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1650 S 19th St W
C+ Composite 64.27
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.1/30.0
  • DSCR +10.0/10.0
  • 1% rule +6.8/10.0
  • Rent growth +5.0/5.0
  • ARV discount +4.8/15.0
  • Livability +4.0/5.0
  • Schools +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,000

1650 S 19th St W · Huntington, WV 25701
1 bd · 1.0 ba · 785 sqft · SingleFamily public records · 62 Days on market
Built 1935 1.36 ac lot Est $75k · 6% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Take a look at this perfect starter home located minutes from the city! With a little bit of TLC you could take this house and turn it into your own perfect home. There is one bedroom, but there are two bonus rooms that could be used as bedrooms as well. Large open kitchen that flows into the living and dining room. Plenty of yard space and privacy with a little over an acre of land. Large two-car detached insulated garage with electric perfect for a workshop or your toys!

Key facts

  • Plenty of yard space
  • Large open kitchen
  • 1.36 acre lot

Tags

LARGE OPEN KITCHENPLENTY OF YARD SPACEDETACHED INSULATED GARAGE

Property features AI

Exterior

  • Parking: Detached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One story
  • Construction: Frame construction
  • Exterior features: Metal roof; 1.36-acre lot

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: Total rooms: 5
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric forced air heating; Central air conditioning
  • Interior features: Electric range; Refrigerator; Carpet flooring; Tile flooring; Vinyl flooring; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $79k.

Deal economics

  • At list price, monthly cash flow is $249 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($935 rent vs $79k).
  • Recommended offer: $74k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 6.3% in Huntington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#16 in WV, #2,045 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Cabell County Schools (urban): math 31% / reading 42% proficiency, ranked #13 of 55 in WV (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Central City Elementary School (math 22% / reading 22%, grade F, #324 of 377 statewide, top 89%, 407 students, 0% FRL); Huntington Middle School (math 21% / reading 35%, grade F, #66 of 109 statewide, top 63%, 647 students, 0% FRL); Huntington High School (math 26% / reading 50%, grade F, #31 of 110 statewide, top 28%, 1,704 students, 0% FRL) — zoned schools average 0% FRL vs 47% district-wide (47 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+10.6%/yr); 129 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 61 units permitted in Cabell County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,260 (6.0% below list)

Questions for the listing agent

  1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
10.07%
Cash-on-cash
13.49%
DSCR
1.60
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$74,575
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1824 Monroe Ave 0.57mi 2/1.0 (+1) 768 (-2%) 2mo $73,000 $95 63
1522R Harvey Rd 0.52mi 2/1.0 (+1) 856 (+9%) 11mo $24,900 $29 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
8.7%
Equity multiple
1.36×
Total profit
$7,965
Equity at exit
$11,779
10-year hold
IRR
21.6%
Equity multiple
3.25×
Total profit
$49,755
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25701

Home prices YoY
-8.7%
Rents YoY
10.6%
Active inventory
129
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$935 medium interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$43 /mo · $517/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$196
Net cashflow
$249

Break-even live

Break-even rent $621
Max offer price $79,000
Occupancy floor 68%

Sensitivity live

Price -10% $293 -5% $271 +0% $249 +5% $226 +10% $204
Rent -10% $175 -5% $212 +0% $249 +5% $286 +10% $323
Rate -1.0pp $289 -0.5pp $269 base $249 +0.5pp $228 +1.0pp $207

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2956 Auburn Rd Huntington, WV 1.0–2.0 1.0 767 $850 $1.11 46d 2 1.14mi

Listing history 24 events

  1. 2026-06-22
    days on market $79,000 Active 62 DOM
  2. 2026-06-21
    days on market $79,000 Active 61 DOM
  3. 2026-06-19
    days on market $79,000 Active 59 DOM
  4. 2026-06-18
    days on market $79,000 Active 58 DOM
  5. 2026-06-17
    days on market $79,000 Active 57 DOM
  6. 2026-06-16
    days on market $79,000 Active 56 DOM
  7. 2026-06-15
    days on market $79,000 Active 55 DOM
  8. 2026-06-14
    days on market $79,000 Active 53 DOM
  9. 2026-06-12
    days on market $79,000 Active 52 DOM
  10. 2026-06-09
    days on market $79,000 Active 49 DOM
  11. 2026-06-08
    days on market $79,000 Active 48 DOM
  12. 2026-06-07
    days on market $79,000 Active 47 DOM
  13. 2026-06-05
    days on market $79,000 Active 44 DOM
  14. 2026-06-03
    days on market $79,000 Active 43 DOM
  15. 2026-06-02
    days on market $79,000 Active 42 DOM
  16. 2026-06-01
    days on market $79,000 Active 41 DOM
  17. 2026-05-31
    days on market $79,000 Active 40 DOM
  18. 2026-05-30
    days on market $79,000 Active 39 DOM
  19. 2026-05-02
    status Active 477-char remark
    Show marketing remark (477 chars)

    Take a look at this perfect starter home located minutes from the city! With a little bit of TLC you could take this house and turn it into your own perfect home. There is one bedroom, but there are two bonus rooms that could be used as bedrooms as well. Large open kitchen that flows into the living and dining room. Plenty of yard space and privacy with a little over an acre of land. Large two-car detached insulated garage with electric perfect for a workshop or your toys!

