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111889 S 4780 Rd
C- Composite 54.3
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.9/30.0
  • ARV discount +7.5/15.0
  • Appreciation +6.2/10.0
  • DSCR +6.0/10.0
  • 1% rule +5.1/10.0
  • Condition / age +3.8/5.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Schools +1.6/10.0

$99,500

111889 S 4780 Rd · Moffett, OK 74954
2 bd · 2.0 ba · 1,100 sqft · Other · 17 Days on market
Built 2020 Good condition 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2 bed 2 bath mobile home sitting on 1 acre just outside of city limits. The mobile is almost brand new and only lived in for a few months.

Key facts

  • One acre lot
  • Two driveways
  • Room for rv

Tags

ONE ACRE LOTTWO DRIVEWAYSMOVE IN READYROOM FOR RV

Property features AI

Finance

  • Other: Property listed by ADT Realty

Exterior

  • Parking: Gravel parking
  • Utilities: Public water available; Septic tank; Electricity available
  • Home design: Residential mobile home; One story
  • Construction: Aluminum siding; Vinyl siding; Asphalt shingle roof; Manufactured by Southern Homes
  • Exterior features: Deck; Cleared, level lot; Public maintained road

Interior

  • Kitchen: Dishwasher; Microwave; Range; Range hood; Refrigerator; Electric water heater
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Electric cooling; Ceiling fans for cooling
  • Interior features: Ceiling fans; Eat-in kitchen; Blinds on windows
  • Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath other listed at $100k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $102 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 56/100 on livability (#518 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: crime F, amenities F, commute F.
  • Roland (town): math 18% / reading 21% proficiency, ranked #182 of 270 in OK (top 67%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Roland Es (math 42% / reading 32%, grade F, #132 of 845 statewide, top 19%, 427 students, 0% FRL); Roland Ms (math 8% / reading 12%, grade F, #288 of 345 statewide, top 86%, 195 students, 0% FRL); Roland Hs (math 2% / reading 34%, grade F, #302 of 447 statewide, top 68%, 323 students, 0% FRL) — zoned schools average 0% FRL vs 67% district-wide (67 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 56 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 125 units permitted in Sequoyah County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($688 loan paydown + $2k appreciation (2.4% local appreciation)).
  • Sequoyah County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $98,007 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.53%
Cash-on-cash
4.41%
DSCR
1.20
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.37% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.9%
Equity multiple
1.55×
Total profit
$15,232
Equity at exit
$41,239
10-year hold
IRR
12.7%
Equity multiple
2.77×
Total profit
$49,322
Equity at exit
$60,957

Cash invested: $27,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74954

Home prices YoY
1.1%
Active inventory
56
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,000 medium interval (Pro) →
Mortgage (P&I)
$522
Tax est. 1.5%
$124 /mo · $1,492/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$210
Net cashflow
$102

Break-even live

Break-even rent $870
Max offer price $99,500
Occupancy floor 85%

Sensitivity live

Price -10% $171 -5% $137 +0% $102 +5% $68 +10% $34
Rent -10% $23 -5% $63 +0% $102 +5% $142 +10% $181
Rate -1.0pp $152 -0.5pp $128 base $102 +0.5pp $77 +1.0pp $50

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,875
Closing costs
$2,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
512 Carson Rd Roland, OK 3.0 1.0 1200 $1,000 $0.83 20d 1 1.45mi

Listing history 10 events

  1. 2026-06-07
    statusdays on market $99,500 Pending 17 DOM
  2. 2026-06-03
    days on market $99,500 Active 14 DOM
  3. 2026-06-02
    days on market $99,500 Active 13 DOM
  4. 2026-06-01
    days on market $99,500 Active 12 DOM
  5. 2026-05-31
    days on market $99,500 Active 11 DOM
  6. 2026-05-30
    days on market $99,500 Active 10 DOM
  7. 2026-05-14
    listed $99,500 Active
  8. 2022-06-24
    soldstatus $100,000
  9. 2022-06-22
    soldstatus $100,000 138-char remark
    Show marketing remark (138 chars)

    2 bed 2 bath mobile home sitting on 1 acre just outside of city limits. The mobile is almost brand new and only lived in for a few months.

  10. 2022-05-11
    listed $99,000 138-char remark
    Show marketing remark (138 chars)

    2 bed 2 bath mobile home sitting on 1 acre just outside of city limits. The mobile is almost brand new and only lived in for a few months.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,000
− Mortgage interest
−$5,574
− Property taxes
−$1,492
− Insurance
−$498
− Repairs & maintenance
−$960
− Management
−$960
− Depreciation
−$2,895
Taxable loss
−$378
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$91
After-tax cash flow
$1,319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready mobile home is in good condition with a good exterior and interior. It has a good layout and is well-maintained. Potential buyers will appreciate the fresh paint and updated flooring.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Replace countertops — Modern countertops can increase the home's appeal to potential buyers
  • Resale Upgrade flooring — Updated flooring can significantly increase the home's value
  • Resale Install new windows — Newer windows can improve energy efficiency and curb appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Replace countertops — Modern countertops can increase the home's appeal to potential buyers
  • Resale Upgrade flooring — Updated flooring can significantly increase the home's value
  • Resale Install new windows — Newer windows can improve energy efficiency and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Roland
NCES district ID
4026310
Math proficiency
18% ▼ -8.00%
Reading proficiency
21% ▼ -9.00%
Median HH income
$37,345
Composite
16.28/100
National rank
#9216
State rank
#182 of 270 in OK

Livability — Moffett

Score
56/100
State rank
#518
US rank
#22738

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
5,066

Population outlook (Sequoyah County) Hauer SSP2

Today (2025)
39,398 people
By 2030
38,215 · -3.0%
By 2040
35,625 · -9.6%
By 2050
32,943 · -16.4%
By 2075
27,805 · -29.4%
By 2100
23,311 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 66% Two or more races 13% Native American 13% Black 6% Hispanic / Latino 2%
Common ancestry
Italian 2% Iranian 1% Slovak 1%
Foreign-born
1% · Canada
Languages at home
96% English-only · German/W. Germanic 1% Spanish 1%

Political lean MEDSL · Sequoyah

2024 margin
Solid R (+61.5) · D 18.6% · R 80.2% · Other 1.2%
2008→2024 swing
-25.5pp toward R · 2008: -36.0pp · 2024: -61.5pp
All cycles
2024: R+61.5 2020: R+59.0 2016: R+54.2 2012: R+39.1 2008: R+36.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.37%
Current HPI
207.654
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+0.5% since first listed
4 events — show timeline
  • 2026-05-14 Listed $99,500 WRVBOR
  • 2022-06-24 Sold (Public Records) $100,000 Public Records
  • 2022-06-22 Sold (MLS) $100,000 WRVBOR
  • 2022-05-11 Listed $99,000 WRVBOR

Property tax history

+2.7%/yr

Latest (2025): $106 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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