619 5th St · Penn Hills, PA 15147

$199,999

1 bd · 1.0 ba · 1,050 sqft · SingleFamily public records · 29 Days on market

Built 1952 7,200 sqft lot Est $150k · 33% over ↓ 13% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.8/30.0
• 1% rule +2.9/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0
• Schools +1.6/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

Key facts

• Pocket doors
• Barn door
• Covered back deck

Tags

• VINYL PLANK FLOORING
• LARGE WINDOW
• STAINLESS STEEL APPLIANCES
• COVERED BACK DECK
• POCKET DOORS
• BARN DOOR

Property features AI

Exterior

• Parking: Built-in attached garage for 1 car
• Utilities: Public water; Public sewer
• Home design: 2-story property
• Construction: Brick construction
• Exterior features: Brick exterior; Resale condition; Lot approximately 0.1653 acres

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator; Stove; Some gas appliances
• Bedrooms: Upper-level bedroom 2; Upper-level bedroom 3
• Flooring: Laminate; Vinyl; Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air conditioning
• Interior features: Main-level living room; Main-level dining room; Main-level kitchen; Lower-level laundry; Basement
• Laundry & utility: Laundry on lower level

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $-226 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $160k (19.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (20.6% below list).
• Recommended offer: $159k (20.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• Penn Hills SD (suburban): math 13% / reading 24% proficiency, ranked #496 of 539 in PA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 64 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $158,739 (20.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 4.94%
• Cash-on-cash: -4.83%
• DSCR: 0.78
• GRM: 10.5

CMA / ARV

• ARV (on-the-fly): $150,150
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
601 4th St	0.08mi	2/1.0 (+1)	930 (-11%)	11mo	$171,500	$184	63
718 5th St	0.15mi	2/2.0 (+1)	1,181 (+12%)	9mo	$168,500	$143	56
702 Herron Ave	0.49mi	2/1.0 (+1)	925 (-12%)	6mo	$65,553	$71	47
6407 Swan Dr	0.71mi	2/3.0 (+1)	1,024 (-2%)	7mo	$210,000	$205	44
121 Parkwood Dr	0.71mi	2/2.0 (+1)	950 (-10%)	6mo	$123,750	$130	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -24.4%
• Equity multiple: 0.17×
• Total profit: $-46,687
• Equity at exit: $29,821

10-year hold

• IRR: -19.8%
• Equity multiple: -0.05×
• Total profit: $-58,808
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15147

• Home prices YoY: -26.0%
• Active inventory: 64
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $1,587 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$347 /mo · $4,169/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$333
• Net cashflow: $-226

Break-even live

Break-even rent $1,873

Max offer price $160,162

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
724 7th St Verona, PA	2.0	2.0	1157	$1,899	$1.64	7d	1	0.20mi
1 1st St Unit 312 Oakmont, PA	1.0	1.0	753	$2,845	$3.78	1d	1	0.87mi
5725 Verona Rd #1 Verona, PA	2.0	1.0	800	$1,300	$1.62	23d	1	1.22mi
5725 Verona Rd Unit 2 Verona, PA	2.0	1.0	850	$1,200	$1.41	23d	1	1.22mi
700 5th St Oakmont, PA	2.0	2.0	1200	$2,150	$1.79	1d	1	1.31mi
190 Sycamore Dr Pittsburgh, PA	1.0	1.0	748	$924	$1.24	17d	3	1.49mi

Listing history 35 events

1. 2026-06-18
   days on market $199,999 Active 29 DOM
2. 2026-06-17
   days on market $199,999 Active 28 DOM
3. 2026-06-16
   days on market $199,999 Active 27 DOM
4. 2026-06-15
   days on market $199,999 Active 26 DOM
5. 2026-06-13
   days on market $199,999 Active 24 DOM
6. 2026-06-13
   days on market $199,999 Active 23 DOM
7. 2026-06-09
   days on market $199,999 Active 20 DOM
8. 2026-06-08
   days on market $199,999 Active 19 DOM
9. 2026-06-07
   days on market $199,999 Active 18 DOM
10. 2026-06-05
    days on market $199,999 Active 15 DOM
11. 2026-06-03
    days on market $199,999 Active 14 DOM
12. 2026-06-02
    days on market $199,999 Active 13 DOM
13. 2026-06-01
    days on market $199,999 Active 12 DOM
14. 2026-05-31
    days on market $199,999 Active 11 DOM
15. 2026-05-07
    listed $199,999 Active
16. 2025-06-24
    price $215,000 680-char remark

