7031 Bethel Church Rd · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 72.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.8/30.0
- DSCR +8.0/10.0
- ARV discount +7.5/15.0
- 1% rule +5.8/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$180,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover the potential at 7031 Bethel Church Rd-a true value-add fixer upper in Lizella with two of the most expensive improvements already completed. This property features a brand-new roof and a 5-year-old AC system, giving buyers a strong head start on renovations and long-term savings. Set on a spacious lot in a quiet, rural setting, the home offers a solid footprint ready for cosmetic updates, layout improvements, or a full transformation. Whether you're an investor seeking your next project, a homeowner looking to build equity, or a flipper searching for a property with upside, this one checks the boxes. With its combination of renovation potential, and desirable location, this property is a standout opportunity in today's market.
Key facts
- Brand new roof
- Quiet rural setting
- Spacious lot
Tags
Property features AI
Exterior
- Parking: Assigned parking; One total parking space
- Utilities: Public water; Septic tank sewer; Electricity available; Sewer available; Water available; Other electric service
- Home design: One level; Brick veneer construction; Composition/Shingle roof; Foundation details: see remarks
- Construction: Brick veneer exterior; Composition/Shingle roof
- Exterior features: Please use GPS for directions; Property listed as fixer condition
Interior
- Kitchen: Other kitchen features; Other appliances
- Bedrooms: Four main-level bedrooms; Other bedroom features
- Flooring: Carpet flooring
- Bathrooms: Four full bathrooms; Four main-level bathrooms; Master bathroom with other features
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No shared/common walls; Other interior features
- Laundry & utility: Laundry with other features
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/4.0-bath single-family listed at $180k.
Deal economics
- At list price, monthly cash flow is $379 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Cap rate 8.8% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Skyview Elementary School (math 32% / reading 32%, grade F, #582 of 1,228 statewide, top 50%, 455 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 111 active listings in the ZIP; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.82%
- Cash-on-cash
- 9.03%
- DSCR
- 1.40
- GRM
- 7.7
CMA / ARV
- ARV (on-the-fly)
- $419,832
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6531 Yellowstone Way | 0.17mi | 4/2.0 | 2,540 (-7%) | 13mo | $389,000 | $153 | 60 |
| 6488 Yellowstone Way | 0.48mi | 4/2.5 | 2,382 (-13%) | 13mo | $315,000 | $132 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.7%
- Equity multiple
- 0.90×
- Total profit
- $-5,032
- Equity at exit
- $26,839
- IRR
- 7.0%
- Equity multiple
- 1.53×
- Total profit
- $26,625
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31052
- Home prices YoY
- -19.2%
- Active inventory
- 111
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,941 medium interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$135 /mo · $1,624/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$408
- Net cashflow
- $379
Break-even live
Sensitivity live
| Price | -10% $481 | -5% $430 | +0% $379 | +5% $328 | +10% $277 |
|---|---|---|---|---|---|
| Rent | -10% $226 | -5% $303 | +0% $379 | +5% $456 | +10% $533 |
| Rate | -1.0pp $470 | -0.5pp $425 | base $379 | +0.5pp $333 | +1.0pp $285 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-05-21$180,000 Active
Show marketing remark (748 chars)
Discover the potential at 7031 Bethel Church Rd-a true value-add fixer upper in Lizella with two of the most expensive improvements already completed. This property features a brand-new roof and a 5-year-old AC system, giving buyers a strong head start on renovations and long-term savings. Set on a spacious lot in a quiet, rural setting, the home offers a solid footprint ready for cosmetic updates, layout improvements, or a full transformation. Whether you're an investor seeking your next project, a homeowner looking to build equity, or a flipper searching for a property with upside, this one checks the boxes. With its combination of renovation potential, and desirable location, this property is a standout opportunity in today's market.
-
2026-05-21$180,000 New 748-char remark
Show marketing remark (748 chars)
Discover the potential at 7031 Bethel Church Rd-a true value-add fixer upper in Lizella with two of the most expensive improvements already completed. This property features a brand-new roof and a 5-year-old AC system, giving buyers a strong head start on renovations and long-term savings. Set on a spacious lot in a quiet, rural setting, the home offers a solid footprint ready for cosmetic updates, layout improvements, or a full transformation. Whether you're an investor seeking your next project, a homeowner looking to build equity, or a flipper searching for a property with upside, this one checks the boxes. With its combination of renovation potential, and desirable location, this property is a standout opportunity in today's market.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,624 · $135/mo
- Projected year-2 tax
- $1,656 · $138/mo
- Expected delta
- +$32/yr (+$3/mo · 2.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 72% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,296
- − Mortgage interest
- −$10,083
- − Property taxes
- −$1,624
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,864
- − Management
- −$1,864
- − Depreciation
- −$5,236
- Taxable income
- $1,725
- Est. tax owed @ 24.0%
- −$414
- After-tax cash flow
- $4,138/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- City population
- 143,186
- Population (ZIP)
- 9,308
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 23% Two or more races 4% Asian 3% Hispanic / Latino 3%
- Common ancestry
- Italian 2% Lithuanian 1%
- Foreign-born
- 2% · Canada, Jamaica
- Languages at home
- 96% English-only · Spanish 2% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.49%
- Current HPI
- 200.3778
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-05-21 Listed $180,000 GAMLS
- 2026-05-21 Listed $180,000 FMLS
Property tax history
+10.2%/yrLatest (2025): $1,624 · +34.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…