8910 Rhoda · San Antonio, TX 78224

$209,990

3 bd · 1.5 ba · 1,609 sqft · SingleFamily public records · 286 Days on market

Built 2001 5,488 sqft lot $131/sqft · at area comps Est $215k · at est. $24/mo HOA · 1% of rent

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +8.6/15.0
• Cash flow +7.6/30.0
• Livability +4.0/5.0
• 1% rule +3.2/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• DSCR +1.7/10.0
• Schools +1.4/10.0

Listing remarks MLS

Discover the perfect blend of comfort and convenience at 8910 Rhoda! Built in 2001, this inviting two-story home features 3 bedrooms, 1.5 bathrooms, and a spacious layout designed for modern living. The main level welcomes you with warm wood flooring, a large living room, and a practical kitchen offering ample cabinetry and easy flow for everyday life. Upstairs, you'll find three well-sized bedrooms, including a HUGE primary bedroom that provides plenty of room for relaxation or retreat. Outside, the fenced backyard is ideal for entertaining or unwinding, complete with an oversized patio cover, extended concrete areas, and minimal lawn maintenance-perfect for enjoying your weekends instead of working in the yard. Located in the sought-after Villa Del Sol neighborhood, this home keeps you close to shopping, parks, and major routes like I-35 and Loop 410 for quick commutes around the city, Texas A&M San Antonio and the Toyota Plant as well! Don't miss your chance to own this southside gem-schedule your showing today and make 8910 Rhoda your new home!

Key facts

• Fenced backyard
• Close to shopping
• 5,488 sq ft lot

Tags

• FENCED BACKYARD
• OVERSIZED PATIO COVER
• EXTENDED CONCRETE AREAS
• MINIMAL LAWN MAINTENANCE
• VILLA DEL SOL NEIGHBORHOOD
• CLOSE TO SHOPPING

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $-250 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $166k (21.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (17.9% below list).
• Recommended offer: $166k (21.1% below list) — sets the bar for cash-flow.
• Cap rate 4.9% vs local median 3.8% in San Antonio — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• South San Antonio ISD (urban): math 13% / reading 20% proficiency, ranked #804 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hutchins El (math 17% / reading 22%, grade F, #3,583 of 4,322 statewide, top 86%, 411 students, 90% FRL); Robert C Zamora Middle (math 12% / reading 21%, grade F, #1,536 of 1,662 statewide, top 93%, 437 students, 90% FRL); South San Antonio H S (math 27% / reading 32%, grade F, #1,112 of 1,632 statewide, top 70%, 1,786 students, 93% FRL) — zoned schools average 91% FRL vs 42% district-wide (49 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 275 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 35% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 286 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 21y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $165,741 (21.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 286 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 4.86%
• Cash-on-cash: -5.11%
• DSCR: 0.77
• GRM: 10.2

CMA / ARV

• ARV (median comp): $215,064
• List price: $209,990
• Delta: -2.36%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8731 Sunview	0.18mi	3/2.5	1,604 (-0%)	5mo	$195,000	$122	83
8950 Victoria Lk	0.36mi	3/2.0	1,651 (+3%)	1mo	$215,000	$130	76
1819 Sunbend Fls	0.11mi	3/2.5	1,609 (0%)	23mo	$219,900	$137	72
2126 Verde Cyn	0.29mi	3/2.5	1,623 (+1%)	15mo	$230,000	$142	69
9311 Melina Mdw	0.46mi	3/2.5	1,620 (+1%)	20mo	$341,777	$211	57
8215 Marek St	0.56mi	3/2.0	1,800 (+12%)	9mo	$299,900	$167	45
2223 Abacus St	0.44mi	4/2.0 (+1)	1,496 (-7%)	20mo	$219,700	$147	44
1826 W Hutchins Pl	0.71mi	3/1.5	1,470 (-9%)	22mo	$154,900	$105	34
8111 Marek St	0.66mi	4/2.0 (+1)	1,729 (+8%)	24mo	$279,900	$162	30
8310 Kingley Dr	0.64mi	3/2.0	1,400 (-13%)	21mo	$245,000	$175	29
1419 Beverly Ann St	0.50mi	4/2.0 (+1)	1,373 (-15%)	22mo	$189,000	$138	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.83% rent growth · sell at horizon

5-year hold

• IRR: 20.0%
• Equity multiple: 2.61×
• Total profit: $94,855
• Equity at exit: $189,176

10-year hold

• IRR: 17.8%
• Equity multiple: 5.85×
• Total profit: $285,295
• Equity at exit: $407,964

Cash invested: $58,797 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78224

• Home prices YoY: 12.4%
• Rents YoY: 0.8%
• Active inventory: 275
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $1,723 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$399 /mo · $4,788/yr
• Insurance: −$87
• HOA: −$24
• Vacancy / Maint / Mgmt: −$362
• Net cashflow: $-250

