3118 Ogontz Dr · Pocono Pines, PA 18347

$350,000

4 bd · 1.5 ba · 1,028 sqft · SingleFamily public records · 3 Days on market

Built 1978 0.33 ac lot $340/sqft · 67% above area Est $372k · 6% under $173/mo HOA · 8% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.1/15.0
• Cash flow +4.9/30.0
• Appreciation +4.3/10.0
• Schools +4.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.9/10.0
• DSCR +0.0/10.0

Listing remarks MLS

CHARMING OGONTZ POCONOS LAKE HOME Beautifully Upgraded 3BR 2BA Bi-Level Home Features Fully Finished Lower Level w/ Custom Built-In Bar Ideal for Entertaining Guests Plus Only 1 Block Walk to Arrowhead North Pool & Tennis Courts! Custom Modern Kitchen w/ Premium Granite Counters & Dual Sink, Luxury Tile Backsplash, Center Island Breakfast Bar, SS Appliances & Dining Area w/ Access to Large Back Deck! Spacious Living Room w/ Easy Maintenance Waterproof Luxe Vinyl Plank Flooring! 3 Spacious Bedrooms on Main Level w/ Full Closets & Comfortable Clean Carpet Flooring Plus Large Main Bath w/ Tiled Shower/Bathtub Combo! Lower Level Features Finished Family Room Area w/ Custom Entertainment Bar Plus Bonus Guest Bedroom or Den & 2nd Upgraded Full Bath w/ Glass Standing Shower & Porcelain Tile Floors! Tankless Water Heater & Smart Thermostat Zoned Heating/Cooling! Laundry Room/Utility Room w/ Access to Back Plus Additional Storage w/ Built-In Garage! Attached Storage Shed Area for Outdoor Activity Equipment w/ Kayaks, etc. Plus, Community Sewer! ARROWHEAD LAKES is a Private, Gated Community Featuring an Abundance of Activities Including the Rustic Lodge w/ Fitness Center & Recreation, 2 Lakes for Boating & Fishing, 4 Beaches, 3 Heated Outdoor Swimming Pools, Tennis Courts, Basketball Courts, Picnic Areas, Playgrounds & Community Activities! LOW TAXES Only $3,855/Year Plus Low Dues Only $2,070/Year Makes for Affordable Vacation Home or Ideal Investment Property in STR-Friendly Community! Close to All Major Poconos Attractions & Close to All Major Highways I-80 & I-476 PA Turnpike Nearby! * * Property is furnished and some listing photos have been Virtually Staged for marketing purposes. Call Today for Your Private Showing!

Key facts

• Custom built-in bar
• 0.33 acre lot
• Garage

Tags

• FULLY FINISHED LOWER LEVEL
• CUSTOM BUILT-IN BAR
• CUSTOM MODERN KITCHEN
• PREMIUM GRANITE COUNTERS
• LUXURY TILE BACKSPLASH
• CENTER ISLAND BREAKFAST BAR

Property features AI

Finance

• HOA & community: Association fee of $2,070 annually

Exterior

• Parking: Built-in garage; 1-car garage; Driveway and off-street parking
• Utilities: Community/Coop sewer; Well water
• Home design: Two-story residential home; Above-grade and below-grade finished living areas
• Construction: Stone and vinyl siding exterior; Asphalt/fiberglass roof; Unknown year built
• Exterior features: Deck; Corner lot

Interior

• Kitchen: Electric oven and electric range; Microwave; Refrigerator; Kitchen island; Eat-in kitchen
• Bedrooms: Two first-floor bedrooms (14 x 10 and 10 x 8); Additional first-floor room (13 x 12) — function not specified
• Flooring: Carpet; Ceramic tile; Tile; Vinyl; Luxury vinyl and luxury vinyl plank
• Bathrooms: Two full bathrooms (one on the first floor, one on the lower level)
• Heating & cooling: Baseboard heating (oil); Zoned heating; Ceiling fan(s) for cooling
• Interior features: Dining area and separate/formal dining room; Entrance foyer; Eat-in kitchen with kitchen island; Family room on lower level; Daylight, finished full basement with walk-out access
• Laundry & utility: Washer and dryer included; Washer hookup and dryer hookup on lower level; Electric dryer hookup; Oil water heater

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-836 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $202k (42.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (41.1% below list).
• Recommended offer: $202k (42.2% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 74/100 on livability (#532 in PA, #4,925 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, crime A; Watch: health & safety D, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 247 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 9 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $95k; list at $350k implies a 268% gain — meaningful room to come down on a strong offer.

