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84-680 Kili Dr Unit C1310
F Composite 27.65
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.3/15.0
  • 1% rule +5.1/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.3/5.0
  • Livability +3.1/5.0
  • Schools +1.9/10.0
  • Cash flow +0.0/30.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$195,000

84-680 Kili Dr Unit C1310 · Makaha, HI 96792
1 bd · 1.0 ba · 680 sqft · Condo · 94 Days on market
Built 1970 Good condition $287/sqft · 6% below area Est $208k · 6% under $1187/mo HOA · 60% of rent ↓ 30% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Experience luxury living in this beautifully upgraded unit in Makaha Valley Towers! Enjoy an open-concept kitchen with Corian countertops, recessed lighting, Euro-style range hood, glass backsplash, and Whirlpool appliances. Bleached-wood–style ceramic tile flooring runs throughout. The renovated bathroom features a rare stand-up tiled shower with glass door. Delight in the breathtaking panoramic views stretching from the lush mountains to unforgettable ocean sunsets! Currently tenant-occupied, this home offers a great investment opportunity with immediate rental income, plus the potential to assume a VA loan at 5.625% (subject to lender approval).

Key facts

  • Glass backsplash
  • Corian countertops
  • Whirlpool appliances

Tags

OPEN-CONCEPT KITCHENCORIAN COUNTERTOPSRECESSED LIGHTINGEURO-STYLE RANGE HOODGLASS BACKSPLASHWHIRLPOOL APPLIANCES

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $195k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-977 ($-12k/yr) — negative.
  • To cash-flow at today's rent, offer at most $54k (72.5% below list).
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $54k (72.5% below list) — sets the bar for cash-flow.
  • Cap rate 0.3% vs local median 1.5% in Makaha — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 61/100 on livability (#82 in HI) — a middle-class / working-renter tenant base. Strengths: commute A; Watch: crime C-, health & safety C-, housing D+.
  • Hawaii Department Of Education (suburban): math 32% / reading 50% proficiency, ranked #1 of 1 in HI (top 100%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Makaha Elementary School (math 7% / reading 13%, grade F, #178 of 183 statewide, top 99%, 418 students, 83% FRL); Waianae Intermediate School (math 8% / reading 26%, grade F, #40 of 42 statewide, top 95%, 671 students, 74% FRL); Waianae High School (math 12% / reading 47%, grade F, #35 of 43 statewide, top 86%, 1,831 students, 64% FRL) — zoned schools average 74% FRL vs 39% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 19% at this address vs 41% district-wide (-22 pts) — the specific schools serving this property underperform the Hawaii Department Of Education average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.4%/yr); 281 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 84% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,638 units permitted in Honolulu County in 2024 (793 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Honolulu County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $83k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 60% of rent.
Recommended offer $53,644 (72.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 72% concession, seller financing, or rate buy-down credit?
  3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.01%
Cap rate
0.28%
Cash-on-cash
-21.47%
DSCR
0.04
GRM
8.2

CMA / ARV

ARV (median comp)
$207,781
List price
$195,000
Delta
-6.15%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
84-770 Kili Dr Unit J634 0.05mi 1/1.0 680 (0%) 0mo $198,000 $291 98
84-770 Kili Dr #434 0.11mi 1/1.0 680 (0%) 0mo $171,900 $253 94
84-770 Kili Dr Unit J633 0.11mi 1/1.0 680 (0%) 2mo $198,500 $292 93
84-710 Kili Dr Unit D1315 0.15mi 1/1.0 680 (0%) 2mo $185,000 $272 91
84-740 Kili Dr #725 0.13mi 1/1.0 680 (0%) 4mo $240,000 $353 90
84-740 Kili Dr Unit H/1330 0.13mi 1/1.0 684 (+1%) 6mo $212,000 $310 88
84-680 Kili Dr Unit A703 0.00mi 2/1.0 (+1) 840 (+24%) 6mo $265,000 $315 65
84-718 Ala Mahiku St Unit 76B 0.23mi 2/1.0 (+1) 815 (+20%) 2mo $175,000 $215 58
84-757 Kiana Pl Unit 2/4B 0.22mi 2/1.0 (+1) 815 (+20%) 3mo $294,000 $361 57
84-757 Kiana Pl Unit 2B 0.22mi 2/1.0 (+1) 830 (+22%) 5mo $270,000 $325 55
84-755 Ala Mahiku St Unit 73B 0.23mi 2/1.0 (+1) 815 (+20%) 6mo $170,000 $209 55
84-665 Ala Mahiku St Unit 149A 0.25mi 2/1.0 (+1) 815 (+20%) 9mo $225,000 $276 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.38% rent growth · sell at horizon

