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3248 Williams Rd
F Composite 34.61
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.7/30.0
  • Schools +5.2/10.0
  • DSCR +3.8/10.0
  • Rent growth +3.5/5.0
  • Livability +3.5/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.7/15.0
  • Appreciation +0.0/10.0

$380,000

3248 Williams Rd · The Villages, FL 32162
3 bd · 2.0 ba · 1,392 sqft · SingleFamily public records · 11 Days on market
Built 2000 5,760 sqft lot Est $330k · 15% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

Key facts

  • 5,760 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: CDD applicable; Homestead exempt; Pets allowed (cats and dogs); Furnished negotiable
  • HOA & community: Community pool; Tennis courts; Pickleball and shuffleboard courts; Recreation facilities; Dog park; Golf and golf carts allowed; Community mailbox; Deed restrictions; Wheelchair access; Handicap modified features; Irrigation with reclaimed water; Vehicle restrictions; Gated community

Exterior

  • Parking: Attached garage; 2-car garage
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Natural gas connected; Sewer connected; Underground utilities; Water connected; Sprinkler recycled
  • Home design: Single-family residence; One story; Faces north
  • Construction: Vinyl siding; Shingle roof; Slab foundation; Built with public records living area of 1,392 (source: public records)
  • Exterior features: Rain gutters; Irrigation equipment; Paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Water filtration system
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo; Open floorplan; Solid surface counters; Split bedroom layout; Thermostat; Vaulted ceilings; Walk-in closets
  • Laundry & utility: Inside laundry room; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $380k.

Deal economics

  • At list price, monthly cash flow is $-43 ($-512/yr) — negative.
  • To cash-flow at today's rent, offer at most $372k (2.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $297k (21.9% below list).
  • Recommended offer: $297k (21.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 5.0% in The Villages — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A, employment B+; Watch: amenities F, commute F, health & safety F.
  • Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.9%/yr); 551 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
  • At $2,969/mo this rent would consume 48% of the median local household income ($74k/yr) (locally 987% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $296,945 (21.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.16%
Cash-on-cash
-0.48%
DSCR
0.98
GRM
10.7

CMA / ARV

ARV (on-the-fly)
$329,904
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3248 Williams Rd 0.00mi 3/2.0 1,392 (0%) 0mo $375,000 $269 100
3189 Atwell Ave 0.13mi 3/2.0 1,477 (+6%) 0mo $315,000 $213 84
3249 Mansfield St 0.12mi 3/2.0 1,527 (+10%) 1mo $336,000 $220 78
2297 Welcome Way 0.56mi 3/2.0 1,392 (0%) 0mo $330,000 $237 74
3562 Auburndale Ave 0.71mi 3/2.0 1,392 (0%) 2mo $300,000 $216 65
935 Kenova Ave 0.28mi 3/2.0 1,572 (+13%) 1mo $397,000 $253 65
876 Radclife Berea Pl 0.29mi 2/2.0 (-1) 1,228 (-12%) 2mo $265,000 $216 60
5162 NE 122nd Blvd 0.65mi 3/2.0 1,314 (-6%) 2mo $260,000 $198 59
2369 Five Forks Trl 0.55mi 3/2.0 1,240 (-11%) 0mo $305,000 $246 56
3109 Archer Ave 0.39mi 3/2.0 1,600 (+15%) 2mo $400,000 $250 55
3001 Sandy Ln 0.59mi 3/2.0 1,542 (+11%) 0mo $320,220 $208 54
3067 Melville Loop 0.75mi 3/2.0 1,527 (+10%) 1mo $370,000 $242 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-16.2%
Equity multiple
0.42×
Total profit
$-61,623
Equity at exit
$56,659
10-year hold
IRR
-6.5%
Equity multiple
0.57×
Total profit
$-45,976
Equity at exit
$32,855

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32162

Home prices YoY
-6.9%
Rents YoY
3.9%
Active inventory
551
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,969 high interval (Pro) →
Mortgage (P&I)
$1,993
Tax from tax record
$237 /mo · $2,850/yr
Insurance
$158
HOA
$0
Vacancy / Maint / Mgmt
$624
Net cashflow
$-43

Break-even live

Break-even rent $3,023
Max offer price $372,457
Occupancy floor 96%

Sensitivity live

Price -10% $172 -5% $65 +0% $-43 +5% $-150 +10% $-258
Rent -10% $-277 -5% $-160 +0% $-43 +5% $75 +10% $192
Rate -1.0pp $149 -0.5pp $54 base $-43 +0.5pp $-141 +1.0pp $-241

