4 Timber Scent · Dante, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 8 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.6/10.0
- Schools +5.4/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.2/5.0
$50,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
Key facts
- 8,712 sq ft lot
- Built 1980
- Listed 136 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath other listed at $50k.
Deal economics
- At list price, monthly cash flow is $465 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($972 rent vs $50k).
- Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 44/100 on livability (#570 in VA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- Russell County Public School District (rural): math 58% / reading 73% proficiency, ranked #44 of 131 in VA (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Castlewood Elementary (math 51% / reading 62%, grade C+, #630 of 1,108 statewide, top 57%, 237 students, 92% FRL); Castlewood High (math 57% / reading 77%, grade B, #185 of 319 statewide, top 61%, 314 students, 90% FRL) — zoned schools average 91% FRL vs 49% district-wide (42 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 5 active listings in the ZIP; 35 units permitted in Russell County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $915 of equity ($346 loan paydown + $569 appreciation (1.1% local appreciation)).
- Russell County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (1.1% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 136 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $5k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $31k; list at $50k implies a 61% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.94% ✓
- Cap rate
- 17.46%
- Cash-on-cash
- 39.87%
- DSCR
- 2.77
- GRM
- 4.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
1.14% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 42.6%
- Equity multiple
- 3.21×
- Total profit
- $30,893
- Equity at exit
- $17,431
- IRR
- 44.3%
- Equity multiple
- 6.34×
- Total profit
- $74,816
- Equity at exit
- $23,447
Cash invested: $14,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 24237
- Home prices YoY
- 1.7%
- Active inventory
- 5
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $972 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$19 /mo · $234/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$204
- Net cashflow
- $465
Break-even live
Sensitivity live
| Price | -10% $494 | -5% $479 | +0% $465 | +5% $451 | +10% $437 |
|---|---|---|---|---|---|
| Rent | -10% $388 | -5% $427 | +0% $465 | +5% $504 | +10% $542 |
| Rate | -1.0pp $490 | -0.5pp $478 | base $465 | +0.5pp $452 | +1.0pp $439 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,500
- Closing costs
- $1,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-04-26status Pending 389-char remark
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2026-04-26status Pending
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2026-03-17price $50,000 389-char remark
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2026-03-17price $50,000
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2026-01-24price $51,500 389-char remark
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2026-01-24price $51,500
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2025-12-10$55,000 Active 389-char remark
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2025-12-10$55,000 Active
Show marketing remark (389 chars)
Cozy 2-bedroom, 1-bath site-built home tucked in the mountains and ready for its new owners. This inviting property features new flooring in most rooms and a comfortable layout. Great location only 20 min from stores and restaurants. Home is being sold as-is, where-is. All information taken from 3rd party sources and deemed reliable Buyer /Buyer's agent to verify subject to E & O.
-
2024-02-27soldstatus $31,000 Closed 382-char remark
Show marketing remark (382 chars)
This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today
-
2024-02-27soldstatus $31,000
Show marketing remark (382 chars)
This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today
-
2023-12-04status Pending 382-char remark
Show marketing remark (382 chars)
This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today
-
2023-12-01$39,995 Active 382-char remark
Show marketing remark (382 chars)
This cozy little home would make a great first time home, is perfect for someone looking to downsize, or it would be a great an investment property! Property features open concept living room and kitchen, two bedrooms and one bath. Outside, you will find a large porch, and a large storage building. The home has been well-maintained and is ready for new owners! Come see it today
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $234 · $19/mo
- Projected year-2 tax
- $410 · $34/mo
- Expected delta
- +$176/yr (+$15/mo · 75.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 8 d/yr ≥91°F today · 22 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,662
- − Mortgage interest
- −$2,801
- − Property taxes
- −$234
- − Insurance
- −$250
- − Repairs & maintenance
- −$933
- − Management
- −$933
- − Depreciation
- −$1,455
- Taxable income
- $5,057
- Est. tax owed @ 24.0%
- −$1,214
- After-tax cash flow
- $4,369/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Russell County Public School District
- NCES district ID
- 5103420
- Math proficiency
- 58% ▼ -32.00%
- Reading proficiency
- 73% ▼ -10.00%
- Median HH income
- $34,970
- Composite
- 54.14/100
- National rank
- #1384
- State rank
- #44 of 131 in VA
Livability — Dante
- Score
- 44/100
- State rank
- #570
- US rank
- #26831
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dante, VA
- Population (ZIP)
- 1,064
Population outlook (Russell County) Hauer SSP2
- Today (2025)
- 25,787 people
- By 2030
- 24,485 · -5.0%
- By 2040
- 21,750 · -15.7%
- By 2050
- 19,214 · -25.5%
- By 2075
- 14,500 · -43.8%
- By 2100
- 10,629 · -58.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Black 3% Hispanic / Latino 3% Asian 3%
- Common ancestry
- Iranian 1% Romanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Russell
- 2024 margin
- Solid R (+67.5) · D 16.1% · R 83.6%
- 2008→2024 swing
- -54.8pp toward R · 2008: -12.7pp · 2024: -67.5pp
- All cycles
- 2024: R+67.5 2020: R+63.5 2016: R+58.9 2012: R+37.0 2008: R+12.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.14%
- Current HPI
- 67.9552
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
||
| Technology / Defense | 3 | $32B |
|
||
| Financial Services | 2 | $176B |
|
||
| Utilities | 2 | $27B |
|
||
| Insurance | 2 | $25B |
|
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| Technology | 2 | $15B |
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Price history
+25.0% since first listed12 events — show timeline
- 2026-04-26 Pending — SWVAR
- 2026-04-26 Pending — TVRMLS
- 2026-03-17 Price Changed $50,000 SWVAR
- 2026-03-17 Price Changed $50,000 TVRMLS
- 2026-01-24 Price Changed $51,500 SWVAR
- 2026-01-24 Price Changed $51,500 TVRMLS
- 2025-12-10 Listed $55,000 TVRMLS
- 2025-12-10 Listed $55,000 SWVAR
- 2024-02-27 Sold (Public Records) $31,000 Public Records
- 2024-02-27 Sold (MLS) $31,000 TVRMLS
- 2023-12-04 Pending — TVRMLS
- 2023-12-01 Listed $39,995 TVRMLS
Property tax history
+11.2%/yrLatest (2024): $234 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…