    Show marketing remark (680 chars)

    Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

17. 2025-05-20
    price $205,000 680-char remark

    Show marketing remark (680 chars)

    Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

18. 2025-04-30
    price $210,000 680-char remark

    Show marketing remark (680 chars)

    Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

19. 2025-03-28
    price $215,000 680-char remark

    Show marketing remark (680 chars)

    Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

20. 2025-03-20
    price $220,000 680-char remark

    Show marketing remark (680 chars)

    Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

21. 2025-02-04
    listed $225,000 Active 680-char remark

    Show marketing remark (680 chars)

    Charming, modern Cape Cod with a serene backyard & walkable location to Oakmont! With a peaceful wooded backdrop, this home has a terraced backyard ideal for gardening. Enter into the cozy living room and notice the modern finishes and LED lights throughout. The large kitchen is ideal for the home chef. The open flow from the kitchen to the dining room is perfect for your next gathering. A first-floor bedroom and full bath add convenience. Upstairs, two additional bedrooms and a full bath with a stylish, modern barn door. The spacious basement offers high ceilings, making it an excellent home gym, game room, or bonus room. This is the home you've been searching for!

22. 2024-07-22
    soldstatus $185,000
23. 2024-06-25
    status Pending 855-char remark

    Show marketing remark (855 chars)

    Completely renovated and ready to call your new home! This 3 bedroom, 2 full bathroom Cape Cod welcomes you into the living room with vinyl plank floors and a large window allowing the natural light to flow in. Off the living room, you can access the main floor bedroom, full bathroom plus the kitchen and dining room. The kitchen is fully equipped with stainless steel appliances and opens to the dining area. Off the kitchen is the covered back deck and backyard. From the dining room, head upstairs where you will find 2 bedrooms both the pocket doors and the full bathroom with beautiful barn door. The lower level can easily be transformed into a game room, home gym, office or play space. New roof + air conditioner! French drain with warranty also included. Close and convenient to Oakmont, shopping, restaurants and more! Schedule your tour today!

24. 2024-06-25
    soldstatus $185,000 Closed 855-char remark

    Show marketing remark (855 chars)

    Completely renovated and ready to call your new home! This 3 bedroom, 2 full bathroom Cape Cod welcomes you into the living room with vinyl plank floors and a large window allowing the natural light to flow in. Off the living room, you can access the main floor bedroom, full bathroom plus the kitchen and dining room. The kitchen is fully equipped with stainless steel appliances and opens to the dining area. Off the kitchen is the covered back deck and backyard. From the dining room, head upstairs where you will find 2 bedrooms both the pocket doors and the full bathroom with beautiful barn door. The lower level can easily be transformed into a game room, home gym, office or play space. New roof + air conditioner! French drain with warranty also included. Close and convenient to Oakmont, shopping, restaurants and more! Schedule your tour today!

25. 2024-05-27
    historical Contingent 855-char remark

    Show marketing remark (855 chars)

    Completely renovated and ready to call your new home! This 3 bedroom, 2 full bathroom Cape Cod welcomes you into the living room with vinyl plank floors and a large window allowing the natural light to flow in. Off the living room, you can access the main floor bedroom, full bathroom plus the kitchen and dining room. The kitchen is fully equipped with stainless steel appliances and opens to the dining area. Off the kitchen is the covered back deck and backyard. From the dining room, head upstairs where you will find 2 bedrooms both the pocket doors and the full bathroom with beautiful barn door. The lower level can easily be transformed into a game room, home gym, office or play space. New roof + air conditioner! French drain with warranty also included. Close and convenient to Oakmont, shopping, restaurants and more! Schedule your tour today!

26. 2024-05-17
    status Active 855-char remark

    Show marketing remark (855 chars)

    Completely renovated and ready to call your new home! This 3 bedroom, 2 full bathroom Cape Cod welcomes you into the living room with vinyl plank floors and a large window allowing the natural light to flow in. Off the living room, you can access the main floor bedroom, full bathroom plus the kitchen and dining room. The kitchen is fully equipped with stainless steel appliances and opens to the dining area. Off the kitchen is the covered back deck and backyard. From the dining room, head upstairs where you will find 2 bedrooms both the pocket doors and the full bathroom with beautiful barn door. The lower level can easily be transformed into a game room, home gym, office or play space. New roof + air conditioner! French drain with warranty also included. Close and convenient to Oakmont, shopping, restaurants and more! Schedule your tour today!

