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1358 Valley Pl SE
C- Composite 51.69
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.8/30.0
  • DSCR +4.5/10.0
  • 1% rule +4.1/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$300,000

1358 Valley Pl SE · Washington, DC 20020
3 bd · 2.5 ba · 1,364 sqft · SingleFamily public records · 111 Days on market
Built 1905 2,500 sqft lot Est $368k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Auction Property. In Collaboration with Alex Cooper Auctioneers. List price is Opening Bid at The Online Only Auction Sale to Be Held on The Auctioneers Website – Bidding begins Thursday, June 25 and ends Tuesday, June 30, 2026 at 12:30 PM. Beautifully renovated Victorian-style detached home in historic Anacostia offering 3 bedrooms and 2.5 baths with approximately 1,364± sq ft above grade. This thoughtfully updated residence blends classic D. C. charm with modern finishes throughout. The main level features an open-concept layout with hardwood floors, a gourmet kitchen with quartz countertops, oversized island, white cabinetry, and stainless-steel appliances, along with a powd

Key facts

  • Wood flooring
  • Parking pad
  • Oversized island

Tags

WOOD FLOORINGOPEN CONCEPT MAIN LEVELOVERSIZED ISLANDSTAINLESS STEEL APPLIANCESPRIVATE FENCED BACKYARDPARKING PAD

Property features AI

Exterior

  • Parking: On-street parking; Off-street parking
  • Utilities: Public water; Public sewer; 200+ amp electric service; Natural gas hot water
  • Home design: Detached property; Effective remodel in 2022; Historic designation noted
  • Construction: Built year reported by assessor; Foundation: Other; Above- and below-grade structures noted
  • Exterior features: Wood fencing; No tidal water

Interior

  • Kitchen: Built-in microwave; Dishwasher; Disposal; Icemaker; Refrigerator; Stainless steel appliances
  • Bedrooms: Three bedrooms on the first upper level
  • Flooring: Hardwood floors
  • Bathrooms: Two full bathrooms (all upper levels); One half bathroom on the main level
  • Heating & cooling: Hot water heating; Natural gas heating fuel; Central air conditioning (electric)
  • Interior features: Open floor plan with combined dining and living areas; Gourmet kitchen; Master bath(s); Upgraded countertops; Wood floors; High walls and drywall
  • Laundry & utility: Washer and dryer in unit on the main floor; Exhaust fan

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $85 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $273k (8.9% below list).
  • Recommended offer: $273k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.6% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Savoy Es (238 students, 0% FRL); Kramer Ms (203 students, 0% FRL); Anacostia Hs (287 students, 0% FRL) — zoned schools average 0% FRL vs 65% district-wide (65 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.9%/yr); 298 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
  • At $2,732/mo this rent would consume 61% of the median local household income ($54k/yr) (locally 5148% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 111 days — a 9% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 28y ago; this cycle's ask has dropped $250k (45%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1905 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $273,000 (9.0% below list)

Questions for the listing agent

  1. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1905 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.63%
Cash-on-cash
1.21%
DSCR
1.05
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$368,280
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1226 U St SE 0.27mi 3/1.0 1,477 (+8%) 1mo $290,000 $196 67
1340 Valley Pl SE 0.04mi 3/1.5 1,444 (+6%) 22mo $535,000 $370 66
1724 W St SE 0.38mi 4/2.5 (+1) 1,479 (+8%) 3mo $400,000 $270 61
2016 14th St SE 0.20mi 3/3.5 1,516 (+11%) 13mo $581,600 $384 57
1253 Sumner Rd SE 0.55mi 3/2.0 1,296 (-5%) 16mo $280,000 $216 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.86% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.51×
Total profit
$-40,774
Equity at exit
$44,731
10-year hold
IRR
-3.2%
Equity multiple
0.78×
Total profit
$-18,412
Equity at exit
$25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State District of Columbia
12 Strongly Tenant-Friendly · D+43
County
— inherits STATE
City Washington
0 Strongly Tenant-Friendly · D+43
Rent Stabilization Program; TOPA gives tenants right of first refusal.

