1600/1610 Chippewa Ave SE · Cleveland, TN
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $949 – $1,763
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +4.4/30.0
- Livability +3.5/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$245,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
Key facts
- Newer roofs
- Recent renovations
- Corner lot location
Tags
Property features AI
Finance
- Financial info: Property condition: fixer; Actual rents reported for units (examples): $600, $1,100, $600, $560, $600, $560, $600, $1,100
- HOA & community: No community features listed
Exterior
- Parking: Paved parking
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
- Home design: Residential income property (quadruplex); One level
- Construction: Shingle roof; Other construction materials; Foundation: see remarks
- Exterior features: Front porch; No additional exterior features listed
Interior
- Kitchen: Electric water heater
- Flooring: Laminate flooring
- Bathrooms: 4 full bathrooms
- Heating & cooling: Electric heating; Window unit cooling
- Interior features: Eat-in kitchen; See remarks
- Laundry & utility: Laundry: see remarks
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $-645 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $131k (46.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $99k (59.5% below list).
- Recommended offer: $99k (59.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#55 in TN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: employment D, crime F, amenities F.
- Cleveland (urban): math 23% / reading 28% proficiency, ranked #85 of 139 in TN (top 61%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Blythe-Bower Elementary (math 16% / reading 20%, grade F, #697 of 952 statewide, top 74%, 636 students, 0% FRL); Cleveland Middle (math 25% / reading 26%, grade F, #147 of 333 statewide, top 45%, 1,271 students, 0% FRL); Cleveland High (math 8% / reading 29%, grade F, #208 of 332 statewide, top 63%, 1,842 students, 0% FRL) — zoned schools average 0% FRL vs 53% district-wide (53 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+3.0%/yr); 200 active listings in the ZIP; 768 units permitted in Bradley County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Bradley County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 454 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $55k; list at $245k implies a 345% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 454 days. Have you received any prior offers? Is the seller open to a 60% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.40% ✗
- Cap rate
- 3.13%
- Cash-on-cash
- -11.28%
- DSCR
- 0.50
- GRM
- 20.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.95% rent growth · sell at horizon
- IRR
- -37.1%
- Equity multiple
- -0.18×
- Total profit
- $-80,967
- Equity at exit
- $36,530
- IRR
- -54.2%
- Equity multiple
- -0.81×
- Total profit
- $-124,192
- Equity at exit
- $21,183
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Tennessee
- 87 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 37311
- Home prices YoY
- -25.4%
- Rents YoY
- 3.0%
- Active inventory
- 200
- Price-to-rent
- 20.6×
Monthly cashflow live
- Estimated rent
- $991 medium interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax from tax record
- −$41 /mo · $491/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$208
- Net cashflow
- $-645
Break-even live
Sensitivity live
| Price | -10% $-506 | -5% $-575 | +0% $-645 | +5% $-995 | +10% $-1,079 |
|---|---|---|---|---|---|
| Rent | -10% $-723 | -5% $-684 | +0% $-645 | +5% $-606 | +10% $-567 |
| Rate | -1.0pp $-521 | -0.5pp $-582 | base $-645 | +0.5pp $-708 | +1.0pp $-773 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 46 events
-
2026-06-22days on market $245,000 Active 454 DOM
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2026-06-19days on market $245,000 Active 452 DOM
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2026-06-18days on market $245,000 Active 451 DOM
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2026-06-17days on market $245,000 Active 450 DOM
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2026-06-17remarks 689-char remark
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2026-06-16days on market $245,000 Active 449 DOM
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2026-06-15days on market $245,000 Active 448 DOM
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2026-06-14days on market $245,000 Active 446 DOM
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2026-06-13days on market $245,000 Active 445 DOM
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2026-06-10days on market $245,000 Active 443 DOM
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2026-06-09days on market $245,000 Active 442 DOM
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2026-06-08days on market $245,000 Active 441 DOM
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2026-06-07days on market $245,000 Active 440 DOM
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2026-06-05days on market $245,000 Active 437 DOM
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2026-06-03days on market $245,000 Active 436 DOM
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2026-06-02days on market $245,000 Active 435 DOM
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2026-06-01days on market $245,000 Active 434 DOM
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2026-05-31days on market $245,000 Active 433 DOM
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2026-05-30days on market $245,000 Active 432 DOM
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2025-09-10status Active
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-09-10status Active 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-08-27status Pending
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-08-27historical Active Under Contract 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-08-07status Active
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-08-07status Active 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-07-28status Pending
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-07-28historical Active Under Contract 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-04-01status Active 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-04-01status Active
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-03-16historical Active Under Contract 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
-
2025-03-16historical Active Under Contract
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
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2025-02-24$245,000 Active
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
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2025-02-24$245,000 Active 923-char remark
Show marketing remark (923 chars)
Turnkey Investment Portfolio - Fully Leased Multi-Building Property | Downtown Cleveland, TN Rental income opportunity in the heart of Downtown Cleveland, Tennessee. This fully leased multi-building property sits on a corner lot with access to city utilities and recent upgrades throughout. Recent renovations include: • Newer roofs • Updated plumbing • Fresh interior and exterior paint. Currently generating $3,000/month in rental income, this property offers immediate cash flow and long-term upside in a rapidly growing market. Property Highlights: • Fully leased with $3,000/month rental income • City utilities (water, sewer, electric) • Convenient downtown location near shopping, dining, Greenway and public services • Ideal for investors seeking stabilized income with value-add potential. Don't miss this turnkey investment in one of Tennessee's fastest-growing regions.
