1125 E 11th St · Casa Grande, AZ 85122

$227,500

6 bd · 3.0 ba · 3,594 sqft · SingleFamily public records · 107 Days on market

Built 1968 9,215 sqft lot Est $428k · 47% under

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.2/10.0
• Rent growth +3.7/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

*** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

Key facts

• 9,215 sq ft lot
• Built 1968
• Listed 107 days

Property features AI

Exterior

• Home design: House
• Exterior features: Lot of 9,215 sq ft

What this means for you Summary

Snapshot

• This is a 6-bed/3.0-bath single-family listed at $228k.

Deal economics

• At list price, monthly cash flow is $984 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $228k).
• Recommended offer: $207k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.5% vs local median 4.1% in Casa Grande — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#220 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, employment D+, schools F.
• Casa Grande Union High School District (4453) (suburban): math 14% / reading 21% proficiency, ranked #193 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+4.6%/yr); 628 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
• At $2,999/mo this rent would consume 53% of the median local household income ($68k/yr) (locally 1250% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 4.6% rent growth), your $64k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts; this cycle's ask is 9900% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $207,025 (9.0% below list)

Questions for the listing agent

1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.32% ✓
• Cap rate: 11.48%
• Cash-on-cash: 18.54%
• DSCR: 1.83
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $427,686
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1125 E 11th St	0.00mi	6/3.0	3,594 (0%)	2mo	$227,500	$63	98
928 N Brown Ave	0.44mi	5/3.0 (-1)	3,064 (-15%)	0mo	$364,900	$119	50
1223 E Clearview Dr	0.46mi	5/3.5 (-1)	3,215 (-10%)	7mo	$608,000	$189	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.6% rent growth · sell at horizon

5-year hold

• IRR: 11.9%
• Equity multiple: 1.48×
• Total profit: $30,662
• Equity at exit: $33,921

10-year hold

• IRR: 22.0%
• Equity multiple: 3.01×
• Total profit: $127,937
• Equity at exit: $19,670

Cash invested: $63,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85122

• Home prices YoY: -22.4%
• Rents YoY: 4.6%
• Active inventory: 628
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $2,999 medium
• Mortgage (P&I): −$1,193
• Tax from tax record: −$97 /mo · $1,165/yr
• Insurance: −$95
• HOA: −$0
• Vacancy / Maint / Mgmt: −$630
• Net cashflow: $984

Break-even live

Break-even rent $1,753

Max offer price $227,500

Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,875
• Closing costs: $6,825
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
915 E McMurray Blvd Casa Grande, AZ	5.0	3.0	3800	$3,500	$0.92	12d	1	0.28mi
1466 E Holiday Dr Casa Grande, AZ	5.0	3.0	2595	$2,500	$0.96	5d	1	0.88mi

Listing history 32 events

1. 2026-06-03
   days on market $227,500 Active 107 DOM
2. 2026-06-02
   days on market $227,500 Active 106 DOM
3. 2026-06-01
   days on market $227,500 Active 105 DOM
4. 2026-05-31
   days on market $227,500 Active 104 DOM
5. 2026-04-17
   soldstatus $227,500
6. 2026-04-13
   soldstatus $227,500 Closed 360-char remark

   Show marketing remark (360 chars)

   *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

7. 2026-04-08
   historical $1,950
8. 2026-04-07
   status Pending 360-char remark

   Show marketing remark (360 chars)

   *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

9. 2026-03-18
   status Active
10. 2026-03-18
    price $227,500
11. 2026-03-14
    historical
12. 2026-03-12
    price $227,500 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

13. 2026-03-05
    price $229,900
14. 2026-02-26
    price $229,900 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

15. 2026-02-24
    status Active
16. 2026-02-24
    price $234,900
17. 2026-02-20
    price $1,950
18. 2026-02-19
    price $234,900 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

19. 2026-02-13
    historical
20. 2026-02-11
    price $239,900 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

21. 2026-02-10
    status Active
22. 2026-02-10
    price $245,900
23. 2026-02-05
    price $245,900 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

24. 2026-01-31
    price $2,150
25. 2026-01-30
    historical
26. 2026-01-29
    price $249,900 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

