6839 Albatross Ln · Hudson, FL 34667

$109,900

3 bd · 2.0 ba · 784 sqft · Manufactured public records · 23 Days on market

Built 1983 Est $106k · at est.

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +5.8/15.0
• Schools +4.3/10.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Waterfront 2 bedroom mobile on a salt water canal in Vista Del Mar. Bring your boat, jetski, kayaks or just relax on the dock watching the mullet jump out of the water as the sun sets for the ultimate salt life. This mobile has a nice open concept with new laminate through-out and it was freshly painted. The kitchen boasts a nice sized countertop that can be used as a breakfast bar. The bedrooms are configured in a split floor plan for privacy. The master bedroom also has an en-suite half bath! The common bath has a nicely tiled over-sized stand-up shower. At the end of a long day, you will love the screened in back porch overlooking the canal. You also have a carport to keep your vehicle cool and a shed for extra storage. Aggressively priced as it needs a little TLC which gives you the ability to add your own touches. Cash or Hard Money only.

Key facts

• Canal
• Upgraded
• Built 1983

Tags

• CANAL
• UPGRADED

Property features AI

Exterior

• Home design: Built in 1983
• Construction: Living area approximately 784
• Exterior features: Located in the Vista Del Mar subdivision

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $110k.

Deal economics

• At list price, monthly cash flow is $380 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $108k (1.5% below list) — sets the bar for market timing.
• Cap rate 15.1% vs local median 3.4% in Hudson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#289 in FL, #4,856 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D, schools D-.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.3%/yr); 799 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• At $2,019/mo this rent would consume 47% of the median local household income ($51k/yr) (locally 946% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $72k; list at $110k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $108,251 (1.5% below list)

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.84% ✓
• Cap rate: 15.10%
• Cash-on-cash: 31.46%
• DSCR: 2.40
• GRM: 4.5

CMA / ARV

• ARV (on-the-fly): $105,840
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6836 Osprey Ln	0.28mi	2/2.0 (-1)	864 (+10%)	9mo	$220,000	$255	57
13024 Dania St	0.72mi	2/2.0 (-1)	840 (+7%)	7mo	$175,000	$208	43
7137 Florestate Dr	0.50mi	2/1.5 (-1)	672 (-14%)	7mo	$34,000	$51	40
13100 Cabin Ct	0.73mi	2/2.0 (-1)	808 (+3%)	19mo	$92,000	$114	40
13125 Dania St	0.62mi	2/1.0 (-1)	672 (-14%)	9mo	$91,000	$135	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 0.7%
• Equity multiple: 1.03×
• Total profit: $798
• Equity at exit: $16,386

10-year hold

• IRR: 5.6%
• Equity multiple: 1.33×
• Total profit: $10,265
• Equity at exit: $9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34667

• Rents YoY: -2.3%
• Active inventory: 799
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $2,019 high
• Mortgage (P&I): −$576
• Tax from tax record: −$166 /mo · $1,998/yr
• Insurance: −$46
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$424
• Net cashflow: $380

Break-even live

Break-even rent $1,538

Max offer price $109,900

Occupancy floor 76%

Sensitivity live

Price	-10% $442	-5% $411	+0% $380	+5% $349	+10% $318
Rent	-10% $221	-5% $300	+0% $380	+5% $460	+10% $540
Rate	-1.0pp $436	-0.5pp $408	base $380	+0.5pp $352	+1.0pp $323

