🏢 Co-op
7100 BLVD E Unit 12C · Guttenberg, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +6.4/10.0
- Appreciation +5.0/10.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Schools +2.2/10.0
- Cash flow +0.0/30.0
- DSCR +0.0/10.0
$315,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One of a kind, Fully Renovated Top Floor 1,325sq. ft Duplex Unit (feels like a townhouse) with NYC & Hudson River views from every room as well as from the Large Private Terrace. High End Kitchen Renovation w/ Beautiful Granite Countertops & Stainless Steel Appliances. Unit features 1.5 Bathrooms, both done in Italian Marble with Gorgeous Wood Cabinetry, as well as a Large Living Room (19 x 14), a Large Dining Room (10 x 10), 2 Large Bedrooms (17 x 12), and 6 Large Closets including a Huge Walk In Closet under the Staircase. Full Service Doorman Co-op Building with Live in super, Indoor Parking Garage($100/month/space), Laundry on Every Floor, Heated Swimming Pool with BBQ Area, Lounge Chairs, Tables & a Very Easy (20 Minute) Commute to NYC!!! The Building is well Managed, & the Board Approval Process is Pretty East, as Long as you meet the 3:1 Income to debt ratio requirement. Maintenance of $2,522 includes taxes, heat, water, hot water, gas, electricity, cable with HBO & Showtime, and is about 50% deductible. Best of All, its a duplex in a Pet Friendly Building, and it is Priced $100K less than Similar Sized Units in other Buildings!!!! This is a Must See!!!
Key facts
- Private balcony
- Updated kitchen
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath condo listed at $315k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-2k ($-24k/yr) — negative.
- To cash-flow at today's rent, offer at most $29k (90.7% below list).
- Meets the 1% rule at list price ($4k rent vs $315k).
- Recommended offer: $29k (90.7% below list) — sets the bar for cash-flow.
- Cap rate -1.2% vs local median 2.1% in Guttenberg — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: 1 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 67d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
Forward outlook
- In year one you build about $12k of equity ($2k loan paydown + $9k appreciation (3.0% local appreciation)).
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 4, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $160k; list at $315k implies a 97% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 73% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 91% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- -1.23%
- Cash-on-cash
- -26.85%
- DSCR
- -0.19
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $409,002
- List price
- $315,000
- Delta
- -22.98%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 102 ABBIE Ct #102 | 0.22mi | 2/2.5 | 1,482 (+6%) | 0mo | $935,000 | $631 | 75 |
| 8200C BULLS FERRY Rd #10 | 0.53mi | 2/2.0 | 1,400 (0%) | 0mo | $580,000 | $414 | 73 |
| 6050 JOHN F KENNEDY Blvd Unit 20G | 0.59mi | 2/2.0 | 1,450 (+4%) | 0mo | $650,000 | $448 | 64 |
| 6040 BLVD E Unit 8C | 0.62mi | 2/2.0 | 1,450 (+4%) | 1mo | $355,000 | $245 | 62 |
| 8100 RIVER Rd #209 | 0.51mi | 2/2.0 | 1,298 (-7%) | 1mo | $705,000 | $543 | 61 |
| 9 AVENUE AT PORT IMPERIAL #515 | 0.67mi | 3/2.0 (+1) | 1,395 (-0%) | 1mo | $1,150,000 | $824 | 60 |
| 20 AVENUE AT PORT IMPERIAL #113 | 0.74mi | 2/2.0 | 1,348 (-4%) | 0mo | $950,000 | $705 | 57 |
| 9 AVENUE AT PORT IMPERIAL #1007 | 0.67mi | 2/2.0 | 1,607 (+15%) | 0mo | $1,999,999 | $1,245 | 42 |
| 9 AVENUE AT PORT IMPERIAL #607 | 0.69mi | 2/2.0 | 1,607 (+15%) | 1mo | $1,470,000 | $915 | 41 |
| 8841 KENNEDY Blvd #19 | 1.25mi | 2/1.0 | 1,162 (-17%) | 1mo | $333,000 | $287 | 37 |
