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30082 N Haystack Dr
C- Composite 52.95
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.4/30.0
  • ARV discount +11.3/15.0
  • Appreciation +10.0/10.0
  • DSCR +4.4/10.0
  • Livability +3.1/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$166,000

30082 N Haystack Dr · Meadview, AZ 86444
3 bd · 2.0 ba · 1,353 sqft · SingleFamily public records · 84 Days on market
Built 1995 0.37 ac lot Est $181k · 8% under $4/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This fully furnished 3 bedroom, 2 bath, site-built home is move-in ready and offers 1,353 square feet of comfortable living space. Located in Meadview City Center, shops and restaurants are a very close walking distance. The home's kitchen includes tiled counter tops, a breakfast bar, and plenty of cabinets. A glass slider door in the dining area offers access to the covered patio for enjoying meals al fresco while taking in the stunning views of majestic Grand Wash Cliffs. The primary bedroom includes an attached bath with a tiled walk-in shower and has its own slider door to the covered patio. The home is on a 0.37 acre and is being sold with an additional 0.45 acre parcel, #343-21-015, n

Key facts

  • Tiled counter tops
  • Lake mead
  • Tiled walk-in shower

Tags

TILED COUNTER TOPSBREAKFAST BARCOVERED PATIOTILED WALK-IN SHOWERACCESS TO SWIMMINGLAKE MEAD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $166k.

Deal economics

  • At list price, monthly cash flow is $32 ($383/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (19.6% below list).
  • Recommended offer: $134k (19.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.7% in Meadview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#131 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, schools F, amenities F.
  • Kingman Unified School District (79598) (town): math 19% / reading 24% proficiency, ranked #179 of 249 in AZ (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 341 active listings in the ZIP; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • In year one you build about $18k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($156k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 4→10/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,522 (19.6% below list)

Questions for the listing agent

  1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.52%
Cash-on-cash
0.83%
DSCR
1.04
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$181,302
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
30082 N Haystack Dr 0.00mi 3/2.0 1,353 (0%) 0mo $166,000 $123 100
605 E Hindu Ln 0.36mi 2/1.0 (-1) 1,306 (-4%) 23mo $175,000 $134 49
30180 N Hidden Dr 0.57mi 2/2.0 (-1) 1,286 (-5%) 15mo $325,000 $253 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.9%
Equity multiple
2.99×
Total profit
$92,387
Equity at exit
$149,546
10-year hold
IRR
21.9%
Equity multiple
6.82×
Total profit
$270,352
Equity at exit
$322,501

Cash invested: $46,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86444

Home prices YoY
5.8%
Active inventory
341
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,335 medium interval (Pro) →
Mortgage (P&I)
$871
Tax from tax record
$79 /mo · $950/yr
Insurance
$69
HOA
$4
Vacancy / Maint / Mgmt
$280
Net cashflow
$32

Break-even live

Break-even rent $1,295
Max offer price $166,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,500
Closing costs
$4,980
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$4 · $48/yr

Listing history 4 events

  1. 2026-04-21
    status Pending
  2. 2026-02-22
    status Active
  3. 2026-02-13
    status Pending
  4. 2026-01-19
    listed $166,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$950 · $79/mo
Projected year-2 tax
$1,096 · $91/mo
Expected delta
+$145/yr (+$12/mo · 15.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 4 d/yr ≥103°F today · 10 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,023
− Mortgage interest
−$9,299
− Property taxes
−$950
− Insurance
−$830
− Repairs & maintenance
−$1,282
− Management
−$1,282
− HOA
−$48
− Depreciation
−$4,829
Taxable loss
−$2,497
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$599
After-tax cash flow
$983/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kingman Unified School District (79598)
NCES district ID
0400295
Math proficiency
19% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$36,760
Composite
17.87/100
National rank
#9002
State rank
#179 of 249 in AZ

Livability — Meadview

Score
62/100
State rank
#131
US rank
#16340

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Meadview, AZ
City population
1,633
Population (ZIP)
1,633

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Two or more races 3% Hispanic / Latino 3%
Common ancestry
Serbian 6% Slovak 6% Romanian 5%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 15.45%
Current HPI
279.9548
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-04-21 Pending WARDEX
  • 2026-02-22 Relisted WARDEX
  • 2026-02-13 Pending WARDEX
  • 2026-01-19 Listed $166,000 WARDEX

Property tax history

+1.5%/yr

Latest (2025): $950 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…