5300 Andover Dr #202 · Pelican Marsh, FL 34110

$495,900

3 bd · 2.0 ba · 1,928 sqft · Condo public records · 77 Days on market

Built 2000 $656/mo HOA · 12% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.0/30.0
• ARV discount +7.5/15.0
• DSCR +6.3/10.0
• 1% rule +5.8/10.0
• Schools +5.0/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

Key facts

• Lakefront retreat
• Gated community
• Bathroom renovations

Tags

• LAKEFRONT RETREAT
• GATED COMMUNITY
• OPEN-CONCEPT LAYOUT
• KITCHEN RENOVATIONS
• BATHROOM RENOVATIONS
• PRIVATE SCREENED LANAI

Property features AI

Finance

• Other: Located in a complex with 800 total units and 4 units in this building; 2 units per floor in the building
• Financial info: Total annual recurring HOA fees reported; Total one-time HOA fees reported
• HOA & community: Mandatory HOA; Quarterly HOA fees; Master HOA fee billed quarterly; Professional management; HOA maintenance covers cable, insurance, internet/Wi‑Fi, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, reserve, sewer, street lights, street maintenance, trash removal and water; Community amenities include clubhouse, community pool, exercise room, community room, tennis and bocce courts, fishing pier, play area, sidewalks, streetlights, BBQ/picnic area and underground utilities

Exterior

• Parking: 2 assigned parking spaces including guest parking; Driveway (paved); 1-car attached garage
• Security: Gated community; Electric and manual shutters
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential low-rise (1–3) carriage/coach style; 2-story end-unit; Rear exposure facing southwest; Located in Carlton Lakes (Cypress Pointe at Carlton Lakes)
• Construction: Concrete block construction; Stucco exterior finish; Rolled and tile roofing; Built in 2000
• Exterior features: Lakefront with landscaped views; Screened lanai/porch; Balcony; Water feature/display; Corner unit; Paved road access; Central and reclaimed irrigation

Interior

• Kitchen: Electric cooktop; Range; Microwave; Dishwasher; Disposal; Refrigerator/Freezer; Refrigerator with icemaker; Breakfast bar and breakfast room
• Bedrooms: 3 bedrooms
• Flooring: Concrete; Tile
• Bathrooms: 2 full bathrooms; Master bath with dual sinks and shower (no tub)
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
• Interior features: Cable prewire; Pantry; Smoke detectors; Vaulted ceiling; Turnkey furnished; Great room floor plan
• Laundry & utility: Washer and dryer included; Laundry in garage; Auto garage door

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $496k.

Deal economics

• At list price, monthly cash flow is $604 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $496k).
• Recommended offer: $466k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.1%/yr); 595 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,357/mo this rent would consume 66% of the median local household income ($98k/yr) (locally 1006% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($466k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $44k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $394k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 5→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $466,146 (6.0% below list)

Questions for the listing agent

1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 7.76%
• Cash-on-cash: 5.22%
• DSCR: 1.23
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -11.8%
• Equity multiple: 0.59×
• Total profit: $-57,365
• Equity at exit: $73,940

10-year hold

• IRR: -8.1%
• Equity multiple: 0.57×
• Total profit: $-60,234
• Equity at exit: $42,876

Cash invested: $138,852 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34110

• Rents YoY: -1.1%
• Active inventory: 595
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $5,357 high
• Mortgage (P&I): −$2,601
• Tax from tax record: −$164 /mo · $1,972/yr
• Insurance: −$207
• HOA: −$656
• Vacancy / Maint / Mgmt: −$1,125
• Net cashflow: $604

Break-even live

Break-even rent $4,592

Max offer price $495,900

Occupancy floor 84%

Sensitivity live

Price	-10% $885	-5% $745	+0% $604	+5% $464	+10% $324
Rent	-10% $181	-5% $393	+0% $604	+5% $816	+10% $1,027
Rate	-1.0pp $854	-0.5pp $730	base $604	+0.5pp $476	+1.0pp $345

