🏢 Co-op
7100 BLVD E Unit 12C · Guttenberg, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +5.6/10.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Schools +2.2/10.0
- Cash flow +0.0/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$299,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One of a kind, Fully Renovated Top Floor 1,325sq. ft Duplex Unit (feels like a townhouse) with NYC & Hudson River views from every room as well as from the Large Private Terrace. High End Kitchen Renovation w/ Beautiful Granite Countertops & Stainless Steel Appliances. Unit features 1.5 Bathrooms, both done in Italian Marble with Gorgeous Wood Cabinetry, as well as a Large Living Room (19 x 14), a Large Dining Room (10 x 10), 2 Large Bedrooms (17 x 12), and 6 Large Closets including a Huge Walk In Closet under the Staircase. Full Service Doorman Co-op Building with Live in super, Indoor Parking Garage($100/month/space), Laundry on Every Floor, Heated Swimming Pool with BBQ Area, Lounge Chairs, Tables & a Very Easy (20 Minute) Commute to NYC!!! The Building is well Managed, & the Board Approval Process is Pretty East, as Long as you meet the 3:1 Income to debt ratio requirement. Maintenance of $2,522 includes taxes, heat, water, hot water, gas, electricity, cable with HBO & Showtime, and is about 50% deductible. Best of All, its a duplex in a Pet Friendly Building, and it is Priced $100K less than Similar Sized Units in other Buildings!!!! This is a Must See!!!
Key facts
- Top-floor duplex
- Private balcony
- Updated kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath condo listed at $299k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-2k ($-25k/yr) — negative.
- To cash-flow at today's rent, offer at most $584 (99.8% below list).
- Meets the 1% rule at list price ($3k rent vs $299k).
- Recommended offer: $584 (99.8% below list) — sets the bar for cash-flow.
- Cap rate -2.0% vs local median 2.3% in Guttenberg — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 447 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 67d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $3,170/mo this rent would consume 52% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $160k; list at $299k implies a 87% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 79% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 100% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- -1.98%
- Cash-on-cash
- -29.56%
- DSCR
- -0.32
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $405,607
- List price
- $299,000
- Delta
- -26.28%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7004 BLVD E Unit 5L | 0.11mi | 2/2.5 | 1,466 (+5%) | 1mo | $435,000 | $297 | 82 |
| 8200 BULLS FERRY Rd Unit 2A | 0.53mi | 2/2.0 | 1,400 (0%) | 0mo | $598,000 | $427 | 73 |
| 8100 RIVER Rd #917 | 0.51mi | 2/2.0 | 1,535 (+10%) | 1mo | $925,000 | $603 | 57 |
| 1000 AVENUE AT PORT IMPERIAL Unit TH102 | 1.38mi | 2/2.0 | 1,447 (+3%) | 0mo | $1,050,000 | $726 | 57 |
| 6040 BLVD E Unit 26J | 0.62mi | 2/2.0 | 1,300 (-7%) | 0mo | $410,000 | $315 | 57 |
| 7716 KENNEDY Blvd Unit 1E | 0.93mi | 3/2.0 (+1) | 1,409 (+1%) | 1mo | $485,000 | $344 | 56 |
| 335 THE PROMENADE #335 | 1.22mi | 2/2.0 | 1,456 (+4%) | 1mo | $635,000 | $436 | 56 |
| 7855 BLVD E Unit 19J | 0.36mi | 2/2.0 | 1,640 (+17%) | 1mo | $595,000 | $363 | 55 |
| 7855 BLVD E Unit 19L | 0.36mi | 1/1.5 (-1) | 1,060 (-24%) | 1mo | $447,500 | $422 | 52 |
