Multi-family
796 Livingston Ave · Albany, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +4.0/5.0
- Rent growth +3.8/5.0
- Schools +3.8/10.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$189,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
Move in ready and priced to sell. This two family home that has been utilized as a one family for many years but can easily be utilized as a two family features HW floors, many newer windows and laminate floors, newer appliances, updated second floor bath, vinyl siding, fenced yard. Conveniently located near shopping, schools and highways. Home is covered by RealtyUSA's Home Warranty.
Key facts
- 2,178 sq ft lot
- 2 parking spots
- Built 1990
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath multifamily listed at $189k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $3k ($37k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $189k).
- Recommended offer: $166k (12.0% below list) — sets the bar for market timing.
- Cap rate 26.1% vs local median 5.9% in Albany — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#129 in NY, #2,083 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
- Albany City School District (urban): math 37% / reading 40% proficiency, ranked #543 of 590 in NY (top 92%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Albany High School (math 74% / reading 67%, grade B+, #710 of 1,100 statewide, top 65%, 2,676 students, 69% FRL) — zoned schools at 69% FRL track the district average.
- Zoned-school proficiency averages 70% at this address vs 38% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Albany City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.4%/yr); 146 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).
- At $5,583/mo this rent would consume 161% of the median local household income ($42k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $53k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 173 days — a 12% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 9y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $51k; list at $189k implies a 270% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.95% ✓
- Cap rate
- 26.06%
- Cash-on-cash
- 70.59%
- DSCR
- 4.14
- GRM
- 2.8
CMA / ARV
- ARV (median comp)
- $261,068
- List price
- $189,000
- Delta
- -27.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9 Rawson St | 0.22mi | 4/2.0 (+1) | 1,661 (-1%) | 10mo | $195,000 | $117 | 73 |
| 338 Manning Blvd | 0.47mi | 3/2.0 | 1,680 (+0%) | 12mo | $242,500 | $144 | 65 |
| 455 Bradford St | 0.30mi | 4/2.0 (+1) | 1,800 (+8%) | 11mo | $230,000 | $128 | 57 |
| 596 Livingston Ave | 0.50mi | 4/2.0 (+1) | 1,584 (-5%) | 6mo | $148,000 | $93 | 56 |
| 34 Garfield Pl | 0.12mi | 4/2.0 (+1) | 1,840 (+10%) | 19mo | $80,000 | $43 | 54 |
| 605 3rd St | 0.30mi | 4/2.0 (+1) | 1,792 (+7%) | 18mo | $152,000 | $85 | 52 |
| 501 2nd St | 0.66mi | 3/2.0 | 1,540 (-8%) | 2mo | $105,000 | $68 | 52 |
| 33 Lincoln Ave | 0.41mi | 4/2.0 (+1) | 1,785 (+7%) | 18mo | $215,000 | $120 | 48 |
| 596 3rd St | 0.32mi | 4/2.0 (+1) | 1,920 (+15%) | 7mo | $150,000 | $78 | 48 |
| 598-600 3rd St | 0.32mi | 4/2.0 (+1) | 1,920 (+15%) | 18mo | $245,000 | $128 | 39 |
| 478 3rd St | 0.64mi | 4/2.0 (+1) | 1,852 (+11%) | 11mo | $119,000 | $64 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.37% rent growth · sell at horizon
- IRR
- 72.8%
- Equity multiple
- 4.43×
- Total profit
- $181,342
- Equity at exit
- $28,181
- IRR
- 77.4%
- Equity multiple
- 9.92×
- Total profit
- $472,228
- Equity at exit
- $16,341
Cash invested: $52,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 5 active · 7 under contract
- Months of supply
- 6.0 mo (17%/mo absorbed)
- Median asking
- $299,900 ($169/sqft)
- Median days on market
- 43 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -7.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12206
