1664 Kentwood Dr · Jackson, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +9.4/15.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$84,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 3 bedroom, 2 bath home has hardwood floors throughout! NO CARPET! Updated master bath, large yard, 4 year roof, 1 year HVAC, and move in ready.
Key facts
- Cement-based siding
- Private backyard
- Paved driveway
Tags
Property features AI
Exterior
- Parking: Attached garage; Carport (1 space); Driveway parking (paved, concrete); Additional storage
- Security: Smoke detectors; Carbon monoxide detectors
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
- Home design: Single-family house; One level; Updated / Remodeled
- Construction: HardiPlank and stone exterior; Architectural shingle roof; Slab foundation; Built (year source: public records)
- Exterior features: Front porch; Patio (slab); Private yard; Partial fencing; Rain gutters; Shed(s) and storage; Garage(s)
Interior
- Kitchen: Eat-in kitchen; Breakfast bar; Oven; Dishwasher; Countertops (material not specified)
- Bedrooms: Primary bedroom on main level with walk-in closet; Two additional main-level bedrooms (one can be used as an office)
- Flooring: Wood flooring in living areas; Combination flooring; Ceramic tile in bathrooms
- Bathrooms: Two full bathrooms; Primary bathroom with ceramic tile flooring
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Breakfast bar; Storage; Window treatments; Aluminum and metal window frames; Storm door(s); Deadbolt locks; Crawl space basement
- Laundry & utility: Laundry room on main level; Washer hookup; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $85k.
Deal economics
- At list price, monthly cash flow is $463 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Cap rate 12.8% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Oak Forest Elementary School (math 2% / reading 12%, grade F, #337 of 375 statewide, top 94%, 318 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
- Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 4.2% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.55% ✓
- Cap rate
- 12.83%
- Cash-on-cash
- 23.35%
- DSCR
- 2.04
- GRM
- 5.4
CMA / ARV
- ARV (on-the-fly)
- $88,641
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1435 Brinoy Dr | 0.36mi | 3/2.0 | 1,760 (-3%) | 12mo | $78,000 | $44 | 69 |
| 1732 Southhaven Cir | 0.26mi | 3/2.0 | 1,675 (-7%) | 8mo | $62,500 | $37 | 69 |
| 2938 Oak Forest Dr | 0.42mi | 3/1.5 | 1,726 (-5%) | 9mo | $93,500 | $54 | 63 |
| 2605 Cliffwood Dr | 0.17mi | 3/2.0 | 1,566 (-13%) | 13mo | $97,500 | $62 | 59 |
| 1027 Autumn St | 0.64mi | 3/2.0 | 1,694 (-6%) | 1mo | $84,900 | $50 | 58 |
| 3031 Longwood Dr | 0.52mi | 4/2.0 (+1) | 1,960 (+8%) | 0mo | $85,000 | $43 | 57 |
| 1422 Wooddell Dr | 0.20mi | 4/2.0 (+1) | 1,540 (-15%) | 6mo | $99,000 | $64 | 56 |
| 1843 Longwood Dr | 0.44mi | 3/2.0 | 1,634 (-10%) | 10mo | $125,000 | $76 | 56 |
| 3218 Meadow Forest Dr | 0.62mi | 4/2.0 (+1) | 1,898 (+5%) | 3mo | $59,000 | $31 | 55 |
| 1002 Autumn St | 0.59mi | 4/3.0 (+1) | 1,953 (+8%) | 6mo | $73,600 | $38 | 45 |
| 3121 Woodvile Cir | 0.71mi | 4/3.0 (+1) | 1,872 (+4%) | 9mo | $80,000 | $43 | 44 |
| 1405 Dianne Dr | 0.66mi | 3/2.0 | 1,537 (-15%) | 11mo | $75,000 | $49 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.23% rent growth · sell at horizon
- IRR
- 17.8%
- Equity multiple
- 1.73×
- Total profit
- $17,371
- Equity at exit
- $12,659
- IRR
- 27.1%
- Equity multiple
- 3.53×
- Total profit
- $60,065
- Equity at exit
- $7,341
Cash invested: $23,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39212
- Home prices YoY
- -11.7%
- Rents YoY
- 4.2%
- Active inventory
- 302
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,317 high interval (Pro) →
- Mortgage (P&I)
- −$445
- Tax from tax record
- −$97 /mo · $1,165/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $463
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,225
- Closing costs
- $2,547
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 427 McDowell Park Cir Jackson, MS | 3.0 | 1.5 | 1308 | $1,200 | $0.92 | 14d | 1 | 0.13mi |
| 2904 Marwood Dr Jackson, MS | 3.0 | 2.0 | 1554 | $1,250 | $0.80 | 23d | 1 | 0.22mi |
| 2915 Longwood Dr Jackson, MS | 3.0 | 2.0 | 1800 | $1,400 | $0.78 | 23d | 1 | 0.35mi |
