3536-3538 Orchard St · Weirton, WV 26062

$135,000

6 bd · 2.0 ba · 2,520 sqft · MultiFamily · 108 Days on market

Built 1925 3,998 sqft lot Est $108k · 25% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.1/30.0
• DSCR +10.0/10.0
• 1% rule +8.1/10.0
• Livability +3.5/5.0
• Schools +3.4/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Duplex located downtown Weirton one side has been renovated. The other side is a need of TLC. Both units are three bedrooms one bathroom. The one unit is currently rented for $650 a month.

Key facts

• 3,998 sq ft lot
• 2 garage spots
• Built 1925

Property features AI

Finance

• Other: Property taxes listed for 2025
• Financial info: Gross rental income reported at $2,150 per month; Unit rents: $1,000 and $1,150 (both units leased; leases expire January 1, 2027)

Exterior

• Parking: 2-car garage; On-street parking
• Utilities: Public water; Public sewer
• Home design: Two-story building; One building (multi-family with two similar units); Above-grade finished area approximately 2,520
• Construction: Vinyl siding; Asphalt/fiberglass roof
• Exterior features: Public water; Public sewer

Interior

• Bedrooms: Two three-bedroom units (each unit: 3 bedrooms)
• Bathrooms: Two full bathrooms total (one full bathroom in each unit)
• Heating & cooling: Forced air heating (gas)
• Interior features: Full, unfinished basement

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/1.0-bath units multifamily listed at $135k.

Deal economics

• At list price, monthly cash flow is $467 ($6k/yr) — positive. Per door: $233/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $135k).
• Recommended offer: $123k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.4% vs local median 4.2% in Weirton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#70 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute C-, schools D+, employment D.
• Hancock County Schools (urban): math 37% / reading 43% proficiency, ranked #7 of 55 in WV (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 79 active listings in the ZIP; 15 units permitted in Hancock County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hancock County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 108 days — a 9% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $40k; list at $135k implies a 238% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $122,850 (9.0% below list)

Questions for the listing agent

1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.31% ✓
• Cap rate: 10.44%
• Cash-on-cash: 14.82%
• DSCR: 1.66
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $108,360
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3511 Orchard St	0.06mi	6/3.0	2,620 (+4%)	1mo	$111,700	$43	86

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 5.4%
• Equity multiple: 1.21×
• Total profit: $7,890
• Equity at exit: $20,129

10-year hold

• IRR: 14.8%
• Equity multiple: 2.20×
• Total profit: $45,272
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State West Virginia: 83 Strongly Landlord-Friendly · R+22
• County: — inherits STATE
• City: — inherits STATE

Landlord-favorable; preempted; minimal protections.

Methodology + full state rankings →

ZIP-level market 26062

• Home prices YoY: -16.5%
• Active inventory: 79
• Price-to-rent: 12.7×

Monthly cashflow live

• Estimated rent: $1,772 medium
• Mortgage (P&I): −$708
• Tax est. 1.5%: −$169 /mo · $2,025/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $467

Break-even live

Break-even rent $1,181

Max offer price $135,000

Occupancy floor 69%

Sensitivity live

Price	-10% $560	-5% $514	+0% $467	+5% $420	+10% $374
Rent	-10% $327	-5% $397	+0% $467	+5% $537	+10% $607
Rate	-1.0pp $535	-0.5pp $501	base $467	+0.5pp $432	+1.0pp $396

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	1	$1,772
Total (2 units)			$1,772

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-21
   days on market $135,000 Active 108 DOM
2. 2026-06-19
   days on market $135,000 Active 106 DOM
3. 2026-06-18
   days on market $135,000 Active 105 DOM
4. 2026-06-17
   days on market $135,000 Active 104 DOM
5. 2026-06-16
   days on market $135,000 Active 103 DOM
6. 2026-06-15
   days on market $135,000 Active 102 DOM
7. 2026-06-14
   days on market $135,000 Active 100 DOM
8. 2026-06-12
   days on market $135,000 Active 99 DOM
9. 2026-06-09
   days on market $135,000 Active 96 DOM
10. 2026-06-09
    price $135,000 Active 95 DOM
11. 2026-06-08
    days on market $139,900 Active 95 DOM
12. 2026-06-07
    days on market $139,900 Active 94 DOM
13. 2026-06-07
    days on market $139,900 Active 93 DOM
14. 2026-06-04
    days on market $139,900 Active 90 DOM
15. 2026-06-02
    days on market $139,900 Active 89 DOM
16. 2026-06-01
    days on market $139,900 Active 88 DOM
17. 2026-05-31
    days on market $139,900 Active 87 DOM
18. 2026-05-31
    days on market $139,900 Active 86 DOM
19. 2026-05-09
    price $139,900
20. 2026-04-14
    price $145,000
21. 2026-03-04
    listed $149,900 Active
22. 2025-01-13
    status Pending 188-char remark

    Show marketing remark (188 chars)

    Duplex located downtown Weirton one side has been renovated. The other side is a need of TLC. Both units are three bedrooms one bathroom. The one unit is currently rented for $650 a month.

