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7045 Scott Dr
B Composite 73.46
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0

$199,000

7045 Scott Dr · Odessa, TX 79766
4 bd · 2.0 ba · 1,850 sqft · Manufactured · 141 Days on market
Good condition 1.01 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

. Beautifully remolded so don't miss out on this renovated mobile home on 1 acre. Located in the country it has no restrictions and features quiet living. Make this your new home with new septic, new roof, and water well. 4 bedrooms and 2 bathrooms Ready for a new owner! This home will only sell cash or conventional.

Key facts

  • Quiet living
  • Water well
  • New septic

Tags

REMODELED MOBILE HOME1 ACREQUIET LIVINGNEW SEPTICNEW ROOFWATER WELL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $199k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $636 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $199k).
  • Recommended offer: $175k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D, schools F.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 78 active listings in the ZIP; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($1k loan paydown + $10k appreciation (4.9% local appreciation)).
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.9% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 141 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
10.13%
Cash-on-cash
13.70%
DSCR
1.61
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.91% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.5%
Equity multiple
2.53×
Total profit
$85,372
Equity at exit
$111,670
10-year hold
IRR
23.8%
Equity multiple
5.01×
Total profit
$223,670
Equity at exit
$191,822

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79766

Home prices YoY
2.3%
Active inventory
78
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$2,546 medium interval (Pro) →
Mortgage (P&I)
$1,044
Tax est. 1.5%
$249 /mo · $2,985/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$535
Net cashflow
$636

Break-even live

Break-even rent $1,741
Max offer price $199,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $199,000 Active 141 DOM
  2. 2026-06-18
    days on market $199,000 Active 140 DOM
  3. 2026-06-17
    days on market $199,000 Active 139 DOM
  4. 2026-06-16
    days on market $199,000 Active 138 DOM
  5. 2026-06-15
    days on market $199,000 Active 137 DOM
  6. 2026-06-14
    days on market $199,000 Active 135 DOM
  7. 2026-06-13
    days on market $199,000 Active 134 DOM
  8. 2026-06-10
    days on market $199,000 Active 132 DOM
  9. 2026-06-09
    days on market $199,000 Active 131 DOM
  10. 2026-06-08
    days on market $199,000 Active 130 DOM
  11. 2026-06-07
    days on market $199,000 Active 129 DOM
  12. 2026-06-03
    days on market $199,000 Active 124 DOM
  13. 2026-06-01
    days on market $199,000 Active 123 DOM
  14. 2026-05-31
    days on market $199,000 Active 122 DOM
  15. 2026-05-30
    days on market $199,000 Active 121 DOM
  16. 2026-01-29
    listed $199,000 Active 318-char remark
    Show marketing remark (318 chars)

    . Beautifully remolded so don't miss out on this renovated mobile home on 1 acre. Located in the country it has no restrictions and features quiet living. Make this your new home with new septic, new roof, and water well. 4 bedrooms and 2 bathrooms Ready for a new owner! This home will only sell cash or conventional.

  17. 2025-09-15
    price $205,000
  18. 2024-10-25
    price $199,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,549
− Mortgage interest
−$11,147
− Property taxes
−$2,985
− Insurance
−$995
− Repairs & maintenance
−$2,444
− Management
−$2,444
− Depreciation
−$5,789
Taxable income
$4,745
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,139
After-tax cash flow
$6,492/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This beautifully remodeled mobile home is in good condition with no visible repairs needed. It offers a great opportunity for an investor to make some cosmetic upgrades to further enhance its value.

Value-add opportunities

  • Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
  • Both Landscaping — Landscaping can improve curb appeal and attract potential buyers.
  • Both Upgrading the interior paint — Fresh paint can improve the interior appearance and attract potential buyers.
  • Both Upgrading the flooring — Upgrading the flooring can improve the overall appearance and attract potential buyers.
  • Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, attracting potential buyers.
  • Both Upgrading the windows — Upgrading the windows can improve energy efficiency and curb appeal, attracting potential buyers.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
  • Both Landscaping — Landscaping can improve curb appeal and attract potential buyers.
  • Both Upgrading the interior paint — Fresh paint can improve the interior appearance and attract potential buyers.
  • Both Upgrading the flooring — Upgrading the flooring can improve the overall appearance and attract potential buyers.
  • Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, attracting potential buyers.
  • Both Upgrading the windows — Upgrading the windows can improve energy efficiency and curb appeal, attracting potential buyers.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
131,169
Population (ZIP)
10,712

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% White 25% Two or more races 24% Black 3% Native American 2%
Hispanic origin (detail)
Mexican 63% Cuban 2%
Common ancestry
Slovak 5% Serbian 4% Lithuanian 1%
Foreign-born
22% · Canada, Jamaica
Languages at home
36% English-only · Spanish 63%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.91%
Current HPI
222.3497
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-01-29 Listed $199,000 ODMLS
  • 2025-09-15 Price Changed $205,000 ODMLS
  • 2024-10-25 Price Changed $199,000 ODMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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