2914 N 30th St · Milwaukee, WI 53210

$95,000

4 bd · 1.0 ba · 1,068 sqft · SingleFamily public records · 10 Days on market

Built 1927 3,484 sqft lot Est $68k · 39% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• Livability +4.0/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Solid investment property with long term tenants in Milwaukee's Amani neighborhood. This property features 5 bedroom with one full bathroom. Decent size backyard with a partial fence and space for 3+ cars. Many recent updates for your peace of mind. Roof, soffits, gutters, and fascia were replaced in 2021. HVAC, plumbing, mostly all windows, and weatherization were done in 2017 as well. Tenant has been there for 10+ years and would love to stay.

Key facts

• Spacious backyard
• Partial fencing
• Updated hvac

Tags

• INVESTMENT OPPORTUNITY
• SPACIOUS BACKYARD
• PARTIAL FENCING
• OFF-STREET PARKING
• NEW ROOF
• UPDATED HVAC

Property features AI

Finance

• Other: Tenant's personal property excluded from sale

Exterior

• Utilities: Municipal water; Municipal sewer
• Home design: 1.5-story single-family home; Estimated living area between 1501 and 1750 sq. ft.; Zoned RT3
• Construction: Information source indicates year built from assessor/public records
• Exterior features: Other exterior; Less than 1/2 acre lot

Interior

• Kitchen: Kitchen on main level (approx. 10 x 12)
• Bedrooms: Master bedroom on main level (approx. 10 x 9); Bedroom 2 on main level (approx. 11 x 9); Bedroom 3 on upper level (approx. 7 x 11); Bedroom 4 on upper level (approx. 11 x 10); Bedroom 5 on main level (approx. 7 x 9)
• Bathrooms: Full bathroom with shower-over-tub
• Heating & cooling: Forced air heating; Natural gas fuel
• Interior features: Full block basement

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $441 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Cap rate 11.9% vs local median 5.1% in Milwaukee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#55 in WI, #1,534 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, schools F, crime F.
• Milwaukee School District (urban): math 10% / reading 18% proficiency, ranked #337 of 342 in WI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.8%/yr); 142 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 1,017 units permitted in Milwaukee County in 2024 (803 in 5+ unit buildings).
• This rent runs 34% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Milwaukee County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.8% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $21k; list at $95k implies a 352% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $95,000

Questions for the listing agent

1. Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 11.86%
• Cash-on-cash: 19.89%
• DSCR: 1.89
• GRM: 5.8

CMA / ARV

• ARV (on-the-fly): $68,352
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2832 W Chambers St	0.13mi	3/1.0 (-1)	1,110 (+4%)	10mo	$35,000	$32	74
2558 N 24th St	0.62mi	3/1.0 (-1)	1,072 (+0%)	1mo	$129,000	$120	65
2838 N 24th St	0.45mi	4/1.0	1,096 (+3%)	12mo	$30,000	$27	65
2935 N Dr Lester Carter Dr	0.41mi	4/1.0	992 (-7%)	10mo	$105,000	$106	61
2920 N 22nd St	0.56mi	3/1.0 (-1)	1,118 (+5%)	2mo	$105,000	$94	60
2745 N 33rd St	0.31mi	3/2.0 (-1)	1,200 (+12%)	9mo	$120,000	$100	48
3221 N 38th St	0.65mi	3/1.0 (-1)	1,174 (+10%)	3mo	$75,000	$64	45
2021 W Hadley St	0.66mi	3/1.0 (-1)	1,166 (+9%)	6mo	$45,000	$39	44
2908 N 23rd St	0.50mi	3/1.5 (-1)	1,198 (+12%)	9mo	$60,000	$50	42
3224 N 24th Pl	0.54mi	5/1.0 (+1)	1,207 (+13%)	9mo	$170,000	$141	40
3212 N 24th Pl	0.53mi	3/1.0 (-1)	1,186 (+11%)	14mo	$26,000	$22	40
3373 N 29th St	0.61mi	3/1.0 (-1)	1,222 (+14%)	13mo	$54,000	$44	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.82% rent growth · sell at horizon

5-year hold

• IRR: 12.9%
• Equity multiple: 1.52×
• Total profit: $13,828
• Equity at exit: $14,165

10-year hold

• IRR: 22.4%
• Equity multiple: 2.99×
• Total profit: $52,954
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53210