Recommended offer $202,393 (42.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.59% ✗
• Cap rate: 3.43%
• Cash-on-cash: -10.23%
• DSCR: 0.54
• GRM: 14.2

CMA / ARV

• ARV (median comp): $371,517
• List price: $350,000
• Delta: -5.79%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
115 Maxatawny Dr	0.24mi	3/1.5 (-1)	1,032 (+0%)	17mo	$239,000	$232	69
192 Wyalusing Dr	0.36mi	3/1.0 (-1)	992 (-4%)	6mo	$237,000	$239	65
169 Minisink Dr	0.53mi	3/1.0 (-1)	1,044 (+2%)	3mo	$260,000	$249	63
223 Wyalusing Dr	0.45mi	3/1.0 (-1)	1,032 (+0%)	11mo	$222,000	$215	62
127 Outer Dr	0.57mi	4/1.5	1,008 (-2%)	18mo	$234,500	$233	55
324 Stroud Ct	0.66mi	3/1.5 (-1)	1,008 (-2%)	9mo	$288,000	$286	53
1031 Wyoming Dr	0.53mi	3/1.0 (-1)	1,104 (+7%)	10mo	$190,000	$172	47
115 Squaw Trl	0.56mi	3/1.0 (-1)	1,161 (+13%)	6mo	$263,298	$227	40
206 Maxatawny Dr	0.66mi	3/2.0 (-1)	1,128 (+10%)	7mo	$225,000	$199	40
113 Outer Dr	0.51mi	3/1.0 (-1)	1,152 (+12%)	13mo	$220,000	$191	38
146 Outer Dr	0.66mi	3/1.0 (-1)	912 (-11%)	9mo	$225,000	$247	36
2221 Lehigh Dr	0.54mi	3/2.0 (-1)	1,152 (+12%)	19mo	$142,500	$124	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.47% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.1%
• Equity multiple: 0.11×
• Total profit: $-86,905
• Equity at exit: $76,621

10-year hold

• IRR: -15.9%
• Equity multiple: -0.25×
• Total profit: $-122,914
• Equity at exit: $73,934

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18347

• Home prices YoY: -0.7%
• Active inventory: 247
• Price-to-rent: 14.2×

Monthly cashflow live

• Estimated rent: $2,060 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$309 /mo · $3,704/yr
• Insurance: −$146
• HOA: −$173
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $-836

Break-even live

Break-even rent $3,118

Max offer price $202,393

Occupancy floor —

Sensitivity live

Price	-10% $-637	-5% $-737	+0% $-836	+5% $-935	+10% $-1,034
Rent	-10% $-998	-5% $-917	+0% $-836	+5% $-754	+10% $-673
Rate	-1.0pp $-659	-0.5pp $-747	base $-836	+0.5pp $-926	+1.0pp $-1,019

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1111 Wissinoming Dr Pocono Lake, PA	3.0	2.5	1164	$2,060	$1.77	14d	1	1.26mi

HOA detail

• Monthly dues: $173 · $2,076/yr
• Likely covers: watersewerlandscapingpoolgymsecurity

Listing history 21 events

1. 2026-06-07
   statusdays on market $350,000 Pending 3 DOM
2. 2026-06-03
   days on marketlisting id $350,000 Active 1 DOM
3. 2026-06-02
   days on market $350,000 Active 98 DOM
4. 2026-05-31
   days on market $350,000 Active 186 DOM
5. 2026-05-30
   days on market $350,000 Active 185 DOM
6. 2026-03-03
   status Active 1816-char remark

   Show marketing remark (1816 chars)