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$95,000
Closing costs
$11,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3260 Atwell Ave The Villages, FL 3.0 2.0 1392 $2,500 $1.80 23d 1 0.15mi
3207 Woodridge Dr The Villages, FL 2.0 2.0 1148 $4,200 $3.66 23d 1 0.17mi
3292 Riverton Rd The Villages, FL 2.0 2.0 1143 $2,100 $1.84 23d 1 0.23mi
888 Radclife Berea Pl The Villages, FL 2.0 2.0 1288 $4,200 $3.26 23d 1 0.30mi
971 Kingmont Ter The Villages, FL 3.0 2.0 1392 $3,400 $2.44 23d 1 0.30mi
3489 Cambria Cir The Villages, FL 2.0 2.0 1188 $1,745 $1.47 23d 1 0.35mi
3545 Idlewood Loop The Villages, FL 2.0 2.0 1240 $4,500 $3.63 23d 1 0.46mi
12020 Brush Hill Rd Oxford, FL 1.0–3.0 1.0–2.0 947 $2,295 $2.42 23d 15 0.82mi
6367 NE 118th Ave The Villages, FL 3.0–4.0 2.0–2.5 1645 $1,925 $1.17 23d 10 0.83mi
1129 Santa Cruz Dr The Villages, FL 2.0 2.0 1102 $2,350 $2.13 23d 1 0.91mi
12388 NE 48th Loop Oxford, FL 3.0 2.0 1426 $1,700 $1.19 23d 1 0.92mi
2829 Burgos Dr The Villages, FL 2.0 2.0 1156 $1,850 $1.60 23d 1 0.96mi
650 Richland Rd The Villages, FL 2.0 2.0 1188 $4,500 $3.79 23d 1 1.10mi
2111 Thornton Ter The Villages, FL 2.0 2.0 1156 $4,400 $3.81 23d 1 1.12mi
2864 Leicester Ter Unit 1525680P The Villages, FL 2.0 2.0 1130 $2,090 $1.85 23d 1 1.29mi

Listing history 15 events

  1. 2026-05-12
    status Pending
  2. 2026-04-30
    listed $380,000 Active
  3. 2024-01-30
    soldstatus $380,000 Closed 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  4. 2024-01-30
    soldstatus $380,000
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  5. 2024-01-10
    status Pending 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  6. 2023-10-08
    price $389,900 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  7. 2023-10-06
    price $389,000 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  8. 2023-04-28
    status Active 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  9. 2023-02-28
    price $399,000 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  10. 2023-02-01
    price $349,000 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  11. 2022-11-02
    listed $359,000 Active 2445-char remark
    Show marketing remark (2445 chars)

    One or more photo(s) has been virtually staged. Discover Your Dream Home in The Villages: A Remodeled Gem Awaits! Imagine stepping into a home that holds the promise of everything you've ever wanted in The Villages, Florida. Presented by a renowned remodeler known for transforming homes into masterpieces, this exceptional property is poised to exceed your expectations in every way. Elegance and modernity converge in this splendid abode, a testament to the remodeler's artistry. Your culinary dreams come true in the brand-new kitchen adorned with exquisite stone countertops and a gleaming appliance package that even includes a new washer and dryer. The home whispers luxury with every detail, ensuring your comfort and enjoyment. Recent upgrades paint a picture of meticulous care and attention. A new roof, fitted in November 2022, safeguards the home and its future residents. The promise of enhanced comfort is on the horizon, with a new HVAC system currently being installed to usher in a new era of climate control. Nestled on a tranquil street with minimal traffic, your new home has the potential to become the serene haven you've yearned for. Imagine escaping the bustle of the outside world and stepping into your quiet oasis—a place where relaxation and rejuvenation come effortlessly. One can't help but be captivated by the thoughtfully chosen location. Merely 0.70 miles away lies Southern Trace, a bustling shopping hub offering abundant dining and retail options. Additionally, the esteemed Villages Polo Grounds and Saddlebrook Recreation Center beckon, promising a world of leisure and enjoyment. The advantages continue to unfold—just one mile from the revered Laurel Manor Recreation Center and medical offices, this home effortlessly blends convenience with comfort. Moreover, a mere 3.5 miles transport you to the vibrant heart of Lake Sumter Landing, a hub of entertainment and camaraderie. As a final touch of allure, the bond has been paid, underscoring the allure of this newly remodeled gem. This outstanding residence in a coveted area of The Villages eagerly awaits your personal touch, poised to become a canvas upon which you can paint your dreams. Your journey to this enchanting haven begins with a simple step—reach out today for a personalized tour. Witness firsthand the beauty of this remodeled paradise, where your desires meet a reality that exceeds even your loftiest expectations.

  12. 2022-10-05
    soldstatus $287,500
  13. 2022-09-20
    soldstatus $287,500 Closed 1075-char remark
    Show marketing remark (1075 chars)

    Are you ready to kick your feet up and start enjoying the finer things in life? Now is your chance! This charming and well kept 3 bedroom 2 bathroom home is situated in the Polo Ridge section of the desirable active 55+ community of The Villages. The kitchen boasts plenty of cabinet and counter space (ideal for the chef at heart) and overlooks the dining and living rooms, making it perfect for gathering with friends and family making memories to last. Relaxing in the fresh air has never been so easy, as this home has not one, but TWO screened porches! The Villages has over 3000 clubs, over 50 golf courses and offers TONS of amenities, including swimming pools, pickle ball, tennis, bocce ball, Polo, miles and miles of nature trails, fishing areas, championship golf and country clubs. .. the list is never ending! Want more?? Polo Ridge is just a golf cart ride away from shops, restaurants, medical services, banks, The Villages Polo Club, swimming pools, postal services. .. everyday will bring you something new! This one is priced to sell and will not last long!