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13617 Frances Ave Hudson, FL	2.0	1.0	1025	$1,850	$1.80	15d	1	0.20mi
13315 Neptune Dr Hudson, FL	2.0	1.0	900	$2,000	$2.22	25d	1	0.42mi
13113 Bartow St Hudson, FL	2.0	1.0	528	$1,190	$2.25	25d	1	0.60mi
13128 Beacon Ct Hudson, FL	2.0	2.0	1070	$1,600	$1.50	25d	1	0.60mi
6105 Sea Ranch Dr Unit 1545766P Hudson, FL	2.0	2.0	947	$2,322	$2.45	15d	1	0.77mi
6009 Sea Ranch Dr #707 Hudson, FL	2.0	2.0	950	$2,300	$2.42	25d	1	0.86mi
6009 Sea Ranch Dr #208 Hudson, FL	2.0	2.0	950	$2,150	$2.26	25d	1	0.87mi
6009 Sea Ranch Dr #108 Hudson, FL	2.0	2.0	950	$2,500	$2.63	25d	1	0.87mi
7300 Country Club Dr Hudson, FL	2.0	1.0	926	$1,400	$1.51	3d	1	0.91mi
5915 Sea Ranch Dr Unit 509W Hudson, FL	2.0	2.0	950	$2,400	$2.53	25d	1	0.95mi
12809 College Hill Dr Hudson, FL	3.0	2.0	1114	$1,780	$1.60	6d	1	1.02mi
12702 Social Dr Hudson, FL	2.0	1.0	1032	$1,500	$1.45	6d	1	1.09mi
7035 McCray Dr Hudson, FL	2.0	2.0	980	$2,100	$2.14	19d	1	1.10mi
7433 Greystone Dr #7433 Hudson, FL	2.0	2.0	1029	$1,300	$1.26	19d	1	1.21mi
14915 Old Dixie Hwy Hudson, FL	2.0	1.0	965	$1,950	$2.02	12d	1	1.30mi

Listing history 34 events

1. 2026-06-18
   days on market $109,900 Active 23 DOM
2. 2026-06-17
   days on market $109,900 Active 22 DOM
3. 2026-06-16
   days on market $109,900 Active 21 DOM
4. 2026-06-15
   days on market $109,900 Active 20 DOM
5. 2026-06-13
   days on market $109,900 Active 18 DOM
6. 2026-06-09
   days on market $109,900 Active 14 DOM
7. 2026-06-08
   days on market $109,900 Active 13 DOM
8. 2026-06-07
   days on market $109,900 Active 12 DOM
9. 2026-06-04
   days on market $109,900 Active 9 DOM
10. 2026-06-03
    days on market $109,900 Active 8 DOM
11. 2026-06-02
    days on market $109,900 Active 7 DOM
12. 2026-06-01
    days on market $109,900 Active 6 DOM
13. 2026-05-31
    days on market $109,900 Active 5 DOM
14. 2026-05-26
    listed $109,900 Active
15. 2020-01-06
    soldstatus $72,000
16. 2020-01-02
    soldstatus $72,000 Sold 856-char remark

    Show marketing remark (856 chars)

    Waterfront 2 bedroom mobile on a salt water canal in Vista Del Mar. Bring your boat, jetski, kayaks or just relax on the dock watching the mullet jump out of the water as the sun sets for the ultimate salt life. This mobile has a nice open concept with new laminate through-out and it was freshly painted. The kitchen boasts a nice sized countertop that can be used as a breakfast bar. The bedrooms are configured in a split floor plan for privacy. The master bedroom also has an en-suite half bath! The common bath has a nicely tiled over-sized stand-up shower. At the end of a long day, you will love the screened in back porch overlooking the canal. You also have a carport to keep your vehicle cool and a shed for extra storage. Aggressively priced as it needs a little TLC which gives you the ability to add your own touches. Cash or Hard Money only.

17. 2019-12-17
    status Pending 856-char remark

    Show marketing remark (856 chars)

    Waterfront 2 bedroom mobile on a salt water canal in Vista Del Mar. Bring your boat, jetski, kayaks or just relax on the dock watching the mullet jump out of the water as the sun sets for the ultimate salt life. This mobile has a nice open concept with new laminate through-out and it was freshly painted. The kitchen boasts a nice sized countertop that can be used as a breakfast bar. The bedrooms are configured in a split floor plan for privacy. The master bedroom also has an en-suite half bath! The common bath has a nicely tiled over-sized stand-up shower. At the end of a long day, you will love the screened in back porch overlooking the canal. You also have a carport to keep your vehicle cool and a shed for extra storage. Aggressively priced as it needs a little TLC which gives you the ability to add your own touches. Cash or Hard Money only.

