26169 Madras Ct · Harbour Heights, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.23%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.7/30.0
- ARV discount +15.0/15.0
- 1% rule +6.6/10.0
- DSCR +6.6/10.0
- Schools +4.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
House Beautiful! Don't miss this gorgeous 3 Bed + Den, 2 Bath Shabby Chic Home! The Farmhouse kitchen features poured concrete countertops, open shelving, shiplap walls, stainless steel appliances with range hood, refaced cabinetry, butler's pantry, breakfast bar and upgraded lighting. This large home offers an open dining/family room concept. .. .great for entertaining. Split bedroom plan. Huge master bedroom with en suite and French doors to the back yard. 2 additional large bedrooms with tile flooring and upgraded lighting. Separate Living Room with French Doors. Both Bathrooms have been updated. Inside Laundry. This house is surely to impress! Make your appointment today. .. .. it won't last!
Key facts
- Quiet street
- Front patio
- Mature tree
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $304 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $225k).
- Recommended offer: $218k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.9% vs local median 4.0% in Harbour Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#684 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B; Watch: amenities F, commute F, health & safety D-.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Deep Creek Elementary School (math 64% / reading 68%, grade B+, #492 of 2,144 statewide, top 23%, 835 students, 47% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
- Market conditions: Rents soft (-2.6%/yr); 558 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 44% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 13y ago; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.5% of price.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 7.91%
- Cash-on-cash
- 5.79%
- DSCR
- 1.26
- GRM
- 7.2
CMA / ARV
- ARV (on-the-fly)
- $349,830
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2450 Rio DE Janeiro Ave | 0.33mi | 3/2.0 | 2,027 (-2%) | 8mo | $410,000 | $202 | 74 |
| 26177 Madras Ct | 0.01mi | 3/2.0 | 1,791 (-14%) | 12mo | $372,216 | $208 | 67 |
| 2704 Mauritania Rd | 0.42mi | 3/2.0 | 2,068 (-0%) | 18mo | $448,000 | $217 | 65 |
| 2378 Rio DE Janeiro Ave | 0.38mi | 3/2.0 | 1,979 (-4%) | 20mo | $265,000 | $134 | 59 |
| 2381 Montpelier Rd | 0.39mi | 3/2.0 | 1,786 (-14%) | 3mo | $360,000 | $202 | 56 |
| 2408 Montpelier Rd | 0.33mi | 3/2.5 | 2,269 (+10%) | 15mo | $260,000 | $115 | 54 |
| 26055 Luzon Ct | 0.34mi | 4/2.0 (+1) | 1,976 (-4%) | 23mo | $333,000 | $169 | 52 |
| 2165 Onondaga Ln | 0.72mi | 3/2.0 | 1,884 (-9%) | 2mo | $290,000 | $154 | 50 |
| 2305 Sofia Ln | 0.60mi | 4/2.0 (+1) | 2,299 (+11%) | 17mo | $385,000 | $167 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -11.1%
- Equity multiple
- 0.61×
- Total profit
- $-24,576
- Equity at exit
- $33,548
- IRR
- -7.5%
- Equity multiple
- 0.60×
- Total profit
- $-25,355
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33983
- Home prices YoY
- -5.1%
- Rents YoY
- -2.6%
- Active inventory
- 558
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $2,610 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$471 /mo · $5,656/yr
- Insurance
- −$94
- HOA
- −$13
- Vacancy / Maint / Mgmt
- −$548
- Net cashflow
- $304
Break-even live
Sensitivity live
| Price | -10% $431 | -5% $368 | +0% $304 | +5% $240 | +10% $177 |
|---|---|---|---|---|---|
| Rent | -10% $98 | -5% $201 | +0% $304 | +5% $407 | +10% $510 |
| Rate | -1.0pp $417 | -0.5pp $361 | base $304 | +0.5pp $246 | +1.0pp $186 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| Rio De Janeiro Ave Punta Gorda, FL | 4.0 | 2.0 | 2090 | $2,495 | $1.19 | 22d | 1 | 0.28mi |
| 2408 Montpelier Rd Punta Gorda, FL | 3.0 | 2.5 | 2269 | $4,400 | $1.94 | 22d | 1 | 0.34mi |
