6010 Taramore Ln · Huntsville, AL 35806

$410,000

4 bd · 1.5 ba · 3,228 sqft · SingleFamily public records · 42 Days on market

Built 2013 6,785 sqft lot $127/sqft · at area comps Est $418k · at est. $28/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +8.4/15.0
• Cash flow +6.6/30.0
• Livability +4.1/5.0
• Rent growth +3.1/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• 1% rule +0.8/10.0
• DSCR +0.8/10.0

Listing remarks MLS

Don't wait 8-12 months to build! Can't build this house with all it's upgrades for this price! Easy access: Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! LOTS of hardwood flooring, open floorplan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/inlaw suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, sep.tile shwr,fireplace; wlk-in closets, pvy-fenced backyard, greenspace at rear of property, SPRINKLER SYSTEM! STORM SHELTER! PRIVACY! So many more wonderful features!

Key facts

• Main level bedroom
• Large loft
• Gas fireplace

Tags

• COFFERED CEILING
• GAS FIREPLACE
• MAIN LEVEL BEDROOM
• LARGE LOFT
• COVERED PATIO
• PRIVACY FENCED BACKYARD

Property features AI

Finance

• Other: Lot dimensions approximately 59 x 115 (units indicated as acres in source); Living area reported as 3,191 square feet
• HOA & community: HOA with an annual fee of $330; Subdivision: Ashton Springs; Community curbs

Exterior

• Parking: Attached two-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; Two stories; Built in 2013; Residential property
• Construction: Slab foundation
• Exterior features: Curb and gutters; Sidewalk; Sprinkler system; Storm shelter

Interior

• Kitchen: Range; Double oven; Dishwasher; Microwave; Refrigerator; Disposal; Gas cooktop
• Bedrooms: Total of 11 rooms (includes bedrooms and living spaces)
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heating; Central cooling
• Interior features: Security system; Two fireplaces with gas logs

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $410k.

Deal economics

• At list price, monthly cash flow is $-683 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $289k (29.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (42.3% below list).
• Recommended offer: $236k (42.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Providence Elementary (math 14% / reading 42%, grade F, #385 of 627 statewide, top 62%, 848 students, 52% FRL); Williams Middle School (math 16% / reading 50%, grade F, #101 of 257 statewide, top 40%, 548 students, 58% FRL); Columbia High School (math 12% / reading 17%, grade F, #220 of 305 statewide, top 77%, 954 students, 50% FRL).
• Market conditions: Rents rising (+2.6%/yr); 213 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
• This rent runs 33% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $44k of equity ($3k loan paydown + $41k appreciation (10.0% local appreciation)).
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$70k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($398k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $236,450 (42.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.58% ✗
• Cap rate: 4.30%
• Cash-on-cash: -7.13%
• DSCR: 0.68
• GRM: 14.4

CMA / ARV

• ARV (median comp): $418,417
• List price: $410,000
• Delta: -2.01%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8415 Anslee Way	0.38mi	4/3.5	3,298 (+2%)	5mo	$483,850	$147	67
8401 Anslee Way	0.33mi	4/4.0	3,147 (-2%)	7mo	$524,467	$167	65
8408 Anslee Way	0.39mi	5/4.0 (+1)	3,155 (-2%)	2mo	$502,150	$159	62
7794 Wilchrist Way	0.42mi	5/4.0 (+1)	3,155 (-2%)	7mo	$534,468	$169	56
8410 Anslee Way	0.40mi	5/4.5 (+1)	3,147 (-2%)	6mo	$486,850	$155	55
119 Woods End Rd	0.42mi	3/2.5 (-1)	2,950 (-9%)	4mo	$599,000	$203	54
1217 Indian Creek Rd	0.16mi	5/3.5 (+1)	3,625 (+12%)	6mo	$1,750,000	$483	54
8412 Anslee Way	0.41mi	5/4.0 (+1)	2,874 (-11%)	9mo	$459,850	$160	40
7926 Gabriela Dr NW	0.69mi	4/4.0	3,616 (+12%)	2mo	$490,000	$136	36
107 Indian Valley Rd	0.58mi	3/2.0 (-1)	2,810 (-13%)	10mo	$347,000	$123	36
232 Kelsey Lynn Ln	0.63mi	5/4.5 (+1)	3,551 (+10%)	2mo	$522,500	$147	35
108 Quail Hollow Rd NW	0.73mi	5/3.0 (+1)	2,800 (-13%)	8mo	$425,000	$152	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.57% rent growth · sell at horizon

5-year hold

• IRR: 19.1%
• Equity multiple: 2.56×
• Total profit: $178,671
• Equity at exit: $369,360

