2125 W Yorkshire Ave · Coeur d'Alene, ID 83815

$145,000

3 bd · 2.0 ba · 1,352 sqft · SingleFamily · 97 Days on market

Built 2006 Good condition ↓ 6% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.4/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Condition / age +3.8/5.0
• Rent growth +3.6/5.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

One owner in this bright & sunny 2006 Champion 3bed/2 bath manufactured home with split bedroom design. Lots of extras and upgrades including laminate flooring, tile countertops, walk in pantry, and central air with an efficient heat pump! Master bedroom has huge walk in closet, double sinks in master bath, grab bars, and large walk in shower. Exterior is easy care vinyl siding, front AND back sprinkler system, front/back fencing, composite decking front porch and 8 x 10 storage shed. Washer/dryer are included and washer new in 2025! Ramps can stay or be taken down.

Key facts

• Laminate flooring
• Split bedroom design
• Tile countertops

Tags

• SPLIT BEDROOM DESIGN
• LAMINATE FLOORING
• TILE COUNTERTOPS
• WALK IN PANTRY
• CENTRAL AIR
• EFFICIENT HEAT PUMP

Property features AI

Finance

• HOA & community: Has association; fees cover grounds maintenance, sewer, snow removal, trash and water; Curbs in the community

Exterior

• Parking: No common walls (single-family style siting)
• Utilities: Public water; Public sewer; Cable TV available; Electric service
• Home design: Manufactured / mobile home; Vinyl siding; Composition roof; Pillar/post/pier foundation; Paved road access on a privately maintained road; Champion make/model mobile home
• Construction: Vinyl siding construction; Composition roof; Pillar/post/pier foundation
• Exterior features: Open porch; Lawn; Sprinklers front and rear; Landscaped; Level lot; Southern exposure; Shed(s); View

Interior

• Kitchen: Electric range; Dishwasher; Refrigerator
• Bedrooms: 3 main-level bedrooms
• Flooring: Laminate; Vinyl; Carpet
• Bathrooms: 2 main-level bathrooms
• Heating & cooling: Electric forced-air furnace; Central air conditioning
• Interior features: High-speed internet; Washer hookup; No basement
• Laundry & utility: Washer; Electric dryer; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $145k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $650 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $132k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.7% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
• This rent runs 32% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $41k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 97 days — a 9% lower offer ($132k) is reasonable based on typical stale-listing flexibility.

Recommended offer $131,950 (9.0% below list)

Questions for the listing agent

1. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.44% ✓
• Cap rate: 11.67%
• Cash-on-cash: 19.22%
• DSCR: 1.86
• GRM: 5.8

CMA / ARV

• ARV (on-the-fly): $492,128
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1937 W Hampson Ave	0.09mi	3/2.0	1,403 (+4%)	5mo	$447,000	$319	86
1943 W Shawna Ave	0.26mi	3/2.0	1,339 (-1%)	1mo	$479,000	$358	85
2037 W Yorkshire Ave	0.06mi	3/2.0	1,512 (+12%)	1mo	$65,000	$43	77
1815 W Dartmouth Cir	0.17mi	2/2.0 (-1)	1,445 (+7%)	6mo	$99,500	$69	71
4042 N Couples Dr	0.40mi	3/2.0	1,190 (-12%)	2mo	$450,000	$378	59
1384 W Bering Ave	0.57mi	3/2.0	1,263 (-7%)	5mo	$429,000	$340	58
2809 W Versailles Dr	0.55mi	3/2.0	1,205 (-11%)	1mo	$454,999	$378	56
3129 W Versailles Dr	0.69mi	3/2.0	1,266 (-6%)	2mo	$475,000	$375	56
6254 N Cornwall St	0.71mi	3/2.0	1,281 (-5%)	3mo	$495,000	$386	56
4988 W Cougar Cir	0.42mi	3/2.0	1,188 (-12%)	5mo	$74,995	$63	56
1444 W Timor Ave	0.45mi	3/2.0	1,170 (-14%)	2mo	$450,000	$385	55
6318 N Cornwall St	0.74mi	3/2.0	1,166 (-14%)	1mo	$424,900	$364	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold

• IRR: 12.5%
• Equity multiple: 1.51×
• Total profit: $20,510
• Equity at exit: $21,620

10-year hold

• IRR: 22.4%
• Equity multiple: 3.02×
• Total profit: $82,068
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83815

• Rents YoY: 4.2%
• Active inventory: 318
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $2,092 high
• Mortgage (P&I): −$760
• Tax est. 1.5%: −$181 /mo · $2,175/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$439
• Net cashflow: $650

