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208 Daves Rd
C+ Composite 61.63
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.4/10.0
  • 1% rule +4.7/10.0
  • Livability +3.2/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

208 Daves Rd · York, SC 29745
3 bd · 2.0 ba · 1,216 sqft · SingleFamily public records · 79 Days on market
Built 2015 1.27 ac lot Est $289k · 27% under ↓ 1% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Situated on a spacious 1.27-acre corner lot, this home offers an open, level setting with plenty of room for entertaining. A wired, oversized detached garage provides the perfect space for a workshop or extra storage. Inside, the open floor plan connects the living room, dining area, and kitchen, creating a welcoming and functional layout. The kitchen features ample cabinetry and a large island with a breakfast bar, while the split-bedroom floor plan offers added privacy and comfort. Carpet replaced in 2 bedrooms. Plenty of parking in the driveway. Enjoy the Quiet Country life!

Key facts

  • 1.27 acre lot
  • Garage
  • Built 2015

Property features AI

Finance

  • HOA & community: No HOA

Exterior

  • Parking: Detached garage (1-car); 720 sq ft garage; Driveway parking; 4 open parking spaces
  • Utilities: Community well water; Septic system
  • Home design: Manufactured singlewide residence; One story; Ramp(s) to main level; Zoning: RC-II
  • Construction: Manufactured construction; Vinyl exterior
  • Exterior features: Corner, level lot; Publicly maintained paved concrete road

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Exhaust hood; Self-cleaning oven
  • Bedrooms: 3 bedrooms (all on the main level)
  • Flooring: Carpet; Linoleum
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Breakfast bar; Kitchen island; Open floorplan; Insulated windows; 8 total rooms
  • Laundry & utility: Laundry on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $379 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (2.6% below list).
  • Recommended offer: $197k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 4.6% in York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#139 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • York 01 (rural): math 31% / reading 40% proficiency, ranked #41 of 80 in SC (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 37% / reading 37%, grade F, #315 of 597 statewide, top 55%, 418 students, 100% FRL); York Comprehensive High (math 39% / reading 82%, grade C+, #108 of 196 statewide, top 55%, 1,493 students, 68% FRL) — zoned schools average 84% FRL vs 54% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 49% at this address vs 36% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the York 01 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 541 active listings in the ZIP; solid renter incomes; 2,550 units permitted in York County in 2024 (350 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • York County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $197,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.46%
Cash-on-cash
7.74%
DSCR
1.34
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$289,408
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
143 Flushing Dr 0.69mi 3/2.0 1,200 (-1%) 5mo $275,000 $229 62
431 Stacy Ln 0.64mi 3/2.0 1,262 (+4%) 6mo $299,900 $238 59
1274 Bicycle Ct 0.58mi 3/2.0 1,386 (+14%) 14mo $360,000 $260 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.5%
Equity multiple
0.83×
Total profit
$-9,962
Equity at exit
$31,312
10-year hold
IRR
5.1%
Equity multiple
1.37×
Total profit
$22,035
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29745

Home prices YoY
-30.3%
Active inventory
541
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,045 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$48 /mo · $570/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$430
Net cashflow
$379

Break-even live

Break-even rent $1,565
Max offer price $210,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $210,000 Active 79 DOM
  2. 2026-06-17
    days on market $210,000 Active 78 DOM
  3. 2026-06-16
    days on market $210,000 Active 77 DOM
  4. 2026-06-15
    price $210,000 Active 76 DOM
  5. 2026-06-15
    days on market $212,000 Active 76 DOM
  6. 2026-06-13
    days on market $212,000 Active 74 DOM
  7. 2026-06-09
    days on market $212,000 Active 70 DOM
  8. 2026-06-08
    days on market $212,000 Active 69 DOM
  9. 2026-06-07
    days on market $212,000 Active 68 DOM
  10. 2026-06-04
    days on market $212,000 Active 65 DOM
  11. 2026-06-03
    days on market $212,000 Active 64 DOM
  12. 2026-06-02
    days on market $212,000 Active 63 DOM
  13. 2026-06-01
    days on market $212,000 Active 62 DOM
  14. 2026-05-31
    days on market $212,000 Active 61 DOM
  15. 2026-05-22
    price $212,000
  16. 2026-03-31
    status Active
  17. 2025-12-16
    historical $215,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$570 · $48/mo
Projected year-2 tax
$1,197 · $100/mo
Expected delta
+$627/yr (+$52/mo · 109.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,543
− Mortgage interest
−$11,763
− Property taxes
−$570
− Insurance
−$1,050
− Repairs & maintenance
−$1,963
− Management
−$1,963
− Depreciation
−$6,109
Taxable income
$1,124
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$270
After-tax cash flow
$4,284/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
York 01
NCES district ID
4503810
Math proficiency
31% ▼ -16.00%
Reading proficiency
40% ▬ 0.00%
Median HH income
$44,491
Composite
30.21/100
National rank
#6305
State rank
#41 of 80 in SC

Livability — York

Score
65/100
State rank
#139
US rank
#13425

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
York County · 281,758 people
City population
34,909
Metro
Charlotte-Concord-Gastonia, NC-SC
Population (ZIP)
34,909
Household income
$79,117
Rent vs Own
16.1% rent · 83.9% own
Severe rent burden
321.0

Population outlook (York County) Hauer SSP2

Today (2025)
307,757 people
By 2030
335,979 · +9.2%
By 2040
391,378 · +27.2%
By 2050
443,234 · +44.0%
By 2075
557,102 · +81.0%
By 2100
625,837 · +103.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 12% Two or more races 6% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 3% Serbian 3% Italian 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 4%

Political lean MEDSL · York

2024 margin
R (+19.1) · D 39.7% · R 58.8% · Other 1.5%
2008→2024 swing
-1.4pp toward R · 2008: -17.7pp · 2024: -19.1pp
All cycles
2024: R+19.1 2020: R+16.5 2016: R+22.1 2012: R+20.5 2008: R+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -109.42%
Current HPI
251.6848
Rent YoY
Metro
Charlotte-Concord-Gastonia, NC-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-1.4% since first listed
3 events — show timeline
  • 2026-05-22 Price Changed $212,000 CANOPYMLS as Distributed by MLS Grid
  • 2026-03-31 Relisted CANOPYMLS as Distributed by MLS Grid
  • 2025-12-16 Coming Soon $215,000 CANOPYMLS as Distributed by MLS Grid

Property tax history

-5.6%/yr

Latest (2025): $570 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…