111889 S 4780 Rd · Moffett, OK
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.9/30.0
- ARV discount +7.5/15.0
- Appreciation +6.2/10.0
- DSCR +6.0/10.0
- 1% rule +5.1/10.0
- Condition / age +3.8/5.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Schools +1.6/10.0
$99,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2 bed 2 bath mobile home sitting on 1 acre just outside of city limits. The mobile is almost brand new and only lived in for a few months.
Key facts
- One acre lot
- Two driveways
- Room for rv
Tags
Property features AI
Finance
- Other: Property listed by ADT Realty
Exterior
- Parking: Gravel parking
- Utilities: Public water available; Septic tank; Electricity available
- Home design: Residential mobile home; One story
- Construction: Aluminum siding; Vinyl siding; Asphalt shingle roof; Manufactured by Southern Homes
- Exterior features: Deck; Cleared, level lot; Public maintained road
Interior
- Kitchen: Dishwasher; Microwave; Range; Range hood; Refrigerator; Electric water heater
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Electric cooling; Ceiling fans for cooling
- Interior features: Ceiling fans; Eat-in kitchen; Blinds on windows
- Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath other listed at $100k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $102 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 56/100 on livability (#518 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: crime F, amenities F, commute F.
- Roland (town): math 18% / reading 21% proficiency, ranked #182 of 270 in OK (top 67%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Roland Es (math 42% / reading 32%, grade F, #132 of 845 statewide, top 19%, 427 students, 0% FRL); Roland Ms (math 8% / reading 12%, grade F, #288 of 345 statewide, top 86%, 195 students, 0% FRL); Roland Hs (math 2% / reading 34%, grade F, #302 of 447 statewide, top 68%, 323 students, 0% FRL) — zoned schools average 0% FRL vs 67% district-wide (67 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 56 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 125 units permitted in Sequoyah County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($688 loan paydown + $2k appreciation (2.4% local appreciation)).
- Sequoyah County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (2.4% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.53%
- Cash-on-cash
- 4.41%
- DSCR
- 1.20
- GRM
- 8.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
2.37% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.9%
- Equity multiple
- 1.55×
- Total profit
- $15,232
- Equity at exit
- $41,239
- IRR
- 12.7%
- Equity multiple
- 2.77×
- Total profit
- $49,322
- Equity at exit
- $60,957
Cash invested: $27,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74954
- Home prices YoY
- 1.1%
- Active inventory
- 56
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,000 medium interval (Pro) →
- Mortgage (P&I)
- −$522
- Tax est. 1.5%
- −$124 /mo · $1,492/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$210
- Net cashflow
- $102
Break-even live
Sensitivity live
| Price | -10% $171 | -5% $137 | +0% $102 | +5% $68 | +10% $34 |
|---|---|---|---|---|---|
| Rent | -10% $23 | -5% $63 | +0% $102 | +5% $142 | +10% $181 |
| Rate | -1.0pp $152 | -0.5pp $128 | base $102 | +0.5pp $77 | +1.0pp $50 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,875
- Closing costs
- $2,985
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 512 Carson Rd Roland, OK | 3.0 | 1.0 | 1200 | $1,000 | $0.83 | 20d | 1 | 1.45mi |
Listing history 10 events
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2026-06-07statusdays on market $99,500 Pending 17 DOM
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2026-06-03days on market $99,500 Active 14 DOM
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2026-06-02days on market $99,500 Active 13 DOM
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2026-06-01days on market $99,500 Active 12 DOM
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2026-05-31days on market $99,500 Active 11 DOM
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2026-05-30days on market $99,500 Active 10 DOM
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2026-05-14$99,500 Active
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2022-06-24soldstatus $100,000
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2022-06-22soldstatus $100,000 138-char remark
Show marketing remark (138 chars)
2 bed 2 bath mobile home sitting on 1 acre just outside of city limits. The mobile is almost brand new and only lived in for a few months.
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2022-05-11$99,000 138-char remark
Show marketing remark (138 chars)
2 bed 2 bath mobile home sitting on 1 acre just outside of city limits. The mobile is almost brand new and only lived in for a few months.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,000
- − Mortgage interest
- −$5,574
- − Property taxes
- −$1,492
- − Insurance
- −$498
- − Repairs & maintenance
- −$960
- − Management
- −$960
- − Depreciation
- −$2,895
- Taxable loss
- −$378
- Est. tax savings @ 24.0%
- +$91
- After-tax cash flow
- $1,319/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready mobile home is in good condition with a good exterior and interior. It has a good layout and is well-maintained. Potential buyers will appreciate the fresh paint and updated flooring.
Value-add opportunities
- Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Resale Replace countertops — Modern countertops can increase the home's appeal to potential buyers
- Resale Upgrade flooring — Updated flooring can significantly increase the home's value
- Resale Install new windows — Newer windows can improve energy efficiency and curb appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Resale Replace countertops — Modern countertops can increase the home's appeal to potential buyers ↑
- Resale Upgrade flooring — Updated flooring can significantly increase the home's value ↑
- Resale Install new windows — Newer windows can improve energy efficiency and curb appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Roland
- NCES district ID
- 4026310
- Math proficiency
- 18% ▼ -8.00%
- Reading proficiency
- 21% ▼ -9.00%
- Median HH income
- $37,345
- Composite
- 16.28/100
- National rank
- #9216
- State rank
- #182 of 270 in OK
Livability — Moffett
- Score
- 56/100
- State rank
- #518
- US rank
- #22738
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 5,066
Population outlook (Sequoyah County) Hauer SSP2
- Today (2025)
- 39,398 people
- By 2030
- 38,215 · -3.0%
- By 2040
- 35,625 · -9.6%
- By 2050
- 32,943 · -16.4%
- By 2075
- 27,805 · -29.4%
- By 2100
- 23,311 · -40.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 66% Two or more races 13% Native American 13% Black 6% Hispanic / Latino 2%
- Common ancestry
- Italian 2% Iranian 1% Slovak 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 96% English-only · German/W. Germanic 1% Spanish 1%
Political lean MEDSL · Sequoyah
- 2024 margin
- Solid R (+61.5) · D 18.6% · R 80.2% · Other 1.2%
- 2008→2024 swing
- -25.5pp toward R · 2008: -36.0pp · 2024: -61.5pp
- All cycles
- 2024: R+61.5 2020: R+59.0 2016: R+54.2 2012: R+39.1 2008: R+36.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.37%
- Current HPI
- 207.654
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+0.5% since first listed4 events — show timeline
- 2026-05-14 Listed $99,500 WRVBOR
- 2022-06-24 Sold (Public Records) $100,000 Public Records
- 2022-06-22 Sold (MLS) $100,000 WRVBOR
- 2022-05-11 Listed $99,000 WRVBOR
Property tax history
+2.7%/yrLatest (2025): $106 · +5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…