1536 Cc Bryant Dr · McComb, MS 39648

$15,000

3 bd · 1.0 ba · 1,196 sqft · SingleFamily · 23 Days on market

Built 1960 0.27 ac lot ↓ 3% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great fixer-upper investment property inside McComb city limits! Conveniently located near all amenities. Spacious lot with charming exterior, in need of renovations and updates. High potential for a valuable return on investment. Don't miss out on this opportunity to invest in McComb's real estate market!

Key facts

• 0.27 acre lot
• 6 parking spots
• Built 1960

Property features AI

Finance

• Other: Property listed in fixer condition; Zoned for single-family or two-family use; Building area reported at 1,196 (source: assessor); Lot size approximately 0.27 acres

Exterior

• Parking: 6 parking spaces (unassigned)
• Utilities: Public sewer; Community water; Electricity connected; Natural gas available; Phone available; Sewer connected
• Home design: Single-family residence cabin; One level
• Construction: Wood siding and plaster construction; Asphalt shingle roof; Pillar/post/pier foundation; Built in older vintage (year built from assessor)
• Exterior features: Private entrance; City lot with cleared front yard and many trees; Rectangular, sloped lot

Interior

• Flooring: Combination flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: No central cooling
• Interior features: Leaded glass windows; Combination flooring

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $15k.

Deal economics

• At list price, monthly cash flow is $554 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($830 rent vs $15k).
• Recommended offer: $15k (1.5% below list) — sets the bar for market timing.
• Cap rate 50.6% vs local median 6.5% in McComb — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#50 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools D-, amenities F, commute F.
• Mccomb School District (town): math 15% / reading 16% proficiency, ranked #106 of 130 in MS (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 93% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 190 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 10 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $104 of loan paydown is wiped out by about $450 of value loss. Plan a longer hold.
• Pike County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($15k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $14,775 (1.5% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.53% ✓
• Cap rate: 50.63%
• Cash-on-cash: 158.34%
• DSCR: 8.05
• GRM: 1.5

CMA / ARV

• ARV (on-the-fly): $76,544
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1536 Cc Bryant Dr	0.00mi	3/1.0	1,196 (0%)	10mo	$14,000	$12	92
617 Donna Dr	0.45mi	3/2.0	1,250 (+4%)	13mo	$142,500	$114	57
612 25th St	0.51mi	4/2.0 (+1)	1,280 (+7%)	13mo	$82,500	$64	45
904 Lasalle	0.71mi	2/2.0 (-1)	1,260 (+5%)	20mo	$25,000	$20	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 8.83×
• Total profit: $32,877
• Equity at exit: $2,237

10-year hold

• IRR: —
• Equity multiple: 18.65×
• Total profit: $74,124
• Equity at exit: $1,297

Cash invested: $4,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39648

• Active inventory: 190
• Price-to-rent: 1.5×

Monthly cashflow live

• Estimated rent: $830 medium
• Mortgage (P&I): −$79
• Tax from tax record: −$16 /mo · $197/yr
• Insurance: −$6
• HOA: −$0
• Vacancy / Maint / Mgmt: −$174
• Net cashflow: $554

Break-even live

Break-even rent $128

Max offer price $15,000

Occupancy floor 28%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $3,750
• Closing costs: $450
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
919 25th St McComb, MS	3.0	3.0	1107	$595	$0.54	43d	1	0.67mi
1240 Parklane Rd McComb, MS	1.0–3.0	1.0–2.0	994	$999	$1.01	43d	1	1.18mi
1210 Parklane Rd McComb, MS	1.0–2.0	1.0–2.0	844	$1,171	$1.39	43d	5	1.19mi