10-year hold

• IRR: 17.6%
• Equity multiple: 5.86×
• Total profit: $558,034
• Equity at exit: $796,540

Cash invested: $114,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35806

• Home prices YoY: 20.0%
• Rents YoY: 2.6%
• Active inventory: 213
• Price-to-rent: 14.4×

Monthly cashflow live

• Estimated rent: $2,364 medium
• Mortgage (P&I): −$2,150
• Tax from tax record: −$202 /mo · $2,419/yr
• Insurance: −$171
• HOA: −$28
• Vacancy / Maint / Mgmt: −$497
• Net cashflow: $-683

Break-even live

Break-even rent $3,228

Max offer price $289,433

Occupancy floor —

Sensitivity live

Price	-10% $-450	-5% $-566	+0% $-683	+5% $-799	+10% $-915
Rent	-10% $-869	-5% $-776	+0% $-683	+5% $-589	+10% $-496
Rate	-1.0pp $-476	-0.5pp $-578	base $-683	+0.5pp $-789	+1.0pp $-897

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $102,500
• Closing costs: $12,300
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7102 Sutter Ct Huntsville, AL	5.0	2.5	2675	$2,395	$0.90	24d	1	0.15mi
7718 Emma Ann Way NW Huntsville, AL	5.0	4.5	3842	$3,000	$0.78	44d	1	0.45mi
351 Lofton Rd NW Huntsville, AL	4.0	2.5	2186	$2,315	$1.06	14d	1	0.98mi
171 Kingswood Dr Huntsville, AL	4.0	2.5	2850	$2,500	$0.88	14d	1	1.14mi

HOA detail

• Monthly dues: $28 · $336/yr
• Likely covers: gas

Listing history 29 events

1. 2026-06-18
   days on market $410,000 Active 42 DOM
2. 2026-06-17
   days on market $410,000 Active 41 DOM
3. 2026-06-16
   days on market $410,000 Active 40 DOM
4. 2026-06-15
   days on market $410,000 Active 39 DOM
5. 2026-06-14
   pricedays on market $410,000 Active 37 DOM
6. 2026-06-10
   days on market $420,000 Active 34 DOM
7. 2026-06-09
   days on market $420,000 Active 33 DOM
8. 2026-06-08
   days on market $420,000 Active 32 DOM
9. 2026-06-07
   days on market $420,000 Active 31 DOM
10. 2026-06-03
    days on market $420,000 Active 27 DOM
11. 2026-06-02
    days on market $420,000 Active 26 DOM
12. 2026-06-01
    days on market $420,000 Active 25 DOM
13. 2026-05-31
    days on market $420,000 Active 24 DOM
14. 2026-05-30
    days on market $420,000 Active 23 DOM
15. 2026-05-07
    listed $420,000 Active 691-char remark
16. 2022-08-12
    soldstatus $400,000
17. 2022-08-09
    soldstatus $400,000 Sold 654-char remark

    Show marketing remark (654 chars)

    Don't wait 8-12 months to build! Can't build this house with all it's upgrades for this price! Easy access: Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! LOTS of hardwood flooring, open floorplan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/inlaw suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, sep.tile shwr,fireplace; wlk-in closets, pvy-fenced backyard, greenspace at rear of property, SPRINKLER SYSTEM! STORM SHELTER! PRIVACY! So many more wonderful features!

18. 2022-07-08
    historical Contingent 654-char remark

    Show marketing remark (654 chars)

    Don't wait 8-12 months to build! Can't build this house with all it's upgrades for this price! Easy access: Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! LOTS of hardwood flooring, open floorplan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/inlaw suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, sep.tile shwr,fireplace; wlk-in closets, pvy-fenced backyard, greenspace at rear of property, SPRINKLER SYSTEM! STORM SHELTER! PRIVACY! So many more wonderful features!

19. 2022-06-21
    price $400,000 654-char remark

    Show marketing remark (654 chars)

    Don't wait 8-12 months to build! Can't build this house with all it's upgrades for this price! Easy access: Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! LOTS of hardwood flooring, open floorplan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/inlaw suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, sep.tile shwr,fireplace; wlk-in closets, pvy-fenced backyard, greenspace at rear of property, SPRINKLER SYSTEM! STORM SHELTER! PRIVACY! So many more wonderful features!

20. 2022-06-02
    listed $425,000 Active 654-char remark

    Show marketing remark (654 chars)

    Don't wait 8-12 months to build! Can't build this house with all it's upgrades for this price! Easy access: Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! LOTS of hardwood flooring, open floorplan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/inlaw suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, sep.tile shwr,fireplace; wlk-in closets, pvy-fenced backyard, greenspace at rear of property, SPRINKLER SYSTEM! STORM SHELTER! PRIVACY! So many more wonderful features!