• Home prices YoY: -21.5%
• Rents YoY: 3.8%
• Active inventory: 142
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $1,361 high
• Mortgage (P&I): −$498
• Tax from tax record: −$96 /mo · $1,156/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$286
• Net cashflow: $441

Break-even live

Break-even rent $803

Max offer price $95,000

Occupancy floor 63%

Sensitivity live

Price	-10% $495	-5% $468	+0% $441	+5% $414	+10% $387
Rent	-10% $333	-5% $387	+0% $441	+5% $495	+10% $548
Rate	-1.0pp $489	-0.5pp $465	base $441	+0.5pp $416	+1.0pp $391

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2870 N 29th St #2872 Milwaukee, WI	3.0	1.0	1300	$1,250	$0.96	44d	1	0.09mi
2765 N 26th St Unit 1 Milwaukee, WI	3.0	1.0	1125	$1,200	$1.07	5d	1	0.30mi
3100 W Center St Milwaukee, WI	3.0	2.0	1174	$1,531	$1.30	2d	1	0.30mi
2809 W Clarke St Unit 12811 Milwaukee, WI	3.0	1.0	1400	$1,200	$0.86	17d	1	0.44mi
2945 N 23rd St Milwaukee, WI	3.0	1.0	1014	$1,195	$1.18	44d	1	0.49mi
2821 W Concordia Ave Milwaukee, WI	3.0	1.5	1098	$1,595	$1.45	2d	1	0.49mi
2741 N 23rd St Unit 2 Milwaukee, WI	3.0	1.0	1000	$1,100	$1.10	17d	1	0.53mi
2741 N 23rd St Milwaukee, WI	3.0	1.0	900	$1,050	$1.17	15d	1	0.53mi
3388 N 27th St Unit 3388 Front House Milwaukee, WI	4.0	1.0	1212	$1,550	$1.28	5d	1	0.66mi
3122 N 42nd St Milwaukee, WI	3.0	1.0	1323	$1,495	$1.13	5d	1	0.77mi
3123 N 42nd St Milwaukee, WI	4.0	1.0	1500	$1,700	$1.13	24d	1	0.80mi
2403-2405 N 39th St Unit 2403 Lower Milwaukee, WI	3.0	1.0	1200	$995	$0.83	11d	1	0.87mi
2403-2405 N 39th St Unit 2405 Upper Milwaukee, WI	3.0	1.0	1141	$995	$0.87	11d	1	0.87mi
2201 N 32nd St Unit 2201 Milwaukee, WI	3.0	1.0	1100	$1,195	$1.09	17d	1	0.89mi
2713 N 44th St Milwaukee, WI	3.0	1.0	1450	$1,350	$0.93	44d	1	0.95mi
2106A W Keefe Ave Unit 2106 Lower Milwaukee, WI	3.0	1.0	1300	$1,100	$0.85	17d	1	0.96mi
2251 N 41st St Unit Lower Milwaukee, WI	3.0	1.0	1187	$1,198	$1.01	15d	1	1.07mi
3416 N 17th St Unit 1 Milwaukee, WI	3.0	1.0	1200	$1,100	$0.92	44d	1	1.13mi
2001 N 38th St #2003 Milwaukee, WI	3.0	1.0	1326	$950	$0.72	2d	1	1.19mi
2232 N 44th St Unit 2234 Upper Milwaukee, WI	3.0	1.0	1000	$1,195	$1.20	44d	1	1.21mi
2629 N 49th St Milwaukee, WI	3.0	1.0	1200	$1,350	$1.12	44d	1	1.28mi
3298 N 13th St Milwaukee, WI	3.0	1.0	885	$895	$1.01	44d	1	1.30mi
3045 N 11th St #3047 Milwaukee, WI	3.0	1.0	1065	$1,175	$1.10	5d	1	1.30mi
2629 N 50th St Unit Upper Milwaukee, WI	3.0	1.0	1258	$1,375	$1.09	3d	1	1.34mi
3925 N 42nd St Milwaukee, WI	3.0	1.0	1300	$1,675	$1.29	44d	1	1.37mi
1639 N 33rd St Milwaukee, WI	3.0	1.0	1424	$950	$0.67	24d	1	1.38mi
2409 N 49th St Milwaukee, WI	3.0	1.0	1335	$1,248	$0.93	44d	1	1.39mi
3155 N 52nd St Milwaukee, WI	3.0	2.0	1300	$1,400	$1.08	44d	1	1.44mi
2438 N 51st St Unit 2 Milwaukee, WI	3.0	1.0	1300	$1,650	$1.27	24d	1	1.45mi
1515 N 32nd St Unit 1515 Milwaukee, WI	3.0	1.0	1200	$1,245	$1.04	5d	1	1.49mi