  20. 2026-05-01
    status Active
  21. 2026-03-17
    status Pending 477-char remark
    Show marketing remark (477 chars)

    Take a look at this perfect starter home located minutes from the city! With a little bit of TLC you could take this house and turn it into your own perfect home. There is one bedroom, but there are two bonus rooms that could be used as bedrooms as well. Large open kitchen that flows into the living and dining room. Plenty of yard space and privacy with a little over an acre of land. Large two-car detached insulated garage with electric perfect for a workshop or your toys!

  22. 2026-03-17
    status Pending
    Show marketing remark (477 chars)

    Take a look at this perfect starter home located minutes from the city! With a little bit of TLC you could take this house and turn it into your own perfect home. There is one bedroom, but there are two bonus rooms that could be used as bedrooms as well. Large open kitchen that flows into the living and dining room. Plenty of yard space and privacy with a little over an acre of land. Large two-car detached insulated garage with electric perfect for a workshop or your toys!

  23. 2026-03-05
    listed $79,000 Active 477-char remark
    Show marketing remark (477 chars)

    Take a look at this perfect starter home located minutes from the city! With a little bit of TLC you could take this house and turn it into your own perfect home. There is one bedroom, but there are two bonus rooms that could be used as bedrooms as well. Large open kitchen that flows into the living and dining room. Plenty of yard space and privacy with a little over an acre of land. Large two-car detached insulated garage with electric perfect for a workshop or your toys!

  24. 2026-03-05
    listed $79,000 Active
    Show marketing remark (477 chars)

    Take a look at this perfect starter home located minutes from the city! With a little bit of TLC you could take this house and turn it into your own perfect home. There is one bedroom, but there are two bonus rooms that could be used as bedrooms as well. Large open kitchen that flows into the living and dining room. Plenty of yard space and privacy with a little over an acre of land. Large two-car detached insulated garage with electric perfect for a workshop or your toys!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$517 · $43/mo
Projected year-2 tax
$517 · $43/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,225
− Mortgage interest
−$4,425
− Property taxes
−$517
− Insurance
−$395
− Repairs & maintenance
−$898
− Management
−$898
− Depreciation
−$2,298
Taxable income
$1,794
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$431
After-tax cash flow
$2,554/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cabell County Schools
NCES district ID
5400180
Math proficiency
31% ▼ -7.00%
Reading proficiency
42% ▼ -6.00%
Median HH income
$36,426
Composite
30.26/100
National rank
#6285
State rank
#13 of 55 in WV

Livability — Huntington

Score
79/100
State rank
#16
US rank
#2045

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntington, WV
County
Cabell County · 30,893 people
City population
25,795
Metro
Huntington-Ashland, WV-KY-OH
Population (ZIP)
21,197
Household income
$56,292
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
1186.0

Population outlook (Cabell County) Hauer SSP2

Today (2025)
97,574 people
By 2030
98,060 · +0.5%
By 2040
98,817 · +1.3%
By 2050
100,185 · +2.7%
By 2075
105,895 · +8.5%
By 2100
105,948 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 6% Hispanic / Latino 2% Asian 2%
Common ancestry
Slovak 4% Italian 2% Serbian 2%
Foreign-born
2% · China
Languages at home
96% English-only · Spanish 2% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Cabell

2024 margin
Strong R (+21.9) · D 38.0% · R 59.9% · Other 2.0%
2008→2024 swing
-11.8pp toward R · 2008: -10.1pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.0 2016: R+25.5 2012: R+13.9 2008: R+10.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -19.39%
Current HPI
202.9629
Rent YoY
▲ 10.58%
Metro
Huntington-Ashland, WV-KY-OH
State GDP YoY
F500 in state
0

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-05-02 Relisted HBRMLS
  • 2026-05-01 Relisted KVBOR
  • 2026-03-17 Pending HBRMLS
  • 2026-03-17 Pending KVBOR
  • 2026-03-05 Listed $79,000 KVBOR
  • 2026-03-05 Listed $79,000 HBRMLS

Property tax history

+117.8%/yr

Latest (2025): $517 · +117.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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