18. 2019-12-13
    listed $71,900 Active 856-char remark

    Show marketing remark (856 chars)

    Waterfront 2 bedroom mobile on a salt water canal in Vista Del Mar. Bring your boat, jetski, kayaks or just relax on the dock watching the mullet jump out of the water as the sun sets for the ultimate salt life. This mobile has a nice open concept with new laminate through-out and it was freshly painted. The kitchen boasts a nice sized countertop that can be used as a breakfast bar. The bedrooms are configured in a split floor plan for privacy. The master bedroom also has an en-suite half bath! The common bath has a nicely tiled over-sized stand-up shower. At the end of a long day, you will love the screened in back porch overlooking the canal. You also have a carport to keep your vehicle cool and a shed for extra storage. Aggressively priced as it needs a little TLC which gives you the ability to add your own touches. Cash or Hard Money only.

19. 2019-12-13
    historical

    Show marketing remark (856 chars)

    Waterfront 2 bedroom mobile on a salt water canal in Vista Del Mar. Bring your boat, jetski, kayaks or just relax on the dock watching the mullet jump out of the water as the sun sets for the ultimate salt life. This mobile has a nice open concept with new laminate through-out and it was freshly painted. The kitchen boasts a nice sized countertop that can be used as a breakfast bar. The bedrooms are configured in a split floor plan for privacy. The master bedroom also has an en-suite half bath! The common bath has a nicely tiled over-sized stand-up shower. At the end of a long day, you will love the screened in back porch overlooking the canal. You also have a carport to keep your vehicle cool and a shed for extra storage. Aggressively priced as it needs a little TLC which gives you the ability to add your own touches. Cash or Hard Money only.

20. 2019-12-12
    listed $71,900 Active
21. 2019-11-25
    historical
22. 2019-11-08
    price $99,900
23. 2019-10-08
    price $105,000
24. 2019-09-19
    price $105,500
25. 2019-08-08
    price $105,800
26. 2019-06-03
    price $105,900
27. 2019-04-17
    listed $109,000 Active
28. 2007-08-06
    historical
29. 2006-11-24
    listed $129,900
30. 2006-06-20
    historical
31. 2005-10-05
    listed $169,900
32. 2005-04-26
    listed $215,000
33. 2005-03-14
    soldstatus $124,400
34. 2004-12-09
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,998 · $166/mo
• Projected year-2 tax: $1,998 · $166/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,233
• − Mortgage interest: −$6,156
• − Property taxes: −$1,998
• − Insurance: −$5,668
• − Repairs & maintenance: −$1,939
• − Management: −$1,939
• − Depreciation: −$3,197
• Taxable income: $3,337
• Est. tax owed @ 24.0%: −$801
• After-tax cash flow: $3,761/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Hudson

• Score: 74/100
• State rank: #289
• US rank: #4856

Category grades

Amenities D Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hudson, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 30,689
• Household income: $51,280
• Rent vs Own: 23.0% rent · 77.0% own
• Severe rent burden: 946.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 7% Two or more races 6% Black 2% Asian 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada, Jamaica, Vietnam
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 0%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -183.96%
• Current HPI: 307.5552
• Rent YoY: ▼ -2.26%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+119.8% since first listed

21 events — show timeline

• 2026-05-26 Listed $109,900 FSBO.com
• 2020-01-06 Sold (Public Records) $72,000 Public Records
• 2020-01-02 Sold (MLS) $72,000 Stellar MLS as Distributed by MLS Grid
• 2019-12-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-12-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2019-12-13 Listed $71,900 Stellar MLS as Distributed by MLS Grid
• 2019-12-12 Listed $71,900 Stellar MLS as Distributed by MLS Grid
• 2019-11-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2019-11-08 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
• 2019-10-08 Price Changed $105,000 Stellar MLS as Distributed by MLS Grid
• 2019-09-19 Price Changed $105,500 Stellar MLS as Distributed by MLS Grid
• 2019-08-08 Price Changed $105,800 Stellar MLS as Distributed by MLS Grid
• 2019-06-03 Price Changed $105,900 Stellar MLS as Distributed by MLS Grid
• 2019-04-17 Listed $109,000 Stellar MLS as Distributed by MLS Grid
• 2007-08-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-11-24 Listed $129,900 Stellar MLS as Distributed by MLS Grid
• 2006-06-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2005-10-05 Listed $169,900 Stellar MLS as Distributed by MLS Grid
• 2005-04-26 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2005-03-14 Sold (Public Records) $124,400 Public Records
• 2004-12-09 Sold (Public Records) $50,000 Public Records

Property tax history

+7.2%/yr

Latest (2025): $1,998 · +4.8% YoY. Source: county tax records.