205 Grey Fox Trl · Enterprise, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 8/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.4/30.0
- ARV discount +5.8/15.0
- Schools +4.3/10.0
- DSCR +4.0/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$239,450
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great floor plan in a great neighborhood. Many updates made to the property. Come take a look! Many houses sold in this neighborhood at over $300,000. Take advantage of this amazing home at an amazing price. ,
Key facts
- Split-bedroom design
- Abundant cabinetry
- Convenient pantry
Tags
Property features AI
Finance
- Other: Property in Brookwood subdivision; Directions: Boll Weevil Circle, take a left on County Road 708, turn left onto Grey Fox Trail; home is on the left.
Exterior
- Parking: Attached 2-car garage
- Security: Fire alarm
- Utilities: Public water; Public sewer; Electricity available; Natural gas available
- Home design: Single family residence; One level
- Construction: Brick construction; Slab foundation
- Exterior features: Covered patio and porch; Fenced yard with privacy fencing; City lot; Paved road access
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Breakfast bar
- Bedrooms: Includes walk-in closet(s)
- Flooring: Carpet; Tile; Wood
- Bathrooms: 2 full bathrooms; Double vanity
- Heating & cooling: Heat pump (heating and cooling); Hot water heating
- Interior features: Double vanity; Walk-in closet(s); Breakfast bar; Fireplace with gas log; Window coverings and insulated/double-pane windows with blinds
- Laundry & utility: Washer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $239k.
Deal economics
- At list price, monthly cash flow is $6 ($72/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (23.9% below list).
- Recommended offer: $182k (23.9% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 4.1% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
- Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.9%/yr); 444 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $162k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 6.32%
- Cash-on-cash
- 0.11%
- DSCR
- 1.00
- GRM
- 10.9
CMA / ARV
- ARV (on-the-fly)
- $230,802
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 129 Grey Fox Trl | 0.11mi | 3/2.0 | 1,781 (+10%) | 22mo | $260,000 | $146 | 60 |
| 113 Grey Fox Trl | 0.21mi | 3/2.0 | 1,835 (+14%) | 14mo | $262,500 | $143 | 56 |
| 1751 Plaza Dr | 0.72mi | 2/2.0 (-1) | 1,645 (+2%) | 16mo | $235,000 | $143 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -15.3%
- Equity multiple
- 0.45×
- Total profit
- $-36,826
- Equity at exit
- $35,703
- IRR
- -5.5%
- Equity multiple
- 0.63×
- Total profit
- $-24,900
- Equity at exit
- $20,703
Cash invested: $67,046 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36330
- Home prices YoY
- -19.4%
- Rents YoY
- 3.9%
- Active inventory
- 444
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,823 medium interval (Pro) →
- Mortgage (P&I)
- −$1,256
- Tax from tax record
- −$78 /mo · $940/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$383
- Net cashflow
- $6
Break-even live
Sensitivity live
| Price | -10% $142 | -5% $74 | +0% $6 | +5% $-62 | +10% $-130 |
|---|---|---|---|---|---|
| Rent | -10% $-138 | -5% $-66 | +0% $6 | +5% $78 | +10% $150 |
| Rate | -1.0pp $127 | -0.5pp $67 | base $6 | +0.5pp $-56 | +1.0pp $-119 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,862
- Closing costs
- $7,184
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 209 Greyfox Trl Enterprise, AL | 3.0 | 2.0 | 1875 | $1,850 | $0.99 | 45d | 1 | 0.03mi |
| 100 Farm Creek Rd Enterprise, AL | 2.0 | 2.0 | 1080 | $1,268 | $1.17 | 45d | 3 | 0.84mi |
Listing history 5 events
-
2026-06-07statusdays on market $239,450 Pending 4 DOM
-
2026-06-05days on market $239,450 Active 2 DOM
-
2026-06-03$239,450 Active 1 DOM
-
2026-06-02remarks 699-char remark
-
2026-06-02$239,450 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $940 · $78/mo
- Projected year-2 tax
- $982 · $82/mo
- Expected delta
- +$42/yr (+$3/mo · 4.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,870
- − Mortgage interest
- −$13,413
- − Property taxes
- −$940
- − Insurance
- −$1,197
- − Repairs & maintenance
- −$1,750
- − Management
- −$1,750
- − Depreciation
- −$6,966
- Taxable loss
- −$4,145
- Est. tax savings @ 24.0%
- +$995
- After-tax cash flow
- $1,067/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Enterprise City
- NCES district ID
- 0101320
- Math proficiency
- 40% ▼ -20.00%
- Reading proficiency
- 60% ▲ 4.00%
- Median HH income
- $51,311
- Composite
- 42.83/100
- National rank
- #3136
- State rank
- #12 of 129 in AL
Livability — Enterprise
- Score
- 65/100
- State rank
- #127
- US rank
- #12953
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Enterprise, AL
- County
- Coffee County · 39,557 people
- City population
- 39,557
- Metro
- Enterprise, AL
- Population (ZIP)
- 39,557
- Household income
- $75,765
- Rent vs Own
- Severe rent burden
- 1126.0
Population outlook (Coffee County) Hauer SSP2
- Today (2025)
- 53,133 people
- By 2030
- 53,832 · +1.3%
- By 2040
- 54,504 · +2.6%
- By 2050
- 54,289 · +2.2%
- By 2075
- 51,175 · -3.7%
- By 2100
- 46,793 · -11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 3%
- Common ancestry
- Italian 3% Lithuanian 2% Serbian 2%
- Foreign-born
- 6% · Canada, Vietnam, South Korea
- Languages at home
- 89% English-only · Spanish 8% German/W. Germanic 2%
Political lean MEDSL · Coffee
- 2024 margin
- Solid R (+57.9) · D 20.7% · R 78.6%
- 2008→2024 swing
- -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
- All cycles
- 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.44%
- Current HPI
- 184.0163
- Rent YoY
- ▲ 3.92%
- Metro
- Enterprise, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
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Price history
+26.7% since first listed7 events — show timeline
- 2026-06-01 Listed $239,450 WBR
- 2010-12-06 Sold (MLS) $162,500 MAAR
- 2010-09-16 Listed $166,500 MAAR
- 2008-09-23 Listed $189,000 WBR
- 2008-09-23 Listed $189,000 MAAR
- 2007-03-16 Listed $189,000 WBR
- 2007-03-16 Listed $189,000 MAAR
Property tax history
+1.8%/yrLatest (2025): $940 · -1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…