5-year hold
IRR
-59.4%
Equity multiple
-0.69×
Total profit
$-92,300
Equity at exit
$29,075
10-year hold
IRR
Equity multiple
-1.83×
Total profit
$-154,275
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
37 Tenant-Leaning
State Hawaii
37 Tenant-Leaning · D+13
County
— inherits STATE
City
— inherits STATE
Honolulu has source-of-income protections; warranty of habitability strong.

Active competition Active MLS

For sale now
1 active · 3 under contract
Median asking
$229,000 ($337/sqft)
Median days on market
71 d
This list price
lowest-priced of the active set
ARV vs active asking
-9.3% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 96792

Home prices YoY
-18.8%
Rents YoY
3.4%
Active inventory
281
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,972 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax est. 1.5%
$244 /mo · $2,925/yr
Insurance
$81
HOA
$1,187
Vacancy / Maint / Mgmt
$414
Net cashflow
$-977

Break-even live

Break-even rent $3,208
Max offer price $53,644
Occupancy floor

Sensitivity live

Price -10% $-842 -5% $-909 +0% $-977 +5% $-1,044 +10% $-1,112
Rent -10% $-1,133 -5% $-1,055 +0% $-977 +5% $-899 +10% $-821
Rate -1.0pp $-879 -0.5pp $-927 base $-977 +0.5pp $-1,027 +1.0pp $-1,079

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
84-680 Kili Dr Unit B607 Waianae, HI 1.0 1.0 680 $2,100 $3.09 70d 1 0.03mi
84-680 Kili Dr Waianae, HI 1.0–2.0 1.0 689 $2,100 $3.05 19d 2 0.09mi
84-680 Kili Dr Waianae, HI 1.0–2.0 1.0 680 $1,900 $2.79 33d 2 0.09mi
84-680 Kili Dr Waianae, HI 1.0–2.0 1.0 680 $1,900 $2.79 41d 2 0.09mi
84-680 Kili Dr Waianae, HI 1.0–2.0 1.0 680 $1,950 $2.87 64d 3 0.09mi
84-770 Kili Dr Unit 1 Waianae, HI 1.0 1.0 744 $2,850 $3.83 93d 1 0.13mi
84-740 Kili Dr #425 Waianae, HI 1.0 1.0 680 $2,000 $2.94 47d 1 0.15mi
84-710 Kili Dr #712 Waianae, HI 1.0 515 $1,700 $3.30 73d 1 0.17mi
84-710 Kili Dr #1620 Waianae, HI 1.0 515 $1,695 $3.29 52d 1 0.17mi
84-710 Kili Dr #1919 Waianae, HI 1.0 1.0 680 $2,000 $2.94 73d 1 0.17mi
84-710 Kili Dr #1215 Waianae, HI 1.0 1.0 680 $2,000 $2.94 35d 1 0.17mi
84-710 Kili Dr Waianae, HI 1.0 1.0 634 $2,000 $3.15 35d 3 0.17mi
84-740 Kili Dr Waianae, HI 1.0 1.0 680 $1,950 $2.87 41d 2 0.41mi
84-740 Kili Dr Waianae, HI 1.0 1.0 680 $1,950 $2.87 35d 2 0.41mi
84-824 Farrington Hwy Waianae, HI 2.0 1.0 700 $2,200 $3.14 73d 1 1.37mi
84-265 Farrington Hwy #415 Waianae, HI 1.0 581 $1,750 $3.01 28d 1 1.43mi
84-265 Farrington Hwy Waianae, HI 1.0 1.0 452 $1,800 $3.98 28d 3 1.43mi
84-265 Farrington Hwy #217 Waianae, HI 1.0 1.0 400 $1,800 $4.50 73d 1 1.43mi
84-1026 Hana St #3 Waianae, HI 2.0 1.0 600 $2,000 $3.33 93d 1 1.48mi