   CHARMING OGONTZ POCONOS LAKE HOME Beautifully Upgraded 3BR 2BA Bi-Level Home Features Fully Finished Lower Level w/ Custom Built-In Bar Ideal for Entertaining Guests Plus Only 1 Block Walk to Arrowhead North Pool & Tennis Courts! Custom Modern Kitchen w/ Premium Granite Counters & Dual Sink, Luxury Tile Backsplash, Center Island Breakfast Bar, SS Appliances & Dining Area w/ Access to Large Back Deck! Spacious Living Room w/ Easy Maintenance Waterproof Luxe Vinyl Plank Flooring! 3 Spacious Bedrooms on Main Level w/ Full Closets & Comfortable Clean Carpet Flooring Plus Large Main Bath w/ Tiled Shower/Bathtub Combo! Lower Level Features Finished Family Room Area w/ Custom Entertainment Bar Plus Bonus Guest Bedroom or Den & 2nd Upgraded Full Bath w/ Glass Standing Shower & Porcelain Tile Floors! Tankless Water Heater & Smart Thermostat Zoned Heating/Cooling! Laundry Room/Utility Room w/ Access to Back Plus Additional Storage w/ Built-In Garage! Attached Storage Shed Area for Outdoor Activity Equipment w/ Kayaks, etc. Plus, Community Sewer! ARROWHEAD LAKES is a Private, Gated Community Featuring an Abundance of Activities Including the Rustic Lodge w/ Fitness Center & Recreation, 2 Lakes for Boating & Fishing, 4 Beaches, 3 Heated Outdoor Swimming Pools, Tennis Courts, Basketball Courts, Picnic Areas, Playgrounds & Community Activities! LOW TAXES Only $3,855/Year Plus Low Dues Only $2,070/Year Makes for Affordable Vacation Home or Ideal Investment Property in STR-Friendly Community! Close to All Major Poconos Attractions & Close to All Major Highways I-80 & I-476 PA Turnpike Nearby! * * Property is furnished and some listing photos have been Virtually Staged for marketing purposes. Call Today for Your Private Showing!

7. 2026-02-21
   status Pending 1816-char remark

   Show marketing remark (1816 chars)

   CHARMING OGONTZ POCONOS LAKE HOME Beautifully Upgraded 3BR 2BA Bi-Level Home Features Fully Finished Lower Level w/ Custom Built-In Bar Ideal for Entertaining Guests Plus Only 1 Block Walk to Arrowhead North Pool & Tennis Courts! Custom Modern Kitchen w/ Premium Granite Counters & Dual Sink, Luxury Tile Backsplash, Center Island Breakfast Bar, SS Appliances & Dining Area w/ Access to Large Back Deck! Spacious Living Room w/ Easy Maintenance Waterproof Luxe Vinyl Plank Flooring! 3 Spacious Bedrooms on Main Level w/ Full Closets & Comfortable Clean Carpet Flooring Plus Large Main Bath w/ Tiled Shower/Bathtub Combo! Lower Level Features Finished Family Room Area w/ Custom Entertainment Bar Plus Bonus Guest Bedroom or Den & 2nd Upgraded Full Bath w/ Glass Standing Shower & Porcelain Tile Floors! Tankless Water Heater & Smart Thermostat Zoned Heating/Cooling! Laundry Room/Utility Room w/ Access to Back Plus Additional Storage w/ Built-In Garage! Attached Storage Shed Area for Outdoor Activity Equipment w/ Kayaks, etc. Plus, Community Sewer! ARROWHEAD LAKES is a Private, Gated Community Featuring an Abundance of Activities Including the Rustic Lodge w/ Fitness Center & Recreation, 2 Lakes for Boating & Fishing, 4 Beaches, 3 Heated Outdoor Swimming Pools, Tennis Courts, Basketball Courts, Picnic Areas, Playgrounds & Community Activities! LOW TAXES Only $3,855/Year Plus Low Dues Only $2,070/Year Makes for Affordable Vacation Home or Ideal Investment Property in STR-Friendly Community! Close to All Major Poconos Attractions & Close to All Major Highways I-80 & I-476 PA Turnpike Nearby! * * Property is furnished and some listing photos have been Virtually Staged for marketing purposes. Call Today for Your Private Showing!

