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2957 Nall St
D+ Composite 48.95
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.2/10.0
  • 1% rule +4.4/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$153,900

2957 Nall St · Mobile, AL 36607
3 bd · 2.0 ba · 1,539 sqft · SingleFamily public records · 313 Days on market
Built 1950 4,023 sqft lot $100/sqft · 154% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

Key facts

  • New exterior paint
  • Vinyl siding
  • New interior paint

Tags

FENCED IN LOTFRESHLY RENOVATEDNEW INTERIOR PAINTNEW EXTERIOR PAINTVINYL SIDINGNEW ROOF

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $154k.

Deal economics

  • At list price, monthly cash flow is $181 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (5.6% below list).
  • Recommended offer: $135k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 45 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 313 days — a 12% lower offer ($135k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,432 (12.0% below list)

Questions for the listing agent

  1. It's been on market 313 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.70%
Cash-on-cash
5.04%
DSCR
1.22
GRM
8.8

CMA / ARV

ARV (median comp)
$61,849
List price
$153,900
Delta
148.83%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2722 Fillingim St 0.47mi 4/2.0 (+1) 1,512 (-2%) 11mo $43,800 $29 61
2666 Betbeze St 0.61mi 4/2.0 (+1) 1,429 (-7%) 5mo $19,900 $14 50
659 Bond St 0.41mi 4/2.0 (+1) 1,423 (-8%) 21mo $160,000 $112 46
672 Burden St 0.51mi 4/2.0 (+1) 1,383 (-10%) 11mo $90,000 $65 45
708 Fisher St 0.57mi 4/2.0 (+1) 1,400 (-9%) 14mo $215,000 $154 42
2956 Fennell St 0.69mi 3/2.0 1,380 (-10%) 22mo $189,900 $138 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.5%
Equity multiple
0.69×
Total profit
$-13,446
Equity at exit
$22,947
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$2,985
Equity at exit
$13,306

Cash invested: $43,092 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36607

Active inventory
45
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,452 high interval (Pro) →
Mortgage (P&I)
$807
Tax from tax record
$95 /mo · $1,143/yr
Insurance
$64
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$181

Break-even live

Break-even rent $1,223
Max offer price $153,900
Occupancy floor 83%

Sensitivity live

Price -10% $268 -5% $225 +0% $181 +5% $137 +10% $94
Rent -10% $66 -5% $124 +0% $181 +5% $238 +10% $296
Rate -1.0pp $259 -0.5pp $220 base $181 +0.5pp $141 +1.0pp $101

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,475
Closing costs
$4,617
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
672 Burden St Mobile, AL 3.0 1.5 1421 $1,300 $0.91 22d 1 0.54mi
708 Bond St Mobile, AL 3.0 1.0 1100 $1,350 $1.23 22d 1 0.60mi
3655 Old Shell Rd Unit 3655 Mobile, AL 2.0 2.0 1200 $1,850 $1.54 14d 1 0.97mi
151 Du Rhu Dr Mobile, AL 1.0–3.0 1.0–2.0 1052 $2,800 $2.66 14d 12 1.14mi
2500 Dauphinwood Dr Mobile, AL 2.0–3.0 1.0–2.0 1250 $1,395 $1.12 14d 19 1.16mi
3521 Stillwood Ln W Mobile, AL 3.0 2.0 2126 $2,900 $1.36 44d 1 1.20mi
423 Devon Dr Mobile, AL 3.0 1.0 1220 $950 $0.78 44d 1 1.20mi
107 Grand Blvd Mobile, AL 2.0 2.0 1200 $1,295 $1.08 22d 1 1.31mi
150 Dunn Ave Mobile, AL 3.0 2.0 1455 $1,250 $0.86 22d 1 1.45mi
3060 Emogene St Mobile, AL 3.0 1.0 1200 $1,400 $1.17 14d 1 1.45mi
120 Paris Ave Mobile, AL 2.0 1.0 1054 $1,150 $1.09 22d 1 1.48mi
3764 Autumndale Dr Mobile, AL 3.0 1.0 1050 $1,350 $1.29 14d 1 1.50mi