Property features AI

Finance

Other
Lot zoned A-2 medium density apartment
Financial info
Total rent $2,000Maintenance expense $1,187
HOA & community
HOA covers common areas, electricity, HVAC, hot water, internet, ground maintenance, structure maintenance, sewer and waterAssociation provides management

Exterior

Parking
1 unassigned parking space
Security
Closed-circuit camerasKey card entrySecurity guard
Utilities
Fee simple land tenure
Home design
Condominium in Makaha Valley TowersEntry on level 13Excellent / good condition
Construction
Concrete construction
Exterior features
Gated communityCommunity has barbecue areaCommunity poolPoolStorage facilitiesTrash chuteHas view

Interior

Flooring
Ceramic tile
Bathrooms
1 full bathroom
Interior features
Partially furnishedStorageCeramic tile flooring

HOA detail $1,187/mo · $14,244/yr condo

Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-08-08
    days on market $195,000 Active 94 DOM
  2. 2026-08-07
    days on market $195,000 Active 93 DOM
  3. 2026-08-06
    days on market $195,000 Active 92 DOM
  4. 2026-08-05
    days on market $195,000 Active 91 DOM
  5. 2026-08-04
    days on market $195,000 Active 90 DOM
  6. 2026-08-03
    days on market $195,000 Active 89 DOM
  7. 2026-07-31
    days on market $195,000 Active 86 DOM
  8. 2026-07-30
    days on market $195,000 Active 85 DOM
  9. 2026-07-30
    days on market $195,000 Active 84 DOM
  10. 2026-07-28
    days on market $195,000 Active 83 DOM
  11. 2026-07-26
    days on market $195,000 Active 81 DOM
  12. 2026-07-24
    days on market $195,000 Active 79 DOM
  13. 2026-07-23
    days on market $195,000 Active 78 DOM
  14. 2026-07-22
    days on market $195,000 Active 77 DOM
  15. 2026-07-21
    days on market $195,000 Active 76 DOM
  16. 2026-07-20
    days on market $195,000 Active 75 DOM
  17. 2026-07-18
    days on market $195,000 Active 73 DOM
  18. 2026-07-18
    days on market $195,000 Active 72 DOM
  19. 2026-07-16
    days on market $195,000 Active 71 DOM
  20. 2026-07-15
    days on market $195,000 Active 70 DOM
  21. 2026-07-14
    days on market $195,000 Active 69 DOM
  22. 2026-07-13
    days on market $195,000 Active 68 DOM
  23. 2026-07-13
    days on market $195,000 Active 67 DOM
  24. 2026-07-11
    days on market $195,000 Active 66 DOM
  25. 2026-07-10
    days on market $195,000 Active 65 DOM
  26. 2026-07-10
    days on market $195,000 Active 64 DOM
  27. 2026-07-07
    days on market $195,000 Active 62 DOM
  28. 2026-07-06
    days on market $195,000 Active 61 DOM
  29. 2026-07-05
    days on market $195,000 Active 60 DOM
  30. 2026-07-03
    days on market $195,000 Active 58 DOM
  31. 2026-07-02
    days on market $195,000 Active 57 DOM
  32. 2026-07-01
    days on market $195,000 Active 56 DOM
  33. 2026-06-30
    days on market $195,000 Active 55 DOM
  34. 2026-06-29
    days on market $195,000 Active 54 DOM
  35. 2026-06-28
    days on market $195,000 Active 53 DOM
  36. 2026-06-27
    days on market $195,000 Active 52 DOM
  37. 2026-06-27
    days on market $195,000 Active 51 DOM
  38. 2026-06-25
    days on market $195,000 Active 49 DOM
  39. 2026-06-22
    days on market $195,000 Active 47 DOM
  40. 2026-06-21
    days on market $195,000 Active 46 DOM
  41. 2026-06-18
    days on market $195,000 Active 43 DOM
  42. 2026-06-17
    days on market $195,000 Active 42 DOM
  43. 2026-06-16
    days on market $195,000 Active 41 DOM
  44. 2026-06-15
    days on market $195,000 Active 40 DOM
  45. 2026-06-13
    days on market $195,000 Active 38 DOM
  46. 2026-06-13
    days on market $195,000 Active 37 DOM
  47. 2026-06-10
    days on market $195,000 Active 35 DOM
  48. 2026-06-09
    days on market $195,000 Active 34 DOM
  49. 2026-06-08
    days on market $195,000 Active 33 DOM
  50. 2026-06-07
    days on market $195,000 Active 32 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🫁 Air quality 1/10 Low

