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4 Timber Scent
B+ Composite 75.68
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.6/10.0
  • Schools +5.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.2/5.0

$50,000

4 Timber Scent · Dante, VA 24237
2 bd · 1.0 ba · 720 sqft · Other public records · 136 Days on market
Built 1980 8,712 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

Key facts

  • 8,712 sq ft lot
  • Built 1980
  • Listed 136 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $50k.

Deal economics

  • At list price, monthly cash flow is $465 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($972 rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 44/100 on livability (#570 in VA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
  • Russell County Public School District (rural): math 58% / reading 73% proficiency, ranked #44 of 131 in VA (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Castlewood Elementary (math 51% / reading 62%, grade C+, #630 of 1,108 statewide, top 57%, 237 students, 92% FRL); Castlewood High (math 57% / reading 77%, grade B, #185 of 319 statewide, top 61%, 314 students, 90% FRL) — zoned schools average 91% FRL vs 49% district-wide (42 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 5 active listings in the ZIP; 35 units permitted in Russell County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $915 of equity ($346 loan paydown + $569 appreciation (1.1% local appreciation)).
  • Russell County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.1% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $5k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $31k; list at $50k implies a 61% gain — meaningful room to come down on a strong offer.
Recommended offer $44,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.94%
Cap rate
17.46%
Cash-on-cash
39.87%
DSCR
2.77
GRM
4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.14% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
42.6%
Equity multiple
3.21×
Total profit
$30,893
Equity at exit
$17,431
10-year hold
IRR
44.3%
Equity multiple
6.34×
Total profit
$74,816
Equity at exit
$23,447

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24237

Home prices YoY
1.7%
Active inventory
5
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$972 medium interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$19 /mo · $234/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$204
Net cashflow
$465

Break-even live

Break-even rent $383
Max offer price $50,000
Occupancy floor 47%

Sensitivity live

Price -10% $494 -5% $479 +0% $465 +5% $451 +10% $437
Rent -10% $388 -5% $427 +0% $465 +5% $504 +10% $542
Rate -1.0pp $490 -0.5pp $478 base $465 +0.5pp $452 +1.0pp $439

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,500
Closing costs
$1,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-04-26
    status Pending 389-char remark
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  2. 2026-04-26
    status Pending
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  3. 2026-03-17
    price $50,000 389-char remark
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  4. 2026-03-17
    price $50,000
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  5. 2026-01-24
    price $51,500 389-char remark
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  6. 2026-01-24
    price $51,500
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  7. 2025-12-10
    listed $55,000 Active 389-char remark
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  8. 2025-12-10
    listed $55,000 Active
    Show marketing remark (389 chars)

    Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.

  9. 2024-02-27
    soldstatus $31,000 Closed 382-char remark
    Show marketing remark (382 chars)

    This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today

  10. 2024-02-27
    soldstatus $31,000
    Show marketing remark (382 chars)

    This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today

  11. 2023-12-04
    status Pending 382-char remark
    Show marketing remark (382 chars)

    This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today

  12. 2023-12-01
    listed $39,995 Active 382-char remark
    Show marketing remark (382 chars)

    This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$234 · $19/mo
Projected year-2 tax
$410 · $34/mo
Expected delta
+$176/yr (+$15/mo · 75.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 8 d/yr ≥91°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,662
− Mortgage interest
−$2,801
− Property taxes
−$234
− Insurance
−$250
− Repairs & maintenance
−$933
− Management
−$933
− Depreciation
−$1,455
Taxable income
$5,057
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,214
After-tax cash flow
$4,369/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Russell County Public School District
NCES district ID
5103420
Math proficiency
58% ▼ -32.00%
Reading proficiency
73% ▼ -10.00%
Median HH income
$34,970
Composite
54.14/100
National rank
#1384
State rank
#44 of 131 in VA

Livability — Dante

Score
44/100
State rank
#570
US rank
#26831

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dante, VA
Population (ZIP)
1,064

Population outlook (Russell County) Hauer SSP2

Today (2025)
25,787 people
By 2030
24,485 · -5.0%
By 2040
21,750 · -15.7%
By 2050
19,214 · -25.5%
By 2075
14,500 · -43.8%
By 2100
10,629 · -58.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Black 3% Hispanic / Latino 3% Asian 3%
Common ancestry
Iranian 1% Romanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Russell

2024 margin
Solid R (+67.5) · D 16.1% · R 83.6%
2008→2024 swing
-54.8pp toward R · 2008: -12.7pp · 2024: -67.5pp
All cycles
2024: R+67.5 2020: R+63.5 2016: R+58.9 2012: R+37.0 2008: R+12.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.14%
Current HPI
67.9552
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+25.0% since first listed
12 events — show timeline
  • 2026-04-26 Pending SWVAR
  • 2026-04-26 Pending TVRMLS
  • 2026-03-17 Price Changed $50,000 SWVAR
  • 2026-03-17 Price Changed $50,000 TVRMLS
  • 2026-01-24 Price Changed $51,500 SWVAR
  • 2026-01-24 Price Changed $51,500 TVRMLS
  • 2025-12-10 Listed $55,000 TVRMLS
  • 2025-12-10 Listed $55,000 SWVAR
  • 2024-02-27 Sold (Public Records) $31,000 Public Records
  • 2024-02-27 Sold (MLS) $31,000 TVRMLS
  • 2023-12-04 Pending TVRMLS
  • 2023-12-01 Listed $39,995 TVRMLS

Property tax history

+11.2%/yr

Latest (2024): $234 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…