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $123,975
• Closing costs: $14,877
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5325 Andover Dr #101 Naples, FL	2.0	2.0	1654	$5,250	$3.17	24d	1	0.02mi
5330 Andover Dr #102 Naples, FL	3.0	2.0	1740	$2,550	$1.47	24d	1	0.03mi
5360 Andover Dr #202 Naples, FL	3.0	2.0	1928	$6,500	$3.37	24d	1	0.06mi
5125 Cedar Springs Dr #204 Naples, FL	3.0	2.0	2177	$5,650	$2.60	24d	1	0.15mi
5935 Northridge Dr Naples, FL	2.0	2.0	1671	$2,995	$1.79	24d	1	0.16mi
5105 Cedar Springs Dr #101 Naples, FL	2.0	2.0	1650	$7,000	$4.24	24d	1	0.18mi
5130 Cobble Creek Ct Unit B202 Naples, FL	3.0	2.0	2050	$2,800	$1.37	14d	1	0.20mi
5455 Worthington Ln #202 Naples, FL	2.0	2.0	1427	$3,900	$2.73	24d	1	0.20mi
5632 Whisperwood Blvd #1601 Naples, FL	3.0	2.0	1856	$8,000	$4.31	24d	1	0.20mi
5145 Cobble Creek Ct #202 Naples, FL	2.0	2.0	1798	$2,600	$1.45	21d	1	0.21mi
4910 Deerfield Way Unit A-203 Naples, FL	2.0	2.0	1388	$5,500	$3.96	14d	1	0.23mi
5645 Whisperwood Blvd #504 Naples, FL	2.0	2.0	1793	$6,000	$3.35	24d	1	0.23mi
5630 Sherborn Dr #202 Naples, FL	3.0	2.0	2005	$7,500	$3.74	24d	1	0.26mi
5045 Cedar Springs Dr #203 Naples, FL	2.0	2.0	1427	$4,200	$2.94	24d	1	0.28mi
5657 Whisperwood Blvd #204 Naples, FL	2.0	2.0	1793	$6,000	$3.35	24d	1	0.28mi
4970 Deerfield Way Unit F-203 Naples, FL	2.0	2.0	1388	$1,990	$1.43	14d	1	0.28mi
4950 Deerfield Way #202 Naples, FL	2.0	2.0	1388	$2,000	$1.44	21d	1	0.30mi
5765 Grande Reserve Way Unit 7-702 Naples, FL	2.0	2.0	1800	$7,500	$4.17	24d	1	0.34mi
5693 Heron Ln #502 Naples, FL	2.0	2.0	1490	$6,800	$4.56	24d	1	0.35mi
5705 Heron Ln #806 Naples, FL	2.0	2.0	1540	$7,000	$4.55	24d	1	0.40mi
4910 Cougar Ct N Unit 1-205 Naples, FL	2.0	2.0	1377	$2,050	$1.49	14d	1	0.42mi
5000 Immokalee Rd Naples, FL	1.0–3.0	1.0–2.0	1115	$4,272	$3.83	14d	68	0.49mi
4945 Cougar Ct S #105 Naples, FL	2.0	2.0	1377	$2,750	$2.00	14d	1	0.50mi
4940 Cougar Ct S Unit 1545947P Naples, FL	2.0	2.0	1367	$2,185	$1.60	14d	1	0.52mi
4965 Sandra Bay Dr #102 Naples, FL	2.0	2.0	1377	$2,200	$1.60	14d	1	0.54mi
6478 Waverly Green Way Naples, FL	3.0	2.5	1711	$10,000	$5.84	24d	1	0.54mi
250 Willowick Dr Naples, FL	3.0	2.0	1469	$3,500	$2.38	24d	1	0.55mi
2790 Cypress Trace Cir Naples, FL	2.0	2.0	1537	$5,000	$3.25	24d	2	0.57mi
2835 Cypress Trace Cir Unit 1049710P Naples, FL	3.0	2.0	1248	$4,110	$3.29	14d	1	0.58mi
231 Legacy Ct Naples, FL	3.0	3.0	2265	$7,900	$3.49	24d	1	0.60mi
2855 Cypress Trace Cir #102 Naples, FL	2.0	2.0	1232	$2,000	$1.62	14d	1	0.60mi
2855 Cypress Trace Cir #202 Naples, FL	2.0	2.0	1232	$4,800	$3.90	14d	1	0.60mi
208 Erie Dr Unit 1355591P Naples, FL	3.0	2.0	1754	$5,550	$3.16	14d	1	0.61mi
2820 Cypress Trace Cir Naples, FL	2.0	2.0	1254	$3,748	$2.99	24d	3	0.61mi
15181 Butler Lake Dr #201 Naples, FL	3.0	2.0	2152	$7,500	$3.49	14d	1	0.62mi
15177 Butler Lake Dr #201 Naples, FL	3.0	2.0	2152	$8,500	$3.95	14d	1	0.63mi
6522 Waverly Green Way Naples, FL	3.0	2.0	2039	$4,500	$2.21	24d	1	0.65mi
2895 Cypress Trace Cir #104 Naples, FL	2.0	2.0	1252	$4,800	$3.83	24d	1	0.66mi
2895 Cypress Trace Cir #202 Naples, FL	2.0	2.0	1232	$4,500	$3.65	24d	1	0.66mi
194 Wickliffe Dr Naples, FL	3.0	2.0	1798	$3,500	$1.95	24d	1	0.66mi

HOA detail condo

• Monthly dues: $656 · $7,872/yr
• Likely covers: waterelectricpoolgymsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 22 events

