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546 Cambridge Cir
C+ Composite 64.77
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.5/10.0
  • Livability +4.0/5.0
  • Schools +3.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$215,000

546 Cambridge Cir · South Daytona, FL 32119
4 bd · 2.0 ba · 1,664 sqft · SingleFamily public records · 45 Days on market
Built 1966 10,680 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

Key facts

  • Split floor plan
  • Two living areas
  • Fenced backyard

Tags

SPLIT FLOOR PLANTWO LIVING AREASCLASSIC WHITE TERRAZZO FLOORSWOOD BURNING FIREPLACESPACIOUS LAUNDRY ROOMFENCED BACKYARD

Property features AI

Finance

  • Other: Zoned R1
  • HOA & community: No HOA association indicated

Exterior

  • Parking: Carport with 1 space
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; Water connected; Sewer connected
  • Home design: Single-family residence; One-story; Fixer condition; Faces west; Located in Oak Lea Village development
  • Construction: Block construction; Shingle roof; Slab foundation; Built on a 0.25-acre lot
  • Exterior features: Private mailbox; Asphalt public-maintained road access

Interior

  • Kitchen: Range
  • Bedrooms: 4 bedrooms
  • Flooring: Concrete floors; Terrazzo floors
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Split-bedroom floor plan; Living room with wood-burning fireplace
  • Laundry & utility: Dedicated laundry room; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $690 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $215k).
  • Recommended offer: $209k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 80/100 on livability (#114 in FL, #1,755 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, employment D, commute F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.0%/yr); 280 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • At $2,480/mo this rent would consume 52% of the median local household income ($57k/yr) (locally 1158% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts; this cycle's ask has dropped $18k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,550 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
10.15%
Cash-on-cash
13.76%
DSCR
1.61
GRM
7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
0.8%
Equity multiple
1.03×
Total profit
$1,771
Equity at exit
$32,057
10-year hold
IRR
7.5%
Equity multiple
1.49×
Total profit
$29,688
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32119

Rents YoY
-2.0%
Active inventory
280
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$2,480 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$52 /mo · $620/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$521
Net cashflow
$690

Break-even live

Break-even rent $1,606
Max offer price $215,000
Occupancy floor 67%

Sensitivity live

Price -10% $812 -5% $751 +0% $690 +5% $630 +10% $569
Rent -10% $495 -5% $592 +0% $690 +5% $788 +10% $886
Rate -1.0pp $799 -0.5pp $745 base $690 +0.5pp $635 +1.0pp $578

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2801 S Ridgewood Ave #409 South Daytona, FL 3.0 3.0 2143 $3,500 $1.63 24d 1 0.36mi
982 Commons Way Port Orange, FL 3.0 2.0 1521 $2,250 $1.48 24d 1 0.56mi
3230 S Ridgewood Ave South Daytona, FL 1.0–3.0 1.0–2.0 1046 $2,330 $2.23 11d 27 0.61mi
2203 Nottingham Rd South Daytona, FL 4.0 2.0 1600 $2,400 $1.50 24d 1 0.85mi
137 Bryan Cave Rd South Daytona, FL 3.0 2.0 2167 $2,550 $1.18 15d 1 0.86mi
910 Carey Dr South Daytona, FL 3.0 2.0 1529 $2,500 $1.64 24d 1 0.88mi
2085 Oak Meadow Cir South Daytona, FL 3.0 2.0 1632 $1,900 $1.16 15d 1 1.30mi
2313 Incandescent Way Unit 1 South Daytona, FL 3.0 2.5 1500 $1,900 $1.27 15d 1 1.32mi
2208 Flourescent Way South Daytona, FL 3.0 2.5 1400 $2,300 $1.64 24d 1 1.38mi
2966 Oceans Trce Unit 1 Daytona Beach, FL 3.0 2.5 1772 $2,700 $1.52 24d 1 1.48mi

Listing history 27 events

  1. 2026-06-18
    days on market $215,000 Active 45 DOM
  2. 2026-06-17
    days on market $215,000 Active 44 DOM
  3. 2026-06-16
    days on market $215,000 Active 43 DOM
  4. 2026-06-15
    days on market $215,000 Active 42 DOM
  5. 2026-06-14
    days on market $215,000 Active 40 DOM
  6. 2026-06-10
    days on market $215,000 Active 37 DOM
  7. 2026-06-09
    days on market $215,000 Active 36 DOM
  8. 2026-06-08
    days on market $215,000 Active 35 DOM
  9. 2026-06-07
    days on market $215,000 Active 34 DOM
  10. 2026-06-05
    days on market $215,000 Active 31 DOM
  11. 2026-06-03
    days on market $215,000 Active 30 DOM
  12. 2026-06-03
    statusdays on market $215,000 Active 29 DOM
  13. 2026-05-20
    status Pending 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  14. 2026-05-20
    status Pending
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  15. 2026-05-19
    status Active 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  16. 2026-05-19
    status Active
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  17. 2026-04-07
    historical Active Under Contract 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  18. 2026-04-07
    status Pending
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  19. 2026-03-31
    price $215,000 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  20. 2026-03-31
    price $215,000
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  21. 2026-03-27
    status Active 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  22. 2026-03-27
    status Active
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  23. 2026-03-26
    historical 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  24. 2026-03-10
    listed $233,000 Active 1278-char remark
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  25. 2026-03-10
    listed $233,000 Active
    Show marketing remark (1278 chars)

    BOOM! JUST REDUCED 18,000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1,660 sq ft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orland easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

  26. 2005-05-30
    soldstatus $200,000
  27. 1966-10-01
    soldstatus $13,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$620 · $52/mo
Projected year-2 tax
$1,784 · $149/mo
Expected delta
+$1,165/yr (+$97/mo · 188.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 56% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,759
− Mortgage interest
−$12,043
− Property taxes
−$620
− Insurance
−$1,075
− Repairs & maintenance
−$2,381
− Management
−$2,381
− Depreciation
−$6,255
Taxable income
$5,005
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,201
After-tax cash flow
$7,084/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — South Daytona

Score
80/100
State rank
#114
US rank
#1755

Category grades

Amenities A+ Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
South Daytona, FL
County
Volusia County · 556,871 people
City population
22,348
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
22,348
Household income
$56,862
Rent vs Own
36.6% rent · 63.4% own
Severe rent burden
1158.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 10% Hispanic / Latino 9% Two or more races 5% Asian 2%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 2%
Foreign-born
9% · Canada, South Korea, Jamaica
Languages at home
87% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.99%
Current HPI
309.304
Rent YoY
▼ -2.01%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1553.8% since first listed
15 events — show timeline
  • 2026-05-20 Pending Daytona MLS
  • 2026-05-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-05-19 Relisted Daytona MLS
  • 2026-05-19 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Contingent Daytona MLS
  • 2026-04-07 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-31 Price Changed $215,000 Daytona MLS
  • 2026-03-31 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-27 Relisted Daytona MLS
  • 2026-03-27 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Listing Removed Daytona MLS
  • 2026-03-10 Listed $233,000 Daytona MLS
  • 2026-03-10 Listed $233,000 Stellar MLS as Distributed by MLS Grid
  • 2005-05-30 Sold (Public Records) $200,000 Public Records
  • 1966-10-01 Sold (Public Records) $13,000 Public Records

Property tax history

-0.3%/yr

Latest (2025): $620 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…