27. 2026-01-28
    status Active
28. 2026-01-23
    historical
29. 2026-01-23
    listed $2,275
30. 2026-01-22
    listed $259,900 Active 360-char remark

    Show marketing remark (360 chars)

    *** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** Want lots of space? Ready for a project? Huge 6 bedroom 3 bathroom fixer upper home, in Casa Grande. The home is almost 3,600 square feet in size, on a large lot, almost 10,000 square feet. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

31. 2026-01-16
    listed $259,900 Active
32. 2026-01-05
    soldstatus $130,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,165 · $97/mo
• Projected year-2 tax: $1,502 · $125/mo
• Expected delta: +$336/yr (+$28/mo · 28.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,989
• − Mortgage interest: −$12,744
• − Property taxes: −$1,165
• − Insurance: −$1,138
• − Repairs & maintenance: −$2,879
• − Management: −$2,879
• − Depreciation: −$6,618
• Taxable income: $8,566
• Est. tax owed @ 24.0%: −$2,056
• After-tax cash flow: $9,756/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Casa Grande Union High School District (4453)
• NCES district ID: 0401740
• Math proficiency: 14% ▼ -15.00%
• Reading proficiency: 21% ▼ -10.00%
• Median HH income: $45,373
• Composite: 15.38/100
• National rank: #9319
• State rank: #193 of 249 in AZ

Livability — Casa Grande

• Score: 58/100
• State rank: #220
• US rank: #21534

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Casa Grande, AZ
• County: Pinal County · 399,947 people
• City population: 69,701
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 61,624
• Household income: $68,443
• Rent vs Own: 28.6% rent · 71.4% own
• Severe rent burden: 1250.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: Hispanic / Latino 44% White 42% Two or more races 21% Black 4% Native American 4% Asian 1%
• Hispanic origin (detail): Mexican 40%
• Common ancestry: Lithuanian 1% Slovak 1% Portuguese 1%
• Foreign-born: 12% · Canada
• Languages at home: 75% English-only · Spanish 23% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -67.32%
• Current HPI: 233.148
• Rent YoY: ▲ 4.60%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+75.0% since first listed

28 events — show timeline

• 2026-04-17 Sold (Public Records) $227,500 Public Records
• 2026-04-13 Sold (MLS) $227,500 ARMLS
• 2026-04-08 Rental Removed $1,950 ARMLS
• 2026-04-07 Pending — ARMLS
• 2026-03-18 Relisted — ForSaleByOwner.com
• 2026-03-18 Price Changed $227,500 ForSaleByOwner.com
• 2026-03-14 Delisted — ForSaleByOwner.com
• 2026-03-12 Price Changed $227,500 ARMLS
• 2026-03-05 Price Changed $229,900 ForSaleByOwner.com
• 2026-02-26 Price Changed $229,900 ARMLS
• 2026-02-24 Relisted — ForSaleByOwner.com
• 2026-02-24 Price Changed $234,900 ForSaleByOwner.com
• 2026-02-20 Price Changed $1,950 ARMLS
• 2026-02-19 Price Changed $234,900 ARMLS
• 2026-02-13 Delisted — ForSaleByOwner.com
• 2026-02-11 Price Changed $239,900 ARMLS
• 2026-02-10 Relisted — ForSaleByOwner.com
• 2026-02-10 Price Changed $245,900 ForSaleByOwner.com
• 2026-02-05 Price Changed $245,900 ARMLS
• 2026-01-31 Price Changed $2,150 ARMLS
• 2026-01-30 Delisted — ForSaleByOwner.com
• 2026-01-29 Price Changed $249,900 ARMLS
• 2026-01-28 Relisted — ForSaleByOwner.com
• 2026-01-23 Delisted — ForSaleByOwner.com
• 2026-01-23 Listed for Rent $2,275 ARMLS
• 2026-01-22 Listed $259,900 ARMLS
• 2026-01-16 Listed $259,900 ForSaleByOwner.com
• 2026-01-05 Sold (Public Records) $130,000 Public Records

Property tax history

+0.7%/yr

Latest (2025): $1,165 · +7.3% YoY. Source: county tax records.