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1868 Gola Dr
D Composite 44.8
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +11.3/15.0
  • DSCR +4.0/10.0
  • Livability +3.8/5.0
  • 1% rule +3.4/10.0
  • Rent growth +3.4/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

1868 Gola Dr · Fayetteville, NC 28301
3 bd · 3.0 ba · 1,994 sqft · SingleFamily public records · 86 Days on market
Built 1962 Est $229k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

Key facts

  • Giant soaking tub
  • Fenced yard
  • Upgraded kitchen

Tags

UPGRADED KITCHENLARGE WALK IN CLOSETGIANT SOAKING TUBBACKYARD DECKFENCED YARDEXTRA ROOM

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Residential property
  • Construction: Brick veneer
  • Exterior features: Brick veneer construction; Zoned SF6 (Single Family Res 6)

Interior

  • Kitchen: Refrigerator; Cooktop; Dishwasher
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating
  • Interior features: Refrigerator; Cooktop; Dishwasher; Gas log fireplace; 10 total rooms; Crawl space

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $2 ($20/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (15.7% below list).
  • Recommended offer: $177k (15.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.9% in Fayetteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 75/100 on livability (#45 in NC, #4,031 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
  • Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Luther Nick Jeralds Middle (math 13% / reading 24%, grade F, #436 of 475 statewide, top 93%, 616 students, 100% FRL); E E Smith High (math 42% / reading 41%, grade F, #381 of 535 statewide, top 72%, 1,004 students, 99% FRL) — zoned schools average 99% FRL vs 55% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.5%/yr); 132 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).
  • At $1,770/mo this rent would consume 54% of the median local household income ($39k/yr) (locally 1389% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago; this cycle's ask has dropped $49k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $176k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,029 (15.7% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.30%
Cash-on-cash
0.03%
DSCR
1.00
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$229,310
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1871 Broadell Dr 0.16mi 3/2.0 1,827 (-8%) 1mo $120,000 $66 74
2323 Everena Ave 0.48mi 3/2.5 1,867 (-6%) 4mo $218,900 $117 62
2315 Everena Ave 0.44mi 3/2.0 2,029 (+2%) 13mo $97,000 $48 61
618 Bessemer Cir 0.37mi 3/3.0 1,857 (-7%) 13mo $295,000 $159 60
1863 Broadell Dr 0.13mi 4/2.0 (+1) 1,764 (-12%) 7mo $206,000 $117 60
1719 Eldridge St 0.41mi 3/2.5 2,177 (+9%) 5mo $249,900 $115 59
1815 Edgecombe Ave 0.30mi 4/2.0 (+1) 1,871 (-6%) 11mo $98,000 $52 57
2835 Rosehill Rd 0.57mi 4/3.0 (+1) 2,090 (+5%) 6mo $265,000 $127 55
2074 Corrinna St 0.32mi 3/2.0 1,697 (-15%) 4mo $190,000 $112 53
1804 Olympia Ct 0.38mi 3/2.0 2,292 (+15%) 13mo $239,900 $105 43
1608 Murchison Rd 0.75mi 3/2.0 2,158 (+8%) 12mo $77,500 $36 38
3516 Cranbrook Dr 0.64mi 4/2.5 (+1) 1,762 (-12%) 12mo $260,000 $148 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.49% rent growth · sell at horizon

5-year hold
IRR
-15.7%
Equity multiple
0.44×
Total profit
$-33,051
Equity at exit
$31,312
10-year hold
IRR
-6.5%
Equity multiple
0.57×
Total profit
$-25,035
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 28301

Home prices YoY
-12.5%
Rents YoY
3.5%
Active inventory
132
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,770 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$208 /mo · $2,497/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$372
Net cashflow
$2

