2261 Sidney Ave · Baltimore, MD 21230

$115,000

2 bd · 1.0 ba · 1,300 sqft · Townhouse public records · 312 Days on market

Built 1920 $88/sqft · 58% above area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

Key facts

• Built 1920
• Listed 312 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $115k.

Deal economics

• At list price, monthly cash flow is $1k ($13k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $115k).
• Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
• Cap rate 17.4% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-1.0%/yr); 362 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $32k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 312 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 16y ago; this cycle's ask is 8114% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $50k; list at $115k implies a 130% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 312 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.96% ✓
• Cap rate: 17.36%
• Cash-on-cash: 39.54%
• DSCR: 2.76
• GRM: 4.2

CMA / ARV

• ARV (median comp): $72,759
• List price: $115,000
• Delta: 58.06%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2113 Sidney Ave	0.12mi	3/1.0 (+1)	1,260 (-3%)	2mo	$72,500	$58	83
2317 Annapolis Rd	0.06mi	3/1.0 (+1)	1,372 (+6%)	5mo	$40,000	$29	79
2239 Annapolis Rd	0.05mi	3/1.5 (+1)	1,370 (+5%)	8mo	$40,000	$29	75
2405 Westport St	0.19mi	2/2.0	1,200 (-8%)	0mo	$75,000	$63	74
2318 Sidney Ave	0.05mi	3/1.0 (+1)	1,120 (-14%)	2mo	$72,500	$65	68
2625 Waterview Ave	0.38mi	3/1.0 (+1)	1,260 (-3%)	6mo	$94,200	$75	67
2316 Cedley St	0.05mi	3/2.0 (+1)	1,144 (-12%)	4mo	$140,000	$122	65
2348 Sidney Ave	0.09mi	3/1.0 (+1)	1,120 (-14%)	11mo	$115,000	$103	59
2521 S Paca St	0.67mi	3/1.5 (+1)	1,152 (-11%)	1mo	$30,000	$26	42
2512 Ridgely St	0.64mi	3/1.5 (+1)	1,152 (-11%)	10mo	$145,000	$126	36
2400 Ridgely St	0.57mi	3/2.5 (+1)	1,440 (+11%)	10mo	$243,000	$169	36
2105 Maisel St	0.68mi	3/1.0 (+1)	1,456 (+12%)	11mo	$180,000	$124	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 32.5%
• Equity multiple: 2.31×
• Total profit: $42,321
• Equity at exit: $17,147

10-year hold

• IRR: 37.9%
• Equity multiple: 4.05×
• Total profit: $98,273
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21230

• Rents YoY: -1.0%
• Active inventory: 362
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $2,256 high
• Mortgage (P&I): −$603
• Tax from tax record: −$70 /mo · $846/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$474
• Net cashflow: $1,061