Listing history 30 events

  1. 2026-06-14
    statusdays on market $153,900 Pending 313 DOM
  2. 2026-06-13
    days on market $153,900 Active Under Contract 312 DOM
  3. 2026-06-10
    days on market $153,900 Active Under Contract 310 DOM
  4. 2026-06-09
    days on market $153,900 Active Under Contract 309 DOM
  5. 2026-06-08
    days on market $153,900 Active Under Contract 308 DOM
  6. 2026-06-07
    days on market $153,900 Active Under Contract 307 DOM
  7. 2026-06-05
    days on market $153,900 Active Under Contract 304 DOM
  8. 2026-06-03
    days on market $153,900 Active Under Contract 303 DOM
  9. 2026-06-02
    days on market $153,900 Active Under Contract 302 DOM
  10. 2026-06-01
    days on market $153,900 Active Under Contract 301 DOM
  11. 2026-05-31
    days on market $153,900 Active Under Contract 300 DOM
  12. 2026-05-30
    days on market $153,900 Active Under Contract 299 DOM
  13. 2026-05-11
    historical Active Under Contract 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  14. 2026-03-03
    price $153,900 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  15. 2026-02-24
    price $154,000 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  16. 2026-01-26
    price $154,500 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  17. 2026-01-21
    price $154,900 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  18. 2026-01-07
    price $156,200 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  19. 2025-12-08
    price $157,400 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  20. 2025-11-19
    price $159,000 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  21. 2025-09-24
    price $159,900 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  22. 2025-08-04
    listed $165,000 Active 946-char remark
    Show marketing remark (946 chars)

    Charming cottage style 3 bedroom, 2 bathroom home sitting on a flat, fenced in lot. This home was freshly renovated in 2023 to include new interior and exterior paint, vinyl siding, roof, gutters and downspouts, flooring, appliances, cabinets, countertops, fixtures, lighting, a tankless water heater, a wood privacy fence, and a concrete driveway. The kitchen and bathrooms were completely renovated. The exterior of the home, driveway and sidewalk was recently power washed, and the trees have been trimmed around the property. The interior paint also just received a fresh coat. While this property would serve as a great primary residence, it also has a strong rental history, $1600/month, and is approved for Alabama Housing Government Assistant Living. If you're looking for a turn key property to add to your portfolio, you found it here! Buyer to verify all information during due diligence. Showings can be scheduled via ShowingTime App.

  23. 2023-07-19
    soldstatus $157,500
  24. 2023-07-11
    soldstatus $157,500 Closed 1147-char remark
    Show marketing remark (1147 chars)

    Welcome to 2957 Nall St. This newly updated 1711 square foot home features three bedrooms and two full baths. The open kitchen allows a direct view of the family room with recess lighting. Adorable backsplash in kitchen that brings out the beauty of the stainless steel appliances and new white cabinets. Bonus room right off master with a private entrance that could also be used as a den or office. Newly updated bathrooms with a stylish barn door for primary bath. New laminate flooring throughout entire home. Freshly painted inside and outside. New Stove, Microwave, Dishwasher & Refrigerator purchased June 2022 per the seller and are all Samsung appliances. Through bonus room, step out the private entrance onto deck and enjoy your morning coffee. Vinyl siding with gutters for easy maintenance. Kitchen, bonus room, master bedroom and deck all have recessing lighting. Open concept, Split floor plan, Privacy fence, Motion sense Security Lights & Tankless hot water heater. Ring door bell security system with one camera on back of home to convey at no additional value. Samsung Washer & Dryer to convey with full price offer.

  25. 2023-06-09
    status Pending 1147-char remark
    Show marketing remark (1147 chars)

    Welcome to 2957 Nall St. This newly updated 1711 square foot home features three bedrooms and two full baths. The open kitchen allows a direct view of the family room with recess lighting. Adorable backsplash in kitchen that brings out the beauty of the stainless steel appliances and new white cabinets. Bonus room right off master with a private entrance that could also be used as a den or office. Newly updated bathrooms with a stylish barn door for primary bath. New laminate flooring throughout entire home. Freshly painted inside and outside. New Stove, Microwave, Dishwasher & Refrigerator purchased June 2022 per the seller and are all Samsung appliances. Through bonus room, step out the private entrance onto deck and enjoy your morning coffee. Vinyl siding with gutters for easy maintenance. Kitchen, bonus room, master bedroom and deck all have recessing lighting. Open concept, Split floor plan, Privacy fence, Motion sense Security Lights & Tankless hot water heater. Ring door bell security system with one camera on back of home to convey at no additional value. Samsung Washer & Dryer to convey with full price offer.

  26. 2023-04-20
    status Active 1147-char remark
    Show marketing remark (1147 chars)

    Welcome to 2957 Nall St. This newly updated 1711 square foot home features three bedrooms and two full baths. The open kitchen allows a direct view of the family room with recess lighting. Adorable backsplash in kitchen that brings out the beauty of the stainless steel appliances and new white cabinets. Bonus room right off master with a private entrance that could also be used as a den or office. Newly updated bathrooms with a stylish barn door for primary bath. New laminate flooring throughout entire home. Freshly painted inside and outside. New Stove, Microwave, Dishwasher & Refrigerator purchased June 2022 per the seller and are all Samsung appliances. Through bonus room, step out the private entrance onto deck and enjoy your morning coffee. Vinyl siding with gutters for easy maintenance. Kitchen, bonus room, master bedroom and deck all have recessing lighting. Open concept, Split floor plan, Privacy fence, Motion sense Security Lights & Tankless hot water heater. Ring door bell security system with one camera on back of home to convey at no additional value. Samsung Washer & Dryer to convey with full price offer.