ZIP-level market 20020

Rents YoY
3.9%
Active inventory
298
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$2,732 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax est. 1.5%
$375 /mo · $4,500/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$574
Net cashflow
$85

Break-even live

Break-even rent $2,624
Max offer price $300,000
Occupancy floor 92%

Sensitivity live

Price -10% $292 -5% $189 +0% $85 +5% $-19 +10% $-122
Rent -10% $-131 -5% $-23 +0% $85 +5% $193 +10% $301
Rate -1.0pp $236 -0.5pp $161 base $85 +0.5pp $7 +1.0pp $-72

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2227 14th St SE Washington, DC 3.0 1.0 1222 $2,495 $2.04 26d 1 0.05mi
1328 Morris Rd SE Washington, DC 3.0 2.5 1372 $3,250 $2.37 19d 1 0.16mi
1351 Morris Rd SE Unit Upstairs Washington, DC 3.0 2.0 1522 $2,700 $1.77 6d 1 0.18mi
1505 West St SE Unit 1 Washington, DC 3.0 2.5 1632 $3,300 $2.02 0d 1 0.19mi
1430 V St SE Washington, DC 3.0 2.0 1680 $3,100 $1.85 26d 1 0.20mi
1308 Talbert Ct SE Washington, DC 3.0 2.5 1446 $2,995 $2.07 7d 1 0.21mi
1300 Dexter Ter SE Washington, DC 2.0 1.5 1100 $2,600 $2.36 26d 1 0.23mi
1214 U St SE Washington, DC 3.0 2.5 1350 $3,375 $2.50 26d 1 0.26mi
2322 Shannon Pl SE Washington, DC 3.0 3.5 1800 $2,800 $1.56 26d 1 0.30mi
2648 Bowen Rd SE Washington, DC 3.0 1.5 1220 $2,500 $2.05 26d 1 0.31mi
1516 Marion Barry Ave SE Unit 301 Washington, DC 3.0 2.0 1100 $1,795 $1.63 9d 1 0.32mi
1527 Morris Rd SE Washington, DC 3.0 2.5 1508 $2,700 $1.79 9d 1 0.36mi
2501 Sayles Pl SE #9 Washington, DC 2.0 2.0 1157 $2,500 $2.16 26d 1 0.36mi
2501 Sayles Pl SE #9 Washington, DC 2.0 2.0 1157 $2,500 $2.16 12d 1 0.36mi
1802 14th St SE Washington, DC 3.0 2.0 1800 $2,800 $1.56 26d 1 0.36mi
1705 W St SE Washington, DC 4.0 2.0 1550 $2,500 $1.61 4d 1 0.37mi
1750 Galen St SE Washington, DC 3.0 3.0 1138 $2,300 $2.02 5d 1 0.39mi
2629 Douglass Rd SE Washington, DC 2.0–3.0 1.0–1.5 888 $2,245 $2.53 3d 13 0.43mi
2609 Douglass Rd SE #402 Washington, DC 2.0 2.0 990 $2,200 $2.22 26d 1 0.51mi
1953 19th Pl SE Apt 301 Washington, DC 3.0 1.0 980 $5,301 $5.41 26d 1 0.52mi
1953 19th Pl SE Apt 104 Washington, DC 3.0 1.0 980 $2,800 $2.86 7d 1 0.52mi
1634 Ridge Pl SE Washington, DC 3.0 3.5 1248 $3,200 $2.56 26d 1 0.52mi
1621 R St SE Washington, DC 3.0 2.0 1250 $24,000 $19.20 0d 1 0.53mi
1907 Marion Barry Ave SE Washington, DC 2.0 1.0 900 $1,495 $1.66 26d 1 0.55mi
2460 James Bank Rd SE Washington, DC 3.0 3.5 1687 $3,190 $1.89 16d 1 0.56mi
1612 Q St SE Washington, DC 3.0 2.0 1737 $2,850 $1.64 0d 1 0.62mi
2202 U Pl SE Washington, DC 2.0 1.5 1232 $3,500 $2.84 26d 1 0.63mi
650 Howard Rd SE Washington, DC 3.0 1.0–2.0 852 $4,431 $5.20 0d 54 0.70mi
2300 Good Hope Rd SE Washington, DC 2.0 1.0–2.0 1020 $1,913 $1.88 26d 6 0.71mi
1938 S St SE Washington, DC 3.0 2.0 1522 $2,999 $1.97 26d 1 0.72mi
632 Howard Rd SE Unit 532 Washington, DC 2.0 2.0 942 $3,862 $4.10 19d 1 0.76mi
632 Howard Rd SE Unit 338 Washington, DC 2.0 2.0 926 $3,862 $4.17 18d 1 0.76mi
632 Howard Rd SE Washington, DC 2.0 1.0–2.0 673 $4,100 $6.09 22d 112 0.76mi
632 Howard Rd SE Unit 633 Washington, DC 2.0 2.0 942 $3,862 $4.10 21d 1 0.76mi
632 Howard Rd SE Unit 933 Washington, DC 2.0 2.0 942 $3,862 $4.10 23d 1 0.76mi
600 Howard Rd SE Washington, DC 2.0 1.0–2.5 805 $6,344 $7.88 3d 89 0.76mi
1928 Naylor Rd SE Unit 102 Washington, DC 2.0 2.0 875 $1,482 $1.69 0d 1 0.88mi
1928 Naylor Rd SE Unit 503 Washington, DC 2.0 2.0 877 $1,595 $1.82 0d 1 0.88mi
2215 Minnesota Ave SE Unit 18 Washington, DC 4.0 2.0 990 $4,500 $4.55 26d 1 0.91mi
1955 Fairlawn Ave SE Unit 2A Washington, DC 2.0 2.0 1000 $2,499 $2.50 26d 1 0.92mi