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2024-08-25historical 305-char remark
Show marketing remark (305 chars)
Investor Rental Opportunity, multiple buildings for sale in Cleveland, Tennessee with city utilities. New roofs, plumbing, paint inside & out on three units, fourth undergoing renovation. Corner lot location in the heart of downtown Cleveland, conveniently located. Fully leased, shown by appointment.
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2024-08-19$225,000 Active 305-char remark
Show marketing remark (305 chars)
Investor Rental Opportunity, multiple buildings for sale in Cleveland, Tennessee with city utilities. New roofs, plumbing, paint inside & out on three units, fourth undergoing renovation. Corner lot location in the heart of downtown Cleveland, conveniently located. Fully leased, shown by appointment.
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2024-08-03historical
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2023-12-12price $225,000
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2023-12-12price $225,000
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2023-11-26status Active
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2023-06-20$250,000 Active
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2023-03-30$225,000 Active
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2021-12-30soldstatus $55,000
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2021-09-14price $85,000
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2021-09-13price $104,000
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2015-09-10soldstatus $50,000
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1990-03-06soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TN · Resets to sale price
- Current annual tax
- $491 · $41/mo
- Projected year-2 tax
- $1,740 · $145/mo
- Expected delta
- +$1,248/yr (+$104/mo · 254.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,894
- − Mortgage interest
- −$13,724
- − Property taxes
- −$491
- − Insurance
- −$1,225
- − Repairs & maintenance
- −$951
- − Management
- −$951
- − Depreciation
- −$7,127
- Taxable loss
- −$12,576
- Est. tax savings @ 24.0%
- +$3,018
- After-tax cash flow
- $-4,719/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cleveland
- NCES district ID
- 4700690
- Math proficiency
- 23% ▼ -9.00%
- Reading proficiency
- 28% ▼ -6.00%
- Median HH income
- $37,612
- Composite
- 21.28/100
- National rank
- #8394
- State rank
- #85 of 139 in TN
Livability — Cleveland
- Score
- 70/100
- State rank
- #55
- US rank
- #7689
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cleveland, TN
- County
- Bradley County · 99,337 people
- City population
- 99,337
- Metro
- Cleveland, TN
- Population (ZIP)
- 30,720
- Household income
- $47,153
- Rent vs Own
- Severe rent burden
- 1184.0
Population outlook (Bradley County) Hauer SSP2
- Today (2025)
- 114,901 people
- By 2030
- 120,137 · +4.6%
- By 2040
- 130,125 · +13.2%
- By 2050
- 139,257 · +21.2%
- By 2075
- 161,664 · +40.7%
- By 2100
- 179,767 · +56.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 12% Black 9% Two or more races 6%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2%
- Common ancestry
- Slovak 3% Serbian 2% Italian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 88% English-only · Spanish 9% Russian/Polish/Slavic 1%
Political lean MEDSL · Bradley
- 2024 margin
- Solid R (+58.9) · D 20.0% · R 78.9% · Other 1.1%
- 2008→2024 swing
- -9.2pp toward R · 2008: -49.7pp · 2024: -58.9pp
- All cycles
- 2024: R+58.9 2020: R+55.3 2016: R+59.1 2012: R+53.9 2008: R+49.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.10%
- Current HPI
- 285.0723
- Rent YoY
- ▲ 2.95%
- Metro
- Cleveland, TN
- State GDP YoY
- ▲ 2.78%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in TN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 3 | $91B |
|
||
| Retail | 3 | $72B |
|
||
| Transportation / Logistics | 1 | $88B |
|
||
| Paper / Packaging | 1 | $19B |
|
||
| Insurance | 1 | $13B |
|
||
| Energy | 1 | $12B |
|
||
Price history
+2622.2% since first listed27 events — show timeline
- 2025-09-10 Relisted — GCAR
- 2025-09-10 Relisted — RCAOR
- 2025-08-27 Pending — GCAR
- 2025-08-27 Contingent — RCAOR
- 2025-08-07 Relisted — GCAR
- 2025-08-07 Relisted — RCAOR
- 2025-07-28 Pending — GCAR
- 2025-07-28 Contingent — RCAOR
- 2025-04-01 Relisted — RCAOR
- 2025-04-01 Relisted — GCAR
- 2025-03-16 Contingent — RCAOR
- 2025-03-16 Contingent — GCAR
- 2025-02-24 Listed $245,000 RCAOR
- 2025-02-24 Listed $245,000 GCAR
- 2024-08-25 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2024-08-19 Listed $225,000 REALTRACS as Distributed by MLS Grid
- 2024-08-03 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2023-12-12 Price Changed $225,000 GCAR
- 2023-12-12 Price Changed $225,000 REALTRACS as Distributed by MLS Grid
- 2023-11-26 Relisted — REALTRACS as Distributed by MLS Grid
- 2023-06-20 Listed $250,000 REALTRACS as Distributed by MLS Grid
- 2023-03-30 Listed $225,000 RCAOR
- 2021-12-30 Sold (Public Records) $55,000 Public Records
- 2021-09-14 Price Changed $85,000 GCAR
- 2021-09-13 Price Changed $104,000 GCAR
- 2015-09-10 Sold (Public Records) $50,000 Public Records
- 1990-03-06 Sold (Public Records) $9,000 Public Records
Property tax history
+3.4%/yrLatest (2025): $491 · +13.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…