Break-even live

Break-even rent $913

Max offer price $115,000

Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2056 Griffis Ave Baltimore, MD	3.0	1.5	1230	$1,495	$1.22	21d	1	0.87mi
2454 Terra Firma Rd Brooklyn, MD	3.0	1.0	1024	$1,650	$1.61	14d	1	0.89mi
607 Cheraton Rd Brooklyn, MD	3.0	3.0	1200	$1,750	$1.46	14d	1	0.94mi
1931 Griffis Ave Baltimore, MD	2.0	1.0	912	$1,349	$1.48	4d	1	0.97mi
117 E Cromwell St Unit A Baltimore, MD	3.0	2.5	1603	$3,750	$2.34	43d	1	1.01mi
111 W Heath St Baltimore, MD	2.0	1.0–2.5	1263	$2,850	$2.26	3d	7	1.02mi
1900 S Hanover St Baltimore, MD	3.0	1.0–2.0	875	$3,119	$3.56	1d	66	1.02mi
2429 Washington Blvd Baltimore, MD	1.0	1.0	940	$600	$0.64	23d	1	1.03mi
2500 Insulator Dr Baltimore, MD	3.0	1.0–2.0	988	$3,816	$3.86	2d	152	1.05mi
1746 S Hanover St Baltimore, MD	3.0	2.0	1490	$2,700	$1.81	10d	1	1.05mi
2200 W Patapsco Ave Baltimore, MD	3.0	1.0	890	$1,569	$1.76	43d	1	1.06mi
1718 S Hanover St Baltimore, MD	2.0	2.5	1296	$2,700	$2.08	23d	1	1.06mi
1432 Carroll St Baltimore, MD	2.0	1.5	912	$1,900	$2.08	43d	1	1.07mi
1725 S Hanover St Baltimore, MD	3.0	3.5	1704	$3,090	$1.81	43d	1	1.09mi
1516 Clarkson St Baltimore, MD	2.0	1.5	1050	$1,795	$1.71	23d	1	1.10mi
1608 S Hanover St Baltimore, MD	3.0	3.5	1346	$3,000	$2.23	17d	1	1.10mi
3004 Elizabeth Ave Unit 1 Baltimore, MD	3.0	1.0	1024	$1,395	$1.36	4d	1	1.11mi
1839 S Charles St Baltimore, MD	3.0	2.5	1238	$2,600	$2.10	43d	1	1.11mi
1815 S Charles St Baltimore, MD	2.0	2.0	1208	$2,100	$1.74	43d	1	1.12mi
1403 Race St Baltimore, MD	3.0	3.0	1008	$2,200	$2.18	43d	1	1.12mi
1601 S Hanover St Apt 1R Baltimore, MD	2.0	1.0	900	$1,600	$1.78	2d	1	1.13mi
1402 Clarkson St Baltimore, MD	2.0	2.0	1557	$2,400	$1.54	23d	1	1.14mi
3017 Janice Ave Baltimore, MD	3.0	1.0	1024	$1,995	$1.95	23d	1	1.14mi
1110 S Paca St Baltimore, MD	2.0	3.5	1557	$2,150	$1.38	43d	1	1.15mi
1125 Wicomico St Baltimore, MD	3.0	3.0	1068	$1,955	$1.83	23d	1	1.15mi
1942 Light St Baltimore, MD	2.0	2.5	1150	$2,200	$1.91	21d	1	1.15mi
1108 Sterrett St Baltimore, MD	2.0	1.0	1400	$2,300	$1.64	23d	1	1.16mi
1631 S Charles St Baltimore, MD	2.0	3.0	1460	$2,607	$1.79	4d	1	1.16mi
126 Burnett St Baltimore, MD	2.0	2.5	984	$2,200	$2.24	23d	1	1.16mi
1205 Cleveland St Baltimore, MD	2.0	2.0	1232	$1,900	$1.54	43d	1	1.18mi
22 E Heath St Baltimore, MD	3.0	2.5	1800	$2,900	$1.61	12d	1	1.18mi
8 E Randall St Baltimore, MD	2.0	2.5	1148	$2,600	$2.26	4d	1	1.21mi
1617 Patapsco St Baltimore, MD	3.0	3.0	1537	$2,500	$1.63	2d	1	1.21mi
1710 Marshall St Baltimore, MD	2.0	1.0	1110	$2,500	$2.25	43d	1	1.21mi
1503 S Charles St Unit 2 Baltimore, MD	2.0	2.0	1100	$2,375	$2.16	43d	1	1.22mi
2600 W Patapsco Ave Baltimore, MD	1.0–2.0	1.0	856	$1,309	$1.53	2d	24	1.22mi
1259 Washington Blvd Baltimore, MD	3.0	3.0	1232	$2,999	$2.43	4d	1	1.23mi
2 W Clement St Baltimore, MD	3.0	3.5	1866	$3,400	$1.82	17d	1	1.24mi
1132 Nanticoke St Baltimore, MD	2.0	2.5	1500	$1,875	$1.25	23d	1	1.24mi
1807 Westphal Pl Baltimore, MD	2.0	2.5	1378	$2,500	$1.81	4d	1	1.25mi

Listing history 33 events

1. 2026-06-18
   days on market $115,000 Active 312 DOM
2. 2026-06-17
   days on market $115,000 Active 311 DOM
3. 2026-06-16
   days on market $115,000 Active 310 DOM
4. 2026-06-15
   days on market $115,000 Active 309 DOM
5. 2026-06-13
   days on market $115,000 Active 307 DOM
6. 2026-06-09
   days on market $115,000 Active 303 DOM
7. 2026-06-08
   days on market $115,000 Active 302 DOM
8. 2026-06-07
   days on market $115,000 Active 301 DOM
9. 2026-06-04
   days on market $115,000 Active 298 DOM
10. 2026-06-03
    days on market $115,000 Active 297 DOM
11. 2026-06-02
    days on market $115,000 Active 296 DOM
12. 2026-06-01
    days on market $115,000 Active 295 DOM
13. 2026-05-31
    days on market $115,000 Active 294 DOM
14. 2026-05-18
    price $115,000 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

15. 2026-04-14
    price $120,000 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

16. 2026-04-14
    status Active 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

17. 2026-02-11
    historical 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

18. 2025-12-17
    price $90,000 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

19. 2025-10-03
    status Active 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

20. 2025-10-03
    historical $1,200

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

21. 2025-09-20
    price $1,200
22. 2025-09-02
    price $1,100
23. 2025-08-29
    price $1,200
24. 2025-08-02
    historical 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

25. 2025-07-14
    listed $1,400
26. 2025-04-08
    listed $115,000 Active 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

27. 2025-04-06
    historical $115,000 732-char remark

    Show marketing remark (732 chars)

    Attention Investors, and Buyers! A solid rowhome with 2 large bedrooms, 1 bath, hardwood flooring, waterproofed basement, and newly installed Central Air Ductwork is ready for your finishing touches whether it be for rent or primary residence. This home is located in the heart of quaint Westport, a block from the light rail stop, and seconds from the I295 ramps to points north and south. The lot adjacent to this property is also being sold that can add to future investment potential. ONE Westport Development along the waterfront has broken ground and expect future development in the coming years. The lot at 2263 Sidney next door can also be purchased for an additional $50k. Get in on the ground and bring your best offer!