21. 2020-03-11
    soldstatus $300,000
22. 2020-03-04
    soldstatus $300,000 Sold

    Show marketing remark (549 chars)

    Come see this AMAZING home ready for the perfect family! This home offers easy access to Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! FRESHLY PAINTED! LOTS of hardwood flooring, open floor plan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/in-law suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, separate tile shower,fireplace; walk-in closets and Many More!!

23. 2020-01-15
    status Pending

    Show marketing remark (549 chars)

    Come see this AMAZING home ready for the perfect family! This home offers easy access to Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! FRESHLY PAINTED! LOTS of hardwood flooring, open floor plan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/in-law suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, separate tile shower,fireplace; walk-in closets and Many More!!

24. 2019-12-05
    price $296,000

    Show marketing remark (549 chars)

    Come see this AMAZING home ready for the perfect family! This home offers easy access to Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! FRESHLY PAINTED! LOTS of hardwood flooring, open floor plan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/in-law suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, separate tile shower,fireplace; walk-in closets and Many More!!

25. 2019-11-07
    listed $309,500 Active

    Show marketing remark (549 chars)

    Come see this AMAZING home ready for the perfect family! This home offers easy access to Redstone, Research Park, Huntsville, Madison..Everywhere you want to be! FRESHLY PAINTED! LOTS of hardwood flooring, open floor plan, granite, stainless steel appliances, fireplace w/mantle in family room; gas double oven/range, 1st FLOOR teen/in-law suite or 2ND MASTER, coffered & trey ceilings, ceiling fans, loft, 3 full baths, HUGE luxury Master up w/ expansive sitting area, jetted tub, separate tile shower,fireplace; walk-in closets and Many More!!

26. 2019-10-17
    price $309,500
27. 2019-10-09
    price $319,500
28. 2019-10-07
    price $325,000
29. 2019-09-25
    price $324,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $2,419 · $202/mo
• Projected year-2 tax: $2,419 · $202/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,374
• − Mortgage interest: −$22,966
• − Property taxes: −$2,419
• − Insurance: −$2,050
• − Repairs & maintenance: −$2,270
• − Management: −$2,270
• − HOA: −$336
• − Depreciation: −$11,927
• Taxable loss: −$15,864
• Est. tax savings @ 24.0%: +$3,807
• After-tax cash flow: $-4,383/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Huntsville City
• NCES district ID: 0101800
• Math proficiency: 21% ▼ -23.00%
• Reading proficiency: 46% ▬ 0.00%
• Median HH income: $48,264
• Composite: 28.84/100
• National rank: #6647
• State rank: #48 of 129 in AL

Livability — Huntsville

• Score: 82/100
• State rank: #3
• US rank: #1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Huntsville, AL
• County: Madison County · 380,832 people
• City population: 220,435
• Metro: Huntsville, AL
• Population (ZIP): 29,161
• Household income: $86,768
• Rent vs Own: 54.2% rent · 45.8% own
• Severe rent burden: 1249.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 5% Two or more races 5% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Slovak 2% Italian 2% Serbian 2%
• Foreign-born: 7% · Canada, Vietnam, China
• Languages at home: 93% English-only · Spanish 2% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 71.67%
• Current HPI: 430.5866
• Rent YoY: ▲ 2.57%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+26.2% since first listed

16 events — show timeline

• 2026-06-10 Price Changed $410,000 VMLS
• 2026-05-07 Listed $420,000 VMLS
• 2022-08-12 Sold (Public Records) $400,000 Public Records
• 2022-08-09 Sold (MLS) $400,000 VMLS
• 2022-07-08 Contingent — VMLS
• 2022-06-21 Price Changed $400,000 VMLS
• 2022-06-02 Listed $425,000 VMLS
• 2020-03-11 Sold (Public Records) $300,000 Public Records
• 2020-03-04 Sold (MLS) $300,000 VMLS
• 2020-01-15 Pending — VMLS
• 2019-12-05 Price Changed $296,000 VMLS
• 2019-11-07 Listed $309,500 VMLS
• 2019-10-17 Price Changed $309,500 VMLS
• 2019-10-09 Price Changed $319,500 VMLS
• 2019-10-07 Price Changed $325,000 VMLS
• 2019-09-25 Price Changed $324,900 VMLS

Property tax history

+2.8%/yr

Latest (2024): $2,419 · -47.8% YoY. Source: county tax records.