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2026-07-30days on market $85,000 Active 162 DOM
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2026-07-29days on market $85,000 Active 161 DOM
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2026-07-27days on market $85,000 Active 159 DOM
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2026-07-25days on market $85,000 Active 157 DOM
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2026-07-23days on market $85,000 Active 155 DOM
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2026-07-22days on market $85,000 Active 154 DOM
-
2026-07-21days on market $85,000 Active 153 DOM
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2026-07-18days on market $85,000 Active 150 DOM
-
2026-07-16days on market $85,000 Active 148 DOM
-
2026-07-16days on market $85,000 Active 147 DOM
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2026-07-14days on market $85,000 Active 146 DOM
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2026-07-13days on market $85,000 Active 145 DOM
-
2026-07-12days on market $85,000 Active 144 DOM
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2026-07-11days on market $85,000 Active 143 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,908 · $242/mo
- Projected year-2 tax
- $2,908 · $242/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 90% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,323
- − Mortgage interest
- −$4,201
- − Property taxes
- −$2,908
- − Insurance
- −$1,172
- − Repairs & maintenance
- −$1,466
- − Management
- −$1,466
- − Depreciation
- −$2,182
- Taxable income
- $4,928
- Est. tax owed @ 24.0%
- −$1,183
- After-tax cash flow
- $4,492/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This 1936 home offers a solid foundation for renovation or rental, with average condition and room for updates to enhance its value.
Components & finishes AI
Deferred maintenance Est. $500–$2,000 screening
- Minor Roof (roof) — No visible signs of damage or wear on the roof.
Repairs flagged
- Major Paint — Paint appears faded in some areas.
- Moderate Kitchen cabinets — Cabinets show signs of wear.
- Minor Bathroom fixtures — Fixtures may need updating for a fresh look.
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint can improve curb appeal and interior aesthetics. ↑
- Both Updating kitchen cabinets and fixtures — Modernizing the kitchen can increase both resale and rental value. ↑
- Both Landscaping and curb appeal improvements — A well-maintained exterior can attract more buyers and renters. ↑
- Both HVAC maintenance — A functional HVAC system is essential for both comfort and energy efficiency, impacting both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- West Orange-Cove CISD
- NCES district ID
- 4845090
- Math proficiency
- 17% ▼ -7.00%
- Reading proficiency
- 21% ▼ -2.00%
- Median HH income
- $37,329
- Composite
- 15.86/100
- National rank
- #9260
- State rank
- #784 of 826 in TX
Livability — Orange
- Score
- 71/100
- State rank
- #286
- US rank
- #6456
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Orange, TX
- County
- Orange County · 88,065 people
- City population
- 22,976
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 28,983
- Household income
- $64,373
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 13% Italian 1% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.01%
- Current HPI
- 264.14
- Rent YoY
- ▲ 5.71%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+11.1% since first listed10 events — show timeline
- 2026-03-25 Listed $110,000 BBOR
- 2026-02-18 Listed $110,000 Deep East Texas MLS
- 2026-02-18 Listed $110,000 HARMLS
- 2025-07-31 Listing Removed — HARMLS
- 2025-07-14 Listed $50,000 HARMLS
- 2025-07-09 Listing Removed — LERA
- 2025-07-03 Price Changed $75,000 LERA
- 2025-05-30 Listed $99,000 LERA
- 2011-09-06 Sold (Public Records) — Public Records
- 2010-05-27 Sold (Public Records) — Public Records
Property tax history
+2.9%/yrLatest (2025): $2,908 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…