| 7020 ADAMS St | 0.76mi | 2/2.0 | 1,116 (-20%) | 1mo | $552,500 | $495 | 37 |
| 150 HENLEY Pl #201 | 1.37mi | 3/2.5 (+1) | 1,638 (+17%) | 1mo | $1,725,000 | $1,053 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.7%
- Equity multiple
- 0.02×
- Total profit
- $-86,072
- Equity at exit
- $141,638
- IRR
- -8.9%
- Equity multiple
- -0.45×
- Total profit
- $-127,904
- Equity at exit
- $218,281
Cash invested: $88,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 3 active · 4 under contract
- Median asking
- $435,000 ($325/sqft)
- Median days on market
- 90 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -10.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093-4907
- Active inventory
- 1
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $3,595 high interval (Pro) →
- Mortgage (P&I)
- −$1,652
- Tax est. 1.5%
- −$394 /mo · $4,725/yr
- Insurance
- −$131
- HOA
- −$2,637
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$755
- Net cashflow
- $-1,973
Break-even live
Sensitivity live
| Price | -10% $-1,756 | -5% $-1,865 | +0% $-1,973 | +5% $-2,082 | +10% $-2,191 |
|---|---|---|---|---|---|
| Rent | -10% $-2,258 | -5% $-2,116 | +0% $-1,973 | +5% $-1,831 | +10% $-1,689 |
| Rate | -1.0pp $-1,815 | -0.5pp $-1,893 | base $-1,973 | +0.5pp $-2,055 | +1.0pp $-2,138 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,750
- Closing costs
- $9,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,600 | $2.48 | 25d | 1 | 0.06mi |
| 73 71st St Unit 3F Guttenberg, NJ | 3.0 | 2.0 | 1500 | $3,980 | $2.65 | 4d | 1 | 0.06mi |
| 64 70th St #2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,900 | $2.00 | 48d | 1 | 0.07mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 25d | 1 | 0.08mi |
| 7004 Park Ave Unit 2 Guttenberg, NJ | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 28d | 1 | 0.10mi |
| 7427 Boulevard East North Bergen, NJ | 1.0–2.0 | 1.0 | 900 | $2,700 | $3.00 | 32d | 2 | 0.12mi |
| 34 74th St North Bergen, NJ | 2.0 | 1.0 | 900 | $2,425 | $2.69 | 2d | 2 | 0.13mi |
| 7435 Boulevard East #33 North Bergen, NJ | 2.0 | 1.0 | 1000 | $2,900 | $2.90 | 9d | 1 | 0.13mi |
| 7004 JFK Blvd E Unit 7D Guttenberg, NJ | 3.0 | 2.0 | 1750 | $4,400 | $2.51 | 56d | 1 | 0.15mi |
| 7004 JFK Blvd E Unit 29D Guttenberg, NJ | 1.0 | 1.5 | 1003 | $3,150 | $3.14 | 28d | 1 | 0.15mi |
| 7004 E Boulevard Unit 8D Guttenberg, NJ | 2.0 | 2.0 | 1750 | $4,200 | $2.40 | 73d | 1 | 0.15mi |
| 7004 JFK Blvd E Unit 39D West New York, NJ | 3.0 | 2.5 | 1800 | $4,500 | $2.50 | 73d | 1 | 0.15mi |
| 7004 BOULEVARD Unit 37A Guttenberg, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 3d | 1 | 0.15mi |
| 7501 JFK Blvd E Unit 2 North Bergen, NJ | 2.0 | 1.5 | 1400 | $2,900 | $2.07 | 62d | 1 | 0.16mi |
| 7501 JFK Blvd E Unit B North Bergen, NJ | 2.0 | 1.5 | 1500 | $2,900 | $1.93 | 73d | 1 | 0.16mi |
| 134 71st St Unit GR Guttenberg, NJ | 1.0 | 1.0 | 1000 | $1,695 | $1.70 | 8d | 1 | 0.17mi |
| 7000 JFK Blvd E Unit 22A West New York, NJ | 1.0 | 1.0 | 875 | $2,900 | $3.31 | 4d | 1 | 0.18mi |
| 7900 River Rd Unit 1012 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,700 | $3.29 | 73d | 1 | 0.18mi |
| 7900 River Rd Unit 912 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,225 | $2.87 | 10d | 1 | 0.18mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 71d | 1 | 0.18mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 62d | 1 | 0.18mi |
| 140 71st St Unit 8 Guttenberg, NJ | 3.0 | 2.0 | 1100 | $2,750 | $2.50 | 66d | 1 | 0.18mi |
| 7000 JFK Blvd E Unit 23F West New York, NJ | 1.0 | 1.0 | 875 | $2,850 | $3.26 | 73d | 1 | 0.18mi |
| 7602 River Rd Unit 1 Bdrm 900sf Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,395 | $3.77 | 73d | 1 | 0.19mi |
