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2330 Brookwood Pl
C- Composite 50.14
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.1/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.6/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$250,000

2330 Brookwood Pl · Gonzalez, FL 32533
3 bd · 2.0 ba · 1,740 sqft · SingleFamily public records · 100 Days on market
Built 1981 1.01 ac lot $144/sqft · 23% below area Est $326k · 23% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.

Key facts

  • Outdoor porch spaces
  • 1.01 acres of land
  • 1.01 acre lot

Tags

1.01 ACRES OF LANDOUTDOOR PORCH SPACESMINIMAL FLOOD RISK AREATOP-RATED LOCAL EDUCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $83 ($996/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (17.6% below list).
  • Recommended offer: $206k (17.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 4.2% in Gonzalez — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#385 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
  • Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 513 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $69k; list at $250k implies a 262% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,060 (17.6% below list)

Questions for the listing agent

  1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.69%
Cash-on-cash
1.42%
DSCR
1.06
GRM
10.1

CMA / ARV

ARV (median comp)
$325,506
List price
$250,000
Delta
-23.20%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
437 Pemberton Ln 0.55mi 3/2.0 1,660 (-5%) 1mo $334,900 $202 66
2347 Kirkwood Dr 0.60mi 4/2.0 (+1) 1,787 (+3%) 1mo $270,000 $151 62
225 Camellia Dr 0.61mi 4/2.0 (+1) 1,815 (+4%) 1mo $315,000 $174 59
2307 Tall Oak Dr 0.72mi 4/2.0 (+1) 1,744 (+0%) 5mo $270,000 $155 57
2748 Woodman Loop 0.54mi 4/2.0 (+1) 1,838 (+6%) 11mo $345,000 $188 51
2344 Riddle Rd 0.56mi 4/2.0 (+1) 1,624 (-7%) 9mo $256,000 $158 50
257 Camellia Dr 0.67mi 4/2.0 (+1) 1,815 (+4%) 9mo $305,000 $168 49
255 W Kingsfield Rd 0.52mi 4/2.0 (+1) 1,948 (+12%) 3mo $371,000 $190 48
2768 Woodman Loop 0.60mi 4/2.0 (+1) 1,838 (+6%) 12mo $368,800 $201 48
2323 Tall Oak Dr 0.74mi 3/2.0 1,548 (-11%) 3mo $244,000 $158 44
2329 Ryale Rd 0.66mi 3/2.0 1,485 (-15%) 2mo $280,000 $189 43
305 E Kingsfield Rd 0.64mi 4/2.0 (+1) 1,950 (+12%) 10mo $320,000 $164 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.1%
Equity multiple
0.50×
Total profit
$-35,304
Equity at exit
$37,276
10-year hold
IRR
-5.3%
Equity multiple
0.65×
Total profit
$-24,264
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32533

Home prices YoY
-14.6%
Active inventory
513
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,061 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$130 /mo · $1,556/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$433
Net cashflow
$83

Break-even live

Break-even rent $1,956
Max offer price $250,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2310 Tall Oak Dr Cantonment, FL 4.0 2.0 2241 $2,195 $0.98 23d 1 0.76mi
197 Millet Cir Cantonment, FL 3.0 2.0 1500 $2,000 $1.33 13d 1 0.88mi
717 Brambling Ct Cantonment, FL 3.0 2.0 1634 $1,875 $1.15 23d 1 0.92mi
321 Forest Hills Dr Cantonment, FL 3.0 2.0 1080 $1,800 $1.67 23d 1 0.94mi

Listing history 20 events

  1. 2026-06-18
    days on market $250,000 Active 100 DOM
  2. 2026-06-17
    days on market $250,000 Active 99 DOM
  3. 2026-06-16
    days on market $250,000 Active 98 DOM
  4. 2026-06-15
    days on market $250,000 Active 97 DOM
  5. 2026-06-14
    days on market $250,000 Active 95 DOM
  6. 2026-06-10
    days on market $250,000 Active 92 DOM
  7. 2026-06-09
    days on market $250,000 Active 91 DOM
  8. 2026-06-08
    days on market $250,000 Active 90 DOM
  9. 2026-06-07
    days on market $250,000 Active 89 DOM
  10. 2026-06-03
    days on market $250,000 Active 85 DOM
  11. 2026-06-02
    days on market $250,000 Active 84 DOM
  12. 2026-06-01
    days on market $250,000 Active 83 DOM
  13. 2026-05-31
    days on market $250,000 Active 82 DOM
  14. 2026-05-31
    days on market $250,000 Active 81 DOM
  15. 2026-04-24
    status Active 1403-char remark
    Show marketing remark (1403 chars)

    Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.

  16. 2026-03-17
    status Pending 1403-char remark
    Show marketing remark (1403 chars)

    Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.

  17. 2026-02-16
    price $250,000 1403-char remark
    Show marketing remark (1403 chars)

    Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.

  18. 2026-02-01
    listed $275,000 Active 1403-char remark
    Show marketing remark (1403 chars)

    Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.

  19. 1989-03-01
    soldstatus $69,000
  20. 1980-08-01
    soldstatus $13,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,556 · $130/mo
Projected year-2 tax
$2,075 · $173/mo
Expected delta
+$519/yr (+$43/mo · 33.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,727
− Mortgage interest
−$14,004
− Property taxes
−$1,556
− Insurance
−$1,250
− Repairs & maintenance
−$1,978
− Management
−$1,978
− Depreciation
−$7,273
Taxable loss
−$3,312
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$795
After-tax cash flow
$1,791/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Escambia
NCES district ID
1200510
Math proficiency
40% ▼ -9.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$44,649
Composite
36.04/100
National rank
#4773
State rank
#56 of 73 in FL

Livability — Gonzalez

Score
71/100
State rank
#385
US rank
#6813

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Escambia County · 301,722 people
Metro
Pensacola-Ferry Pass-Brent, FL
Population (ZIP)
31,860
Household income
$86,087
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
389.0

Population outlook (Escambia County) Hauer SSP2

Today (2025)
334,637 people
By 2030
345,779 · +3.3%
By 2040
364,828 · +9.0%
By 2050
378,514 · +13.1%
By 2075
403,220 · +20.5%
By 2100
386,125 · +15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 12% Two or more races 8% Hispanic / Latino 4% Asian 3%
Common ancestry
Italian 2% Serbian 2% Lithuanian 2%
Foreign-born
3% · Canada, Guatemala, China
Languages at home
96% English-only · Spanish 2% Vietnamese 1%

Political lean MEDSL · Escambia

2024 margin
R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
2008→2024 swing
-0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
All cycles
2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.13%
Current HPI
259.2605
Rent YoY
Metro
Pensacola-Ferry Pass-Brent, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1823.1% since first listed
6 events — show timeline
  • 2026-04-24 Relisted PARMLS
  • 2026-03-17 Pending PARMLS
  • 2026-02-16 Price Changed $250,000 PARMLS
  • 2026-02-01 Listed $275,000 PARMLS
  • 1989-03-01 Sold (Public Records) $69,000 Public Records
  • 1980-08-01 Sold (Public Records) $13,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $1,556 · +14.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…