Break-even live

Break-even rent $2,040

Max offer price $165,741

Occupancy floor —

Sensitivity live

Price	-10% $-132	-5% $-191	+0% $-250	+5% $-310	+10% $-369
Rent	-10% $-387	-5% $-319	+0% $-250	+5% $-182	+10% $-114
Rate	-1.0pp $-145	-0.5pp $-197	base $-250	+0.5pp $-305	+1.0pp $-360

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,498
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1243 Gillette Blvd San Antonio, TX	3.0	2.0	1456	$1,500	$1.03	25d	1	0.33mi
8622 S Zarzamora St #423 San Antonio, TX	3.0	2.0	1100	$1,600	$1.45	45d	1	0.36mi
9018 Chaminade Dr San Antonio, TX	3.0	1.5	1056	$1,675	$1.59	45d	1	0.46mi
9302 La Ronda Dr San Antonio, TX	4.0	1.0	1110	$1,300	$1.17	25d	1	0.63mi
9514 Veronica St San Antonio, TX	3.0	2.0	1455	$1,450	$1.00	4d	1	0.82mi
11327 Clearmine San Antonio, TX	3.0	2.5	1362	$1,650	$1.21	0d	2	1.14mi
546 E Petaluma Blvd San Antonio, TX	3.0	2.0	1895	$1,650	$0.87	25d	1	1.29mi
2111 Bigmouth Rod San Antonio, TX	4.0	2.5	1917	$1,700	$0.89	45d	1	1.35mi
2107 Bigmouth Rod San Antonio, TX	3.0	2.5	1777	$1,675	$0.94	45d	1	1.35mi
2115 Bigmouth Rod San Antonio, TX	4.0	2.5	1847	$1,755	$0.95	45d	1	1.35mi
2026 Bigmouth Rod San Antonio, TX	4.0	2.5	1383	$1,650	$1.19	6d	1	1.37mi
10007 Kersey Ml San Antonio, TX	3.0	2.0	1440	$1,495	$1.04	45d	1	1.38mi
10018 Ana Hts San Antonio, TX	3.0	2.0	1266	$1,550	$1.22	18d	1	1.39mi
10258 Asta Trl San Antonio, TX	4.0	2.0	1625	$1,590	$0.98	18d	1	1.42mi
10210 S Zarzamora St San Antonio, TX	2.0–4.0	2.0	1139	$1,460	$1.28	0d	1	1.42mi
10031 Kersey Ml San Antonio, TX	4.0	2.5	1950	$1,895	$0.97	3d	1	1.42mi
10119 Ana Hts San Antonio, TX	3.0	2.0	1266	$1,550	$1.22	12d	1	1.42mi
10042 Kersey Ml San Antonio, TX	3.0	2.0	1450	$1,650	$1.14	23d	1	1.45mi
10135 Ana Hts San Antonio, TX	4.0	2.0	1952	$2,200	$1.13	0d	1	1.46mi
10151 Asta Trl San Antonio, TX	4.0	2.0	1625	$1,650	$1.02	14d	1	1.46mi
10107 Kersey Ml San Antonio, TX	4.0	2.0	1628	$1,695	$1.04	25d	1	1.47mi

HOA detail

• Monthly dues: $24 · $288/yr

Listing history 24 events

1. 2026-06-21
   days on market $209,990 Active 286 DOM
2. 2026-06-18
   days on market $209,990 Active 283 DOM
3. 2026-06-17
   days on market $209,990 Active 282 DOM
4. 2026-06-16
   days on market $209,990 Active 281 DOM
5. 2026-06-15
   days on market $209,990 Active 280 DOM
6. 2026-06-13
   days on market $209,990 Active 278 DOM
7. 2026-06-09
   days on market $209,990 Active 274 DOM
8. 2026-06-08
   days on market $209,990 Active 273 DOM
9. 2026-06-07
   days on market $209,990 Active 272 DOM
10. 2026-06-04
    days on market $209,990 Active 269 DOM
11. 2026-06-03
    days on market $209,990 Active 268 DOM
12. 2026-06-02
    days on market $209,990 Active 267 DOM
13. 2026-06-01
    days on market $209,990 Active 266 DOM
14. 2026-05-31
    days on market $209,990 Active 265 DOM
15. 2026-03-01
    price $209,990 1077-char remark

    Show marketing remark (1077 chars)

    Discover the perfect blend of comfort and convenience at 8910 Rhoda! Built in 2001, this inviting two-story home features 3 bedrooms, 1.5 bathrooms, and a spacious layout designed for modern living. The main level welcomes you with warm wood flooring, a large living room, and a practical kitchen offering ample cabinetry and easy flow for everyday life. Upstairs, you'll find three well-sized bedrooms, including a HUGE primary bedroom that provides plenty of room for relaxation or retreat. Outside, the fenced backyard is ideal for entertaining or unwinding, complete with an oversized patio cover, extended concrete areas, and minimal lawn maintenance-perfect for enjoying your weekends instead of working in the yard. Located in the sought-after Villa Del Sol neighborhood, this home keeps you close to shopping, parks, and major routes like I-35 and Loop 410 for quick commutes around the city, Texas A&M San Antonio and the Toyota Plant as well! Don't miss your chance to own this southside gem-schedule your showing today and make 8910 Rhoda your new home!