Break-even live

Break-even rent $1,268

Max offer price $145,000

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2099 W Plymouth Cir Unit C28 Coeur d'Alene, ID	3.0	2.0	924	$2,129	$2.30	21d	1	0.05mi
1827 Westminster Ave Unit A2-26 Coeur d'Alene, ID	2.0	2.0	1248	$1,899	$1.52	21d	1	0.19mi
5773 N Morleau Ln Coeur D Alene, ID	4.0	2.0	1394	$2,550	$1.83	13d	1	0.26mi
4188 Player Dr Unit 4188 Coeur d'Alene, ID	2.0	2.0	1125	$1,725	$1.53	21d	1	0.35mi
1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID	3.0	2.5	1180	$1,895	$1.61	13d	1	0.52mi
2001 W Voltaire Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	988	$1,999	$2.02	13d	11	0.63mi
3825 N Ramsey Rd Coeur D Alene, ID	2.0–3.0	2.0	1039	$1,731	$1.67	21d	1	0.64mi
1681 Pampas Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	989	$1,930	$1.95	13d	22	0.73mi
6510 N Atlas Rd #207 Coeur D Alene, ID	3.0	2.0	1282	$2,200	$1.72	21d	1	0.90mi
6735 N Spurwing Loop Coeur d'Alene, ID	3.0	2.0	1400	$1,795	$1.28	21d	1	0.96mi
1070 W Rustic Lodge Dr Unit 204 Coeur d'Alene, ID	2.0	2.0	1025	$1,715	$1.67	21d	1	1.05mi
1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID	3.0	2.0	1187	$1,810	$1.52	13d	1	1.06mi
4208 N Crown Ave Coeur D Alene, ID	2.0	1.0	950	$1,500	$1.58	13d	1	1.24mi
2671 W Apperson Dr Coeur D Alene, ID	4.0	3.0	1620	$2,600	$1.60	21d	1	1.29mi
2828 N Julia St Unit 2 Coeur d'Alene, ID	2.0	1.0	900	$1,495	$1.66	21d	1	1.44mi
1586 W Switchgrass Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.5	1062	$2,295	$2.16	13d	5	1.49mi
3293 N Ladalia Dr Coeur D Alene, ID	2.0	2.0	1100	$2,450	$2.23	13d	1	1.50mi

Listing history 14 events

1. 2026-06-15
   days on market $145,000 Active 97 DOM
2. 2026-06-14
   days on market $145,000 Active 95 DOM
3. 2026-06-13
   days on market $145,000 Active 94 DOM
4. 2026-06-10
   days on market $145,000 Active 92 DOM
5. 2026-06-09
   days on market $145,000 Active 91 DOM
6. 2026-06-08
   days on market $145,000 Active 90 DOM
7. 2026-06-07
   days on market $145,000 Active 89 DOM
8. 2026-06-03
   days on market $145,000 Active 85 DOM
9. 2026-06-02
   days on market $145,000 Active 84 DOM
10. 2026-06-01
    days on market $145,000 Active 83 DOM
11. 2026-05-31
    days on market $145,000 Active 82 DOM
12. 2026-05-30
    days on market $145,000 Active 81 DOM
13. 2026-04-30
    price $145,000
14. 2026-03-10
    listed $155,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $25,099
• − Mortgage interest: −$8,122
• − Property taxes: −$2,175
• − Insurance: −$725
• − Repairs & maintenance: −$2,008
• − Management: −$2,008
• − Depreciation: −$4,218
• Taxable income: $5,843
• Est. tax owed @ 24.0%: −$1,402
• After-tax cash flow: $6,401/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This 2006 Champion manufactured home is in good condition with modern updates and a good curb appeal. It's ready for a fresh coat of paint and new flooring to further enhance its value.

Value-add opportunities

• Both paint exterior — enhances curb appeal and resale value
• Both update flooring — modernizes the home and improves rental appeal

Renovation cost estimate screening

Value-add ROI direction

• Both paint exterior — enhances curb appeal and resale value ↑
• Both update flooring — modernizes the home and improves rental appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Coeur D'Alene District
• NCES district ID: 1600780
• Math proficiency: 44% ▼ -6.00%
• Reading proficiency: 60% ▼ -2.00%
• Median HH income: $47,652
• Composite: 44.16/100
• National rank: #2858
• State rank: #23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Coeur d'Alene, ID
• County: Kootenai County · 146,553 people
• City population: 67,464
• Metro: Coeur d'Alene, ID
• Population (ZIP): 41,405
• Household income: $77,864
• Rent vs Own: 33.7% rent · 66.3% own
• Severe rent burden: 1036.0

Population outlook (Kootenai County) Hauer SSP2

• Today (2025): 177,692 people
• By 2030: 190,689 · +7.3%
• By 2040: 214,704 · +20.8%
• By 2050: 236,510 · +33.1%
• By 2075: 285,984 · +60.9%
• By 2100: 316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Portuguese 4% Slovak 4% Iranian 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

• 2024 margin: Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
• 2008→2024 swing: -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
• All cycles: 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -255.27%
• Current HPI: 252.5165
• Rent YoY: ▲ 4.20%
• Metro: Coeur d'Alene, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

-6.5% since first listed

2 events — show timeline

• 2026-04-30 Price Changed $145,000 CDAMLS
• 2026-03-10 Listed $155,000 CDAMLS