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,662
− Mortgage interest
−$10,923
− Property taxes
−$2,925
− Insurance
−$975
− Repairs & maintenance
−$1,893
− Management
−$1,893
− HOA
−$14,244
− Depreciation
−$5,673
Taxable loss
−$14,864
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,567
After-tax cash flow
$-8,155/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $3,400–$10,200 screening

This beautifully upgraded unit in Makaha Valley Towers offers a good condition with panoramic views and modern amenities, making it a great investment opportunity.

Value-add opportunities

  • Both Panoramic view renovation — Enhances both resale and rental value
  • Both Landscaping improvement — Enhances curb appeal and rental value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 19/100

Zoned Schools

Elementary Makaha Elementary School F HI #178/183 Nat'l #38,691/41,679 Middle Waianae Intermediate School F HI #40/42 Nat'l #12,279/14,009 High Waianae High School F HI #35/43 Nat'l #11,215/17,239

Schools (NCES district)

District
Hawaii Department Of Education
NCES district ID
1500030
Math proficiency
32% ▼ -10.00%
Reading proficiency
50% ▼ -3.00%
Median HH income
$69,005
Composite
37.07/100
National rank
#4504
State rank
#1 of 1 in HI
C Composite livability gradescore 61/100

Livability — Makaha

Score
61/100
State rank
#82
US rank
#18431

Category grades

Amenities F Commute A Cost of living F Crime C- Employment C Housing D+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Makaha, HI
County
Honolulu County · 1,072,641 people
Metro
Urban Honolulu, HI
Population (ZIP)
49,618
Household income
$87,509
Rent vs Own
36.0% rent · 64.0% own
Severe rent burden
16% of renters

Population outlook (Honolulu County) Hauer SSP2

Today (2025)
1,072,641 people
By 2030
1,110,460 · +3.5%
By 2040
1,181,593 · +10.2%
By 2050
1,257,584 · +17.2%
By 2075
1,501,120 · +39.9%
By 2100
1,764,430 · +64.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.96)
Race & ethnicity
Pacific Islander 42% Two or more races 32% Hispanic / Latino 13% Asian 10% White 10% Black 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 6%
Common ancestry
Russian 6% Romanian 1%
Foreign-born
9% · Canada
Languages at home
82% English-only · Other Asian/Pacific 13% Tagalog/Filipino 2% Spanish 1%

Political lean MEDSL · Honolulu

2024 margin
Strong D (+21.6) · D 59.9% · R 38.3% · Other 1.8%
2008→2024 swing
-19.4pp toward R · 2008: 41.1pp · 2024: 21.6pp
All cycles
2024: D+21.6 2020: D+26.9 2016: D+29.9 2012: D+39.1 2008: D+41.1

Not yet ingested

Civics

Price history

-29.9% since first listed
5 events — show timeline
  • 2026-05-26 Price Changed $195,000 HiCentral MLS
  • 2026-05-12 Price Changed $229,000 HiCentral MLS
  • 2026-05-06 Listed $278,000 HiCentral MLS
  • 2026-05-01 Listing Removed HiCentral MLS
  • 2025-12-01 Listed $278,000 HiCentral MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…