533 Cervina Dr S · Venice, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.4/10.0
- Rent growth +4.7/5.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
Key facts
- Screen room
- Kitchen cabinetry
- Shed
Tags
Property features AI
Finance
- Other: Furnished; Association fee includes cable TV, common area taxes, pool, internet, management, private road, recreational facilities
- Financial info: Lease restrictions apply
- HOA & community: Has HOA; monthly fee $229 (quarterly association fee $687); Association amenities include cable TV, clubhouse, fitness center, laundry, pool, sauna, spa/hot tub, tennis and shuffleboard courts, recreation facilities; Buyer/association approval required; Community features: clubhouse, pool, tennis courts, street lights, deed restrictions, golf carts allowed, special community restrictions, association-owned recreation; Senior community; Cats allowed
Exterior
- Parking: Carport with 1 space
- Utilities: Public water; Public sewer; Electricity connected; Cable connected; Fiber optics available; Broadband/high-speed internet available; Underground utilities; Fire hydrant nearby
- Home design: Manufactured home (double wide); One story; Faces south; Entry on one level
- Construction: Metal siding; Membrane roof with roof over; Crawlspace foundation; Built in 1 story (double wide)
- Exterior features: Awnings; Private mailbox; Rain gutters; Sliding doors; Asphalt road access
Interior
- Kitchen: Range; Range hood; Microwave; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Laminate flooring; Linoleum flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Built-in features; Ceiling fans; Living room/dining room combination; Window treatments (blinds, drapes)
- Laundry & utility: Washer included; Laundry located in garage; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $115k.
Deal economics
- At list price, monthly cash flow is $488 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $112k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#129 in FL, #1,925 nationally) — a professional / high-income tenant draw. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D-, commute F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+8.8%/yr); 462 active listings in the ZIP; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 33% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $32k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $57k; list at $115k implies a 102% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 11.39%
- Cash-on-cash
- 18.20%
- DSCR
- 1.81
- GRM
- 5.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 16.3%
- Equity multiple
- 1.70×
- Total profit
- $22,648
- Equity at exit
- $17,147
- IRR
- 28.8%
- Equity multiple
- 4.29×
- Total profit
- $106,026
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34285
- Rents YoY
- 8.8%
- Active inventory
- 462
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,896 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$129 /mo · $1,553/yr
- Insurance
- −$48
- HOA
- −$229
- Vacancy / Maint / Mgmt
- −$398
- Net cashflow
- $488
Break-even live
Sensitivity live
| Price | -10% $553 | -5% $521 | +0% $488 | +5% $456 | +10% $423 |
|---|---|---|---|---|---|
| Rent | -10% $339 | -5% $413 | +0% $488 | +5% $563 | +10% $638 |
| Rate | -1.0pp $546 | -0.5pp $518 | base $488 | +0.5pp $459 | +1.0pp $428 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $229 · $2,748/yr
- Likely covers
- poolgym
Listing history 28 events
-
2026-06-18days on market $115,000 Active 45 DOM
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2026-06-17days on market $115,000 Active 44 DOM
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2026-06-16days on market $115,000 Active 43 DOM
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2026-06-15days on market $115,000 Active 42 DOM
-
2026-06-13days on market $115,000 Active 40 DOM
-
2026-06-13days on market $115,000 Active 39 DOM
-
2026-06-10days on market $115,000 Active 37 DOM
-
2026-06-09days on market $115,000 Active 36 DOM
-
2026-06-08days on market $115,000 Active 35 DOM
-
2026-06-08days on market $115,000 Active 34 DOM
-
2026-06-05days on market $115,000 Active 31 DOM
-
2026-06-03days on market $115,000 Active 30 DOM
-
2026-06-02days on market $115,000 Active 29 DOM
-
2026-06-01days on market $115,000 Active 28 DOM
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2026-05-31days on market $115,000 Active 27 DOM
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2026-05-04$115,000 Active 903-char remark
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2015-05-05soldstatus $57,000
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2015-04-17soldstatus $57,000 Sold 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
-
2015-03-20status Pending 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
-
2015-03-12price $59,000 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
-
2015-01-15status Active 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
-
2015-01-09status Pending 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
-
2014-11-19price $69,900 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
-
2014-10-14$71,500 Active 771-char remark
Show marketing remark (771 chars)
great home, roof over and ready to move, homes are moving fast in venice isle. Do not miss your chance for this one. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our 2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Boccie ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
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2014-04-04soldstatus $67,200 Sold
Show marketing remark (830 chars)
Rented Jan Feb and March 2014, Great home with all the aminities you would need, curently the only home in the pet section. Roof over, and quiet side yard with a garden setting. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Bocce ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
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2013-03-06$69,000
Show marketing remark (830 chars)
Rented Jan Feb and March 2014, Great home with all the aminities you would need, curently the only home in the pet section. Roof over, and quiet side yard with a garden setting. Venice Isle is the premier Resident owned over 55 Mobile home Park in Venice. There are close to 1000 homes with the most active of residents. There is always something going on for you join. We have many Park gatherings and first rate shows on site. The Park has every amenity you can imagine. Come take a walk though both of our2 clubhouses. Make yourself at home. The Park has 2 Tennis courts, A brand new fitness center, 2 heated pools, 2 hot tubs, saunas, putting greens, shuffle board, Bocce ball, miniature golf, art rooms, pool room, TV lounges, card rooms, library, horseshoes, ceramic kilns, 2 huge ball rooms, Sunday services and much more!!
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2002-06-27soldstatus $40,000
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2001-08-01soldstatus $39,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,553 · $129/mo
- Projected year-2 tax
- $1,553 · $129/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,751
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,553
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,820
- − Management
- −$1,820
- − HOA
- −$2,748
- − Depreciation
- −$3,345
- Taxable income
- $4,447
- Est. tax owed @ 24.0%
- −$1,067
- After-tax cash flow
- $4,793/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Venice
- Score
- 80/100
- State rank
- #129
- US rank
- #1925
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Sarasota County · 448,376 people
- City population
- 86,541
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 18,677
- Household income
- $68,301
- Rent vs Own
- Severe rent burden
- 747.0
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 6% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 5% Lithuanian 5% Italian 3%
- Foreign-born
- 11% · Canada
- Languages at home
- 88% English-only · Spanish 4% Other Indo-European 2% German/W. Germanic 2%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -329.42%
- Current HPI
- 264.6389
- Rent YoY
- ▲ 8.78%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+194.9% since first listed13 events — show timeline
- 2026-05-04 Listed $115,000 Stellar MLS as Distributed by MLS Grid
- 2015-05-05 Sold (Public Records) $57,000 Public Records
- 2015-04-17 Sold (MLS) $57,000 Stellar MLS as Distributed by MLS Grid
- 2015-03-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-03-12 Price Changed $59,000 Stellar MLS as Distributed by MLS Grid
- 2015-01-15 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-01-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-11-19 Price Changed $69,900 Stellar MLS as Distributed by MLS Grid
- 2014-10-14 Listed $71,500 Stellar MLS as Distributed by MLS Grid
- 2014-04-04 Sold (MLS) $67,200 Stellar MLS as Distributed by MLS Grid
- 2013-03-06 Listed $69,000 Stellar MLS as Distributed by MLS Grid
- 2002-06-27 Sold (Public Records) $40,000 Public Records
- 2001-08-01 Sold (Public Records) $39,000 Public Records
Property tax history
+9.4%/yrLatest (2025): $1,553 · +5.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…