  14. 2022-09-06
    status Pending 1075-char remark
    Show marketing remark (1075 chars)

    Are you ready to kick your feet up and start enjoying the finer things in life? Now is your chance! This charming and well kept 3 bedroom 2 bathroom home is situated in the Polo Ridge section of the desirable active 55+ community of The Villages. The kitchen boasts plenty of cabinet and counter space (ideal for the chef at heart) and overlooks the dining and living rooms, making it perfect for gathering with friends and family making memories to last. Relaxing in the fresh air has never been so easy, as this home has not one, but TWO screened porches! The Villages has over 3000 clubs, over 50 golf courses and offers TONS of amenities, including swimming pools, pickle ball, tennis, bocce ball, Polo, miles and miles of nature trails, fishing areas, championship golf and country clubs. .. the list is never ending! Want more?? Polo Ridge is just a golf cart ride away from shops, restaurants, medical services, banks, The Villages Polo Club, swimming pools, postal services. .. everyday will bring you something new! This one is priced to sell and will not last long!

  15. 2022-08-31
    listed $299,900 Active 1075-char remark
    Show marketing remark (1075 chars)

    Are you ready to kick your feet up and start enjoying the finer things in life? Now is your chance! This charming and well kept 3 bedroom 2 bathroom home is situated in the Polo Ridge section of the desirable active 55+ community of The Villages. The kitchen boasts plenty of cabinet and counter space (ideal for the chef at heart) and overlooks the dining and living rooms, making it perfect for gathering with friends and family making memories to last. Relaxing in the fresh air has never been so easy, as this home has not one, but TWO screened porches! The Villages has over 3000 clubs, over 50 golf courses and offers TONS of amenities, including swimming pools, pickle ball, tennis, bocce ball, Polo, miles and miles of nature trails, fishing areas, championship golf and country clubs. .. the list is never ending! Want more?? Polo Ridge is just a golf cart ride away from shops, restaurants, medical services, banks, The Villages Polo Club, swimming pools, postal services. .. everyday will bring you something new! This one is priced to sell and will not last long!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,850 · $237/mo
Projected year-2 tax
$3,154 · $263/mo
Expected delta
+$304/yr (+$25/mo · 10.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,633
− Mortgage interest
−$21,286
− Property taxes
−$2,850
− Insurance
−$1,900
− Repairs & maintenance
−$2,851
− Management
−$2,851
− Depreciation
−$11,055
Taxable loss
−$7,158
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,718
After-tax cash flow
$1,206/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sumter
NCES district ID
1201800
Math proficiency
61% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$48,240
Composite
51.74/100
National rank
#1682
State rank
#11 of 73 in FL

Livability — The Villages

Score
70/100
State rank
#431
US rank
#7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Villages, FL
County
Sumter County · 110,591 people
City population
83,973
Metro
The Villages, FL
Population (ZIP)
55,424
Household income
$74,119
Rent vs Own
7.1% rent · 92.9% own
Severe rent burden
987.0

Population outlook (Sumter County) Hauer SSP2

Today (2025)
161,172 people
By 2030
180,083 · +11.7%
By 2040
209,892 · +30.2%
By 2050
234,186 · +45.3%
By 2075
284,602 · +76.6%
By 2100
317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
Common ancestry
Romanian 7% Slovak 4% Lithuanian 4%
Foreign-born
5% · Canada
Languages at home
96% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Sumter

2024 margin
Solid R (+37.6) · D 30.9% · R 68.6%
2008→2024 swing
-10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
All cycles
2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -16.16%
Current HPI
218.1956
Rent YoY
▲ 3.92%
Metro
The Villages, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+26.7% since first listed
15 events — show timeline
  • 2026-05-12 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-30 Listed $380,000 Stellar MLS as Distributed by MLS Grid
  • 2024-01-30 Sold (Public Records) $380,000 Public Records
  • 2024-01-30 Sold (MLS) $380,000 Stellar MLS as Distributed by MLS Grid
  • 2024-01-10 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-10-08 Price Changed $389,900 Stellar MLS as Distributed by MLS Grid
  • 2023-10-06 Price Changed $389,000 Stellar MLS as Distributed by MLS Grid
  • 2023-04-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-02-28 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
  • 2023-02-01 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
  • 2022-11-02 Listed $359,000 Stellar MLS as Distributed by MLS Grid
  • 2022-10-05 Sold (Public Records) $287,500 Public Records
  • 2022-09-20 Sold (MLS) $287,500 Stellar MLS as Distributed by MLS Grid
  • 2022-09-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-08-31 Listed $299,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+6.6%/yr

Latest (2025): $2,850 · -11.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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