| 2437 Greenland Ct Punta Gorda, FL | 3.0 | 2.0 | 1995 | $2,100 | $1.05 | 22d | 1 | 0.37mi |
| 2194 Rio de Janeiro Ave Punta Gorda, FL | 3.0 | 2.0 | 1677 | $1,825 | $1.09 | 15d | 1 | 0.67mi |
| 3187 Sulstone Dr Punta Gorda, FL | 3.0 | 2.0 | 1408 | $2,000 | $1.42 | 22d | 1 | 0.83mi |
| 2081 Nuremberg Blvd Punta Gorda, FL | 3.0 | 2.0 | 2252 | $2,136 | $0.95 | 15d | 1 | 0.92mi |
| 27048 Omni Ln Punta Gorda, FL | 3.0 | 2.0 | 1596 | $1,900 | $1.19 | 22d | 1 | 0.98mi |
| 1535 Ultramarine Ln Punta Gorda, FL | 3.0 | 2.0 | 1950 | $2,950 | $1.51 | 22d | 1 | 1.07mi |
| 25442 Rampart Blvd Punta Gorda, FL | 3.0 | 2.0 | 2032 | $2,800 | $1.38 | 22d | 1 | 1.13mi |
| 3234 Daytona Dr Punta Gorda, FL | 3.0 | 2.0 | 1442 | $2,500 | $1.73 | 22d | 1 | 1.23mi |
| 1392 San Cristobal Ave Punta Gorda, FL | 3.0 | 2.0 | 1452 | $2,150 | $1.48 | 22d | 1 | 1.35mi |
| 1418 Olancha Ct Punta Gorda, FL | 4.0 | 3.0 | 2416 | $4,000 | $1.66 | 22d | 1 | 1.41mi |
| 27381 Voyageur Dr Punta Gorda, FL | 3.0 | 2.0 | 1529 | $2,350 | $1.54 | 22d | 1 | 1.43mi |
| 27381 Voyageur Dr Punta Gorda, FL | 3.0 | 2.0 | 1529 | $2,350 | $1.54 | 15d | 1 | 1.43mi |
| 1472 Neapolitan Rd Punta Gorda, FL | 3.0 | 2.0 | 1820 | $2,100 | $1.15 | 15d | 1 | 1.44mi |
HOA detail
- Monthly dues
- $13 · $156/yr
Listing history 31 events
-
2026-03-17status Pending
-
2026-03-10price $225,000
-
2026-03-10status Active
-
2026-02-03status Pending
-
2026-01-26price $235,000
-
2026-01-23status Active
-
2025-12-18status Pending
-
2025-11-26$245,000 Active
-
2021-12-09soldstatus $345,000 Closed 708-char remark
Show marketing remark (708 chars)
House Beautiful! Don't miss this gorgeous 3 Bed + Den, 2 Bath Shabby Chic Home! The Farmhouse kitchen features poured concrete countertops, open shelving, shiplap walls, stainless steel appliances with range hood, refaced cabinetry, butler's pantry, breakfast bar and upgraded lighting. This large home offers an open dining/family room concept. .. .great for entertaining. Split bedroom plan. Huge master bedroom with en suite and French doors to the back yard. 2 additional large bedrooms with tile flooring and upgraded lighting. Separate Living Room with French Doors. Both Bathrooms have been updated. Inside Laundry. This house is surely to impress! Make your appointment today. .. .. it won't last!
-
2021-12-09soldstatus $345,000
Show marketing remark (708 chars)
House Beautiful! Don't miss this gorgeous 3 Bed + Den, 2 Bath Shabby Chic Home! The Farmhouse kitchen features poured concrete countertops, open shelving, shiplap walls, stainless steel appliances with range hood, refaced cabinetry, butler's pantry, breakfast bar and upgraded lighting. This large home offers an open dining/family room concept. .. .great for entertaining. Split bedroom plan. Huge master bedroom with en suite and French doors to the back yard. 2 additional large bedrooms with tile flooring and upgraded lighting. Separate Living Room with French Doors. Both Bathrooms have been updated. Inside Laundry. This house is surely to impress! Make your appointment today. .. .. it won't last!
-
2021-11-01status Pending 708-char remark
Show marketing remark (708 chars)
House Beautiful! Don't miss this gorgeous 3 Bed + Den, 2 Bath Shabby Chic Home! The Farmhouse kitchen features poured concrete countertops, open shelving, shiplap walls, stainless steel appliances with range hood, refaced cabinetry, butler's pantry, breakfast bar and upgraded lighting. This large home offers an open dining/family room concept. .. .great for entertaining. Split bedroom plan. Huge master bedroom with en suite and French doors to the back yard. 2 additional large bedrooms with tile flooring and upgraded lighting. Separate Living Room with French Doors. Both Bathrooms have been updated. Inside Laundry. This house is surely to impress! Make your appointment today. .. .. it won't last!
