307 S Meadowood Ln · Sierra Vista, AZ
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.1/30.0
- DSCR +5.3/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- 1% rule +3.8/10.0
- Schools +2.9/10.0
- ARV discount +2.6/15.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$256,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brand new spec home is ready for new owners! Fabulous 55+ active community with unrivaled amenities in Sierra Vista. Upgraded interior includes 42'' cabinets, upgraded tile, quartz countertops, ADA toilets, 42'' wide hallways, 36'' doors to all rooms. Property taxes and trash pickup are included in the resort fee as well as the road maintenance. Lots of activities and classes, potluck dinners, bingo, billiards, ping-pong, card games at the card house, pickleball, yoga, swimming and hot tubbing. Movie room complete with popcorn maker. You're going to love this place! Roof is torch-down.
Key facts
- Quartz countertops
- Ada toilets
- Unrivaled amenities
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $256k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $180 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (11.6% below list).
- Recommended offer: $225k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 4.2% in Sierra Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#5 in AZ, #1,805 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: amenities F.
- Sierra Vista Unified District (4175) (urban): math 27% / reading 39% proficiency, ranked #93 of 249 in AZ (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Village Meadows Elementary School (math 37% / reading 41%, grade F, #415 of 1,109 statewide, top 38%, 394 students, 56% FRL); Joyce Clark Middle School (math 26% / reading 39%, grade F, #70 of 218 statewide, top 32%, 670 students, 46% FRL); Buena High School (math 19% / reading 29%, grade F, #202 of 381 statewide, top 54%, 1,836 students, 32% FRL).
- Market conditions: Rents flat; 181 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).
- This rent runs 44% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 383 days — a 12% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 383 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 7.14%
- Cash-on-cash
- 3.01%
- DSCR
- 1.13
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $231,087
- List price
- $256,000
- Delta
- 10.78%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 426 S Taylors Trl | 0.17mi | 3/2.0 | 1,585 (0%) | 4mo | $130,000 | $82 | 89 |
| 258 S Taylors Trl | 0.15mi | 3/2.0 | 1,597 (+1%) | 4mo | $219,000 | $137 | 88 |
| 559 S Meadowood Ln | 0.16mi | 3/2.0 | 1,589 (+0%) | 6mo | $239,900 | $151 | 87 |
| 652 S Taylors Trl | 0.25mi | 3/2.0 | 1,588 (+0%) | 2mo | $256,000 | $161 | 86 |
| 606 S Chase St | 0.19mi | 3/2.0 | 1,587 (+0%) | 6mo | $271,961 | $171 | 86 |
| 760 S Chase St | 0.28mi | 3/2.0 | 1,588 (+0%) | 3mo | $265,000 | $167 | 84 |
| 232 S Clubhouse Ln | 0.11mi | 3/2.0 | 1,494 (-6%) | 2mo | $190,000 | $127 | 83 |
| 301 S Clubhouse Ln | 0.13mi | 2/2.0 (-1) | 1,474 (-7%) | 6mo | $217,000 | $147 | 72 |
| 545 S Meadowood Ln | 0.15mi | 2/2.0 (-1) | 1,476 (-7%) | 7mo | $200,000 | $136 | 71 |
| 434 S Meadowood Ln | 0.08mi | 2/2.0 (-1) | 1,408 (-11%) | 4mo | $182,500 | $130 | 70 |
| 231 S Clubhouse Ln | 0.14mi | 2/2.0 (-1) | 1,404 (-11%) | 3mo | $200,000 | $142 | 67 |
| 216 N Martha Ln | 0.42mi | 3/2.0 | 1,453 (-8%) | 7mo | $180,000 | $124 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -14.7%
- Equity multiple
- 0.49×
- Total profit
- $-36,723
- Equity at exit
- $38,170
- IRR
- -11.5%
- Equity multiple
- 0.40×
- Total profit
- $-43,115
- Equity at exit
- $22,134
Cash invested: $71,680 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85635
- Home prices YoY
- -32.3%
- Rents YoY
- 0.0%
- Active inventory
- 181
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,262 medium interval (Pro) →
- Mortgage (P&I)
- −$1,342
- Tax from tax record
- −$158 /mo · $1,897/yr
- Insurance
- −$107
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$475
- Net cashflow
- $180
Break-even live
Sensitivity live
| Price | -10% $325 | -5% $252 | +0% $180 | +5% $107 | +10% $35 |
|---|---|---|---|---|---|
| Rent | -10% $1 | -5% $90 | +0% $180 | +5% $269 | +10% $359 |
| Rate | -1.0pp $309 | -0.5pp $245 | base $180 | +0.5pp $114 | +1.0pp $46 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,000
- Closing costs
- $7,680
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 526 S Clubhouse Ln Sierra Vista, AZ | 2.0–3.0 | 2.0 | 1574 | $2,750 | $1.75 | 45d | 3 | 0.06mi |
| 5396 Desert Shadows Dr Sierra Vista, AZ | 4.0 | 2.0 | 1365 | $1,550 | $1.14 | 45d | 1 | 1.05mi |
| 5478 Waco Dr Sierra Vista, AZ | 3.0 | 2.0 | 1500 | $1,600 | $1.07 | 45d | 1 | 1.10mi |
| 5330 Sonora St Sierra Vista, AZ | 3.0 | 2.0 | 1330 | $1,425 | $1.07 | 45d | 1 | 1.23mi |
Listing history 19 events
-
