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7031 Bethel Church Rd
C- Composite 54.79
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$180,000

7031 Bethel Church Rd · Macon-Bibb County, GA 31052
4 bd · 4.0 ba · 2,744 sqft · SingleFamily public records · 8 Days on market
Built 1975 1.70 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the potential at 7031 Bethel Church Rd-a true value-add fixer upper in Lizella with two of the most expensive improvements already completed. This property features a brand-new roof and a 5-year-old AC system, giving buyers a strong head start on renovations and long-term savings. Set on a spacious lot in a quiet, rural setting, the home offers a solid footprint ready for cosmetic updates, layout improvements, or a full transformation. Whether you're an investor seeking your next project, a homeowner looking to build equity, or a flipper searching for a property with upside, this one checks the boxes. With its combination of renovation potential, and desirable location, this property is a standout opportunity in today's market.

Key facts

  • Brand new roof
  • Quiet rural setting
  • Spacious lot

Tags

BRAND NEW ROOF5 YEAR OLD AC SYSTEMSPACIOUS LOTQUIET RURAL SETTINGSOLID FOOTPRINT

Property features AI

Exterior

  • Parking: Assigned parking; One total parking space
  • Utilities: Public water; Septic tank sewer; Electricity available; Sewer available; Water available; Other electric service
  • Home design: One level; Brick veneer construction; Composition/Shingle roof; Foundation details: see remarks
  • Construction: Brick veneer exterior; Composition/Shingle roof
  • Exterior features: Please use GPS for directions; Property listed as fixer condition

Interior

  • Kitchen: Other kitchen features; Other appliances
  • Bedrooms: Four main-level bedrooms; Other bedroom features
  • Flooring: Carpet flooring
  • Bathrooms: Four full bathrooms; Four main-level bathrooms; Master bathroom with other features
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: No shared/common walls; Other interior features
  • Laundry & utility: Laundry with other features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $379 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Cap rate 8.8% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Skyview Elementary School (math 32% / reading 32%, grade F, #582 of 1,228 statewide, top 50%, 455 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 111 active listings in the ZIP; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,000

Questions for the listing agent

  1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.82%
Cash-on-cash
9.03%
DSCR
1.40
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$419,832
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6531 Yellowstone Way 0.17mi 4/2.0 2,540 (-7%) 13mo $389,000 $153 60
6488 Yellowstone Way 0.48mi 4/2.5 2,382 (-13%) 13mo $315,000 $132 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.7%
Equity multiple
0.90×
Total profit
$-5,032
Equity at exit
$26,839
10-year hold
IRR
7.0%
Equity multiple
1.53×
Total profit
$26,625
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31052

Home prices YoY
-19.2%
Active inventory
111
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,941 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$135 /mo · $1,624/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$408
Net cashflow
$379

Break-even live

Break-even rent $1,461
Max offer price $180,000
Occupancy floor 75%

Sensitivity live

Price -10% $481 -5% $430 +0% $379 +5% $328 +10% $277
Rent -10% $226 -5% $303 +0% $379 +5% $456 +10% $533
Rate -1.0pp $470 -0.5pp $425 base $379 +0.5pp $333 +1.0pp $285

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-05-21
    listed $180,000 Active
    Show marketing remark (748 chars)

    Discover the potential at 7031 Bethel Church Rd-a true value-add fixer upper in Lizella with two of the most expensive improvements already completed. This property features a brand-new roof and a 5-year-old AC system, giving buyers a strong head start on renovations and long-term savings. Set on a spacious lot in a quiet, rural setting, the home offers a solid footprint ready for cosmetic updates, layout improvements, or a full transformation. Whether you're an investor seeking your next project, a homeowner looking to build equity, or a flipper searching for a property with upside, this one checks the boxes. With its combination of renovation potential, and desirable location, this property is a standout opportunity in today's market.

  2. 2026-05-21
    listed $180,000 New 748-char remark
    Show marketing remark (748 chars)

    Discover the potential at 7031 Bethel Church Rd-a true value-add fixer upper in Lizella with two of the most expensive improvements already completed. This property features a brand-new roof and a 5-year-old AC system, giving buyers a strong head start on renovations and long-term savings. Set on a spacious lot in a quiet, rural setting, the home offers a solid footprint ready for cosmetic updates, layout improvements, or a full transformation. Whether you're an investor seeking your next project, a homeowner looking to build equity, or a flipper searching for a property with upside, this one checks the boxes. With its combination of renovation potential, and desirable location, this property is a standout opportunity in today's market.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,624 · $135/mo
Projected year-2 tax
$1,656 · $138/mo
Expected delta
+$32/yr (+$3/mo · 2.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,296
− Mortgage interest
−$10,083
− Property taxes
−$1,624
− Insurance
−$900
− Repairs & maintenance
−$1,864
− Management
−$1,864
− Depreciation
−$5,236
Taxable income
$1,725
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$414
After-tax cash flow
$4,138/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
City population
143,186
Population (ZIP)
9,308

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 23% Two or more races 4% Asian 3% Hispanic / Latino 3%
Common ancestry
Italian 2% Lithuanian 1%
Foreign-born
2% · Canada, Jamaica
Languages at home
96% English-only · Spanish 2% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.49%
Current HPI
200.3778
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-21 Listed $180,000 GAMLS
  • 2026-05-21 Listed $180,000 FMLS

Property tax history

+10.2%/yr

Latest (2025): $1,624 · +34.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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