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10416 Paisley Rd
C+ Composite 61.53
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +6.0/10.0
  • Livability +4.0/5.0
  • Schools +3.1/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

10416 Paisley Rd · Oklahoma City, OK 73099
4 bd · 3.0 ba · 2,363 sqft · SingleFamily public records · 61 Days on market
Built 1976 9,047 sqft lot Est $340k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well maintained home in the prestigious Wetsbury Neighborhood. If you're looking for space, this home delivers! Upon entry you are greeted by a grand living room open to formal dining. The kitchen boasts a large island and an abundance of counter space & cabinets. All appliances present are staying with the home. A second living area is open to the kitchen and includes floor to ceiling windows, fireplace and wet bar perfect for entertaining. The home accommodates three large guest rooms and three full bathrooms. One bedroom with direct access to hall bath, the other two rooms share a Jack/Jill style bathroom. The owners suite is located across the house with it's own private patio! Gorgeous views throughout over looking the lush landscape, mature trees and welcoming natural light. 2021 Updates include: New carpet in owners suite & den, updated electrical/grounding & GFCI's, hot water tank, guttering, kitchen faucet & vent hood. This home is ready for your personal touches!

Key facts

  • Mustang schools
  • Westbury addition
  • Solar panels

Tags

WESTBURY ADDITIONMUSTANG SCHOOLSSOLAR PANELSREDUCED UTILITY COSTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $264 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Mustang (suburban): math 35% / reading 33% proficiency, ranked #28 of 270 in OK (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mustang Hs (math 28% / reading 39%, grade F, #65 of 447 statewide, top 14%, 3,756 students, 0% FRL) — zoned schools average 0% FRL vs 28% district-wide (28 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.2%/yr); 1573 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago; this cycle's ask has dropped $55k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,200 (6.0% below list)

Questions for the listing agent

  1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.05%
Cash-on-cash
6.29%
DSCR
1.28
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$340,272
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10416 Paisley Rd 0.00mi 4/3.0 2,363 (0%) 1mo $175,000 $74 100
1813 Lankestar Pl 0.06mi 3/2.0 (-1) 2,307 (-2%) 2mo $285,900 $124 82
2712 Kathleens Xing 0.67mi 3/3.0 (-1) 2,208 (-7%) 1mo $315,000 $143 52
10036 Paisley Rd 0.46mi 3/2.0 (-1) 2,111 (-11%) 2mo $235,000 $111 51
2705 Kathleens Xing 0.67mi 4/3.0 2,107 (-11%) 1mo $264,500 $126 50
10109 SW 25th Ct 0.65mi 4/3.0 2,712 (+15%) 3mo $560,000 $206 42
2604 Kathleens Xing 0.57mi 4/2.0 2,031 (-14%) 5mo $292,990 $144 42
2124 Sycamore Creek Ave 0.66mi 3/2.0 (-1) 2,108 (-11%) 3mo $385,000 $183 40
2705 Tracys Mnr 0.70mi 4/2.0 2,031 (-14%) 3mo $294,990 $145 38
2808 Ryder Dr 0.74mi 4/2.0 2,058 (-13%) 4mo $330,000 $160 37
2725 Tracys Mnr 0.73mi 4/2.0 2,031 (-14%) 2mo $284,990 $140 37
2717 Tracys Mnr 0.72mi 4/2.0 2,031 (-14%) 4mo $299,990 $148 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.19% rent growth · sell at horizon

5-year hold
IRR
-8.7%
Equity multiple
0.69×
Total profit
$-15,833
Equity at exit
$26,839
10-year hold
IRR
-1.9%
Equity multiple
0.88×
Total profit
$-5,893
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73099

Rents YoY
1.2%
Active inventory
1573
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,980 high interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$281 /mo · $3,377/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$416
Net cashflow
$264

Break-even live

Break-even rent $1,646
Max offer price $180,000
Occupancy floor 82%

Sensitivity live

Price -10% $366 -5% $315 +0% $264 +5% $213 +10% $162
Rent -10% $108 -5% $186 +0% $264 +5% $342 +10% $420
Rate -1.0pp $355 -0.5pp $310 base $264 +0.5pp $217 +1.0pp $170

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10018 Birkenhead Ct Yukon, OK 3.0 2.5 2779 $2,300 $0.83 24d 1 0.51mi
2613 Kathleens Xing Yukon, OK 4.0 2.0 1614 $2,100 $1.30 24d 1 0.60mi
2200 Bleeker St Yukon, OK 4.0 2.0 1784 $1,595 $0.89 15d 1 0.60mi
2509 Crystal Creek Dr Yukon, OK 3.0 2.5 1996 $2,000 $1.00 5d 1 0.62mi
10921 SW 22nd St Yukon, OK 4.0 2.0 1784 $1,640 $0.92 24d 1 0.66mi
1304 Fairfax Cir Yukon, OK 4.0 2.0 1923 $1,725 $0.90 15d 1 0.68mi
2809 Tracys Mnr Yukon, OK 4.0 2.0 1614 $1,849 $1.15 5d 1 0.75mi
1338 Selborne Pl Yukon, OK 3.0 2.0 1581 $1,785 $1.13 24d 1 0.80mi
2109 Breakers West Blvd Oklahoma City, OK 3.0 2.0 1722 $1,800 $1.05 5d 1 0.88mi
3004 Copan Ct Yukon, OK 4.0 2.5 2252 $1,975 $0.88 24d 1 0.98mi
11000 SW 8th St Yukon, OK 3.0 2.0 1750 $1,750 $1.00 20d 1 0.98mi
10913 SW 30th St Yukon, OK 4.0 2.0 1992 $1,900 $0.95 24d 1 1.05mi
1401 Chisholm Springs Blvd Oklahoma City, OK 4.0 2.0 1620 $1,450 $0.90 24d 1 1.16mi
11424 SW 25th St Yukon, OK 4.0 2.0 1721 $1,833 $1.07 24d 1 1.34mi
3524 Upland Ridge Dr Yukon, OK 3.0 2.5 1908 $1,741 $0.91 24d 1 1.38mi
10524 SW 38th St Mustang, OK 3.0–5.0 2.0–2.5 1680 $1,980 $1.18 3d 4 1.42mi