27. 2024-05-06
    historical Contingent 855-char remark

    Show marketing remark (855 chars)

    Completely renovated and ready to call your new home! This 3 bedroom, 2 full bathroom Cape Cod welcomes you into the living room with vinyl plank floors and a large window allowing the natural light to flow in. Off the living room, you can access the main floor bedroom, full bathroom plus the kitchen and dining room. The kitchen is fully equipped with stainless steel appliances and opens to the dining area. Off the kitchen is the covered back deck and backyard. From the dining room, head upstairs where you will find 2 bedrooms both the pocket doors and the full bathroom with beautiful barn door. The lower level can easily be transformed into a game room, home gym, office or play space. New roof + air conditioner! French drain with warranty also included. Close and convenient to Oakmont, shopping, restaurants and more! Schedule your tour today!

28. 2024-04-02
    listed $190,000 Active 855-char remark

    Show marketing remark (855 chars)

    Completely renovated and ready to call your new home! This 3 bedroom, 2 full bathroom Cape Cod welcomes you into the living room with vinyl plank floors and a large window allowing the natural light to flow in. Off the living room, you can access the main floor bedroom, full bathroom plus the kitchen and dining room. The kitchen is fully equipped with stainless steel appliances and opens to the dining area. Off the kitchen is the covered back deck and backyard. From the dining room, head upstairs where you will find 2 bedrooms both the pocket doors and the full bathroom with beautiful barn door. The lower level can easily be transformed into a game room, home gym, office or play space. New roof + air conditioner! French drain with warranty also included. Close and convenient to Oakmont, shopping, restaurants and more! Schedule your tour today!

29. 2023-11-14
    listed $199,900 Active
30. 2023-10-31
    price $215,000
31. 2023-10-09
    price $229,000
32. 2023-10-09
    price $239,000
33. 2023-10-09
    price $229,000
34. 2023-09-04
    price $239,000
35. 2023-09-04
    listed $230,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,169 · $347/mo
• Projected year-2 tax: $4,169 · $347/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 6 d/yr ≥96°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,049
• − Mortgage interest: −$11,203
• − Property taxes: −$4,169
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,524
• − Management: −$1,524
• − Depreciation: −$5,818
• Taxable loss: −$6,189
• Est. tax savings @ 24.0%: +$1,485
• After-tax cash flow: $-1,221/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Penn Hills SD
• NCES district ID: 4218590
• Math proficiency: 13% ▼ -6.00%
• Reading proficiency: 24% ▼ -14.00%
• Median HH income: $47,794
• Composite: 16.42/100
• National rank: #9192
• State rank: #496 of 539 in PA

Livability — Penn Hills

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Allegheny County · 1,022,028 people
• Metro: Pittsburgh, PA
• Population (ZIP): 15,798
• Household income: $66,757
• Rent vs Own: 29.8% rent · 70.2% own
• Severe rent burden: 511.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 21% Two or more races 6% Hispanic / Latino 4%
• Common ancestry: Romanian 6% Slovak 2% Serbian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.47%
• Current HPI: 249.3773
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-13.0% since first listed

21 events — show timeline

• 2026-05-07 Listed $199,999 West Penn MLS
• 2025-06-24 Price Changed $215,000 West Penn MLS
• 2025-05-20 Price Changed $205,000 West Penn MLS
• 2025-04-30 Price Changed $210,000 West Penn MLS
• 2025-03-28 Price Changed $215,000 West Penn MLS
• 2025-03-20 Price Changed $220,000 West Penn MLS
• 2025-02-04 Listed $225,000 West Penn MLS
• 2024-07-22 Sold (Public Records) $185,000 Public Records
• 2024-06-25 Pending — West Penn MLS
• 2024-06-25 Sold (MLS) $185,000 West Penn MLS
• 2024-05-27 Contingent — West Penn MLS
• 2024-05-17 Relisted — West Penn MLS
• 2024-05-06 Contingent — West Penn MLS
• 2024-04-02 Listed $190,000 West Penn MLS
• 2023-11-14 Listed $199,900 West Penn MLS
• 2023-10-31 Price Changed $215,000 West Penn MLS
• 2023-10-09 Price Changed $229,000 West Penn MLS
• 2023-10-09 Price Changed $239,000 West Penn MLS
• 2023-10-09 Price Changed $229,000 West Penn MLS
• 2023-09-04 Price Changed $239,000 West Penn MLS
• 2023-09-04 Listed $230,000 West Penn MLS

Property tax history

+9.1%/yr

Latest (2026): $4,169 · +58.2% YoY. Source: county tax records.