Listing history 7 events

1. 2026-06-08
   statusdays on market $95,000 Pending 10 DOM
2. 2026-06-07
   days on market $95,000 Active 9 DOM
3. 2026-06-05
   days on market $95,000 Active 6 DOM
4. 2026-06-03
   days on market $95,000 Active 5 DOM
5. 2026-06-02
   days on market $95,000 Active 4 DOM
6. 2026-06-01
   days on market $95,000 Active 3 DOM
7. 2026-05-31
   days on market $95,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $1,156 · $96/mo
• Projected year-2 tax: $1,457 · $121/mo
• Expected delta: +$301/yr (+$25/mo · 26.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 13 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,329
• − Mortgage interest: −$5,321
• − Property taxes: −$1,156
• − Insurance: −$475
• − Repairs & maintenance: −$1,306
• − Management: −$1,306
• − Depreciation: −$2,764
• Taxable income: $4,001
• Est. tax owed @ 24.0%: −$960
• After-tax cash flow: $4,331/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Milwaukee School District
• NCES district ID: 5509600
• Math proficiency: 10% ▼ -5.00%
• Reading proficiency: 18% ▬ 0.00%
• Median HH income: $36,339
• Composite: 11.61/100
• National rank: #9696
• State rank: #337 of 342 in WI

Livability — Milwaukee

• Score: 81/100
• State rank: #55
• US rank: #1534

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Milwaukee, WI
• County: Milwaukee County · 926,379 people
• City population: 573,768
• Metro: Milwaukee-Waukesha, WI
• Population (ZIP): 23,922
• Household income: $48,217
• Rent vs Own: 60.4% rent · 39.6% own
• Severe rent burden: 1730.0

Population outlook (Milwaukee County) Hauer SSP2

• Today (2025): 995,758 people
• By 2030: 1,009,124 · +1.3%
• By 2040: 1,028,128 · +3.3%
• By 2050: 1,040,066 · +4.4%
• By 2075: 1,057,849 · +6.2%
• By 2100: 1,039,774 · +4.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (71%)
• Race & ethnicity: Black 71% White 17% Hispanic / Latino 6% Two or more races 6% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 2% Portuguese 1% Italian 1%
• Foreign-born: 3% · Canada, Philippines
• Languages at home: 94% English-only · Spanish 3% Other Asian/Pacific 2%

Political lean MEDSL · Milwaukee

• 2024 margin: Solid D (+38.5) · D 68.3% · R 29.8% · Other 1.8%
• 2008→2024 swing: +2.7pp toward D · 2008: 35.9pp · 2024: 38.5pp
• All cycles: 2024: D+38.5 2020: D+39.9 2016: D+37.5 2012: D+34.6 2008: D+35.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -76.77%
• Current HPI: 280.0133
• Rent YoY: ▲ 3.82%
• Metro: Milwaukee-Waukesha, WI
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

+258.5% since first listed

17 events — show timeline

• 2026-05-28 Listed $95,000 METROMLS
• 2022-12-28 Listing Removed — METROMLS
• 2022-10-26 Price Changed $99,900 METROMLS
• 2022-10-14 Listed $124,900 METROMLS
• 2017-02-13 Sold (MLS) $21,000 METROMLS
• 2016-12-08 Price Changed $28,500 METROMLS
• 2016-11-02 Price Changed $29,500 METROMLS
• 2016-09-24 Price Changed $31,000 METROMLS
• 2016-08-20 Price Changed $34,000 METROMLS
• 2016-07-06 Listed $35,000 METROMLS
• 2015-07-11 Listing Removed — METROMLS
• 2015-05-08 Listed $45,000 METROMLS
• 2013-06-08 Listing Removed — METROMLS
• 2013-06-08 Listed $25,000 METROMLS
• 2012-05-16 Sold (MLS) $23,000 METROMLS
• 2001-08-06 Sold (Public Records) $46,000 Public Records
• 1993-01-01 Sold (Public Records) $26,500 Public Records

Property tax history

+1.4%/yr

Latest (2024): $1,156 · -38.7% YoY. Source: county tax records.