16. 2025-10-04
    price $219,990 1077-char remark

    Show marketing remark (1077 chars)

    Discover the perfect blend of comfort and convenience at 8910 Rhoda! Built in 2001, this inviting two-story home features 3 bedrooms, 1.5 bathrooms, and a spacious layout designed for modern living. The main level welcomes you with warm wood flooring, a large living room, and a practical kitchen offering ample cabinetry and easy flow for everyday life. Upstairs, you'll find three well-sized bedrooms, including a HUGE primary bedroom that provides plenty of room for relaxation or retreat. Outside, the fenced backyard is ideal for entertaining or unwinding, complete with an oversized patio cover, extended concrete areas, and minimal lawn maintenance-perfect for enjoying your weekends instead of working in the yard. Located in the sought-after Villa Del Sol neighborhood, this home keeps you close to shopping, parks, and major routes like I-35 and Loop 410 for quick commutes around the city, Texas A&M San Antonio and the Toyota Plant as well! Don't miss your chance to own this southside gem-schedule your showing today and make 8910 Rhoda your new home!

17. 2025-09-08
    listed $229,990 New 1077-char remark

    Show marketing remark (1077 chars)

    Discover the perfect blend of comfort and convenience at 8910 Rhoda! Built in 2001, this inviting two-story home features 3 bedrooms, 1.5 bathrooms, and a spacious layout designed for modern living. The main level welcomes you with warm wood flooring, a large living room, and a practical kitchen offering ample cabinetry and easy flow for everyday life. Upstairs, you'll find three well-sized bedrooms, including a HUGE primary bedroom that provides plenty of room for relaxation or retreat. Outside, the fenced backyard is ideal for entertaining or unwinding, complete with an oversized patio cover, extended concrete areas, and minimal lawn maintenance-perfect for enjoying your weekends instead of working in the yard. Located in the sought-after Villa Del Sol neighborhood, this home keeps you close to shopping, parks, and major routes like I-35 and Loop 410 for quick commutes around the city, Texas A&M San Antonio and the Toyota Plant as well! Don't miss your chance to own this southside gem-schedule your showing today and make 8910 Rhoda your new home!

18. 2008-04-01
    soldstatus 252-char remark

    Show marketing remark (252 chars)

    Short Sale - LENDER APPROVAL RECEIVED and ready to go! Great starter home with practical floor plan. Delightful large back yard for run and play and for bar-b-ques, wired for surround sound downstairs. Convenient location and access to major highways.

19. 2008-03-25
    soldstatus
20. 2008-03-25
    soldstatus
21. 2008-01-16
    listed $88,000 252-char remark

    Show marketing remark (252 chars)

    Short Sale - LENDER APPROVAL RECEIVED and ready to go! Great starter home with practical floor plan. Delightful large back yard for run and play and for bar-b-ques, wired for surround sound downstairs. Convenient location and access to major highways.

22. 2007-07-26
    soldstatus
23. 2006-01-01
    historical
24. 2005-04-12
    listed $105,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,788 · $399/mo
• Projected year-2 tax: $4,788 · $399/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,677
• − Mortgage interest: −$11,763
• − Property taxes: −$4,788
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,654
• − Management: −$1,654
• − HOA: −$288
• − Depreciation: −$6,109
• Taxable loss: −$6,629
• Est. tax savings @ 24.0%: +$1,591
• After-tax cash flow: $-1,415/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South San Antonio ISD
• NCES district ID: 4840680
• Math proficiency: 13% ▼ -20.00%
• Reading proficiency: 20% ▼ -10.00%
• Median HH income: $35,460
• Composite: 13.6/100
• National rank: #9511
• State rank: #804 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 22,232
• Household income: $59,891
• Rent vs Own: 42.3% rent · 57.7% own
• Severe rent burden: 721.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (90%)
• Race & ethnicity: Hispanic / Latino 90% Two or more races 24% White 6% Native American 2% Asian 2%
• Hispanic origin (detail): Mexican 75%
• Common ancestry: Italian 1%
• Foreign-born: 18% · Canada, Vietnam, China
• Languages at home: 44% English-only · Spanish 55% Chinese 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 29.95%
• Current HPI: 272.0709
• Rent YoY: ▲ 0.83%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+100.0% since first listed

10 events — show timeline

• 2026-03-01 Price Changed $209,990 LERA
• 2025-10-04 Price Changed $219,990 LERA
• 2025-09-08 Listed $229,990 LERA
• 2008-04-01 Sold (MLS) — LERA
• 2008-03-25 Sold (Public Records) — Public Records
• 2008-03-25 Sold (Public Records) — Public Records
• 2008-01-16 Listed $88,000 LERA
• 2007-07-26 Sold (Public Records) — Public Records
• 2006-01-01 Listing Removed — LERA
• 2005-04-12 Listed $105,000 LERA

Property tax history

+6.0%/yr

Latest (2025): $4,788 · +0.0% YoY. Source: county tax records.