1575 Bunker Hill Ct · Titusville, FL 32796

$174,900

2 bd · 2.0 ba · 1,074 sqft · SingleFamily public records · 120 Days on market

Built 1981 6,970 sqft lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• DSCR +8.6/10.0
• ARV discount +7.5/15.0
• 1% rule +6.4/10.0
• Schools +4.7/10.0
• Livability +4.2/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

Key facts

• Fenced back yard
• Quiet cul-de-sac
• Stainless appliances

Tags

• QUIET CUL-DE-SAC
• CERAMIC TILE FLOORING
• STAINLESS APPLIANCES
• INSIDE LAUNDRY
• STORAGE AREA
• FENCED BACK YARD

Property features AI

Exterior

• Parking: Other parking
• Utilities: Public sewer; Cable available; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One level, entry on level 1; Faces south; Located on a cul-de-sac
• Construction: Frame and stucco construction
• Exterior features: Impact windows; Covered rear porch; Porch; Back yard fencing (chain link); Shingle roof; Shed(s)

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Ice maker; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air (electric)
• Interior features: Ceiling fan(s)
• Laundry & utility: In-unit laundry; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $418 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $159k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 84/100 on livability (#42 in FL, #668 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D, employment D.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oak Park Elementary School (math 36% / reading 37%, grade F, #1,656 of 2,144 statewide, top 78%, 501 students, 74% FRL); James Madison Middle School (math 39% / reading 39%, grade F, #381 of 571 statewide, top 67%, 446 students, 65% FRL); Astronaut High School (math 25% / reading 43%, grade F, #394 of 667 statewide, top 60%, 1,112 students, 51% FRL) — zoned schools average 63% FRL vs 43% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 36% at this address vs 55% district-wide (-18 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 256 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 36% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 120 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 14y ago; this cycle's ask is 11184% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $110k; list at $175k implies a 59% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,159 (9.0% below list)

Questions for the listing agent

1. It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.16%
• Cash-on-cash: 10.25%
• DSCR: 1.46
• GRM: 7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.59% rent growth · sell at horizon

5-year hold

• IRR: -3.6%
• Equity multiple: 0.87×
• Total profit: $-6,443
• Equity at exit: $26,078

10-year hold

• IRR: 3.2%
• Equity multiple: 1.21×
• Total profit: $10,163
• Equity at exit: $15,122

Cash invested: $48,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32796

• Rents YoY: 0.6%
• Active inventory: 256
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,002 high
• Mortgage (P&I): −$917
• Tax from tax record: −$173 /mo · $2,079/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$420
• Net cashflow: $418

Break-even live

Break-even rent $1,473

Max offer price $174,900

Occupancy floor 74%

Sensitivity live

Price	-10% $517	-5% $468	+0% $418	+5% $369	+10% $319
Rent	-10% $260	-5% $339	+0% $418	+5% $497	+10% $576
Rate	-1.0pp $506	-0.5pp $463	base $418	+0.5pp $373	+1.0pp $327

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,725
• Closing costs: $5,247
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1539 Lafayette Ave Titusville, FL	3.0	2.0	1457	$2,260	$1.55	14d	1	0.07mi
1580 Liberty Tree Rd Titusville, FL	3.0	2.0	1458	$2,145	$1.47	14d	1	0.09mi
955 N Carpenter Rd Titusville, FL	3.0	1.0	816	$1,550	$1.90	21d	1	0.85mi
965 N Singleton Ave Titusville, FL	3.0	2.0	1493	$2,250	$1.51	19d	1	1.14mi
609 Ward Ave Titusville, FL	3.0	2.0	1200	$1,950	$1.62	24d	1	1.18mi
2745 Starlight Dr Titusville, FL	3.0	2.0	1232	$1,800	$1.46	24d	1	1.24mi
1105 Morse Ave Titusville, FL	3.0	2.0	1218	$1,995	$1.64	24d	1	1.29mi
583 Gardenia Cir Titusville, FL	3.0	2.0	1120	$1,800	$1.61	24d	1	1.42mi

Listing history 31 events

1. 2026-05-31
   days on market $174,900 Active 120 DOM
2. 2026-05-31
   days on market $174,900 Active 119 DOM
3. 2026-05-16
   status Active
4. 2026-05-15
   historical
5. 2026-05-14
   historical $1,550
6. 2026-05-11
   price $174,900
7. 2026-05-11
   listed $1,550
8. 2026-05-10
   historical $1,550
9. 2026-05-06
   listed $1,550
10. 2026-04-06
    price $179,999
11. 2026-03-30
    status Active
12. 2026-03-19
    historical Active Under Contract
13. 2026-03-14
    price $184,500
14. 2026-01-30
    listed $185,000 Active
15. 2024-11-14
    historical $1,550
16. 2024-11-13
    listed $1,550
17. 2020-05-29
    soldstatus $109,900 Closed 262-char remark