Listing history 23 events

1. 2026-06-18
   days on market $15,000 Active 23 DOM
2. 2026-06-17
   days on market $15,000 Active 22 DOM
3. 2026-06-16
   days on market $15,000 Active 21 DOM
4. 2026-06-15
   days on market $15,000 Active 20 DOM
5. 2026-06-13
   days on market $15,000 Active 18 DOM
6. 2026-06-12
   days on market $15,000 Active 17 DOM
7. 2026-06-09
   days on market $15,000 Active 14 DOM
8. 2026-06-08
   days on market $15,000 Active 13 DOM
9. 2026-06-07
   days on market $15,000 Active 12 DOM
10. 2026-06-07
    days on market $15,000 Active 11 DOM
11. 2026-06-04
    days on market $15,000 Active 8 DOM
12. 2026-06-02
    days on market $15,000 Active 7 DOM
13. 2026-06-01
    days on market $15,000 Active 6 DOM
14. 2026-05-31
    days on market $15,000 Active 5 DOM
15. 2026-05-26
    listed $15,000 Active
16. 2025-08-27
    soldstatus
17. 2025-08-15
    soldstatus Closed 307-char remark

    Show marketing remark (307 chars)

    Great fixer-upper investment property inside McComb city limits! Conveniently located near all amenities. Spacious lot with charming exterior, in need of renovations and updates. High potential for a valuable return on investment. Don't miss out on this opportunity to invest in McComb's real estate market!

18. 2025-07-26
    historical 307-char remark

    Show marketing remark (307 chars)

    Great fixer-upper investment property inside McComb city limits! Conveniently located near all amenities. Spacious lot with charming exterior, in need of renovations and updates. High potential for a valuable return on investment. Don't miss out on this opportunity to invest in McComb's real estate market!

19. 2024-09-22
    listed $14,000 307-char remark

    Show marketing remark (307 chars)

    Great fixer-upper investment property inside McComb city limits! Conveniently located near all amenities. Spacious lot with charming exterior, in need of renovations and updates. High potential for a valuable return on investment. Don't miss out on this opportunity to invest in McComb's real estate market!

20. 2024-02-09
    historical
21. 2023-09-07
    listed $15,000
22. 2023-09-07
    historical
23. 2023-03-30
    listed $15,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $197 · $16/mo
• Projected year-2 tax: $197 · $16/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $9,958
• − Mortgage interest: −$840
• − Property taxes: −$197
• − Insurance: −$75
• − Repairs & maintenance: −$797
• − Management: −$797
• − Depreciation: −$436
• Taxable income: $6,816
• Est. tax owed @ 24.0%: −$1,636
• After-tax cash flow: $5,015/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mccomb School District
• NCES district ID: 2802880
• Math proficiency: 15% ▼ -20.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $29,855
• Composite: 12.26/100
• National rank: #9645
• State rank: #106 of 130 in MS

Livability — McComb

• Score: 69/100
• State rank: #50
• US rank: #8347

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A- Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: McComb, MS
• Population (ZIP): 19,767

Population outlook (Pike County) Hauer SSP2

• Today (2025): 38,766 people
• By 2030: 37,874 · -2.3%
• By 2040: 35,743 · -7.8%
• By 2050: 33,276 · -14.2%
• By 2075: 26,799 · -30.9%
• By 2100: 18,562 · -52.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (64%)
• Race & ethnicity: Black 64% White 32% Two or more races 2% Hispanic / Latino 2%
• Common ancestry: Slovak 2% Lithuanian 1% Italian 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Pike

• 2024 margin: Toss-up / Even · D 47.8% · R 51.3%
• 2008→2024 swing: -7.0pp toward R · 2008: 3.5pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+1.0 2016: R+0.7 2012: D+7.6 2008: D+3.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -88.61%
• Current HPI: 92.2495
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

-3.2% since first listed

9 events — show timeline

• 2026-05-26 Listed $15,000 MLSU
• 2025-08-27 Sold (Public Records) — Public Records
• 2025-08-15 Sold (MLS) — MLSU
• 2025-07-26 Listing Removed — MLSU
• 2024-09-22 Listed $14,000 MLSU
• 2024-02-09 Listing Removed — MLSU
• 2023-09-07 Listing Removed — MLSU
• 2023-09-07 Listed $15,000 MLSU
• 2023-03-30 Listed $15,500 MLSU

Property tax history

-5.0%/yr

Latest (2025): $197 · -0.4% YoY. Source: county tax records.