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163 Carson Ave
B- Composite 66.0
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • DSCR +9.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.5/10.0
  • Appreciation +5.0/10.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$90,000

163 Carson Ave · East Carbon, UT 84520
2 bd · 1.0 ba · 788 sqft · Other public records · 63 Days on market
Built 1942 5,662 sqft lot ↓ 31% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Handyman special with great potential in East Carbon! This 2-bedroom, 1-bath home is the perfect opportunity to finish remodeling and build instant equity. Major updates have already been started, including new plumbing and a new 220-amp electrical service. With a little TLC and your finishing touches, this property could truly shine. Ideal for investors or buyers looking to customize a home to their own style-all at an attractive price point. Don't miss your chance to turn this into a great investment or cozy residence!

Key facts

  • 5,662 sq ft lot
  • Built 1942
  • Listed 63 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $90k.

Deal economics

  • At list price, monthly cash flow is $248 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $85k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Carbon District (town): math 36% / reading 43% proficiency, ranked #53 of 80 in UT (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bruin Point School (math 24% / reading 24%, grade F, #474 of 585 statewide, top 83%, 97 students, 76% FRL); Mont Harmon Middle (math 36% / reading 44%, grade F, #72 of 138 statewide, top 53%, 601 students, 45% FRL); Carbon High (math 17% / reading 42%, grade F, #124 of 171 statewide, top 74%, 1,023 students, 34% FRL).
  • Market conditions: 29 active listings in the ZIP; 196 units permitted in Carbon County in 2024 (168 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($622 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Carbon County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $84,600 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.60%
Cash-on-cash
11.82%
DSCR
1.53
GRM
7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
2.06×
Total profit
$26,641
Equity at exit
$40,468
10-year hold
IRR
19.9%
Equity multiple
3.88×
Total profit
$72,666
Equity at exit
$62,366

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84520

Active inventory
29
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,036 medium interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$60 /mo · $724/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$217
Net cashflow
$248

Break-even live

Break-even rent $721
Max offer price $90,000
Occupancy floor 71%

Sensitivity live

Price -10% $299 -5% $274 +0% $248 +5% $223 +10% $197
Rent -10% $167 -5% $207 +0% $248 +5% $289 +10% $330
Rate -1.0pp $294 -0.5pp $271 base $248 +0.5pp $225 +1.0pp $201

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $90,000 Active 63 DOM
  2. 2026-06-17
    days on market $90,000 Active 62 DOM
  3. 2026-06-16
    days on market $90,000 Active 61 DOM
  4. 2026-06-15
    days on market $90,000 Active 60 DOM
  5. 2026-06-14
    days on market $90,000 Active 58 DOM
  6. 2026-06-10
    days on market $90,000 Active 55 DOM
  7. 2026-06-09
    days on market $90,000 Active 54 DOM
  8. 2026-06-08
    days on market $90,000 Active 53 DOM
  9. 2026-06-07
    days on market $90,000 Active 52 DOM
  10. 2026-06-03
    days on market $90,000 Active 48 DOM
  11. 2026-06-02
    days on market $90,000 Active 47 DOM
  12. 2026-06-01
    days on market $90,000 Active 46 DOM
  13. 2026-05-31
    days on market $90,000 Active 45 DOM
  14. 2026-05-31
    days on market $90,000 Active 44 DOM
  15. 2026-04-16
    listed $90,000 Active 526-char remark
    Show marketing remark (526 chars)

    Handyman special with great potential in East Carbon! This 2-bedroom, 1-bath home is the perfect opportunity to finish remodeling and build instant equity. Major updates have already been started, including new plumbing and a new 220-amp electrical service. With a little TLC and your finishing touches, this property could truly shine. Ideal for investors or buyers looking to customize a home to their own style-all at an attractive price point. Don't miss your chance to turn this into a great investment or cozy residence!

  16. 2022-12-02
    soldstatus Closed 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  17. 2022-12-02
    soldstatus
    Show marketing remark (31 chars)

    There are no remarks available.

  18. 2022-11-08
    historical Backup 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  19. 2022-10-18
    price $110,000 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  20. 2022-09-07
    price $120,000 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  21. 2022-07-30
    listed $130,000 Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$724 · $60/mo
Projected year-2 tax
$724 · $60/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 3/10 Moderate
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,427
− Mortgage interest
−$5,041
− Property taxes
−$724
− Insurance
−$450
− Repairs & maintenance
−$994
− Management
−$994
− Depreciation
−$2,618
Taxable income
$1,605
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$385
After-tax cash flow
$2,595/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carbon District
NCES district ID
4900150
Math proficiency
36% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$45,189
Composite
33.6/100
National rank
#5416
State rank
#53 of 80 in UT

Livability — East Carbon

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
East Carbon, UT
Population (ZIP)
991

Population outlook (Carbon County) Hauer SSP2

Today (2025)
18,972 people
By 2030
18,081 · -4.7%
By 2040
16,260 · -14.3%
By 2050
14,895 · -21.5%
By 2075
13,123 · -30.8%
By 2100
13,066 · -31.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 18% Two or more races 6% Native American 1%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Italian 10% Lithuanian 3% Portuguese 2%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+44.4) · D 26.7% · R 71.1% · Other 2.1%
2008→2024 swing
-36.4pp toward R · 2008: -8.0pp · 2024: -44.4pp
All cycles
2024: R+44.4 2020: R+45.9 2016: R+44.6 2012: R+36.4 2008: R+8.0

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-30.8% since first listed
7 events — show timeline
  • 2026-04-16 Listed $90,000 WFRMLS
  • 2022-12-02 Sold (Public Records) Public Records
  • 2022-12-02 Sold (MLS) WFRMLS
  • 2022-11-08 Contingent WFRMLS
  • 2022-10-18 Price Changed $110,000 WFRMLS
  • 2022-09-07 Price Changed $120,000 WFRMLS
  • 2022-07-30 Listed $130,000 WFRMLS

Property tax history

+8.4%/yr

Latest (2025): $724 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…