- Home prices YoY
- -9.9%
- Rents YoY
- 5.4%
- Active inventory
- 146
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $5,583 medium interval (Pro) →
- Mortgage (P&I)
- −$991
- Tax from tax record
- −$228 /mo · $2,734/yr
- Insurance
- −$79
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,172
- Net cashflow
- $3,113
4-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 4× units | 2 | 1 | $5,584 |
| #1 | 2 | 1 | $1,396 |
| #2 | 2 | 1 | $1,396 |
| #3 | 2 | 1 | $1,396 |
| #4 | 2 | 1 | $1,396 |
| Total (4 units) | $5,583 | ||
Break-even live
Sensitivity live
| Price | -10% $3,220 | -5% $3,166 | +0% $3,113 | +5% $3,059 | +10% $3,006 |
|---|---|---|---|---|---|
| Rent | -10% $2,672 | -5% $2,892 | +0% $3,113 | +5% $3,333 | +10% $3,554 |
| Rate | -1.0pp $3,208 | -0.5pp $3,161 | base $3,113 | +0.5pp $3,064 | +1.0pp $3,014 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,250
- Closing costs
- $5,670
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1 Bleecker Ter Albany, NY | 1.0–2.0 | 1.0 | 609 | $1,795 | $2.95 | 0d | 1 | 0.16mi |
| 4143 N Manning Blvd Albany, NY | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 6d | 1 | 0.25mi |
| 4 King Ave #2 Albany, NY | 2.0 | 1.0 | — | $1,400 | — | 6d | 1 | 0.30mi |
| 11 King Ave Unit 2 Albany, NY | 3.0 | 1.0 | 1100 | $1,550 | $1.41 | 62d | 1 | 0.30mi |
| 526 Central Ave Albany, NY | 1.0–2.0 | 1.0 | 957 | $1,435 | $1.50 | 62d | 1 | 0.38mi |
| 27 McKinley St Albany, NY | 2.0 | 1.0 | 712 | $1,700 | $2.39 | 6d | 1 | 0.44mi |
| 282 Manning Blvd #2 Albany, NY | 1.0 | 1.0 | — | $1,100 | — | 6d | 1 | 0.48mi |
| 530 3rd St Apt 2 Albany, NY | 2.0 | 1.0 | 900 | $1,400 | $1.56 | 139d | 1 | 0.50mi |
| 831 Washington Ave Albany, NY | 3.0 | 1.0 | 1184 | $1,700 | $1.44 | 6d | 1 | 0.51mi |
| 600 Livingston Ave Albany, NY | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 62d | 1 | 0.51mi |
| 98 Kent St Unit 2nd Floor Albany, NY | 3.0 | 1.0 | 1442 | $1,650 | $1.14 | 62d | 1 | 0.53mi |
| 32 Richmond St Unit 2 Albany, NY | 3.0 | 3.0 | 1248 | $2,500 | $2.00 | 109d | 1 | 0.54mi |
| 143 Benson St Unit 2 Albany, NY | 3.0 | 1.0 | 1100 | $1,650 | $1.50 | 6d | 1 | 0.55mi |
| 59 Ontario St Unit 1ST Albany, NY | 1.0 | 1.0 | 675 | $950 | $1.41 | 62d | 1 | 0.56mi |
| 88 Ontario St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,350 | — | 119d | 1 | 0.60mi |
| 400 Central Ave Albany, NY | 2.0 | 1.0 | 675 | $1,591 | $2.36 | 139d | 11 | 0.60mi |
| 260 Bradford St Unit 105 Albany, NY | 2.0 | 1.0 | 745 | $1,500 | $2.01 | 119d | 1 | 0.65mi |
| 260 Bradford St Unit 102 Albany, NY | 1.0 | 1.0 | 571 | $1,300 | $2.28 | 119d | 1 | 0.65mi |
| 260 Bradford St Unit 104 Albany, NY | 1.0 | 1.0 | 341 | $1,000 | $2.93 | 119d | 1 | 0.65mi |
| 260 Bradford St Unit 205 Albany, NY | 3.0 | 2.0 | 912 | $1,700 | $1.86 | 119d | 1 | 0.65mi |
| 826 Chestnut St Albany, NY | 1.0 | 1.0 | — | $1,325 | — | 139d | 1 | 0.66mi |
| 826 Chestnut St Unit 03 Albany, NY | 1.0 | 1.0 | — | $1,290 | — | 116d | 1 | 0.66mi |
| 800 Chestnut St Unit 2 Albany, NY | 2.0 | 1.0 | — | $1,500 | — | 6d | 1 | 0.66mi |
| 13 Ver Planck St Albany, NY | 3.0 | 2.0 | 2058 | $2,900 | $1.41 | 6d | 1 | 0.66mi |
| 148 Manning Blvd Apt 3 Albany, NY | 2.0 | 1.0 | — | $1,550 | — | 6d | 1 | 0.67mi |
| 474 3rd St Albany, NY | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 6d | 1 | 0.68mi |
| 144 Manning Blvd Albany, NY | 2.0 | 1.0 | — | $1,550 | — | 109d | 1 | 0.68mi |
| 135 Winthrop Ave Albany, NY | 3.0 | 2.0 | 1788 | $3,500 | $1.96 | 139d | 1 | 0.74mi |
| 898 Lancaster St Unit 2 Albany, NY | 2.0 | 1.0 | 1200 | $1,700 | $1.42 | 119d | 1 | 0.74mi |
| 830 Jay St #2 Albany, NY | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 6d | 1 | 0.75mi |
| 663 Hudson Ave Albany, NY | 3.0 | 1.0 | 1450 | $2,100 | $1.45 | 0d | 1 | 0.76mi |
| 705 Hudson Ave Unit 1ST Albany, NY | 1.0 | 1.0 | — | $950 | — | 6d | 1 | 0.76mi |