1. 2026-06-18
   days on market $495,900 Active 77 DOM
2. 2026-06-17
   days on market $495,900 Active 76 DOM
3. 2026-06-16
   days on market $495,900 Active 75 DOM
4. 2026-06-15
   days on market $495,900 Active 74 DOM
5. 2026-06-14
   days on market $495,900 Active 72 DOM
6. 2026-06-10
   days on market $495,900 Active 69 DOM
7. 2026-06-09
   days on market $495,900 Active 68 DOM
8. 2026-06-08
   days on market $495,900 Active 67 DOM
9. 2026-06-07
   days on market $495,900 Active 66 DOM
10. 2026-06-03
    days on market $495,900 Active 62 DOM
11. 2026-06-02
    days on market $495,900 Active 61 DOM
12. 2026-06-01
    days on market $495,900 Active 60 DOM
13. 2026-05-31
    days on market $495,900 Active 59 DOM
14. 2026-05-30
    days on market $495,900 Active 58 DOM
15. 2026-05-01
    price $525,000
16. 2026-04-02
    listed $539,900 Active
17. 2026-02-06
    soldstatus $393,500 Sold 2603-char remark

    Show marketing remark (2603 chars)

    PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

18. 2026-02-06
    soldstatus $393,500

    Show marketing remark (2603 chars)

    PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

19. 2026-01-24
    status Pending With Contingencies 2603-char remark

    Show marketing remark (2603 chars)

    PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

20. 2026-01-13
    price $415,000 2603-char remark

    Show marketing remark (2603 chars)

    PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

21. 2025-12-06
    price $449,000 2603-char remark

    Show marketing remark (2603 chars)

    PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

22. 2025-10-29
    listed $479,900 Active 2603-char remark

    Show marketing remark (2603 chars)

    PRICE ADJUSTMENT - DON'T MISS THIS PHENOMENAL OPPORTUNITY!!! Move In Ready or use the tremendous savings to customize as you see fit. This North Naples gem is located in the lushly landscaped, gated community of Carlton Lakes. This beautifully decorated, furnished, END UNIT Lakefront Retreat AWAITS!!! Walking distance to the community clubhouse or bask in the Florida sunshine at the neighborhood satellite pool. Light, Bright & Spacious. Offered fully furnished, this vibrant residence features custom window treatments, including elegant plantation shutters and electric hurricane shutter on the large lanai and manual hurricane shutters on all other windows for peace of mind. Ceramic tile and new carpeting throughout. Beautiful rugs, decorative accents, and wall art are all included, creating a warm and stylish ambiance throughout. The garage is fully equipped with shelving and wall cabinets, providing excellent organization and storage. Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bath lakefront home located in the highly sought-after gated community of Carlton Lakes. Nestled in the heart of North Naples, this beautifully fully furnished residence is vibrant, airy, and designed for effortless Florida living. Step inside to find a light-filled open floor plan that flows seamlessly from the main living area to a private screened lanai overlooking tranquil lake views. Every detail has been thoughtfully curated — from the high-end teak furniture throughout to the brand-new carpeting that adds a fresh, inviting touch. Enjoy the peace of mind of recent upgrades, including, a newer A/C system (2023), hot water heater (2018), washer, dryer, and disposal (2025). This home is truly move-in ready, offering the perfect balance of luxury and ease. Carlton Lakes offers an abundance of resort-style amenities — a spacious community clubhouse, sparkling swimming pool, multiple neighborhood satellite pools, a fitness center, walking and biking trails, bocce ball courts, and much more. Location is everything, and this home has it all! You’re just minutes from white sandy beaches, upscale shopping, fine dining, I-75, and RSW International Airport. Plus, you can walk to Seed to Table, and the community has gated access for walkability to a small shopping center offering a Publix grocery store and more. Whether you’re seeking a full-time residence, a seasonal escape, or a turnkey investment property, this beautiful home offers a rare opportunity to enjoy the very best of Florida’s coastal lifestyle.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,972 · $164/mo
• Projected year-2 tax: $4,116 · $343/mo
• Expected delta: +$2,144/yr (+$179/mo · 108.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 5 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $64,280
• − Mortgage interest: −$27,778
• − Property taxes: −$1,972
• − Insurance: −$2,480
• − Repairs & maintenance: −$5,142
• − Management: −$5,142
• − HOA: −$7,872
• − Depreciation: −$14,426
• Taxable loss: −$532
• Est. tax savings @ 24.0%: +$128
• After-tax cash flow: $7,379/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Pelican Marsh

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 25,630
• Household income: $97,564
• Rent vs Own: 23.2% rent · 76.8% own
• Severe rent burden: 1006.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Asian 2% Black 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1% Cuban 3%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 11% · Canada, South Korea
• Languages at home: 87% English-only · Spanish 7% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -172.68%
• Current HPI: 267.4644
• Rent YoY: ▼ -1.06%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+9.4% since first listed

8 events — show timeline

• 2026-05-01 Price Changed $525,000 NAPLESMLS
• 2026-04-02 Listed $539,900 NAPLESMLS
• 2026-02-06 Sold (Public Records) $393,500 Public Records
• 2026-02-06 Sold (MLS) $393,500 NAPLESMLS
• 2026-01-24 Pending — NAPLESMLS
• 2026-01-13 Price Changed $415,000 NAPLESMLS
• 2025-12-06 Price Changed $449,000 NAPLESMLS
• 2025-10-29 Listed $479,900 NAPLESMLS

Property tax history

+2.0%/yr

Latest (2025): $1,972 · +2.6% YoY. Source: county tax records.