Break-even live

Break-even rent $1,768
Max offer price $210,000
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1628 Murchison Rd Fayetteville, NC 3.0 1.0 1700 $1,295 $0.76 23d 1 0.70mi
1641 Mount Rainer Dr Fayetteville, NC 3.0 2.5 2000 $1,950 $0.97 14d 1 0.78mi
1645 Mount Rainer Dr Fayetteville, NC 4.0 2.5 2130 $2,100 $0.99 23d 1 0.79mi
2532 Sourwood Dr Fayetteville, NC 4.0 2.0 1562 $1,700 $1.09 23d 1 0.79mi
1659 Rock Creek Ln Fayetteville, NC 4.0 2.5 1777 $2,100 $1.18 14d 1 0.81mi
715 Ashburton Dr Fayetteville, NC 3.0 2.0 1278 $1,600 $1.25 23d 1 0.83mi
1216 Superior Pointe Pl Fayetteville, NC 3.0 2.5 1288 $1,450 $1.13 23d 1 1.11mi
3446 Sandystone Cir Fayetteville, NC 3.0 2.5 1489 $1,700 $1.14 23d 1 1.16mi
118 Circle Ct Fayetteville, NC 3.0 2.0 1496 $1,550 $1.04 14d 1 1.20mi
3523 Rosehill Rd Fayetteville, NC 4.0 1.0 1448 $1,450 $1.00 14d 1 1.29mi
1014 Enclave Dr Fayetteville, NC 1.0–3.0 1.0–2.0 1112 $1,685 $1.52 14d 19 1.33mi
1820 McGougan Rd Fayetteville, NC 3.0 2.5 1967 $1,850 $0.94 23d 1 1.35mi
1817 McGougan Rd Fayetteville, NC 3.0 2.0 1811 $2,100 $1.16 14d 1 1.37mi
228 Eastwood Ave Fayetteville, NC 3.0 2.0 1820 $1,755 $0.96 23d 1 1.38mi
2737 Kentberry Ave Fayetteville, NC 2.0–3.0 2.0 1209 $1,400 $1.16 14d 5 1.44mi
3557 Hastings Dr Fayetteville, NC 4.0 2.5 1652 $1,795 $1.09 23d 1 1.48mi
3611 Tindall Ct Fayetteville, NC 3.0 2.0 1813 $2,300 $1.27 14d 1 1.49mi

Listing history 32 events

  1. 2026-06-18
    days on market $210,000 Active 86 DOM
  2. 2026-06-17
    price $210,000 Active 85 DOM
  3. 2026-06-17
    days on market $218,000 Active 85 DOM
  4. 2026-06-16
    days on market $218,000 Active 84 DOM
  5. 2026-06-15
    pricedays on market $218,000 Active 83 DOM
  6. 2026-06-14
    days on market $225,000 Active 81 DOM
  7. 2026-06-13
    days on market $225,000 Active 80 DOM
  8. 2026-06-10
    days on market $225,000 Active 78 DOM
  9. 2026-06-09
    pricedays on market $225,000 Active 77 DOM
  10. 2026-06-08
    days on market $227,000 Active 76 DOM
  11. 2026-06-07
    pricedays on market $227,000 Active 75 DOM
  12. 2026-06-03
    days on market $235,000 Active 71 DOM
  13. 2026-06-02
    days on market $235,000 Active 70 DOM
  14. 2026-06-01
    days on market $235,000 Active 69 DOM
  15. 2026-05-31
    days on market $235,000 Active 68 DOM
  16. 2026-05-30
    days on market $235,000 Active 67 DOM
  17. 2026-05-22
    price $245,000
  18. 2026-04-27
    price $249,900
  19. 2026-04-15
    price $254,000
  20. 2026-04-13
    price $254,500
  21. 2026-03-24
    listed $259,000 Active
  22. 2026-01-06
    historical
  23. 2025-11-10
    price $250,000
  24. 2025-09-26
    listed $260,000 Active
  25. 2022-12-19
    soldstatus $176,000 Closed 714-char remark
    Show marketing remark (714 chars)

    Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

  26. 2022-12-16
    soldstatus $176,000
  27. 2022-11-22
    status Pending 714-char remark
    Show marketing remark (714 chars)

    Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

  28. 2022-11-10
    status Pending 714-char remark
    Show marketing remark (714 chars)

    Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

  29. 2022-11-01
    price $189,000 714-char remark
    Show marketing remark (714 chars)

    Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

  30. 2022-09-26
    price $199,000 714-char remark
    Show marketing remark (714 chars)

    Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

  31. 2022-09-07
    listed $216,000 Active 714-char remark
    Show marketing remark (714 chars)

    Don't miss out on this 1994 sqft. all brick, 3 bdrm, 2 full bath ranch style home in the heart of Fayetteville. This quiet neighborhood is close to Fayetteville State University, shopping centers and downtown. A short 25 minute ride to Fort Bragg. Perfect for starter home or investor. Owner previously rented for $1100 prior to updates. New flooring throughout the home, new paint, new water heater and new carpet. New stove will be installed. Bonus room perfect for office or extra bedroom. Large master bedroom equipped with exit door to deck, jet garden tub/ walk in shower with separate vanity area. Fenced in backyard with a deck and plenty of space for entertaining. Features brick fireplace in a large den.

  32. 2007-02-28
    soldstatus $104,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$2,497 · $208/mo
Projected year-2 tax
$2,497 · $208/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,243
− Mortgage interest
−$11,763
− Property taxes
−$2,497
− Insurance
−$1,050
− Repairs & maintenance
−$1,699
− Management
−$1,699
− Depreciation
−$6,109
Taxable loss
−$3,575
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$858
After-tax cash flow
$878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cumberland County Schools
NCES district ID
3700011
Math proficiency
32% ▼ -2.00%
Reading proficiency
41% ▼ -1.00%
Median HH income
$44,168
Composite
31.0/100
National rank
#6096
State rank
#126 of 178 in NC

Livability — Fayetteville

Score
75/100
State rank
#45
US rank
#4031

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, NC
County
Cumberland County · 265,314 people
City population
226,118
Metro
Fayetteville, NC
Population (ZIP)
16,798
Household income
$39,198
Rent vs Own
64.7% rent · 35.3% own
Severe rent burden
1389.0

Population outlook (Cumberland County) Hauer SSP2

Today (2025)
330,855 people
By 2030
333,523 · +0.8%
By 2040
335,583 · +1.4%
By 2050
335,325 · +1.4%
By 2075
342,853 · +3.6%
By 2100
340,698 · +3.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (68%)
Race & ethnicity
Black 68% White 19% Two or more races 6% Hispanic / Latino 5%
Common ancestry
Serbian 1% Slovak 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Cumberland

2024 margin
D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
2008→2024 swing
-4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
All cycles
2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -37.92%
Current HPI
265.98
Rent YoY
▲ 3.49%
Metro
Fayetteville, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+135.6% since first listed
16 events — show timeline
  • 2026-05-22 Price Changed $245,000 LPRMLS
  • 2026-04-27 Price Changed $249,900 LPRMLS
  • 2026-04-15 Price Changed $254,000 LPRMLS
  • 2026-04-13 Price Changed $254,500 LPRMLS
  • 2026-03-24 Listed $259,000 LPRMLS
  • 2026-01-06 Listing Removed TMLS
  • 2025-11-10 Price Changed $250,000 TMLS
  • 2025-09-26 Listed $260,000 TMLS
  • 2022-12-19 Sold (MLS) $176,000 TMLS
  • 2022-12-16 Sold (Public Records) $176,000 Public Records
  • 2022-11-22 Pending TMLS
  • 2022-11-10 Pending TMLS
  • 2022-11-01 Price Changed $189,000 TMLS
  • 2022-09-26 Price Changed $199,000 TMLS
  • 2022-09-07 Listed $216,000 TMLS
  • 2007-02-28 Sold (Public Records) $104,000 Public Records

Property tax history

+5.6%/yr

Latest (2025): $2,497 · +42.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…