23. 2025-01-13
    soldstatus $40,000 Closed 188-char remark

    Show marketing remark (188 chars)

    Duplex located downtown Weirton one side has been renovated. The other side is a need of TLC. Both units are three bedrooms one bathroom. The one unit is currently rented for $650 a month.

24. 2024-10-22
    historical Contingent 188-char remark

    Show marketing remark (188 chars)

    Duplex located downtown Weirton one side has been renovated. The other side is a need of TLC. Both units are three bedrooms one bathroom. The one unit is currently rented for $650 a month.

25. 2024-10-09
    price $49,900 188-char remark

    Show marketing remark (188 chars)

    Duplex located downtown Weirton one side has been renovated. The other side is a need of TLC. Both units are three bedrooms one bathroom. The one unit is currently rented for $650 a month.

26. 2024-10-09
    listed $59,900 Active 188-char remark

    Show marketing remark (188 chars)

    Duplex located downtown Weirton one side has been renovated. The other side is a need of TLC. Both units are three bedrooms one bathroom. The one unit is currently rented for $650 a month.

27. 2024-09-08
    status Pending
28. 2024-09-08
    historical
29. 2024-09-04
    price $49,900
30. 2024-08-30
    price $55,000
31. 2024-08-25
    listed $59,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,264
• − Mortgage interest: −$7,562
• − Property taxes: −$2,025
• − Insurance: −$675
• − Repairs & maintenance: −$1,701
• − Management: −$1,701
• − Depreciation: −$3,927
• Taxable income: $3,672
• Est. tax owed @ 24.0%: −$881
• After-tax cash flow: $4,722/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hancock County Schools
• NCES district ID: 5400450
• Math proficiency: 37% ▼ -11.00%
• Reading proficiency: 43% ▼ -5.00%
• Median HH income: $39,803
• Composite: 33.5/100
• National rank: #5445
• State rank: #7 of 55 in WV

Livability — Weirton

• Score: 69/100
• State rank: #70
• US rank: #8638

Category grades

Amenities F Commute C- Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Weirton, WV
• City population: 20,721
• Population (ZIP): 20,721

Population outlook (Hancock County) Hauer SSP2

• Today (2025): 28,704 people
• By 2030: 27,913 · -2.8%
• By 2040: 26,078 · -9.1%
• By 2050: 24,521 · -14.6%
• By 2075: 21,630 · -24.6%
• By 2100: 17,867 · -37.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 4% Black 3% Hispanic / Latino 2%
• Common ancestry: Romanian 7% Lithuanian 2% Serbian 2%
• Foreign-born: 2% · Vietnam, Canada
• Languages at home: 97% English-only · Other Indo-European 1% Spanish 1%

Political lean MEDSL · Hancock

• 2024 margin: Solid R (+46.8) · D 25.8% · R 72.6% · Other 1.6%
• 2008→2024 swing: -31.6pp toward R · 2008: -15.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+43.6 2016: R+44.5 2012: R+21.6 2008: R+15.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -41.66%
• Current HPI: 210.5239
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+133.6% since first listed

13 events — show timeline

• 2026-05-09 Price Changed $139,900 MLSNOW
• 2026-04-14 Price Changed $145,000 MLSNOW
• 2026-03-04 Listed $149,900 MLSNOW
• 2025-01-13 Pending — MLSNOW
• 2025-01-13 Sold (MLS) $40,000 MLSNOW
• 2024-10-22 Contingent — MLSNOW
• 2024-10-09 Price Changed $49,900 MLSNOW
• 2024-10-09 Listed $59,900 MLSNOW
• 2024-09-08 Pending — MLSNOW
• 2024-09-08 Listing Removed — MLSNOW
• 2024-09-04 Price Changed $49,900 MLSNOW
• 2024-08-30 Price Changed $55,000 MLSNOW
• 2024-08-25 Listed $59,900 MLSNOW