| 705 Hudson Ave Unit 2ND Albany, NY | 1.0 | 1.0 | — | $825 | — | 119d | 1 | 0.76mi |
| 23 Benson St Albany, NY | 2.0 | 1.0 | 720 | $1,350 | $1.88 | 62d | 1 | 0.78mi |
| 164 Terrace Ave Albany, NY | 3.0 | 1.5 | — | $2,600 | — | 119d | 1 | 0.79mi |
| 60 Colvin Ave Albany, NY | 1.0 | 1.0 | 745 | $1,130 | $1.52 | 139d | 1 | 0.79mi |
| 99 Winthrop Ave Unit B Albany, NY | 2.0 | 1.0 | — | $1,200 | — | 119d | 1 | 0.81mi |
| 190 Spring St Albany, NY | 1.0 | 1.0 | — | $1,350 | — | 139d | 1 | 0.83mi |
| 188 Spring St Unit 2 Albany, NY | 2.0 | 1.0 | 1200 | $1,475 | $1.23 | 139d | 1 | 0.84mi |
| 711 State St Albany, NY | 3.0 | 1.0 | — | $1,800 | — | 139d | 1 | 0.85mi |
Property features AI
Exterior
- Parking
- Off-street parking for 2 vehicles
- Utilities
- Public waterPublic sewer
- Home design
- DuplexLiving area about 1,672Below-grade finished area about 1,795
- Construction
- Vinyl sidingWood siding
- Exterior features
- Other exterior featuresOther roof type
Interior
- Bedrooms
- Unit 1: 2 bedroomsUnit 2: 1 bedroom
- Bathrooms
- 2 full bathrooms total (one full bath on 1st floor, one full bath on 2nd floor)Unit 1: 1 full bathUnit 2: 1 full bath
- Heating & cooling
- Natural gas heating
- Interior features
- Unfinished basement
Listing history 50 events
-
2026-09-23days on market $189,000 Active 173 DOM
-
2026-09-22days on market $189,000 Active 172 DOM
-
2026-09-21days on market $189,000 Active 171 DOM
-
2026-09-20days on market $189,000 Active 170 DOM
-
2026-09-19days on market $189,000 Active 169 DOM
-
2026-09-18days on market $189,000 Active 168 DOM
-
2026-09-17days on market $189,000 Active 167 DOM
-
2026-09-16days on market $189,000 Active 166 DOM
-
2026-09-15days on market $189,000 Active 165 DOM
-
2026-09-14days on market $189,000 Active 164 DOM
-
2026-09-13days on market $189,000 Active 163 DOM
-
2026-09-12days on market $189,000 Active 162 DOM
-
2026-09-11days on market $189,000 Active 161 DOM
-
2026-09-05days on market $189,000 Active 155 DOM
-
2026-09-04days on market $189,000 Active 154 DOM
-
2026-09-03days on market $189,000 Active 153 DOM
-
2026-08-31days on market $189,000 Active 150 DOM
-
2026-08-30days on market $189,000 Active 149 DOM
-
2026-08-29days on market $189,000 Active 148 DOM
-
2026-08-28days on market $189,000 Active 147 DOM
-
2026-08-27days on market $189,000 Active 146 DOM
-
2026-08-26days on market $189,000 Active 145 DOM
-
2026-08-25days on market $189,000 Active 144 DOM
-
2026-08-24days on market $189,000 Active 143 DOM
-
2026-08-23days on market $189,000 Active 142 DOM
-
2026-08-22days on market $189,000 Active 141 DOM
-
2026-08-21days on market $189,000 Active 140 DOM
-
2026-08-20days on market $189,000 Active 139 DOM
-
2026-08-19days on market $189,000 Active 138 DOM
-
2026-08-18days on market $189,000 Active 137 DOM
-
2026-08-17days on market $189,000 Active 136 DOM
-
2026-08-16days on market $189,000 Active 135 DOM
-
2026-08-15days on market $189,000 Active 134 DOM
-
2026-08-15days on market $189,000 Active 133 DOM
-
2026-08-13days on market $189,000 Active 132 DOM
-
2026-08-12days on market $189,000 Active 131 DOM
-
2026-08-11days on market $189,000 Active 130 DOM
-
2026-08-10days on market $189,000 Active 129 DOM
-
2026-08-09days on market $189,000 Active 128 DOM
-
2026-08-08days on market $189,000 Active 127 DOM
-
2026-08-07days on market $189,000 Active 126 DOM
-
2026-08-06days on market $189,000 Active 125 DOM
-
2026-08-05days on market $189,000 Active 124 DOM
-
2026-08-04days on market $189,000 Active 123 DOM
-
2026-08-03days on market $189,000 Active 122 DOM
-
2026-07-31days on market $189,000 Active 119 DOM
-
2026-07-29days on market $189,000 Active 117 DOM
-
2026-07-27days on market $189,000 Active 115 DOM
-
2026-07-25days on market $189,000 Active 113 DOM
-
2026-07-24days on market $189,000 Active 112 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $2,734 · $228/mo
