1220 Midland Ave #1220 · Yonkers, NY
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.78%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.3/30.0
- DSCR +8.3/10.0
- ARV discount +7.5/15.0
- 1% rule +6.6/10.0
- Schools +4.1/10.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$219,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1220 Midland Avenue! Convenience galore with this move in ready ground floor garden apartment in beautiful Bronxville Knolls. Tons of natural light to highlight the updated Kitchen and Bathroom! Hard wood floors are through out, new windows were recently installed, and the unit is close to the community laundry and parking garage! Central location is just Minutes to Major Highways, Bus Lines, Cross County Shopping Mall, Sarah Lawrence College, Metro North Train Stations, restaurants, and public parks!
Key facts
- Garage
- Built 1956
- Listed 47 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $219k.
Deal economics
- At list price, monthly cash flow is $431 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $219k).
- Recommended offer: $212k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.0% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Yonkers Early Childhood Academy (327 students, 72% FRL); Yonkers Middle School (math 17% / reading 37%, grade F, #587 of 729 statewide, top 81%, 601 students, 88% FRL); Yonkers High School (math 92% / reading 88%, grade A+, #238 of 1,100 statewide, top 23%, 1,060 students, 76% FRL) — zoned schools average 79% FRL vs 64% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.3%/yr); 245 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.3% rent growth), your $61k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 47 days — a 3% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 9.02%
- Cash-on-cash
- 9.74%
- DSCR
- 1.43
- GRM
- 7.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.27% rent growth · sell at horizon
- IRR
- -2.0%
- Equity multiple
- 0.92×
- Total profit
- $-4,644
- Equity at exit
- $32,654
- IRR
- 9.1%
- Equity multiple
- 1.74×
- Total profit
- $45,522
- Equity at exit
- $18,935
Cash invested: $61,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
ZIP-level market 10708
- Rents YoY
- 4.3%
- Active inventory
- 245
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $2,546 high interval (Pro) →
- Mortgage (P&I)
- −$1,148
- Tax est. 1.5%
- −$274 /mo · $3,285/yr
- Insurance
- −$91
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$535
- Net cashflow
- $431
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,750
- Closing costs
- $6,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 28 Tunis Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 43d | 1 | 0.24mi |
| 671 Bronx River Rd Unit 3A Yonkers, NY | 2.0 | 1.5 | 950 | $3,000 | $3.16 | 24d | 1 | 0.59mi |
| 200 Crescent Pl Unit 2nd fl Yonkers, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 16d | 1 | 0.62mi |
| 80 W Grand St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,942 | $2.28 | 24d | 1 | 0.64mi |
| 645 N MacQuesten Pkwy Unit 3G Mt Vernon, NY | 2.0 | 1.0 | 950 | $3,195 | $3.36 | 24d | 1 | 0.65mi |
| 669 N Terrace Ave Mount Vernon, NY | 1.0 | 1.0 | 750 | $2,031 | $2.71 | 24d | 1 | 0.73mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 955 | $2,841 | $2.97 | 1d | 16 | 0.74mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 1014 | $3,956 | $3.90 | 24d | 15 | 0.74mi |
| 33 William St Mount Vernon, NY | 1.0–2.0 | 1.0 | 725 | $1,850 | $2.55 | 21d | 2 | 0.82mi |
| 86 Edgewood Ave Apt 2E Yonkers, NY | 2.0 | 1.0 | 1000 | $2,599 | $2.60 | 18d | 1 | 0.83mi |
| 86 Edgewood Ave Unit 2W Yonkers, NY | 2.0 | 1.0 | 1000 | $2,699 | $2.70 | 43d | 1 | 0.83mi |
| 51 Parkway Rd Apt 3 Bronxville, NY | 1.0 | 1.0 | 1100 | $3,100 | $2.82 | 24d | 1 | 0.88mi |
| 495 Kimball Ave Unit First Floor Yonkers, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 43d | 1 | 0.94mi |