| 7716 KENNEDY Blvd Unit 2D | 0.93mi | 2/2.0 | 1,310 (-6%) | 1mo | $460,000 | $351 | 51 |
| 9 AVENUE AT PORT IMPERIAL #1119 | 0.67mi | 2/2.0 | 1,140 (-19%) | 0mo | $1,055,088 | $926 | 42 |
| 7430 KENNEDY Blvd #304 | 0.88mi | 2/2.0 | 1,139 (-19%) | 1mo | $420,000 | $369 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
- IRR
- -86.0%
- Equity multiple
- -1.14×
- Total profit
- $-179,137
- Equity at exit
- $44,582
- IRR
- —
- Equity multiple
- -2.85×
- Total profit
- $-322,447
- Equity at exit
- $25,852
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 3 active · 4 under contract
- Median asking
- $435,000 ($325/sqft)
- Median days on market
- 90 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -11.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 447
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $3,170 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax est. 1.5%
- −$374 /mo · $4,485/yr
- Insurance
- −$125
- HOA
- −$2,500
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$666
- Net cashflow
- $-2,062
Break-even live
Sensitivity live
| Price | -10% $-1,856 | -5% $-1,959 | +0% $-2,062 | +5% $-2,166 | +10% $-2,269 |
|---|---|---|---|---|---|
| Rent | -10% $-2,313 | -5% $-2,187 | +0% $-2,062 | +5% $-1,937 | +10% $-1,812 |
| Rate | -1.0pp $-1,912 | -0.5pp $-1,986 | base $-2,062 | +0.5pp $-2,140 | +1.0pp $-2,219 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7420 Boulevard E Unit 4C North Bergen, NJ | 2.0 | 1.0 | 1055 | $3,100 | $2.94 | 36d | 1 | 0.05mi |
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,400 | $2.34 | 34d | 1 | 0.06mi |
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,400 | $2.34 | 41d | 1 | 0.06mi |
| 73 71st St Unit 3F Guttenberg, NJ | 3.0 | 2.0 | 1500 | $3,980 | $2.65 | 96d | 1 | 0.06mi |
| 73 71st St Unit 3F Guttenberg, NJ | 3.0 | 2.0 | 1500 | $3,980 | $2.65 | 1d | 1 | 0.06mi |
| 64 70th St #2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,900 | $2.00 | 140d | 1 | 0.07mi |
| 64 70th St Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,950 | $2.03 | 65d | 1 | 0.07mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 116d | 1 | 0.08mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,250 | $3.28 | 40d | 1 | 0.08mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,100 | $3.13 | 10d | 1 | 0.08mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 89d | 1 | 0.08mi |
| 7004 Park Ave Unit 2 Guttenberg, NJ | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 10d | 1 | 0.10mi |
| 7306 Park Ave #11 North Bergen, NJ | 2.0 | 1.0 | 900 | $2,000 | $2.22 | 90d | 1 | 0.11mi |
| 7427 Boulevard East #5 North Bergen, NJ | 2.0 | 1.0 | 900 | $2,700 | $3.00 | 34d | 1 | 0.12mi |
| 7427 Boulevard East North Bergen, NJ | 1.0–2.0 | 1.0 | 700 | $2,700 | $3.86 | 10d | 3 | 0.12mi |
| 7427 Boulevard East North Bergen, NJ | 1.0–2.0 | 1.0 | 900 | $2,700 | $3.00 | 123d | 2 | 0.12mi |
| 7427 Boulevard East North Bergen, NJ | 1.0–2.0 | 1.0 | 800 | $2,700 | $3.38 | 71d | 2 | 0.12mi |
| 7101 River Rd North Bergen, NJ | 2.0 | 2.0–3.0 | 920 | $5,650 | $6.14 | 10d | 1 | 0.13mi |
| 7435 Boulevard East North Bergen, NJ | 2.0 | 1.0 | 894 | $2,400 | $2.68 | 17d | 2 | 0.13mi |
| 34 74th St North Bergen, NJ | 2.0 | 1.0 | 905 | $2,300 | $2.54 | 45d | 3 | 0.13mi |
| 7435 Boulevard East #33 North Bergen, NJ | 2.0 | 1.0 | 1000 | $2,700 | $2.70 | 6d | 1 | 0.13mi |
| 7435 Boulevard East #33 North Bergen, NJ | 2.0 | 1.0 | 1000 | $2,600 | $2.60 | 10d | 1 | 0.13mi |