Listing history 50 events

  1. 2026-06-21
    days on market $300,000 Active 111 DOM
  2. 2026-06-18
    days on market $300,000 Active 108 DOM
  3. 2026-06-17
    days on market $300,000 Active 107 DOM
  4. 2026-06-16
    days on market $300,000 Active 106 DOM
  5. 2026-06-15
    days on market $300,000 Active 105 DOM
  6. 2026-06-13
    days on market $300,000 Active 103 DOM
  7. 2026-06-09
    days on market $300,000 Active 99 DOM
  8. 2026-06-08
    days on market $300,000 Active 98 DOM
  9. 2026-06-07
    days on market $300,000 Active 97 DOM
  10. 2026-06-04
    days on market $300,000 Active 94 DOM
  11. 2026-06-03
    days on market $300,000 Active 93 DOM
  12. 2026-06-02
    days on market $300,000 Active 92 DOM
  13. 2026-06-01
    days on market $300,000 Active 91 DOM
  14. 2026-05-31
    days on market $300,000 Active 90 DOM
  15. 2026-05-04
    price $300,000
  16. 2026-03-02
    listed $549,900 Active
  17. 2026-03-02
    historical
  18. 2026-02-22
    price $559,900
  19. 2026-02-22
    status Active
  20. 2026-01-29
    historical
  21. 2025-11-26
    price $300,000
  22. 2025-09-08
    price $559,900
  23. 2025-08-09
    status Active
  24. 2025-08-04
    historical Active Under Contract
  25. 2025-07-02
    listed $579,888 Active
  26. 2025-06-04
    historical
  27. 2025-01-30
    historical
  28. 2025-01-29
    status Active
  29. 2025-01-27
    historical Active Under Contract
  30. 2025-01-03
    status Active
  31. 2024-12-31
    historical
  32. 2024-11-07
    price $579,900
  33. 2024-10-14
    price $584,900
  34. 2024-07-31
    price $594,900
  35. 2024-06-04
    listed $599,900 Active
  36. 2023-03-10
    historical
  37. 2023-01-05
    listed $579,900 Active
  38. 2023-01-05
    historical
  39. 2023-01-03
    historical
  40. 2022-12-09
    listed $599,000 Active
  41. 2022-12-06
    historical
  42. 2022-11-04
    price $599,000
  43. 2022-10-15
    listed $619,000 Active
  44. 2022-05-17
    soldstatus $300,000
  45. 2022-05-13
    soldstatus $300,000 Closed
  46. 2022-04-24
    listed $375,000
  47. 2022-04-24
    price $375,000
  48. 2022-04-24
    historical
  49. 1998-12-31
    soldstatus $100,000
  50. 1998-12-30
    soldstatus $100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,783
− Mortgage interest
−$16,805
− Property taxes
−$4,500
− Insurance
−$1,500
− Repairs & maintenance
−$2,623
− Management
−$2,623
− Depreciation
−$8,727
Taxable loss
−$3,994
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$959
After-tax cash flow
$1,978/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
District Of Columbia Public Schools
NCES district ID
1100030
Math proficiency
33% ▲ 3.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$67,671
Composite
35.84/100
National rank
#9606
State rank
#8 of 32 in DC

