CashFlowRE
Sign in Sign up
95 Briggs St
B- Composite 66.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.4/10.0
  • 1% rule +7.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$133,999

95 Briggs St · Beaumont, TX 77707
3 bd · 2.0 ba · 1,304 sqft · SingleFamily public records · 100 Days on market
Built 1978 8,258 sqft lot $103/sqft · 18% below area Est $163k · 18% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

JUST LISTED this charming BRICK home that features an attached garage, 3 bedrooms, 2 bathrooms and a beautiful brick fireplace. There is also nice tile flooring in all common areas. This home is conveniently located near I-10 and close to multiple shops, restaurants and local businesses! We also have many other homes in the Beaumont area. When you call also ask about our Beaumont INVESTOR PACKAGE. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream property.

Key facts

  • Close to restaurants
  • Near i-10
  • Brick fireplace

Tags

BRICK HOMEBRICK FIREPLACETILE FLOORINGNEAR I-10CLOSE TO SHOPSCLOSE TO RESTAURANTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $134k.

Deal economics

  • At list price, monthly cash flow is $311 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $134k).
  • Recommended offer: $122k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 151 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $926 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $121,939 (9.0% below list)

Questions for the listing agent

  1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.08%
Cash-on-cash
9.96%
DSCR
1.44
GRM
6.7

CMA / ARV

ARV (median comp)
$162,912
List price
$133,999
Delta
-17.75%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
92 Sparrow Way 0.14mi 3/2.0 1,305 (+0%) 3mo $169,900 $130 91
98 Sparrow Way 0.14mi 3/2.0 1,275 (-2%) 1mo $198,000 $155 89
4375 W Broadway St 0.27mi 3/2.0 1,191 (-9%) 6mo $169,000 $142 68
520 24th St 0.35mi 3/2.0 1,171 (-10%) 5mo $159,900 $137 63
137 Briggs St 0.14mi 3/2.0 1,427 (+9%) 20mo $178,000 $125 61
5590 Kohler St 0.60mi 3/2.0 1,469 (+13%) 3mo $210,000 $143 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.3%
Equity multiple
0.95×
Total profit
$-1,812
Equity at exit
$19,980
10-year hold
IRR
8.5%
Equity multiple
1.65×
Total profit
$24,254
Equity at exit
$11,586

Cash invested: $37,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77707

Active inventory
151
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,667 high interval (Pro) →
Mortgage (P&I)
$703
Tax from tax record
$247 /mo · $2,963/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$350
Net cashflow
$311

Break-even live

Break-even rent $1,273
Max offer price $133,999
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,500
Closing costs
$4,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
340 Maxwell Dr Beaumont, TX 3.0 2.5 1824 $2,100 $1.15 44d 1 0.14mi
5110 Laurel St Beaumont, TX 3.0 2.0 1303 $1,995 $1.53 21d 1 0.24mi
5195 Oriole Dr Beaumont, TX 3.0 2.0 1814 $2,000 $1.10 44d 1 0.27mi
3720 Laurel Ave Unit Laurel Ave unit 12 Beaumont, TX 2.0 1.5 1188 $1,095 $0.92 23d 1 0.39mi
3720 Laurel St #6 Beaumont, TX 2.0 1.5 1152 $1,095 $0.95 14d 1 0.39mi
565 25th St Beaumont, TX 2.0 2.0 1128 $1,650 $1.46 14d 1 0.41mi
85 E Caldwood Dr #6 Beaumont, TX 2.0 1.5 1331 $1,250 $0.94 23d 1 0.48mi
85 E Caldwood Dr Beaumont, TX 2.0 1.5 1330 $1,223 $0.92 44d 2 0.48mi
355 N 18th St Beaumont, TX 3.0 2.0 1050 $1,395 $1.33 44d 1 0.57mi
458 Belvedere Dr Beaumont, TX 3.0 2.0 1465 $1,595 $1.09 21d 1 0.89mi
745 Jeny Ln Beaumont, TX 3.0 1.0 1008 $1,190 $1.18 23d 1 0.96mi
551 Georgetown St Beaumont, TX 2.0 1.5 1317 $1,300 $0.99 44d 1 1.04mi
1215 Longfellow Dr Beaumont, TX 1.0–2.0 1.0–2.0 834 $1,545 $1.85 14d 15 1.05mi
770 Peyton Dr Beaumont, TX 3.0 2.0 1769 $1,895 $1.07 44d 1 1.11mi
6250 Ivanhoe Ln Beaumont, TX 1.0–2.0 1.0–2.0 885 $1,604 $1.81 14d 9 1.26mi
2640 Harrison Ave Beaumont, TX 3.0 1.0 1158 $1,295 $1.12 23d 1 1.28mi
520 Dowlen Rd Beaumont, TX 1.0–2.0 1.0–2.0 940 $1,050 $1.12 14d 10 1.35mi
2565 Harrison Ave Beaumont, TX 3.0 2.0 1789 $2,150 $1.20 44d 1 1.35mi
1425 Washington Village Pkwy Beaumont, TX 1.0–2.0 1.0 861 $1,065 $1.24 14d 1 1.39mi

Listing history 6 events

  1. 2026-05-08
    status Pending 630-char remark
    Show marketing remark (630 chars)

    JUST LISTED this charming BRICK home that features an attached garage, 3 bedrooms, 2 bathrooms and a beautiful brick fireplace. There is also nice tile flooring in all common areas. This home is conveniently located near I-10 and close to multiple shops, restaurants and local businesses! We also have many other homes in the Beaumont area. When you call also ask about our Beaumont INVESTOR PACKAGE. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream property.

  2. 2026-01-28
    listed $133,999 Active 630-char remark
    Show marketing remark (630 chars)

    JUST LISTED this charming BRICK home that features an attached garage, 3 bedrooms, 2 bathrooms and a beautiful brick fireplace. There is also nice tile flooring in all common areas. This home is conveniently located near I-10 and close to multiple shops, restaurants and local businesses! We also have many other homes in the Beaumont area. When you call also ask about our Beaumont INVESTOR PACKAGE. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream property.

  3. 2025-06-09
    soldstatus
  4. 2025-01-13
    historical
  5. 2025-01-06
    price $90,000
  6. 2025-01-06
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,963 · $247/mo
Projected year-2 tax
$2,963 · $247/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,001
− Mortgage interest
−$7,506
− Property taxes
−$2,963
− Insurance
−$670
− Repairs & maintenance
−$1,600
− Management
−$1,600
− Depreciation
−$3,898
Taxable income
$1,764
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$423
After-tax cash flow
$3,312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
18,323
Household income
$69,756
Rent vs Own
31.8% rent · 68.2% own
Severe rent burden
596.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Lithuanian 3% Italian 1% Romanian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -163.16%
Current HPI
167.8109
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+48.9% since first listed
6 events — show timeline
  • 2026-05-08 Pending HARMLS
  • 2026-01-28 Listed $133,999 HARMLS
  • 2025-06-09 Sold (Public Records) Public Records
  • 2025-01-13 Listing Removed HARMLS
  • 2025-01-06 Price Changed $90,000 BBOR
  • 2025-01-06 Listed $90,000 HARMLS

Property tax history

+2.0%/yr

Latest (2025): $2,963 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…