| 7101 River Rd Unit 307B Guttenberg, NJ | 2.0 | 3.0 | 1860 | $6,600 | $3.55 | 65d | 1 | 0.14mi |
| 7004 JFK Blvd E Unit 7D Guttenberg, NJ | 3.0 | 2.0 | 1750 | $4,400 | $2.51 | 148d | 1 | 0.15mi |
| 7004 JFK Blvd E Unit 1B Guttenberg, NJ | 1.0 | 1.5 | 979 | $2,900 | $2.96 | 10d | 1 | 0.15mi |
| 7004 JFK Blvd E Unit 29D Guttenberg, NJ | 1.0 | 1.5 | 1003 | $3,150 | $3.14 | 119d | 1 | 0.15mi |
| 7004 E Boulevard Unit 8D Guttenberg, NJ | 2.0 | 2.0 | 1750 | $4,200 | $2.40 | 10d | 1 | 0.15mi |
| 7004 JFK Blvd E Unit 39D West New York, NJ | 3.0 | 2.5 | 1800 | $4,500 | $2.50 | 165d | 1 | 0.15mi |
| 7004 BOULEVARD Unit 37A Guttenberg, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 56d | 1 | 0.15mi |
| 118 70th St #3 Guttenberg, NJ | 3.0 | 2.0 | 1500 | $2,900 | $1.93 | 91d | 1 | 0.15mi |
| 7501 JFK Blvd E Unit B North Bergen, NJ | 2.0 | 1.5 | 1500 | $2,900 | $1.93 | 165d | 1 | 0.16mi |
| 7501 JFK Blvd E Unit 2 North Bergen, NJ | 2.0 | 1.5 | 1400 | $2,900 | $2.07 | 154d | 1 | 0.16mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 3.0 | 2.0 | 1532 | $3,995 | $2.61 | 67d | 1 | 0.17mi |
| 134 71st St Unit GR Guttenberg, NJ | 1.0 | 1.0 | 1000 | $1,695 | $1.70 | 100d | 1 | 0.17mi |
| 7002 JFK Blvd E Unit 25C West New York, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 77d | 1 | 0.17mi |
| 7000 JFK Blvd E Unit 22A West New York, NJ | 1.0 | 1.0 | 875 | $2,900 | $3.31 | 96d | 1 | 0.18mi |
| 7900 River Rd Unit 1012 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,700 | $3.29 | 165d | 1 | 0.18mi |
| 7900 River Rd North Bergen, NJ | 1.0–3.0 | 1.0–2.0 | 1173 | $4,218 | $3.59 | 3d | 5 | 0.18mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 163d | 1 | 0.18mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 154d | 1 | 0.18mi |
Property features AI
Finance
- Other
- Building amenities: elevator, exercise room, pool, washer/dryer room
- HOA & community
- Monthly maintenance fee includes taxes, heat, water, gas, electric, hot water and air conditioningMonthly maintenance fee
Exterior
- Parking
- Garage
- Security
- DoormanBuilding security
- Utilities
- Water included in maintenanceGas included in maintenanceElectric included in maintenanceHot water included in maintenanceAir conditioning included in maintenance
- Home design
- Brick exteriorLocated directly on Boulevard EastUnit 12C
- Construction
- Brick exterior finish
- Exterior features
- TerraceNew York viewRiver viewNear trainNear shoppingNear busNear parksNear schools
Interior
- Kitchen
- DishwasherMicrowaveRefrigeratorGas oven/range
- Bedrooms
- Two bedrooms on level 2
- Bathrooms
- Two bathrooms total (one full, one half)
- Heating & cooling
- Hot air heatingWall A/C
- Interior features
- DishwasherMicrowaveRefrigeratorGas oven/rangeHot air heatingWall A/C
- Laundry & utility
- Washer/Dryer room in building
HOA detail $2,500/mo · $30,000/yr condo
- Likely covers
- watergaselectriccablepooldoorman
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $299,000 Active 37 DOM
-
2026-11-07days on market $299,000 Active 36 DOM
-
2026-11-06days on market $299,000 Active 35 DOM
-
2026-11-05days on market $299,000 Active 34 DOM
-
2026-11-04days on market $299,000 Active 33 DOM
-
2026-11-02days on market $299,000 Active 31 DOM
-
2026-11-01days on market $299,000 Active 30 DOM
-
2026-10-31days on market $299,000 Active 29 DOM
-
2026-10-30days on market $299,000 Active 28 DOM
-