| 3020 Lakewood Dr Jackson, MS | 4.0 | 2.0 | 1600 | $1,150 | $0.72 | 23d | 1 | 0.43mi |
| 2732 Woodside Dr Jackson, MS | 4.0 | 2.0 | 1566 | $1,050 | $0.67 | 23d | 1 | 0.45mi |
| 2808 Ridgeland Dr Jackson, MS | 3.0 | 2.0 | 1606 | $1,600 | $1.00 | 44d | 1 | 0.46mi |
| 2694 Woodside Dr Jackson, MS | 3.0 | 1.0 | 1509 | $1,075 | $0.71 | 23d | 1 | 0.48mi |
| 2694 Woodside Dr Jackson, MS | 3.0 | 1.0 | 1509 | $1,075 | $0.71 | 14d | 1 | 0.48mi |
| 1126 Barbara Ann Dr Jackson, MS | 3.0 | 1.0 | 1343 | $1,000 | $0.74 | 14d | 1 | 0.62mi |
| 1126 Barbara Ann Dr Jackson, MS | 3.0 | 1.0 | 1343 | $1,000 | $0.74 | 44d | 1 | 0.62mi |
| 3122 Oak Forest Dr Jackson, MS | 3.0 | 2.0 | 1421 | $1,100 | $0.77 | 44d | 1 | 0.65mi |
| 2729 Carleton St Jackson, MS | 4.0 | 2.0 | 1666 | $1,575 | $0.95 | 14d | 1 | 0.70mi |
| 3162 Oak Forest Dr Jackson, MS | 3.0 | 1.5 | 1280 | $1,236 | $0.97 | 44d | 1 | 0.71mi |
| 1223 Marydale Dr Jackson, MS | 3.0 | 1.0 | 1300 | $950 | $0.73 | 44d | 1 | 0.73mi |
| 3147 Shirley Dr Jackson, MS | 4.0 | 2.0 | 2137 | $1,425 | $0.67 | 14d | 1 | 0.78mi |
| 3147 Shirley Dr Jackson, MS | 4.0 | 2.0 | 2137 | $1,425 | $0.67 | 44d | 1 | 0.78mi |
| 3151 Shirley Dr Jackson, MS | 4.0 | 2.0 | 1474 | $1,306 | $0.89 | 14d | 1 | 0.79mi |
| 2242 Castle Hill Dr Jackson, MS | 4.0 | 2.0 | 1500 | $1,475 | $0.98 | 23d | 1 | 0.88mi |
| 2242 Castle Hill Dr Jackson, MS | 4.0 | 2.0 | 1500 | $1,475 | $0.98 | 14d | 1 | 0.88mi |
| 3147 Bilgray Dr Jackson, MS | 3.0 | 2.0 | 1850 | $1,306 | $0.71 | 44d | 1 | 1.03mi |
| 1805 Hospital Dr Jackson, MS | 3.0 | 2.0 | 1335 | $1,050 | $0.79 | 14d | 1 | 1.04mi |
| 3341 Suncrest Dr Jackson, MS | 4.0 | 1.0 | 1292 | $1,225 | $0.95 | 44d | 1 | 1.08mi |
| 125 Wingfield Ct Unit NA Jackson, MS | 4.0 | 2.0 | 1797 | $1,650 | $0.92 | 23d | 1 | 1.09mi |
| 843 Reaves St Jackson, MS | 3.0 | 2.0 | 1408 | $1,084 | $0.77 | 44d | 1 | 1.21mi |
| 3511 Sykes Park Dr Jackson, MS | 3.0 | 2.0 | 1225 | $1,426 | $1.16 | 14d | 1 | 1.38mi |
| 360 Cooper Rd Jackson, MS | 4.0 | 2.0 | 1624 | $1,575 | $0.97 | 14d | 1 | 1.45mi |
| 103 Sykes Park Cir Jackson, MS | 3.0 | 2.0 | 1500 | $1,250 | $0.83 | 44d | 1 | 1.46mi |
Listing history 12 events
-
2026-06-18days on market $84,900 Active 14 DOM
-
2026-06-17days on market $84,900 Active 13 DOM
-
2026-06-16days on market $84,900 Active 12 DOM
-
2026-06-15days on market $84,900 Active 11 DOM
-
2026-06-14days on market $84,900 Active 9 DOM
-
2026-06-13days on market $84,900 Active 8 DOM
-
2026-06-10days on market $84,900 Active 6 DOM
-
2026-06-09days on market $84,900 Active 5 DOM
-
2026-06-08days on market $84,900 Active 4 DOM
-
2026-06-07days on market $84,900 Active 3 DOM
-
2026-06-05remarks 519-char remark
-
2026-06-05$84,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,165 · $97/mo
- Projected year-2 tax
- $1,165 · $97/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,802
- − Mortgage interest
- −$4,756
- − Property taxes
- −$1,165
- − Insurance
- −$424
- − Repairs & maintenance
- −$1,264
- − Management
- −$1,264
- − Depreciation
- −$2,470
- Taxable income
- $4,459
- Est. tax owed @ 24.0%
- −$1,070
- After-tax cash flow
- $4,481/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 25,659
- Household income
- $50,722
- Rent vs Own
- Severe rent burden
- 1314.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
- Common ancestry
- Serbian 1% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -23.01%
- Current HPI
- 174.4025
- Rent YoY
- ▲ 4.23%
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
+17.1% since first listed15 events — show timeline
- 2026-06-04 Listed $84,900 MLSU
- 2021-08-06 Sold (MLS) — MLSU
- 2021-08-04 Sold (Public Records) — Public Records
- 2021-07-11 Listed $70,000 MLSU
- 2017-06-08 Sold (Public Records) — Public Records
- 2017-05-16 Sold (Public Records) — Public Records
- 2017-05-16 Sold (Public Records) — Public Records
- 2014-04-03 Sold (MLS) — MLSU
- 2014-01-17 Listed $20,000 MLSU
- 2013-05-03 Sold (Public Records) — Public Records
- 2004-01-07 Sold (Public Records) — Public Records
- 2004-01-07 Sold (MLS) — MLSU
- 2003-08-14 Listed $72,500 MLSU
- 1980-06-09 Sold (Public Records) — Public Records
- 1976-04-17 Sold (Public Records) — Public Records
Property tax history
-2.3%/yrLatest (2025): $1,165 · +0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…