Livability — Washington

Score
73/100
State rank
#1
US rank
#5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, DC
County
District of Columbia · 671,873 people
City population
671,873
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
53,005
Household income
$54,032
Rent vs Own
69.8% rent · 30.2% own
Severe rent burden
5148.0

Population outlook (District of Columbia County) Hauer SSP2

Today (2025)
821,926 people
By 2030
899,517 · +9.4%
By 2040
1,061,162 · +29.1%
By 2050
1,231,493 · +49.8%
By 2075
1,603,312 · +95.1%
By 2100
1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% Two or more races 3% Hispanic / Latino 3% White 3%
Common ancestry
Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · District of Columbia

2024 margin
Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
2008→2024 swing
+0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
All cycles
2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -415.44%
Current HPI
306.5068
Rent YoY
▲ 3.86%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 1.33%
F500 in state
6

Industry mix (Fortune 500 HQ in DC)

Industry F500 HQs Revenue

Price history

+837.5% since first listed
39 events — show timeline
  • 2026-05-04 Price Changed $300,000 BRIGHT MLS
  • 2026-03-02 Listing Removed BRIGHT MLS
  • 2026-03-02 Listed $549,900 BRIGHT MLS
  • 2026-02-22 Price Changed $559,900 BRIGHT MLS
  • 2026-02-22 Relisted BRIGHT MLS
  • 2026-01-29 Listing Removed BRIGHT MLS
  • 2025-11-26 Price Changed $300,000 BRIGHT MLS
  • 2025-09-08 Price Changed $559,900 BRIGHT MLS
  • 2025-08-09 Relisted BRIGHT MLS
  • 2025-08-04 Contingent BRIGHT MLS
  • 2025-07-02 Listed $579,888 BRIGHT MLS
  • 2025-06-04 Coming Soon BRIGHT MLS
  • 2025-01-30 Listing Removed BRIGHT MLS
  • 2025-01-29 Relisted BRIGHT MLS
  • 2025-01-27 Contingent BRIGHT MLS
  • 2025-01-03 Relisted BRIGHT MLS
  • 2024-12-31 Listing Removed BRIGHT MLS
  • 2024-11-07 Price Changed $579,900 BRIGHT MLS
  • 2024-10-14 Price Changed $584,900 BRIGHT MLS
  • 2024-07-31 Price Changed $594,900 BRIGHT MLS
  • 2024-06-04 Listed $599,900 BRIGHT MLS
  • 2023-03-10 Listing Removed BRIGHT MLS
  • 2023-01-05 Listed $579,900 BRIGHT MLS
  • 2023-01-05 Coming Soon BRIGHT MLS
  • 2023-01-03 Listing Removed BRIGHT MLS
  • 2022-12-09 Listed $599,000 BRIGHT MLS
  • 2022-12-06 Listing Removed BRIGHT MLS
  • 2022-11-04 Price Changed $599,000 BRIGHT MLS
  • 2022-10-15 Listed $619,000 BRIGHT MLS
  • 2022-05-17 Sold (Public Records) $300,000 Public Records
  • 2022-05-13 Sold (MLS) $300,000 BRIGHT MLS
  • 2022-04-24 Listing Removed BRIGHT MLS
  • 2022-04-24 Price Changed $375,000 BRIGHT MLS
  • 2022-04-24 Listed $375,000 BRIGHT MLS
  • 1998-12-31 Sold (Public Records) $100,000 Public Records
  • 1998-12-30 Sold (MLS) $100,000 MRIS
  • 1998-10-15 Delisted MRIS
  • 1998-07-19 Listed $99,999 MRIS
  • 1977-08-02 Sold (Public Records) $32,000 Public Records

Property tax history

+28.2%/yr

Latest (2025): $31,458 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…