| 7000 JFK Blvd E Unit 36F West New York, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 56d | 1 | 0.19mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $2,900 | $2.96 | 14d | 1 | 0.19mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $3,100 | $3.17 | 38d | 1 | 0.19mi |
| 7602 River Rd Unit 311 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,450 | $3.83 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 03 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,455 | $2.97 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 1 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,550 | $3.94 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 06 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,995 | $3.53 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 320 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $4,500 | $3.75 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 411 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,750 | $4.17 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 05 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,256 | $3.09 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 02 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $3,890 | $3.24 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 460 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 73d | 1 | 0.19mi |
| 7602 River Rd Unit 330 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,595 | $3.06 | 73d | 1 | 0.19mi |
| 125 70th St Guttenberg, NJ | 1.0 | 1.5 | 885 | $2,675 | $3.02 | 1d | 2 | 0.19mi |
| 7000 BOULEVARD Unit 45F Guttenberg, NJ | 2.0 | 2.5 | 1546 | $4,200 | $2.72 | 73d | 1 | 0.19mi |
| 7000 JFK Blvd E Unit 42H West New York, NJ | 1.0 | 1.5 | 970 | $2,950 | $3.04 | 66d | 1 | 0.19mi |
Property features AI
Finance
- Other
- Pets allowedUnit is Lot #1 within the complexLead paint form: Yes
- HOA & community
- Managed by Associa Community ManagementMonthly maintenance fee covers taxes, heat, water, gas, electric, hot water and air conditioningBuilding amenities include doorman, elevator, exercise room, pool, security and washer/dryer room
Exterior
- Parking
- Garage parking available
- Security
- DoormanBuilding security
- Utilities
- Water and hot water included in maintenanceGas and electric included in maintenanceAir conditioning included in maintenance
- Home design
- Condominium in The 7100–Summit HouseLocated directly on Boulevard East
- Construction
- Brick construction
- Exterior features
- TerraceBrick exteriorRiver and New York viewsNear train, bus, shopping, parks, and schools
Interior
- Kitchen
- One kitchen (on level 1)Includes dishwasher, microwave, refrigerator, gas oven/range
- Bedrooms
- Two bedrooms (both on level 2)
- Bathrooms
- Two bathrooms total — one full bath and one half bath (full bath on level 2; half bath on level 1)
- Heating & cooling
- Hot air heatingWall A/C
- Interior features
- DishwasherMicrowaveRefrigeratorGas oven/rangeHot air heatingWall A/C
- Laundry & utility
- Washer/Dryer room in the building
HOA detail $2,637/mo · $31,644/yr condo
- Likely covers
- watergaselectriccablepooldoorman
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $315,000 Active 70 DOM
-
2026-08-06days on market $315,000 Active 68 DOM
-
2026-08-05days on market $315,000 Active 67 DOM
-
2026-08-04days on market $315,000 Active 66 DOM
-
2026-08-03days on market $315,000 Active 65 DOM
-
2026-07-31days on market $315,000 Active 62 DOM
-
2026-07-30days on market $315,000 Active 61 DOM
-
2026-07-30days on market $315,000 Active 60 DOM
-
2026-07-28days on market $315,000 Active 59 DOM
