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730 Troup Ave
C- Composite 54.37
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.6/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.5/10.0
  • 1% rule +4.3/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0

$165,000

730 Troup Ave · Kansas City, KS 66101
4 bd · 1.5 ba · 1,956 sqft · SingleFamily public records · 713 Days on market
Built 1915 4,306 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

GREAT INVESTMENT PROPERTY!!! 4 BEDROOMS, 1 FULL BATH, 1 HALF BATH, PROPERTY LOT ADJACENT TO PROPERTY IS PART OF THIS GREAT INVESTMENT. THE ADJACENT PROPERTY CAN BE USED FOR A LARGE GARDEN, A PLAY AREA FOR CHILDREN OR JUST A FUN PLACE TO HAVE FAMILY ACTIVITIES. THIS 2 STORY HOME HAS LARGE BEDROOMS, A FIREPLACE IN THE LIVING AREA, NEWER ROOF. FORMAL DINING AREA FOR FAMILY DINNERS. COME AND BRING YOUR CREATIVE MIND AND MAKE THIS PROPERY YOURS.

Key facts

  • 4,306 sq ft lot
  • Garage
  • Listed 712 days

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Parking: Detached 1-car garage
  • Utilities: City/public water (verify); Public sewer
  • Home design: Single-family residence; 2 stories; Residential property
  • Construction: Built with brick, stone and frame; Composition roof; Unfinished basement
  • Exterior features: Private yard (lot ~4,306 sq ft)

Interior

  • Kitchen: Refrigerator; Electric range
  • Bedrooms: 4 bedrooms
  • Bathrooms: 1 full bath; 1 half bath
  • Heating & cooling: Natural gas heating; No central air
  • Interior features: Living room fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $128 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (7.0% below list).
  • Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.2% vs local median 4.8% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#103 in KS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, crime F, employment D-.
  • Kansas City (urban): math 8% / reading 15% proficiency, ranked #169 of 169 in KS (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 42 active listings in the ZIP; lower-income renter base — watch delinquency; 369 units permitted in Wyandotte County in 2024 (236 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $18k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Wyandotte County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 713 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $145,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 713 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.23%
Cash-on-cash
3.34%
DSCR
1.15
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.7%
Equity multiple
3.12×
Total profit
$98,029
Equity at exit
$148,645
10-year hold
IRR
23.4%
Equity multiple
7.11×
Total profit
$282,226
Equity at exit
$320,559

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kansas
83 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; moderate court pace.

ZIP-level market 66101

Home prices YoY
20.4%
Active inventory
42
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,534 medium interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$149 /mo · $1,791/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$322
Net cashflow
$128

Break-even live

Break-even rent $1,371
Max offer price $165,000
Occupancy floor 87%

Sensitivity live

Price -10% $222 -5% $175 +0% $128 +5% $82 +10% $35
Rent -10% $7 -5% $68 +0% $128 +5% $189 +10% $250
Rate -1.0pp $211 -0.5pp $170 base $128 +0.5pp $86 +1.0pp $42

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-21
    days on market $165,000 Active 713 DOM
  2. 2026-06-18
    days on market $165,000 Active 710 DOM
  3. 2026-06-17
    days on market $165,000 Active 709 DOM
  4. 2026-06-16
    days on market $165,000 Active 708 DOM
  5. 2026-06-15
    days on market $165,000 Active 707 DOM
  6. 2026-06-13
    days on market $165,000 Active 705 DOM
  7. 2026-06-13
    days on market $165,000 Active 704 DOM
  8. 2026-06-09
    days on market $165,000 Active 701 DOM
  9. 2026-06-08
    days on market $165,000 Active 700 DOM
  10. 2026-06-07
    days on market $165,000 Active 699 DOM
  11. 2026-06-05
    days on market $165,000 Active 696 DOM
  12. 2026-06-03
    days on market $165,000 Active 695 DOM
  13. 2026-06-02
    days on market $165,000 Active 694 DOM
  14. 2026-06-01
    days on market $165,000 Active 693 DOM
  15. 2026-05-31
    days on market $165,000 Active 692 DOM
  16. 2024-07-08
    listed $165,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KS · Resets to sale price

Current annual tax
$1,791 · $149/mo
Projected year-2 tax
$2,326 · $194/mo
Expected delta
+$535/yr (+$45/mo · 29.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,405
− Mortgage interest
−$9,243
− Property taxes
−$1,791
− Insurance
−$825
− Repairs & maintenance
−$1,472
− Management
−$1,472
− Depreciation
−$4,800
Taxable loss
−$1,198
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$288
After-tax cash flow
$1,828/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kansas City
NCES district ID
2007950
Math proficiency
8% ▼ -10.00%
Reading proficiency
15% ▼ -4.00%
Median HH income
$34,774
Composite
9.38/100
National rank
#9856
State rank
#169 of 169 in KS

Livability — Kansas City

Score
72/100
State rank
#103
US rank
#6054

Category grades

Amenities A Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, KS
County
Wyandotte County · 130,206 people
City population
130,206
Metro
Kansas City, MO-KS
Population (ZIP)
12,556
Household income
$42,551
Rent vs Own
60.8% rent · 39.2% own
Severe rent burden
457.0

Population outlook (Wyandotte County) Hauer SSP2

Today (2025)
177,063 people
By 2030
183,212 · +3.5%
By 2040
195,697 · +10.5%
By 2050
207,897 · +17.4%
By 2075
236,169 · +33.4%
By 2100
255,790 · +44.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 47% Black 30% White 16% Two or more races 10% Asian 4% Native American 2%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Romanian 1% Lithuanian 1% Slovak 1%
Foreign-born
29% · Canada, India
Languages at home
53% English-only · Spanish 39% Other Asian/Pacific 2%

Political lean MEDSL · Wyandotte

2024 margin
Strong D (+23.9) · D 61.1% · R 37.3% · Other 1.6%
2008→2024 swing
-17.0pp toward R · 2008: 40.9pp · 2024: 23.9pp
All cycles
2024: D+23.9 2020: D+30.9 2016: D+29.1 2012: D+36.4 2008: D+40.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 77.98%
Current HPI
460.4303
Rent YoY
Metro
Kansas City, MO-KS
State GDP YoY
F500 in state
0

Price history

1 event — show timeline
  • 2024-07-08 Listed $165,000 Heartland MLS as Distributed by MLS Grid

Property tax history

+10.8%/yr

Latest (2025): $1,791 · +223.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…