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Cherokee II G Plan 🏗️ New Construction
C- Composite 52.04
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.5/30.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • DSCR +5.5/10.0
  • Condition / age +4.8/5.0
  • 1% rule +4.7/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$226,990

Cherokee II G Plan · Maurice, LA 70555
4 bd · 2.0 ba · 1,458 sqft · SingleFamily · 998 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the Cherokee II G floor plan by DSLD Homes, an energy-efficient home designed to provide maximum comfort, functionality, and style. With 1,458 square feet of living space and a total area of 2,034 square feet, this home offers the perfect balance of spaciousness and energy-saving features, making it ideal for modern families. The open floor plan seamlessly connects the kitchen, dining, and living areas, creating a welcoming and functional space for both everyday living and entertaining. The layout includes four bedrooms and two bathrooms, offering ample room for families to grow, with plenty of space for work or play. The kitchen is designed with modern functionality in mind, featuring recessed can lighting and a walk-in pantry that provides excellent storage for all your kitchen essentials. The walk-in master closet offers generous space for your wardrobe, while the master suite is a true retreat, featuring a garden tub, a separate master shower, and the privacy you deserve. Built with durability and curb appeal, the Cherokee II G boasts a classic brick and siding exterior and a covered rear porch, perfect for outdoor relaxation and enjoyment. The two-car garage offers both convenience and additional storage space. As with all DSLD Homes, the Cherokee II G floor plan is designed with energy-efficient features to help reduce utility costs and minimize environmental impact, while still maintaining a high level of comfort and style.

Key facts

  • 2 garage spots
  • Listed 997 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $226,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $231,485.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $227k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $178 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (0.9% below list).
  • Recommended offer: $200k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.2% vs local median 5.9% in Maurice — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 300 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 998 days — a 12% lower offer ($200k) is reasonable based on typical stale-listing flexibility.
Recommended offer $199,751 (12.0% below list)

Questions for the listing agent

  1. It's been on market 998 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
7.21%
Cash-on-cash
3.29%
DSCR
1.15
GRM
8.6

CMA / ARV

ARV (median comp)
$231,485
List price
$226,990
Delta
-1.94%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7386 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,422 (-2%) 3mo $219,385 $154 82
7399 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,490 (+2%) 5mo $230,114 $154 80
7393 Alley Oak Ln 0.16mi 3/2.0 (-1) 1,394 (-4%) 2mo $216,521 $155 78
7405 Alley Oak Ln 0.19mi 3/2.0 (-1) 1,363 (-6%) 0mo $213,286 $156 75
7385 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,578 (+8%) 2mo $234,425 $149 72
7382 Alley Oak Ln 0.18mi 3/2.0 (-1) 1,321 (-9%) 0mo $211,209 $160 71
7403 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,649 (+13%) 2mo $246,132 $149 64
7375 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,649 (+13%) 2mo $237,470 $144 64
7411 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,649 (+13%) 3mo $246,726 $150 64
7401 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,649 (+13%) 4mo $240,407 $146 63
7389 Alley Oak Ln 0.15mi 3/2.0 (-1) 1,649 (+13%) 5mo $238,080 $144 62
7410 Seven Oaks Cir 0.21mi 3/2.0 (-1) 1,649 (+13%) 5mo $245,000 $149 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.1%
Equity multiple
0.60×
Total profit
$-26,168
Equity at exit
$34,515
10-year hold
IRR
-1.8%
Equity multiple
0.88×
Total profit
$-8,088
Equity at exit
$20,015

Cash invested: $64,816 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
29 active · 15 under contract
Months of supply
10.9 mo (9%/mo absorbed)
Median asking
$228,990 ($154/sqft)
Median days on market
998 d
This list price
28% of active listings are priced below it
ARV vs active asking
+3.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
300
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,250 medium interval (Pro) →
Mortgage (P&I)
$1,214
Tax est. 1.5%
$289 /mo · $3,472/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$472
Net cashflow
$178

Break-even live

Break-even rent $2,025
Max offer price $231,485
Occupancy floor 87%

Sensitivity live

Price -10% $338 -5% $258 +0% $178 +5% $98 +10% $18
Rent -10% $0 -5% $89 +0% $178 +5% $266 +10% $355
Rate -1.0pp $294 -0.5pp $236 base $178 +0.5pp $118 +1.0pp $57

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,871
Closing costs
$6,945
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3504 Canebreak Mill Dr Maurice, LA 3.0–4.0 2.0 1502 $2,100 $1.40 62d 8 0.49mi
8550 Cat Rd Unit B Maurice, LA 3.0 2.0 1324 $1,650 $1.25 93d 1 1.06mi
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 62d 1 1.49mi