2026-06-22days on market $256,000 Active 383 DOM
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2026-06-21days on market $256,000 Active 382 DOM
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2026-06-19days on market $256,000 Active 380 DOM
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2026-06-18days on market $256,000 Active 379 DOM
-
2026-06-17days on market $256,000 Active 378 DOM
-
2026-06-16days on market $256,000 Active 377 DOM
-
2026-06-15days on market $256,000 Active 376 DOM
-
2026-06-14days on market $256,000 Active 374 DOM
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2026-06-12days on market $256,000 Active 373 DOM
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2026-06-09days on market $256,000 Active 370 DOM
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2026-06-08days on market $256,000 Active 369 DOM
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2026-06-07days on market $256,000 Active 368 DOM
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2026-06-05days on market $256,000 Active 365 DOM
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2026-06-03days on market $256,000 Active 364 DOM
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2026-06-02days on market $256,000 Active 363 DOM
-
2026-06-01days on market $256,000 Active 362 DOM
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2026-05-31days on market $256,000 Active 361 DOM
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2026-05-30days on market $256,000 Active 360 DOM
-
2025-06-04$256,000 Active 598-char remark
Show marketing remark (598 chars)
Brand new spec home is ready for new owners! Fabulous 55+ active community with unrivaled amenities in Sierra Vista. Upgraded interior includes 42'' cabinets, upgraded tile, quartz countertops, ADA toilets, 42'' wide hallways, 36'' doors to all rooms. Property taxes and trash pickup are included in the resort fee as well as the road maintenance. Lots of activities and classes, potluck dinners, bingo, billiards, ping-pong, card games at the card house, pickleball, yoga, swimming and hot tubbing. Movie room complete with popcorn maker. You're going to love this place! Roof is torch-down.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $1,897 · $158/mo
- Projected year-2 tax
- $1,897 · $158/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,146
- − Mortgage interest
- −$14,340
- − Property taxes
- −$1,897
- − Insurance
- −$1,280
- − Repairs & maintenance
- −$2,172
- − Management
- −$2,172
- − Depreciation
- −$7,447
- Taxable loss
- −$2,162
- Est. tax savings @ 24.0%
- +$519
- After-tax cash flow
- $2,677/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This brand new spec home in a 55+ community is move-in ready with modern finishes and amenities. Fresh paint and smart home upgrades would further enhance its value.
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Install smart home devices — Improves convenience and energy efficiency
- Both Add outdoor lighting — Enhances safety and curb appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Install smart home devices — Improves convenience and energy efficiency ↑
- Both Add outdoor lighting — Enhances safety and curb appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Sierra Vista Unified District (4175)
- NCES district ID
- 0401460
- Math proficiency
- 27% ▼ -19.00%
- Reading proficiency
- 39% ▼ -10.00%
- Median HH income
- $55,463
- Composite
- 29.17/100
- National rank
- #6573
- State rank
- #93 of 249 in AZ
Livability — Sierra Vista
- Score
- 80/100
- State rank
- #5
- US rank
- #1805
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Cochise County · 49,069 people
- City population
- 49,069
- Metro
- Sierra Vista-Douglas, AZ
- Population (ZIP)
- 34,193
- Household income
- $61,580
- Rent vs Own
- Severe rent burden
- 1129.0
Population outlook (Cochise County) Hauer SSP2
- Today (2025)
- 113,402 people
- By 2030
- 106,197 · -6.4%
- By 2040
- 92,166 · -18.7%
- By 2050
- 79,805 · -29.6%
- By 2075
- 56,831 · -49.9%
- By 2100
- 35,103 · -69.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Hispanic / Latino 25% Two or more races 17% Black 6% Asian 4%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 1%
- Common ancestry
- Romanian 3% Lithuanian 3% Italian 2%
- Foreign-born
- 11% · Canada, South Korea
- Languages at home
- 80% English-only · Spanish 14% Korean 2% German/W. Germanic 1%
Political lean MEDSL · Cochise
- 2024 margin
- Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
- 2008→2024 swing
- -2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
- All cycles
- 2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -83.93%
- Current HPI
- 175.5821
- Rent YoY
- ▬ 0.00%
- Metro
- Sierra Vista-Douglas, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
1 event — show timeline
- 2025-06-04 Listed $256,000 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…