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3710 Massoit Dr
B- Composite 66.27
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.1/10.0
  • 1% rule +6.7/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$129,900

3710 Massoit Dr · Augusta-Richmond County consolidated government (balance), GA 30906
3 bd · 2.0 ba · 1,300 sqft · SingleFamily public records · 36 Days on market
Built 1975 0.29 ac lot $100/sqft · 18% below area Est $159k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NIce rental, 3 BR 2 BA brick home with new roof.

Key facts

  • Easy commuting
  • Near local landmarks
  • All-brick home

Tags

RANCH-STYLE RESIDENCEALL-BRICK HOMEDURABLE SLAB FOUNDATIONQUIET RESIDENTIAL COMMUNITYEASY COMMUTINGNEAR LOCAL LANDMARKS

Property features AI

Finance

  • Other: Listing accepts Cash, Conventional, FHA, and VA financing
  • HOA & community: No HOA

Exterior

  • Parking: No dedicated parking
  • Utilities: Public water; Public sewer; Other utilities
  • Home design: Single-family residence (house); Resale property
  • Construction: Built in 1975; Brick construction; Slab foundation; Composition roof
  • Exterior features: Level lot

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Carpet; Hardwood
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Other interior features; One-level living; Public-record living area 1300
  • Laundry & utility: Other laundry features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $350 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $126k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Barton Chapel Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 390 students, 98% FRL); Glenn Hills Middle School (math 2% / reading 6%, grade F, #467 of 470 statewide, top 99%, 762 students, 98% FRL); Glenn Hills High School (math 2% / reading 2%, grade F, #421 of 424 statewide, top 100%, 883 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 3% at this address vs 16% district-wide (-13 pts) — the specific schools serving this property underperform the Richmond County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.2%/yr); 364 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $89k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,003 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
9.53%
Cash-on-cash
11.55%
DSCR
1.51
GRM
7.1

CMA / ARV

ARV (median comp)
$159,151
List price
$129,900
Delta
-18.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2608 Dublin Dr 0.09mi 4/2.0 (+1) 1,300 (0%) 10mo $175,000 $135 82
3703 Stockholm Dr 0.16mi 4/2.0 (+1) 1,340 (+3%) 2mo $180,000 $134 81
2512 Drayton Dr 0.21mi 3/2.0 1,300 (0%) 11mo $169,000 $130 81
2507 Drayton Dr 0.25mi 3/1.5 1,300 (0%) 12mo $157,900 $121 76
2617 Dublin Dr 0.12mi 3/2.0 1,200 (-8%) 8mo $180,000 $150 75
2477 Dublin Dr 0.31mi 3/1.5 1,325 (+2%) 10mo $123,000 $93 72
2606 Audusson Ct 0.44mi 3/1.5 1,300 (0%) 8mo $102,000 $78 71
2510 Drayton Dr 0.22mi 3/2.0 1,460 (+12%) 12mo $175,000 $120 59
2896 Rasha Dr 0.64mi 3/2.0 1,212 (-7%) 2mo $184,000 $152 57
3042 Johnny Ct 0.73mi 3/1.5 1,344 (+3%) 3mo $165,000 $123 56
3049 Libby Drive Dr 0.67mi 3/1.5 1,203 (-8%) 11mo $149,900 $125 45
2417 Luxembourg Dr 0.70mi 3/1.5 1,140 (-12%) 10mo $111,500 $98 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-2.4%
Equity multiple
0.91×
Total profit
$-3,201
Equity at exit
$19,369
10-year hold
IRR
3.8%
Equity multiple
1.24×
Total profit
$8,714
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30906

Home prices YoY
-21.6%
Rents YoY
-0.2%
Active inventory
364
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,518 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$114 /mo · $1,363/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$319
Net cashflow
$350

Break-even live

Break-even rent $1,075
Max offer price $129,900
Occupancy floor 72%

Sensitivity live

Price -10% $424 -5% $387 +0% $350 +5% $313 +10% $277
Rent -10% $230 -5% $290 +0% $350 +5% $410 +10% $470
Rate -1.0pp $416 -0.5pp $383 base $350 +0.5pp $317 +1.0pp $282