-
2026-07-26days on market $315,000 Active 57 DOM
-
2026-07-24days on market $315,000 Active 55 DOM
-
2026-07-23days on market $315,000 Active 54 DOM
-
2026-07-22days on market $315,000 Active 53 DOM
-
2026-07-21days on market $315,000 Active 52 DOM
-
2026-07-20days on market $315,000 Active 51 DOM
-
2026-07-18days on market $315,000 Active 49 DOM
-
2026-07-18days on market $315,000 Active 48 DOM
-
2026-07-16days on market $315,000 Active 47 DOM
-
2026-07-15days on market $315,000 Active 46 DOM
-
2026-07-14days on market $315,000 Active 45 DOM
-
2026-07-13days on market $315,000 Active 44 DOM
-
2026-07-13days on market $315,000 Active 43 DOM
-
2026-07-11days on market $315,000 Active 42 DOM
-
2026-07-10days on market $315,000 Active 41 DOM
-
2026-07-09pricedays on market $315,000 Active 40 DOM
-
2026-07-07days on market $325,000 Active 38 DOM
-
2026-07-06days on market $325,000 Active 37 DOM
-
2026-07-06days on market $325,000 Active 36 DOM
-
2026-07-05days on market $325,000 Active 35 DOM
-
2026-07-03days on market $325,000 Active 34 DOM
-
2026-07-02days on market $325,000 Active 33 DOM
-
2026-07-01days on market $325,000 Active 32 DOM
-
2026-06-30days on market $325,000 Active 31 DOM
-
2026-06-29days on market $325,000 Active 30 DOM
-
2026-06-28days on market $325,000 Active 29 DOM
-
2026-06-27days on market $325,000 Active 28 DOM
-
2026-06-26days on market $325,000 Active 27 DOM
-
2026-06-24days on market $325,000 Active 25 DOM
-
2026-06-22days on market $325,000 Active 23 DOM
-
2026-06-21days on market $325,000 Active 22 DOM
-
2026-06-18days on market $325,000 Active 19 DOM
-
2026-06-17days on market $325,000 Active 18 DOM
-
2026-06-16days on market $325,000 Active 17 DOM
-
2026-06-15days on market $325,000 Active 16 DOM
-
2026-06-13days on market $325,000 Active 14 DOM
-
2026-06-13days on market $325,000 Active 13 DOM
-
2026-06-09days on market $325,000 Active 10 DOM
-
2026-06-08days on market $325,000 Active 9 DOM
-
2026-06-07days on market $325,000 Active 8 DOM
-
2026-06-04days on market $325,000 Active 5 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $43,145
- − Mortgage interest
- −$17,645
- − Property taxes
- −$4,725
- − Insurance
- −$1,575
- − Repairs & maintenance
- −$3,452
- − Management
- −$3,452
- − HOA
- −$31,644
- − Depreciation
- −$9,164
- Taxable loss
- −$28,510
- Est. tax savings @ 24.0%
- +$6,843
- After-tax cash flow
- $-16,839/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This top-floor duplex offers a spacious layout with updated amenities and stunning views, requiring minimal cosmetic improvements for a move-in-ready condition.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both smart home integration — improves convenience and marketability ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Not yet ingested
- Political lean
- —
- Race & ethnicity
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- Common origin
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- Civics
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Market trends
- HPI YoY
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- Current HPI
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- Rent YoY
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- Metro
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- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+85.8% since first listed5 events — show timeline
- 2026-05-30 Listed $325,000 HCMLS
- 2018-04-04 Sold (MLS) $159,900 HCMLS
- 2018-02-14 Listing Removed — HCMLS
- 2017-11-04 Price Changed $159,900 HCMLS
- 2017-10-06 Listed $174,900 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…