-
2021-10-29$335,000 Active 708-char remark
Show marketing remark (708 chars)
House Beautiful! Don't miss this gorgeous 3 Bed + Den, 2 Bath Shabby Chic Home! The Farmhouse kitchen features poured concrete countertops, open shelving, shiplap walls, stainless steel appliances with range hood, refaced cabinetry, butler's pantry, breakfast bar and upgraded lighting. This large home offers an open dining/family room concept. .. .great for entertaining. Split bedroom plan. Huge master bedroom with en suite and French doors to the back yard. 2 additional large bedrooms with tile flooring and upgraded lighting. Separate Living Room with French Doors. Both Bathrooms have been updated. Inside Laundry. This house is surely to impress! Make your appointment today. .. .. it won't last!
-
2015-09-17soldstatus $136,500
-
2015-09-15soldstatus $136,410 Sold 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-08-20status Pending 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-07-28historical Contingent - Inspections 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-06-26status Active 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-06-25historical 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-05-28price $135,000 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-04-30price $139,000 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-04-17price $145,000 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-04-14price $149,990 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
-
2015-04-13$139,990 Active 536-char remark
Show marketing remark (536 chars)
DEED RESTRICTED DEEP CREEK HOME WITH COUNTY WATER AND SEWER ON A WIDE GREENBELT. Spacious home with a split bedroom floor plan features a living room with slider to the backyard, a family room adjacent the kitchen, a formal dining room, kitchen with ample cabinetry and counter space, a bonus room off the kitchen, master bedroom with private bath offering dual sinks and two guest bedrooms and a guest bath. Located in Deep Creek, which is conveniently located to I-75, schools, shopping, restaurants and all amenities. PRICED TO SELL!
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2015-04-01historical
-
2014-10-03status Active
-
2014-09-25historical
-
2014-06-14status Active
-
2014-06-10historical
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2013-10-01price $166,900
-
2013-09-25$169,900 Active
-
2006-09-14soldstatus $165,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,656 · $471/mo
- Projected year-2 tax
- $5,656 · $471/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 23% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,323
- − Mortgage interest
- −$12,603
- − Property taxes
- −$5,656
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$2,506
- − Management
- −$2,506
- − HOA
- −$156
- − Depreciation
- −$6,545
- Taxable income
- $226
- Est. tax owed @ 24.0%
- −$54
- After-tax cash flow
- $3,595/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Harbour Heights
- Score
- 64/100
- State rank
- #684
- US rank
- #14202
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 196,994 people
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 18,471
- Household income
- $71,856
- Rent vs Own
- Severe rent burden
- 342.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Hispanic / Latino 9% Black 9% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2%
- Common ancestry
- Romanian 4% Lithuanian 3% Italian 2%
- Foreign-born
- 11% · Canada, Jamaica
- Languages at home
- 92% English-only · Spanish 4% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -18.76%
- Current HPI
- 346.0116
- Rent YoY
- ▼ -2.57%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
+36.4% since first listed31 events — show timeline
- 2026-03-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-10 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-10 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-02-03 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-01-26 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-23 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-12-18 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-11-26 Listed $245,000 Stellar MLS as Distributed by MLS Grid
- 2021-12-09 Sold (Public Records) $345,000 Public Records
- 2021-12-09 Sold (MLS) $345,000 Stellar MLS as Distributed by MLS Grid
- 2021-11-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-10-29 Listed $335,000 Stellar MLS as Distributed by MLS Grid
- 2015-09-17 Sold (Public Records) $136,500 Public Records
- 2015-09-15 Sold (MLS) $136,410 Stellar MLS as Distributed by MLS Grid
- 2015-08-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-07-28 Contingent — Stellar MLS as Distributed by MLS Grid
- 2015-06-26 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-06-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2015-05-28 Price Changed $135,000 Stellar MLS as Distributed by MLS Grid
- 2015-04-30 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
- 2015-04-17 Price Changed $145,000 Stellar MLS as Distributed by MLS Grid
- 2015-04-14 Price Changed $149,990 Stellar MLS as Distributed by MLS Grid
- 2015-04-13 Listed $139,990 Stellar MLS as Distributed by MLS Grid
- 2015-04-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2014-10-03 Relisted — Stellar MLS as Distributed by MLS Grid
- 2014-09-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2014-06-14 Relisted — Stellar MLS as Distributed by MLS Grid
- 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2013-10-01 Price Changed $166,900 Stellar MLS as Distributed by MLS Grid
- 2013-09-25 Listed $169,900 Stellar MLS as Distributed by MLS Grid
- 2006-09-14 Sold (Public Records) $165,000 Public Records
Property tax history
+13.9%/yrLatest (2025): $5,656 · -6.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
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