8. 2025-11-15
   listed $350,000 Active 1816-char remark

   Show marketing remark (1816 chars)

   CHARMING OGONTZ POCONOS LAKE HOME Beautifully Upgraded 3BR 2BA Bi-Level Home Features Fully Finished Lower Level w/ Custom Built-In Bar Ideal for Entertaining Guests Plus Only 1 Block Walk to Arrowhead North Pool & Tennis Courts! Custom Modern Kitchen w/ Premium Granite Counters & Dual Sink, Luxury Tile Backsplash, Center Island Breakfast Bar, SS Appliances & Dining Area w/ Access to Large Back Deck! Spacious Living Room w/ Easy Maintenance Waterproof Luxe Vinyl Plank Flooring! 3 Spacious Bedrooms on Main Level w/ Full Closets & Comfortable Clean Carpet Flooring Plus Large Main Bath w/ Tiled Shower/Bathtub Combo! Lower Level Features Finished Family Room Area w/ Custom Entertainment Bar Plus Bonus Guest Bedroom or Den & 2nd Upgraded Full Bath w/ Glass Standing Shower & Porcelain Tile Floors! Tankless Water Heater & Smart Thermostat Zoned Heating/Cooling! Laundry Room/Utility Room w/ Access to Back Plus Additional Storage w/ Built-In Garage! Attached Storage Shed Area for Outdoor Activity Equipment w/ Kayaks, etc. Plus, Community Sewer! ARROWHEAD LAKES is a Private, Gated Community Featuring an Abundance of Activities Including the Rustic Lodge w/ Fitness Center & Recreation, 2 Lakes for Boating & Fishing, 4 Beaches, 3 Heated Outdoor Swimming Pools, Tennis Courts, Basketball Courts, Picnic Areas, Playgrounds & Community Activities! LOW TAXES Only $3,855/Year Plus Low Dues Only $2,070/Year Makes for Affordable Vacation Home or Ideal Investment Property in STR-Friendly Community! Close to All Major Poconos Attractions & Close to All Major Highways I-80 & I-476 PA Turnpike Nearby! * * Property is furnished and some listing photos have been Virtually Staged for marketing purposes. Call Today for Your Private Showing!

9. 2025-09-19
   price $360,000
10. 2025-09-10
    price $374,899
11. 2025-08-23
    price $374,900
12. 2025-08-23
    status Active
13. 2025-07-25
    status Pending
14. 2025-05-03
    listed $394,900 Active
15. 2025-03-29
    price $399,900
16. 2024-11-02
    listed $399,000 Active
17. 2019-10-16
    soldstatus $95,000
18. 2019-10-11
    soldstatus $95,000
19. 2019-05-24
    listed $109,900
20. 2018-08-20
    listed $119,000
21. 1976-09-27
    soldstatus $8,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,704 · $309/mo
• Projected year-2 tax: $4,617 · $385/mo
• Expected delta: +$913/yr (+$76/mo · 24.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,720
• − Mortgage interest: −$19,605
• − Property taxes: −$3,704
• − Insurance: −$1,750
• − Repairs & maintenance: −$1,978
• − Management: −$1,978
• − HOA: −$2,076
• − Depreciation: −$10,182
• Taxable loss: −$16,553
• Est. tax savings @ 24.0%: +$3,973
• After-tax cash flow: $-6,054/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Pocono Pines

• Score: 74/100
• State rank: #532
• US rank: #4925

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 595
• Population (ZIP): 3,535

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 10% Black 2% Two or more races 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 5%
• Common ancestry: Romanian 16% Lithuanian 2% Slovak 2%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 88% English-only · Spanish 6% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.47%
• Current HPI: 202.3693
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+4221.0% since first listed

20 events — show timeline

• 2026-06-09 Pending — PMAR
• 2026-06-05 Pending — GLVRMLS
• 2026-06-02 Listed $350,000 GLVRMLS
• 2026-06-01 Relisted — PMAR
• 2026-03-03 Relisted — PMAR
• 2026-02-21 Pending — PMAR
• 2025-11-15 Listed $350,000 PMAR
• 2025-09-19 Price Changed $360,000 PMAR
• 2025-09-10 Price Changed $374,899 PMAR
• 2025-08-23 Price Changed $374,900 PMAR
• 2025-08-23 Relisted — PMAR
• 2025-07-25 Pending — PMAR
• 2025-05-03 Listed $394,900 PMAR
• 2025-03-29 Price Changed $399,900 PMAR
• 2024-11-02 Listed $399,000 PMAR
• 2019-10-16 Sold (Public Records) $95,000 Public Records
• 2019-10-11 Sold (MLS) $95,000 PMAR
• 2019-05-24 Listed $109,900 PMAR
• 2018-08-20 Listed $119,000 PMAR
• 1976-09-27 Sold (Public Records) $8,100 Public Records

Property tax history

+2.5%/yr

Latest (2026): $3,704 · +3.2% YoY. Source: county tax records.