- Projected year-2 tax
- $2,964 · $247/mo
- Expected delta
- +$230/yr (+$19/mo · 8.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $66,996
- − Mortgage interest
- −$10,587
- − Property taxes
- −$2,734
- − Insurance
- −$945
- − Repairs & maintenance
- −$5,360
- − Management
- −$5,360
- − Depreciation
- −$5,498
- Taxable income
- $36,513
- Est. tax owed @ 24.0%
- −$8,763
- After-tax cash flow
- $28,592/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This multi-family home requires significant repairs and maintenance, particularly to the roof and exterior. Addressing these issues will significantly increase its value and appeal to buyers and renters.
Deferred maintenance Est. $70,000–$210,000 screening
- Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No roof visible
- Major Hvac (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No HVAC visible
- Major Windows (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No windows visible
- Major Electrical (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No electrical panel visible
- Major Plumbing (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No plumbing visible
- Major Exterior (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No exterior visible
- Major Other (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No other visible
Repairs flagged
- Major roof — The satellite image shows signs of damage to the roof.
- Major exterior siding — The siding is weathered and in poor condition.
- Major landscaping — The vegetation is overgrown and needs trimming.
Value-add opportunities
- Both repair roof — A new roof will significantly increase the home's value and appeal to buyers and renters. ↑
- Both repair and paint exterior — A fresh coat of paint and repairs to the siding will enhance the home's curb appeal and value. ↑
- Both landscaping — A well-maintained yard will improve the home's curb appeal and attract more potential buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Albany City School District
- NCES district ID
- 3602460
- Math proficiency
- 37% ▲ 6.00%
- Reading proficiency
- 40% ▲ 7.00%
- Median HH income
- $40,568
- Composite
- 32.34/100
- National rank
- #5744
- State rank
- #543 of 590 in NY
Livability — Albany
- Score
- 79/100
- State rank
- #129
- US rank
- #2083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Albany, NY
- County
- Albany County · 320,794 people
- City population
- 116,921
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 14,572
- Household income
- $41,548
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Albany County) Hauer SSP2
- Today (2025)
- 320,794 people
- By 2030
- 327,401 · +2.1%
- By 2040
- 338,218 · +5.4%
- By 2050
- 348,467 · +8.6%
- By 2075
- 381,693 · +19.0%
- By 2100
- 393,809 · +22.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- Black 38% White 27% Hispanic / Latino 15% Two or more races 12% Asian 10%
- Hispanic origin (detail)
- Puerto Rican 10% Dominican 1%
- Common ancestry
- Italian 2% Lithuanian 2% Romanian 1%
- Foreign-born
- 22% · Canada, China
- Languages at home
- 75% English-only · Spanish 10% Other Indo-European 5% Chinese 3%
Political lean MEDSL · Albany
- 2024 margin
- Strong D (+25.8) · D 62.9% · R 37.1%
- 2008→2024 swing
- -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
- All cycles
- 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -30.24%
- Current HPI
- 275.8109
- Rent YoY
- ▲ 5.37%
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+298.8% since first listed5 events — show timeline
- 2026-04-03 Listed $199,000 Global MLS
- 2017-10-20 Sold (Public Records) $51,050 Public Records
- 2017-10-17 Sold (MLS) $51,050 Global MLS
- 2017-08-16 Pending — Global MLS
- 2017-08-10 Listed $49,900 Global MLS
Property tax history
+4.0%/yrLatest (2025): $2,734 · +7.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…