  27. 2023-04-10
    status Pending 1147-char remark
    Show marketing remark (1147 chars)

    Welcome to 2957 Nall St. This newly updated 1711 square foot home features three bedrooms and two full baths. The open kitchen allows a direct view of the family room with recess lighting. Adorable backsplash in kitchen that brings out the beauty of the stainless steel appliances and new white cabinets. Bonus room right off master with a private entrance that could also be used as a den or office. Newly updated bathrooms with a stylish barn door for primary bath. New laminate flooring throughout entire home. Freshly painted inside and outside. New Stove, Microwave, Dishwasher & Refrigerator purchased June 2022 per the seller and are all Samsung appliances. Through bonus room, step out the private entrance onto deck and enjoy your morning coffee. Vinyl siding with gutters for easy maintenance. Kitchen, bonus room, master bedroom and deck all have recessing lighting. Open concept, Split floor plan, Privacy fence, Motion sense Security Lights & Tankless hot water heater. Ring door bell security system with one camera on back of home to convey at no additional value. Samsung Washer & Dryer to convey with full price offer.

  28. 2023-04-05
    listed $170,000 Active 1147-char remark
    Show marketing remark (1147 chars)

    Welcome to 2957 Nall St. This newly updated 1711 square foot home features three bedrooms and two full baths. The open kitchen allows a direct view of the family room with recess lighting. Adorable backsplash in kitchen that brings out the beauty of the stainless steel appliances and new white cabinets. Bonus room right off master with a private entrance that could also be used as a den or office. Newly updated bathrooms with a stylish barn door for primary bath. New laminate flooring throughout entire home. Freshly painted inside and outside. New Stove, Microwave, Dishwasher & Refrigerator purchased June 2022 per the seller and are all Samsung appliances. Through bonus room, step out the private entrance onto deck and enjoy your morning coffee. Vinyl siding with gutters for easy maintenance. Kitchen, bonus room, master bedroom and deck all have recessing lighting. Open concept, Split floor plan, Privacy fence, Motion sense Security Lights & Tankless hot water heater. Ring door bell security system with one camera on back of home to convey at no additional value. Samsung Washer & Dryer to convey with full price offer.

  29. 2014-08-06
    soldstatus $11,500
  30. 2011-06-07
    soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,143 · $95/mo
Projected year-2 tax
$1,143 · $95/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,430
− Mortgage interest
−$8,621
− Property taxes
−$1,143
− Insurance
−$770
− Repairs & maintenance
−$1,394
− Management
−$1,394
− Depreciation
−$4,477
Taxable loss
−$369
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$89
After-tax cash flow
$2,261/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Mobile

Score
75/100
State rank
#20
US rank
#4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mobile, AL
City population
205,729
Population (ZIP)
5,529

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (56%)
Race & ethnicity
Black 56% White 40% Two or more races 3%
Common ancestry
Slovak 4% Lithuanian 2% Scotch-Irish 1%
Foreign-born
1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.04%
Current HPI
127.0483
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+755.0% since first listed
18 events — show timeline
  • 2026-05-11 Contingent BCAR
  • 2026-03-03 Price Changed $153,900 BCAR
  • 2026-02-24 Price Changed $154,000 BCAR
  • 2026-01-26 Price Changed $154,500 BCAR
  • 2026-01-21 Price Changed $154,900 BCAR
  • 2026-01-07 Price Changed $156,200 BCAR
  • 2025-12-08 Price Changed $157,400 BCAR
  • 2025-11-19 Price Changed $159,000 BCAR
  • 2025-09-24 Price Changed $159,900 BCAR
  • 2025-08-04 Listed $165,000 BCAR
  • 2023-07-19 Sold (Public Records) $157,500 Public Records
  • 2023-07-11 Sold (MLS) $157,500 GCMLS AL
  • 2023-06-09 Pending GCMLS AL
  • 2023-04-20 Relisted GCMLS AL
  • 2023-04-10 Pending GCMLS AL
  • 2023-04-05 Listed $170,000 GCMLS AL
  • 2014-08-06 Sold (Public Records) $11,500 Public Records
  • 2011-06-07 Sold (Public Records) $18,000 Public Records

Property tax history

+13.2%/yr

Latest (2025): $1,143 · +6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…