Listing history 50 events

  1. 2026-08-08
    days on market $226,990 Active 998 DOM
  2. 2026-08-07
    days on market $226,990 Active 997 DOM
  3. 2026-08-06
    days on market $226,990 Active 996 DOM
  4. 2026-08-05
    days on market $226,990 Active 995 DOM
  5. 2026-08-04
    days on market $226,990 Active 994 DOM
  6. 2026-08-03
    days on market $226,990 Active 993 DOM
  7. 2026-07-31
    days on market $226,990 Active 990 DOM
  8. 2026-07-29
    days on market $226,990 Active 988 DOM
  9. 2026-07-27
    days on market $226,990 Active 986 DOM
  10. 2026-07-25
    days on market $226,990 Active 984 DOM
  11. 2026-07-24
    days on market $226,990 Active 983 DOM
  12. 2026-07-23
    days on market $226,990 Active 982 DOM
  13. 2026-07-22
    days on market $226,990 Active 981 DOM
  14. 2026-07-21
    days on market $226,990 Active 980 DOM
  15. 2026-07-18
    days on market $226,990 Active 977 DOM
  16. 2026-07-16
    days on market $226,990 Active 975 DOM
  17. 2026-07-16
    days on market $226,990 Active 974 DOM
  18. 2026-07-14
    days on market $226,990 Active 973 DOM
  19. 2026-07-13
    days on market $226,990 Active 972 DOM
  20. 2026-07-12
    days on market $226,990 Active 971 DOM
  21. 2026-07-11
    days on market $226,990 Active 970 DOM
  22. 2026-07-10
    days on market $226,990 Active 969 DOM
  23. 2026-07-09
    days on market $226,990 Active 968 DOM
  24. 2026-07-08
    days on market $226,990 Active 967 DOM
  25. 2026-07-07
    days on market $226,990 Active 966 DOM
  26. 2026-07-06
    days on market $226,990 Active 965 DOM
  27. 2026-07-05
    days on market $226,990 Active 964 DOM
  28. 2026-07-04
    days on market $226,990 Active 963 DOM
  29. 2026-07-03
    days on market $226,990 Active 962 DOM
  30. 2026-07-02
    days on market $226,990 Active 961 DOM
  31. 2026-07-01
    days on market $226,990 Active 960 DOM
  32. 2026-06-30
    days on market $226,990 Active 959 DOM
  33. 2026-06-29
    days on market $226,990 Active 958 DOM
  34. 2026-06-28
    days on market $226,990 Active 957 DOM
  35. 2026-06-28
    days on market $226,990 Active 956 DOM
  36. 2026-06-27
    days on market $226,990 Active 955 DOM
  37. 2026-06-25
    days on market $226,990 Active 953 DOM
  38. 2026-06-23
    days on market $226,990 Active 951 DOM
  39. 2026-06-22
    days on market $226,990 Active 950 DOM
  40. 2026-06-18
    days on market $226,990 Active 947 DOM
  41. 2026-06-17
    days on market $226,990 Active 946 DOM
  42. 2026-06-16
    days on market $226,990 Active 945 DOM
  43. 2026-06-15
    days on market $226,990 Active 944 DOM
  44. 2026-06-14
    days on market $226,990 Active 942 DOM
  45. 2026-06-13
    days on market $226,990 Active 941 DOM
  46. 2026-06-10
    days on market $226,990 Active 939 DOM
  47. 2026-06-09
    days on market $226,990 Active 938 DOM
  48. 2026-06-08
    days on market $226,990 Active 937 DOM
  49. 2026-06-07
    days on market $226,990 Active 936 DOM
  50. 2026-06-03
    days on market $226,990 Active 932 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,997
− Mortgage interest
−$12,967
− Property taxes
−$3,472
− Insurance
−$1,157
− Repairs & maintenance
−$2,160
− Management
−$2,160
− Depreciation
−$6,734
Taxable loss
−$1,653
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$397
After-tax cash flow
$2,527/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a good balance of spaciousness and energy-saving features, making it ideal for modern families. Upgrading the exterior, interior, and systems can further enhance its value and attract more buyers/tenants.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both New flooring in high-traffic areas — New flooring can improve the home's appearance and reduce maintenance costs.
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and appealing to potential buyers/tenants.
  • Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, attracting more buyers/tenants.
  • Both Upgrading the bathrooms with modern fixtures — Modern bathrooms can enhance the home's appeal and attract more buyers/tenants.
  • Both Upgrading the windows to energy-efficient ones — Energy-efficient windows can improve energy efficiency and reduce utility costs, attracting more buyers/tenants.
D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Cecil Picard Elementary School At Maurice B LA #40/646 Nat'l #5,189/41,679 Middle North Vermilion Middle School C LA #26/218 Nat'l #3,460/14,009 High North Vermilion High School C+ LA #20/265 Nat'l #3,545/17,239

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA
B Composite livability gradescore 76/100

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Vermilion Parish · 64,095 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
2% of renters

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Price history

+3.7% since first listed
5 events — show timeline
  • 2025-04-01 Price Changed $226,990 Zillow
  • 2024-05-10 Price Changed $224,990 Zillow
  • 2024-04-09 Price Changed $221,990 Zillow
  • 2024-01-15 Price Changed $219,990 Zillow
  • 2023-11-14 Listed $218,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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