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2609 Dublin Dr Augusta, GA 3.0 2.0 1400 $1,395 $1.00 15d 1 0.07mi
2524 Drayton Dr Augusta, GA 3.0 2.0 1404 $1,700 $1.21 44d 1 0.14mi
2631 Drayton Dr Augusta, GA 3.0 2.0 1404 $1,430 $1.02 15d 1 0.21mi
2708 Blossom Dr Unit B Augusta, GA 2.0 1.5 896 $950 $1.06 44d 1 0.60mi
3001 Alene Ct Augusta, GA 4.0 2.0 1288 $1,631 $1.27 24d 1 0.94mi
3613 Alene Cir Augusta, GA 3.0 2.0 1260 $1,325 $1.05 15d 1 0.97mi
3200 Deans Bridge Rd Augusta, GA 1.0–4.0 1.0–1.5 1075 $970 $0.90 24d 6 1.13mi
2813 Leawood Ct Hephzibah, GA 3.0 2.0 1377 $1,250 $0.91 44d 1 1.13mi
2941 Rollingwood Dr Augusta, GA 3.0 2.0 1297 $1,750 $1.35 24d 1 1.17mi
2834 Brentway Dr Hephzibah, GA 3.0 2.0 1475 $1,600 $1.08 44d 1 1.21mi
2338 Helsinki Dr Augusta, GA 3.0 1.5 1025 $1,245 $1.21 24d 1 1.27mi
2914 Cumberland Dr Augusta, GA 4.0 1.5 1650 $1,400 $0.85 22d 1 1.28mi
3412 Kensington Dr N Augusta, GA 3.0 2.0 1225 $1,350 $1.10 24d 1 1.33mi
3543 Windermere Dr Hephzibah, GA 4.0 2.0 1394 $1,550 $1.11 44d 1 1.41mi
3543 Windermere Dr Hephzibah, GA 4.0 2.0 1394 $1,550 $1.11 24d 1 1.41mi
3524 Edgeworth Dr Hephzibah, GA 3.0 2.0 1200 $1,295 $1.08 24d 1 1.43mi

Listing history 21 events

  1. 2026-06-18
    days on market $129,900 Active 36 DOM
  2. 2026-06-17
    days on market $129,900 Active 35 DOM
  3. 2026-06-16
    days on market $129,900 Active 34 DOM
  4. 2026-06-15
    days on market $129,900 Active 33 DOM
  5. 2026-06-14
    days on market $129,900 Active 31 DOM
  6. 2026-06-10
    days on market $129,900 Active 28 DOM
  7. 2026-06-09
    days on market $129,900 Active 27 DOM
  8. 2026-06-08
    statusdays on market $129,900 Active 26 DOM
  9. 2026-06-07
    pricestatusdays on market $129,900 Price Change 25 DOM
  10. 2026-06-03
    days on market $134,900 Active 21 DOM
  11. 2026-06-02
    days on market $134,900 Active 20 DOM
  12. 2026-06-01
    days on market $134,900 Active 19 DOM
  13. 2026-05-31
    days on market $134,900 Active 18 DOM
  14. 2026-05-30
    days on market $134,900 Active 17 DOM
  15. 2026-05-13
    listed $134,900 New 799-char remark
  16. 2022-05-12
    soldstatus $89,000
  17. 2022-05-10
    soldstatus $89,000 48-char remark
    Show marketing remark (48 chars)

    NIce rental, 3 BR 2 BA brick home with new roof.

  18. 2022-05-10
    soldstatus $89,000
    Show marketing remark (48 chars)

    NIce rental, 3 BR 2 BA brick home with new roof.

  19. 2022-04-27
    listed $89,000 48-char remark
    Show marketing remark (48 chars)

    NIce rental, 3 BR 2 BA brick home with new roof.

  20. 2022-04-27
    listed $89,000
    Show marketing remark (48 chars)

    NIce rental, 3 BR 2 BA brick home with new roof.

  21. 1995-12-01
    soldstatus $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,363 · $114/mo
Projected year-2 tax
$1,363 · $114/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,214
− Mortgage interest
−$7,276
− Property taxes
−$1,363
− Insurance
−$650
− Repairs & maintenance
−$1,457
− Management
−$1,457
− Depreciation
−$3,779
Taxable income
$2,232
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$536
After-tax cash flow
$3,667/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
60,423
Household income
$45,999
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3363.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.99%
Current HPI
213.5733
Rent YoY
▼ -0.25%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+165.1% since first listed
8 events — show timeline
  • 2026-06-05 Price Changed $129,900 GAMLS
  • 2026-05-13 Listed $134,900 GAMLS
  • 2022-05-12 Sold (Public Records) $89,000 Public Records
  • 2022-05-10 Sold (MLS) $89,000 Hive MLS
  • 2022-05-10 Sold (MLS) $89,000 Hive MLS
  • 2022-04-27 Listed $89,000 Hive MLS
  • 2022-04-27 Listed $89,000 Hive MLS
  • 1995-12-01 Sold (Public Records) $49,000 Public Records

Property tax history

+1.9%/yr

Latest (2025): $1,363 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…