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205 Grey Fox Trl
D- Composite 39.42
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +5.8/15.0
  • Schools +4.3/10.0
  • DSCR +4.0/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$239,450

205 Grey Fox Trl · Enterprise, AL 36330
3 bd · 2.0 ba · 1,614 sqft · SingleFamily public records · 4 Days on market
Built 2008 9,583 sqft lot Est $231k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great floor plan in a great neighborhood. Many updates made to the property. Come take a look! Many houses sold in this neighborhood at over $300,000. Take advantage of this amazing home at an amazing price. ,

Key facts

  • Split-bedroom design
  • Abundant cabinetry
  • Convenient pantry

Tags

OPEN-CONCEPT FLOOR PLANSPLIT-BEDROOM DESIGNGAS-LOG FIREPLACEBREAKFAST BARABUNDANT CABINETRYCONVENIENT PANTRY

Property features AI

Finance

  • Other: Property in Brookwood subdivision; Directions: Boll Weevil Circle, take a left on County Road 708, turn left onto Grey Fox Trail; home is on the left.

Exterior

  • Parking: Attached 2-car garage
  • Security: Fire alarm
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: Single family residence; One level
  • Construction: Brick construction; Slab foundation
  • Exterior features: Covered patio and porch; Fenced yard with privacy fencing; City lot; Paved road access

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Breakfast bar
  • Bedrooms: Includes walk-in closet(s)
  • Flooring: Carpet; Tile; Wood
  • Bathrooms: 2 full bathrooms; Double vanity
  • Heating & cooling: Heat pump (heating and cooling); Hot water heating
  • Interior features: Double vanity; Walk-in closet(s); Breakfast bar; Fireplace with gas log; Window coverings and insulated/double-pane windows with blinds
  • Laundry & utility: Washer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

  • At list price, monthly cash flow is $6 ($72/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (23.9% below list).
  • Recommended offer: $182k (23.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.1% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.9%/yr); 444 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $162k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,251 (23.9% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.32%
Cash-on-cash
0.11%
DSCR
1.00
GRM
10.9

CMA / ARV

ARV (on-the-fly)
$230,802
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
129 Grey Fox Trl 0.11mi 3/2.0 1,781 (+10%) 22mo $260,000 $146 60
113 Grey Fox Trl 0.21mi 3/2.0 1,835 (+14%) 14mo $262,500 $143 56
1751 Plaza Dr 0.72mi 2/2.0 (-1) 1,645 (+2%) 16mo $235,000 $143 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.45×
Total profit
$-36,826
Equity at exit
$35,703
10-year hold
IRR
-5.5%
Equity multiple
0.63×
Total profit
$-24,900
Equity at exit
$20,703

Cash invested: $67,046 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
444
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,823 medium interval (Pro) →
Mortgage (P&I)
$1,256
Tax from tax record
$78 /mo · $940/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$383
Net cashflow
$6

Break-even live

Break-even rent $1,815
Max offer price $239,450
Occupancy floor 95%

Sensitivity live

Price -10% $142 -5% $74 +0% $6 +5% $-62 +10% $-130
Rent -10% $-138 -5% $-66 +0% $6 +5% $78 +10% $150
Rate -1.0pp $127 -0.5pp $67 base $6 +0.5pp $-56 +1.0pp $-119

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,862
Closing costs
$7,184
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
209 Greyfox Trl Enterprise, AL 3.0 2.0 1875 $1,850 $0.99 45d 1 0.03mi
100 Farm Creek Rd Enterprise, AL 2.0 2.0 1080 $1,268 $1.17 45d 3 0.84mi

Listing history 5 events

  1. 2026-06-07
    statusdays on market $239,450 Pending 4 DOM
  2. 2026-06-05
    days on market $239,450 Active 2 DOM
  3. 2026-06-03
    listing id $239,450 Active 1 DOM
  4. 2026-06-02
    remarks 699-char remark
  5. 2026-06-02
    listed $239,450 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$940 · $78/mo
Projected year-2 tax
$982 · $82/mo
Expected delta
+$42/yr (+$3/mo · 4.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,870
− Mortgage interest
−$13,413
− Property taxes
−$940
− Insurance
−$1,197
− Repairs & maintenance
−$1,750
− Management
−$1,750
− Depreciation
−$6,966
Taxable loss
−$4,145
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$995
After-tax cash flow
$1,067/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Enterprise City
NCES district ID
0101320
Math proficiency
40% ▼ -20.00%
Reading proficiency
60% ▲ 4.00%
Median HH income
$51,311
Composite
42.83/100
National rank
#3136
State rank
#12 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Enterprise, AL
County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+26.7% since first listed
7 events — show timeline
  • 2026-06-01 Listed $239,450 WBR
  • 2010-12-06 Sold (MLS) $162,500 MAAR
  • 2010-09-16 Listed $166,500 MAAR
  • 2008-09-23 Listed $189,000 WBR
  • 2008-09-23 Listed $189,000 MAAR
  • 2007-03-16 Listed $189,000 WBR
  • 2007-03-16 Listed $189,000 MAAR

Property tax history

+1.8%/yr

Latest (2025): $940 · -1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…