Listing history 8 events

  1. 2026-01-19
    status Pending
  2. 2026-01-06
    price $180,000
  3. 2025-11-19
    listed $235,000 Active
  4. 2022-02-11
    soldstatus $230,000
  5. 2022-02-09
    soldstatus $230,000 Sold 1003-char remark
    Show marketing remark (1003 chars)

    Well maintained home in the prestigious Wetsbury Neighborhood. If you're looking for space, this home delivers! Upon entry you are greeted by a grand living room open to formal dining. The kitchen boasts a large island and an abundance of counter space & cabinets. All appliances present are staying with the home. A second living area is open to the kitchen and includes floor to ceiling windows, fireplace and wet bar perfect for entertaining. The home accommodates three large guest rooms and three full bathrooms. One bedroom with direct access to hall bath, the other two rooms share a Jack/Jill style bathroom. The owners suite is located across the house with it's own private patio! Gorgeous views throughout over looking the lush landscape, mature trees and welcoming natural light. 2021 Updates include: New carpet in owners suite & den, updated electrical/grounding & GFCI's, hot water tank, guttering, kitchen faucet & vent hood. This home is ready for your personal touches!

  6. 2022-01-14
    status Pending 1003-char remark
    Show marketing remark (1003 chars)

    Well maintained home in the prestigious Wetsbury Neighborhood. If you're looking for space, this home delivers! Upon entry you are greeted by a grand living room open to formal dining. The kitchen boasts a large island and an abundance of counter space & cabinets. All appliances present are staying with the home. A second living area is open to the kitchen and includes floor to ceiling windows, fireplace and wet bar perfect for entertaining. The home accommodates three large guest rooms and three full bathrooms. One bedroom with direct access to hall bath, the other two rooms share a Jack/Jill style bathroom. The owners suite is located across the house with it's own private patio! Gorgeous views throughout over looking the lush landscape, mature trees and welcoming natural light. 2021 Updates include: New carpet in owners suite & den, updated electrical/grounding & GFCI's, hot water tank, guttering, kitchen faucet & vent hood. This home is ready for your personal touches!

  7. 2021-12-17
    listed $235,000 Active 1003-char remark
    Show marketing remark (1003 chars)

    Well maintained home in the prestigious Wetsbury Neighborhood. If you're looking for space, this home delivers! Upon entry you are greeted by a grand living room open to formal dining. The kitchen boasts a large island and an abundance of counter space & cabinets. All appliances present are staying with the home. A second living area is open to the kitchen and includes floor to ceiling windows, fireplace and wet bar perfect for entertaining. The home accommodates three large guest rooms and three full bathrooms. One bedroom with direct access to hall bath, the other two rooms share a Jack/Jill style bathroom. The owners suite is located across the house with it's own private patio! Gorgeous views throughout over looking the lush landscape, mature trees and welcoming natural light. 2021 Updates include: New carpet in owners suite & den, updated electrical/grounding & GFCI's, hot water tank, guttering, kitchen faucet & vent hood. This home is ready for your personal touches!

  8. 1998-06-01
    soldstatus $114,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$3,377 · $281/mo
Projected year-2 tax
$3,377 · $281/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,762
− Mortgage interest
−$10,083
− Property taxes
−$3,377
− Insurance
−$900
− Repairs & maintenance
−$1,901
− Management
−$1,901
− Depreciation
−$5,236
Taxable income
$364
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$87
After-tax cash flow
$3,080/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mustang
NCES district ID
4021000
Math proficiency
35% ▼ -10.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$67,559
Composite
31.21/100
National rank
#6038
State rank
#28 of 270 in OK

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Canadian County · 154,341 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
91,014
Household income
$88,030
Rent vs Own
26.1% rent · 73.9% own
Severe rent burden
1838.0

Population outlook (Canadian County) Hauer SSP2

Today (2025)
174,062 people
By 2030
195,170 · +12.1%
By 2040
239,293 · +37.5%
By 2050
285,457 · +64.0%
By 2075
403,766 · +132.0%
By 2100
498,766 · +186.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 11% Hispanic / Latino 10% Black 3% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
91% English-only · Spanish 5% Vietnamese 2% Other Asian/Pacific 1%

Political lean MEDSL · Canadian

2024 margin
Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
2008→2024 swing
+11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
All cycles
2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -206.04%
Current HPI
244.6836
Rent YoY
▲ 1.19%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+57.2% since first listed
8 events — show timeline
  • 2026-01-19 Pending MLSOK
  • 2026-01-06 Price Changed $180,000 MLSOK
  • 2025-11-19 Listed $235,000 MLSOK
  • 2022-02-11 Sold (Public Records) $230,000 Public Records
  • 2022-02-09 Sold (MLS) $230,000 MLSOK
  • 2022-01-14 Pending MLSOK
  • 2021-12-17 Listed $235,000 MLSOK
  • 1998-06-01 Sold (Public Records) $114,500 Public Records

Property tax history

+3.3%/yr

Latest (2025): $3,377 · +4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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