| 142 Trenchard St Unit 2E Yonkers, NY | 1.0 | 1.0 | 900 | $2,250 | $2.50 | 10d | 1 | 0.94mi |
| 85 Bennett Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 43d | 1 | 0.98mi |
| 12 Putnam St Mount Vernon, NY | 2.0 | 1.0 | 950 | $2,600 | $2.74 | 24d | 1 | 0.99mi |
| 23 Alida St Unit 2s Yonkers, NY | 2.0 | 1.0 | 1000 | $2,900 | $2.90 | 24d | 1 | 1.08mi |
| 230 N 7th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 950 | $2,300 | $2.42 | 10d | 1 | 1.09mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 43d | 1 | 1.10mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 24d | 1 | 1.10mi |
| 28 Kenilworth Rd Unit The Cottage Yonkers, NY | 1.0 | 1.0 | 600 | $1,950 | $3.25 | 14d | 1 | 1.11mi |
| 103 North St Mount Vernon, NY | 1.0 | 1.0 | 720 | $1,900 | $2.64 | 20d | 1 | 1.12mi |
| 14 Elm St Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 24d | 1 | 1.16mi |
| 20 Overhill Pl Unit 3 Yonkers, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 43d | 1 | 1.20mi |
| 278 Mile Square Rd Yonkers, NY | 2.0 | 1.0 | 1000 | $2,650 | $2.65 | 43d | 1 | 1.23mi |
| 32 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,900 | $2.24 | 7d | 1 | 1.32mi |
| 18 N Bond St Unit 3D Mt Vernon, NY | 1.0 | 1.0 | 750 | $2,000 | $2.67 | 24d | 1 | 1.34mi |
| 64 Sagamore Rd Unit A6 Bronxville, NY | 1.0 | 1.0 | 850 | $2,900 | $3.41 | 4d | 1 | 1.35mi |
| 42 Winchester Ave Unit 2A Yonkers, NY | 1.0 | 1.0 | 700 | $2,100 | $3.00 | 13d | 1 | 1.36mi |
| 13 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 600 | $1,785 | $2.98 | 24d | 1 | 1.37mi |
| 64 Kensington Rd Apt 1A Bronxville, NY | 1.0 | 1.0 | 800 | $2,895 | $3.62 | 11d | 1 | 1.37mi |
| 8 Wainwright Ave Unit 2A Yonkers, NY | — | 1.0 | 700 | $1,600 | $2.29 | 7d | 1 | 1.46mi |
| 277 Bronx River Rd Apt 3M Yonkers, NY | — | 1.0 | 550 | $1,700 | $3.09 | 43d | 1 | 1.47mi |
| 1549 Central Park Ave Yonkers, NY | 2.0 | 1.0 | 850 | $2,400 | $2.82 | 43d | 1 | 1.49mi |
| 12 Wainwright Ave Apt 1B Yonkers, NY | 1.0 | 1.0 | 700 | $1,950 | $2.79 | 43d | 1 | 1.49mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 18 events
-
2026-03-17status Pending
-
2026-01-29$219,000 Active
-
2026-01-28historical $219,000
-
2021-07-07soldstatus $195,000 Closed 520-char remark
Show marketing remark (520 chars)
Welcome to 1220 Midland Avenue! Convenience galore with this move in ready ground floor garden apartment in beautiful Bronxville Knolls. Tons of natural light to highlight the updated Kitchen and Bathroom! Hard wood floors are through out, new windows were recently installed, and the unit is close to the community laundry and parking garage! Central location is just Minutes to Major Highways, Bus Lines, Cross County Shopping Mall, Sarah Lawrence College, Metro North Train Stations, restaurants, and public parks!
-
2021-04-30status Pending 520-char remark
Show marketing remark (520 chars)
Welcome to 1220 Midland Avenue! Convenience galore with this move in ready ground floor garden apartment in beautiful Bronxville Knolls. Tons of natural light to highlight the updated Kitchen and Bathroom! Hard wood floors are through out, new windows were recently installed, and the unit is close to the community laundry and parking garage! Central location is just Minutes to Major Highways, Bus Lines, Cross County Shopping Mall, Sarah Lawrence College, Metro North Train Stations, restaurants, and public parks!
-
2021-02-19price $210,000 520-char remark
Show marketing remark (520 chars)
Welcome to 1220 Midland Avenue! Convenience galore with this move in ready ground floor garden apartment in beautiful Bronxville Knolls. Tons of natural light to highlight the updated Kitchen and Bathroom! Hard wood floors are through out, new windows were recently installed, and the unit is close to the community laundry and parking garage! Central location is just Minutes to Major Highways, Bus Lines, Cross County Shopping Mall, Sarah Lawrence College, Metro North Train Stations, restaurants, and public parks!