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

18. 2020-05-29
    soldstatus $109,900

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

19. 2020-04-24
    historical Contingent 262-char remark

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

20. 2020-03-23
    status Active 262-char remark

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

21. 2020-02-15
    price $109,900 262-char remark

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

22. 2020-02-11
    historical Contingent 262-char remark

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

23. 2020-01-20
    listed $119,900 Active 262-char remark

    Show marketing remark (262 chars)

    * BACK ON THE MARKET * Buyers backed out, their loss can be your gain! Well maintained 2 bedroom, 2 bathroom half duplex in American Village. New paint inside and out. Roof is only 5 years old. Nice size fenced in back yard. Close to schools and grocery store.

24. 2014-03-28
    soldstatus $31,000 237-char remark

    Show marketing remark (237 chars)

    Great Starter home or investment possibility. Easy maintenance with tile and laminate floors, taller ceilings and lots of opportunity. Easy showing! This property is eligible under the Freddie Mac First Look Initiative through 01/05/2014

25. 2013-12-20
    listed $33,500 237-char remark

    Show marketing remark (237 chars)

    Great Starter home or investment possibility. Easy maintenance with tile and laminate floors, taller ceilings and lots of opportunity. Easy showing! This property is eligible under the Freddie Mac First Look Initiative through 01/05/2014

26. 2013-05-22
    historical
27. 2012-12-07
    listed $34,500
28. 1999-02-18
    soldstatus $38,000
29. 1984-11-01
    soldstatus $45,000
30. 1983-01-01
    soldstatus $36,500
31. 1981-10-01
    soldstatus $38,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,079 · $173/mo
• Projected year-2 tax: $2,079 · $173/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 6 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,023
• − Mortgage interest: −$9,797
• − Property taxes: −$2,079
• − Insurance: −$874
• − Repairs & maintenance: −$1,922
• − Management: −$1,922
• − Depreciation: −$5,088
• Taxable income: $2,341
• Est. tax owed @ 24.0%: −$562
• After-tax cash flow: $4,457/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Titusville

• Score: 84/100
• State rank: #42
• US rank: #668

Category grades

Amenities B- Commute A+ Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Titusville, FL
• County: Brevard County · 602,871 people
• City population: 60,286
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 20,222
• Household income: $67,491
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 403.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Black 8% Hispanic / Latino 6% Two or more races 4%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 3% Italian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -172.25%
• Current HPI: 303.5534
• Rent YoY: ▲ 0.59%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-96.0% since first listed

29 events — show timeline

• 2026-05-16 Relisted — SCMLS
• 2026-05-15 Listing Removed — SCMLS
• 2026-05-14 Rental Removed $1,550 RENTEC
• 2026-05-11 Price Changed $174,900 SCMLS
• 2026-05-11 Listed for Rent $1,550 RENTEC
• 2026-05-10 Rental Removed $1,550 SCMLS
• 2026-05-06 Listed for Rent $1,550 SCMLS
• 2026-04-06 Price Changed $179,999 SCMLS
• 2026-03-30 Relisted — SCMLS
• 2026-03-19 Contingent — SCMLS
• 2026-03-14 Price Changed $184,500 SCMLS
• 2026-01-30 Listed $185,000 SCMLS
• 2024-11-14 Rental Removed $1,550 SCMLS
• 2024-11-13 Listed for Rent $1,550 SCMLS
• 2020-05-29 Sold (Public Records) $109,900 Public Records
• 2020-05-29 Sold (MLS) $109,900 SCMLS
• 2020-04-24 Contingent — SCMLS
• 2020-03-23 Relisted — SCMLS
• 2020-02-15 Price Changed $109,900 SCMLS
• 2020-02-11 Contingent — SCMLS
• 2020-01-20 Listed $119,900 SCMLS
• 2014-03-28 Sold (MLS) $31,000 SCMLS
• 2013-12-20 Listed $33,500 SCMLS
• 2013-05-22 Listing Removed — SCMLS
• 2012-12-07 Listed $34,500 SCMLS
• 1999-02-18 Sold (Public Records) $38,000 Public Records
• 1984-11-01 Sold (Public Records) $45,000 Public Records
• 1983-01-01 Sold (Public Records) $36,500 Public Records
• 1981-10-01 Sold (Public Records) $38,900 Public Records

Property tax history

+7.3%/yr

Latest (2025): $2,079 · -4.1% YoY. Source: county tax records.