2026-10-29days on market $299,000 Active 27 DOM
-
2026-10-28days on market $299,000 Active 26 DOM
-
2026-10-27days on market $299,000 Active 25 DOM
-
2026-10-26days on market $299,000 Active 24 DOM
-
2026-10-25days on market $299,000 Active 23 DOM
-
2026-10-24days on market $299,000 Active 22 DOM
-
2026-10-23days on market $299,000 Active 21 DOM
-
2026-10-22days on market $299,000 Active 20 DOM
-
2026-10-21days on market $299,000 Active 19 DOM
-
2026-10-20days on market $299,000 Active 18 DOM
-
2026-10-19days on market $299,000 Active 17 DOM
-
2026-10-18days on market $299,000 Active 16 DOM
-
2026-10-17days on market $299,000 Active 15 DOM
-
2026-10-16days on market $299,000 Active 14 DOM
-
2026-10-15days on market $299,000 Active 13 DOM
-
2026-10-14days on market $299,000 Active 12 DOM
-
2026-10-13days on market $299,000 Active 11 DOM
-
2026-10-12days on market $299,000 Active 10 DOM
-
2026-10-11days on market $299,000 Active 9 DOM
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2026-10-10days on market $299,000 Active 8 DOM
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2026-10-09days on market $299,000 Active 7 DOM
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2026-10-08days on market $299,000 Active 6 DOM
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2026-10-07days on market $299,000 Active 5 DOM
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2026-10-06days on market $299,000 Active 4 DOM
-
2026-10-05days on market $299,000 Active 3 DOM
-
2026-10-04days on market $299,000 Active 2 DOM
-
2026-10-03pricedays on market $299,000 Active 1 DOM
-
2026-10-01days on market $315,000 Active 124 DOM
-
2026-09-30days on market $315,000 Active 123 DOM
-
2026-09-29days on market $315,000 Active 122 DOM
-
2026-09-28days on market $315,000 Active 121 DOM
-
2026-09-27days on market $315,000 Active 120 DOM
-
2026-09-26days on market $315,000 Active 119 DOM
-
2026-09-25days on market $315,000 Active 118 DOM
-
2026-09-24days on market $315,000 Active 117 DOM
-
2026-09-23days on market $315,000 Active 116 DOM
-
2026-09-22days on market $315,000 Active 115 DOM
-
2026-09-21days on market $315,000 Active 114 DOM
-
2026-09-20days on market $315,000 Active 113 DOM
-
2026-09-19days on market $315,000 Active 112 DOM
-
2026-09-18days on market $315,000 Active 111 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $38,036
- − Mortgage interest
- −$16,749
- − Property taxes
- −$4,485
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$3,043
- − Management
- −$3,043
- − HOA
- −$30,000
- − Depreciation
- −$8,698
- Taxable loss
- −$29,477
- Est. tax savings @ 24.0%
- +$7,074
- After-tax cash flow
- $-17,673/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This top-floor duplex offers a spacious layout with updated amenities and stunning views, requiring minimal cosmetic improvements for a move-in-ready condition.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both smart home integration — improves convenience and marketability ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+71.0% since first listed8 events — show timeline
- 2026-10-02 Listed $299,000 HCMLS
- 2026-10-01 Listing Removed — HCMLS
- 2026-07-08 Price Changed $315,000 HCMLS
- 2026-05-30 Listed $325,000 HCMLS
- 2018-04-04 Sold (MLS) $159,900 HCMLS
- 2018-02-14 Listing Removed — HCMLS
- 2017-11-04 Price Changed $159,900 HCMLS
- 2017-10-06 Listed $174,900 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…