216 N Maple Ave · Joplin, MO 64801

$99,900

3 bd · 1.0 ba · 1,242 sqft · Other · 22 Days on market

Built 1935 6,200 sqft lot

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.2/10.0
• ARV discount +7.5/15.0
• Rent growth +3.2/5.0
• Livability +3.2/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

Key facts

• 6,200 sq ft lot
• Built 1935
• Listed 21 days

Property features AI

Exterior

• Parking: Driveway parking
• Utilities: Public sewer
• Home design: Single-family residence (freestanding)
• Construction: Vinyl siding; Composition roof; Block foundation; Built as residential single-family
• Exterior features: Covered porch; Chain link fencing; Level lot

Interior

• Bedrooms: Seven total rooms (bedrooms and living spaces included)
• Flooring: Carpet; Vinyl; Wood
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Window air conditioning units
• Interior features: Carpet, vinyl, and wood flooring; No fireplace; Crawl space basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath other listed at $100k.

Deal economics

• At list price, monthly cash flow is $442 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
• Cap rate 11.6% vs local median 5.1% in Joplin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jefferson Elem. (math 32% / reading 42%, grade F, #611 of 1,115 statewide, top 59%, 192 students, 75% FRL); North Middle (math 26% / reading 35%, grade F, #283 of 391 statewide, top 74%, 517 students, 65% FRL) — zoned schools average 70% FRL vs 54% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 371 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $98,401 (1.5% below list)

Questions for the listing agent

1. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.32% ✓
• Cap rate: 11.60%
• Cash-on-cash: 18.94%
• DSCR: 1.84
• GRM: 6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold

• IRR: 10.7%
• Equity multiple: 1.42×
• Total profit: $11,831
• Equity at exit: $14,895

10-year hold

• IRR: 19.7%
• Equity multiple: 2.65×
• Total profit: $46,099
• Equity at exit: $8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64801

• Rents YoY: 3.0%
• Active inventory: 371
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,320 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$36 /mo · $432/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$277
• Net cashflow: $442

Break-even live

Break-even rent $761

Max offer price $99,900

Occupancy floor 62%

Sensitivity live

Price	-10% $498	-5% $470	+0% $442	+5% $413	+10% $385
Rent	-10% $337	-5% $389	+0% $442	+5% $494	+10% $546
Rate	-1.0pp $492	-0.5pp $467	base $442	+0.5pp $416	+1.0pp $389

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,975
• Closing costs: $2,997
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
211 N Adams Ave Joplin, MO	3.0	2.0	1434	$1,400	$0.98	44d	1	0.26mi
2002 W 11th St Joplin, MO	3.0	1.0	1200	$1,200	$1.00	21d	1	1.01mi
306 N Connor Ave Joplin, MO	2.0	1.0	1072	$1,000	$0.93	21d	1	1.35mi

Listing history 29 events

1. 2026-06-19
   days on market $99,900 Active 22 DOM
2. 2026-06-18
   days on market $99,900 Active 21 DOM
3. 2026-06-17
   days on market $99,900 Active 20 DOM
4. 2026-06-16
   days on market $99,900 Active 19 DOM
5. 2026-06-15
   days on market $99,900 Active 18 DOM
6. 2026-06-14
   days on market $99,900 Active 16 DOM
7. 2026-06-13
   days on market $99,900 Active 15 DOM
8. 2026-06-10
   days on market $99,900 Active 13 DOM
9. 2026-06-09
   days on market $99,900 Active 12 DOM
10. 2026-06-08
    days on market $99,900 Active 11 DOM
11. 2026-06-07
    days on market $99,900 Active 10 DOM
12. 2026-06-05
    days on market $99,900 Active 7 DOM
13. 2026-06-03
    days on market $99,900 Active 6 DOM
14. 2026-06-02
    days on market $99,900 Active 5 DOM
15. 2026-06-01
    days on market $99,900 Active 4 DOM
16. 2026-05-31
    days on market $99,900 Active 3 DOM
17. 2026-05-30
    days on market $99,900 Active 2 DOM
18. 2026-05-26
    listed $99,900 Active
19. 2022-09-12
    soldstatus
20. 2022-09-09
    soldstatus Closed 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

21. 2022-08-26
    status Pending 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

22. 2022-08-23
    status Active 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

23. 2022-08-08
    status Pending 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

24. 2022-08-05
    status Active 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

25. 2022-08-05
    status Pending 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

26. 2022-08-01
    listed $87,000 Active 173-char remark

    Show marketing remark (173 chars)

    A lot of home for the money. Newer with central heat and air, covered front porch and amazing hardwood floors. Fenced back yard, large bedrooms, storage shed and much more.

27. 2017-05-03
    listed $64,900
28. 2006-02-28
    soldstatus
29. 2001-10-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $432 · $36/mo
• Projected year-2 tax: $969 · $81/mo
• Expected delta: +$537/yr (+$45/mo · 124.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,844
• − Mortgage interest: −$5,596
• − Property taxes: −$432
• − Insurance: −$500
• − Repairs & maintenance: −$1,268
• − Management: −$1,268
• − Depreciation: −$2,906
• Taxable income: $3,875
• Est. tax owed @ 24.0%: −$930
• After-tax cash flow: $4,368/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Joplin Schools
• NCES district ID: 2916350
• Math proficiency: 30% ▼ -3.00%
• Reading proficiency: 39% ▼ -3.00%
• Median HH income: $38,648
• Composite: 28.82/100
• National rank: #6657
• State rank: #231 of 324 in MO

Livability — Joplin

• Score: 64/100
• State rank: #318
• US rank: #14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Joplin, MO
• County: Jasper County · 79,035 people
• City population: 73,303
• Metro: Joplin, MO
• Population (ZIP): 36,287
• Household income: $52,620
• Rent vs Own: 46.7% rent · 53.3% own
• Severe rent burden: 1710.0

Population outlook (Jasper County) Hauer SSP2

• Today (2025): 120,033 people
• By 2030: 120,091 · +0.0%
• By 2040: 119,297 · -0.6%
• By 2050: 117,705 · -1.9%
• By 2075: 110,402 · -8.0%
• By 2100: 99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Lithuanian 2% Italian 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

• 2024 margin: Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
• 2008→2024 swing: -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -174.15%
• Current HPI: 248.5056
• Rent YoY: ▲ 2.95%
• Metro: Joplin, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+53.9% since first listed

12 events — show timeline

• 2026-05-26 Listed $99,900 OGAR
• 2022-09-12 Sold (Public Records) — Public Records
• 2022-09-09 Sold (MLS) — OGAR
• 2022-08-26 Pending — OGAR
• 2022-08-23 Relisted — OGAR
• 2022-08-08 Pending — OGAR
• 2022-08-05 Relisted — OGAR
• 2022-08-05 Pending — OGAR
• 2022-08-01 Listed $87,000 OGAR
• 2017-05-03 Listed $64,900 SOMO
• 2006-02-28 Sold (Public Records) — Public Records
• 2001-10-18 Sold (Public Records) — Public Records

Property tax history

-0.2%/yr

Latest (2025): $432 · +4.5% YoY. Source: county tax records.