-
2021-02-12price $230,000 520-char remark
Show marketing remark (520 chars)
Welcome to 1220 Midland Avenue! Convenience galore with this move in ready ground floor garden apartment in beautiful Bronxville Knolls. Tons of natural light to highlight the updated Kitchen and Bathroom! Hard wood floors are through out, new windows were recently installed, and the unit is close to the community laundry and parking garage! Central location is just Minutes to Major Highways, Bus Lines, Cross County Shopping Mall, Sarah Lawrence College, Metro North Train Stations, restaurants, and public parks!
-
2021-01-26$235,000 Active 520-char remark
Show marketing remark (520 chars)
Welcome to 1220 Midland Avenue! Convenience galore with this move in ready ground floor garden apartment in beautiful Bronxville Knolls. Tons of natural light to highlight the updated Kitchen and Bathroom! Hard wood floors are through out, new windows were recently installed, and the unit is close to the community laundry and parking garage! Central location is just Minutes to Major Highways, Bus Lines, Cross County Shopping Mall, Sarah Lawrence College, Metro North Train Stations, restaurants, and public parks!
-
2015-12-11price $106,000 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-12-11soldstatus $106,000 Sold 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
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2015-12-11soldstatus $106,000
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-09-02historical Pending 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-09-01price $110,000 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-07-07status Active 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-05-19historical Pending 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-05-04price $110,000 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-04-16$115,000 Active 699-char remark
Show marketing remark (699 chars)
Bronxville Knolls one bedroom one bath with one car garage space. BR 13 x 13, LR 13 x 20, 8 ft ceilings, hardwood floors. 14 min walk to Fleetwood Train, 25 min walk to Bronxville Train. 1.8 miles from Bronxville, .6 miles from Fleetwood. Renting is allowed after 2 years of ownership. Garden apartment is close to Bronxville, Sarah Lawrence College, Lawrence Hospital, Cross County Mall and Movie Complex, and Fleetwood. Other features include 4 large closets, bathroom has built in hamper, 5 common laundry rooms with 2 to 3 washers and dryers each and super lives on premise. Maintenance includes heat and hot water. Convenient to Cross County Highway, Bronx River Parkway, Central Avenue and 87.
-
2015-04-15$110,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,550
- − Mortgage interest
- −$12,267
- − Property taxes
- −$3,285
- − Insurance
- −$1,892
- − Repairs & maintenance
- −$2,444
- − Management
- −$2,444
- − Depreciation
- −$6,371
- Taxable income
- $1,846
- Est. tax owed @ 24.0%
- −$443
- After-tax cash flow
- $4,733/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 709,332 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 22,482
- Household income
- $126,343
- Rent vs Own
- Severe rent burden
- 357.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 17% Two or more races 10% Black 6% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 7% Dominican 3%
- Common ancestry
- Romanian 2% Lithuanian 2% Scotch-Irish 1%
- Foreign-born
- 16% · Canada, China
- Languages at home
- 76% English-only · Spanish 10% Other Indo-European 6% Other Asian/Pacific 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -668.11%
- Current HPI
- 203.4295
- Rent YoY
- ▲ 4.27%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+99.1% since first listed18 events — show timeline
- 2026-03-17 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-01-29 Listed $219,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-28 Coming Soon $219,000 OneKey® MLS as Distributed by MLS Grid
- 2021-07-07 Sold (MLS) $195,000 OneKey® MLS as Distributed by MLS Grid
- 2021-04-30 Pending — OneKey® MLS as Distributed by MLS Grid
- 2021-02-19 Price Changed $210,000 OneKey® MLS as Distributed by MLS Grid
- 2021-02-12 Price Changed $230,000 OneKey® MLS as Distributed by MLS Grid
- 2021-01-26 Listed $235,000 OneKey® MLS as Distributed by MLS Grid
- 2015-12-11 Sold (MLS) $106,000 HGMLS
- 2015-12-11 Price Changed $106,000 HGMLS
- 2015-12-11 Sold (MLS) $106,000 OneKey® MLS as Distributed by MLS Grid
- 2015-09-02 Contingent — HGMLS
- 2015-09-01 Price Changed $110,000 HGMLS
- 2015-07-07 Relisted — HGMLS
- 2015-05-19 Contingent — HGMLS
- 2015-05-04 Price Changed $110,000 HGMLS
- 2015-04-16 Listed $115,000 HGMLS
- 2015-04-15 Listed $110,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
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