28. 2010-11-22
    soldstatus $50,000
29. 2010-11-18
    soldstatus $50,000 308-char remark

    Show marketing remark (308 chars)

    This home has lots of original details. It was loved by the original owner and has been kept in great shape! One of the widest lots on Sidney Ave. Move in and fix it up as you go. Possible off st parking(wide lot). WESTPORT IS NOT WHAT IT USED TO BE. Google WESTPORT to see the coming waterfront Development.

30. 2010-11-18
    soldstatus $50,000 Sold

    Show marketing remark (308 chars)

    This home has lots of original details. It was loved by the original owner and has been kept in great shape! One of the widest lots on Sidney Ave. Move in and fix it up as you go. Possible off st parking(wide lot). WESTPORT IS NOT WHAT IT USED TO BE. Google WESTPORT to see the coming waterfront Development.

31. 2010-11-10
    historical 308-char remark

    Show marketing remark (308 chars)

    This home has lots of original details. It was loved by the original owner and has been kept in great shape! One of the widest lots on Sidney Ave. Move in and fix it up as you go. Possible off st parking(wide lot). WESTPORT IS NOT WHAT IT USED TO BE. Google WESTPORT to see the coming waterfront Development.

32. 2010-07-27
    listed $53,000 Active

    Show marketing remark (308 chars)

    This home has lots of original details. It was loved by the original owner and has been kept in great shape! One of the widest lots on Sidney Ave. Move in and fix it up as you go. Possible off st parking(wide lot). WESTPORT IS NOT WHAT IT USED TO BE. Google WESTPORT to see the coming waterfront Development.

33. 2010-07-27
    listed $53,000 308-char remark

    Show marketing remark (308 chars)

    This home has lots of original details. It was loved by the original owner and has been kept in great shape! One of the widest lots on Sidney Ave. Move in and fix it up as you go. Possible off st parking(wide lot). WESTPORT IS NOT WHAT IT USED TO BE. Google WESTPORT to see the coming waterfront Development.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $846 · $70/mo
• Projected year-2 tax: $1,050 · $87/mo
• Expected delta: +$204/yr (+$17/mo · 24.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,076
• − Mortgage interest: −$6,442
• − Property taxes: −$846
• − Insurance: −$575
• − Repairs & maintenance: −$2,166
• − Management: −$2,166
• − Depreciation: −$3,345
• Taxable income: $11,536
• Est. tax owed @ 24.0%: −$2,769
• After-tax cash flow: $9,964/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 32,977
• Household income: $91,842
• Rent vs Own: 49.3% rent · 50.7% own
• Severe rent burden: 1463.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 55% Black 23% Hispanic / Latino 13% Two or more races 6% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 1%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 2%
• Foreign-born: 10% · Canada, China
• Languages at home: 85% English-only · Spanish 9% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -311.43%
• Current HPI: 284.338
• Rent YoY: ▼ -1.00%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+117.0% since first listed

20 events — show timeline

• 2026-05-18 Price Changed $115,000 BRIGHT MLS
• 2026-04-14 Price Changed $120,000 BRIGHT MLS
• 2026-04-14 Relisted — BRIGHT MLS
• 2026-02-11 Listing Removed — BRIGHT MLS
• 2025-12-17 Price Changed $90,000 BRIGHT MLS
• 2025-10-03 Relisted — BRIGHT MLS
• 2025-10-03 Rental Removed $1,200 REDFIN
• 2025-09-20 Price Changed $1,200 REDFIN
• 2025-09-02 Price Changed $1,100 REDFIN
• 2025-08-29 Price Changed $1,200 REDFIN
• 2025-08-02 Listing Removed — BRIGHT MLS
• 2025-07-14 Listed for Rent $1,400 REDFIN
• 2025-04-08 Listed $115,000 BRIGHT MLS
• 2025-04-06 Coming Soon $115,000 BRIGHT MLS
• 2010-11-22 Sold (Public Records) $50,000 Public Records
• 2010-11-18 Sold (MLS) $50,000 MRIS
• 2010-11-18 Sold (MLS) $50,000 BRIGHT MLS
• 2010-11-10 Listing Removed — BRIGHT MLS
• 2010-07-27 Listed $53,000 MRIS
• 2010-07-27 Listed $53,000 BRIGHT MLS

Property tax history

+21.1%/yr

Latest (2025): $846 · +12.5% YoY. Source: county tax records.