2330 Brookwood Pl · Gonzalez, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.1/30.0
- ARV discount +15.0/15.0
- DSCR +4.6/10.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- 1% rule +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.
Key facts
- Outdoor porch spaces
- 1.01 acres of land
- 1.01 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $83 ($996/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (17.6% below list).
- Recommended offer: $206k (17.6% below list) — sets the bar for 1% rule.
- Cap rate 6.7% vs local median 4.2% in Gonzalez — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#385 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
- Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 513 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 100 days — a 9% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $69k; list at $250k implies a 262% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 100 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.69%
- Cash-on-cash
- 1.42%
- DSCR
- 1.06
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $325,506
- List price
- $250,000
- Delta
- -23.20%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 437 Pemberton Ln | 0.55mi | 3/2.0 | 1,660 (-5%) | 1mo | $334,900 | $202 | 66 |
| 2347 Kirkwood Dr | 0.60mi | 4/2.0 (+1) | 1,787 (+3%) | 1mo | $270,000 | $151 | 62 |
| 225 Camellia Dr | 0.61mi | 4/2.0 (+1) | 1,815 (+4%) | 1mo | $315,000 | $174 | 59 |
| 2307 Tall Oak Dr | 0.72mi | 4/2.0 (+1) | 1,744 (+0%) | 5mo | $270,000 | $155 | 57 |
| 2748 Woodman Loop | 0.54mi | 4/2.0 (+1) | 1,838 (+6%) | 11mo | $345,000 | $188 | 51 |
| 2344 Riddle Rd | 0.56mi | 4/2.0 (+1) | 1,624 (-7%) | 9mo | $256,000 | $158 | 50 |
| 257 Camellia Dr | 0.67mi | 4/2.0 (+1) | 1,815 (+4%) | 9mo | $305,000 | $168 | 49 |
| 255 W Kingsfield Rd | 0.52mi | 4/2.0 (+1) | 1,948 (+12%) | 3mo | $371,000 | $190 | 48 |
| 2768 Woodman Loop | 0.60mi | 4/2.0 (+1) | 1,838 (+6%) | 12mo | $368,800 | $201 | 48 |
| 2323 Tall Oak Dr | 0.74mi | 3/2.0 | 1,548 (-11%) | 3mo | $244,000 | $158 | 44 |
| 2329 Ryale Rd | 0.66mi | 3/2.0 | 1,485 (-15%) | 2mo | $280,000 | $189 | 43 |
| 305 E Kingsfield Rd | 0.64mi | 4/2.0 (+1) | 1,950 (+12%) | 10mo | $320,000 | $164 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -14.1%
- Equity multiple
- 0.50×
- Total profit
- $-35,304
- Equity at exit
- $37,276
- IRR
- -5.3%
- Equity multiple
- 0.65×
- Total profit
- $-24,264
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32533
- Home prices YoY
- -14.6%
- Active inventory
- 513
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,061 medium interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$130 /mo · $1,556/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$433
- Net cashflow
- $83
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2310 Tall Oak Dr Cantonment, FL | 4.0 | 2.0 | 2241 | $2,195 | $0.98 | 23d | 1 | 0.76mi |
| 197 Millet Cir Cantonment, FL | 3.0 | 2.0 | 1500 | $2,000 | $1.33 | 13d | 1 | 0.88mi |
| 717 Brambling Ct Cantonment, FL | 3.0 | 2.0 | 1634 | $1,875 | $1.15 | 23d | 1 | 0.92mi |
| 321 Forest Hills Dr Cantonment, FL | 3.0 | 2.0 | 1080 | $1,800 | $1.67 | 23d | 1 | 0.94mi |
Listing history 20 events
-
2026-06-18days on market $250,000 Active 100 DOM
-
2026-06-17days on market $250,000 Active 99 DOM
-
2026-06-16days on market $250,000 Active 98 DOM
-
2026-06-15days on market $250,000 Active 97 DOM
-
2026-06-14days on market $250,000 Active 95 DOM
-
2026-06-10days on market $250,000 Active 92 DOM
-
2026-06-09days on market $250,000 Active 91 DOM
-
2026-06-08days on market $250,000 Active 90 DOM
-
2026-06-07days on market $250,000 Active 89 DOM
-
2026-06-03days on market $250,000 Active 85 DOM
-
2026-06-02days on market $250,000 Active 84 DOM
-
2026-06-01days on market $250,000 Active 83 DOM
-
2026-05-31days on market $250,000 Active 82 DOM
-
2026-05-31days on market $250,000 Active 81 DOM
-
2026-04-24status Active 1403-char remark
Show marketing remark (1403 chars)
Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.
-
2026-03-17status Pending 1403-char remark
Show marketing remark (1403 chars)
Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.
-
2026-02-16price $250,000 1403-char remark
Show marketing remark (1403 chars)
Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.
-
2026-02-01$275,000 Active 1403-char remark
Show marketing remark (1403 chars)
Situated in the peaceful, well-established Pine Forest Hills community, 2330 Brookwood Place offers a rare combination of space, privacy, and convenience. Resting on 1.01 acres of beautiful land with mature surroundings and room to live, enhance, or expand, this single-story brick home provides an inviting foundation for the next owner’s vision. The area is known for its quiet charm, attractive neighborhood setting, and close proximity to highly desired schools, recreation, and modern conveniences. The residence features 1740 sqft of comfortable living space, including 3 bedrooms, 2 bathrooms, a traditional floor plan, central heating & cooling, and a 609 sqft attached garage—plus outdoor porch spaces for enjoying the property’s natural backdrop. Zoned X, the property sits in a minimal flood risk area, providing added confidence and peace of mind. Homes in this part of Cantonment are known for excellent livability, larger parcels, and flexible use options—appealing to long-term residents, families, hobbyists, and buyers seeking quality acreage without sacrificing convenience. With Pine Meadow Elementary, Ransom Middle, and Tate High School all within a short drive, the location is also positioned well for top-rated local education and daily accessibility. Buyer's Agent and Buyer to confirm all measurements and information given during due diligence.
-
1989-03-01soldstatus $69,000
-
1980-08-01soldstatus $13,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,556 · $130/mo
- Projected year-2 tax
- $2,075 · $173/mo
- Expected delta
- +$519/yr (+$43/mo · 33.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,727
- − Mortgage interest
- −$14,004
- − Property taxes
- −$1,556
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,978
- − Management
- −$1,978
- − Depreciation
- −$7,273
- Taxable loss
- −$3,312
- Est. tax savings @ 24.0%
- +$795
- After-tax cash flow
- $1,791/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Escambia
- NCES district ID
- 1200510
- Math proficiency
- 40% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $44,649
- Composite
- 36.04/100
- National rank
- #4773
- State rank
- #56 of 73 in FL
Livability — Gonzalez
- Score
- 71/100
- State rank
- #385
- US rank
- #6813
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Escambia County · 301,722 people
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 31,860
- Household income
- $86,087
- Rent vs Own
- Severe rent burden
- 389.0
Population outlook (Escambia County) Hauer SSP2
- Today (2025)
- 334,637 people
- By 2030
- 345,779 · +3.3%
- By 2040
- 364,828 · +9.0%
- By 2050
- 378,514 · +13.1%
- By 2075
- 403,220 · +20.5%
- By 2100
- 386,125 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 12% Two or more races 8% Hispanic / Latino 4% Asian 3%
- Common ancestry
- Italian 2% Serbian 2% Lithuanian 2%
- Foreign-born
- 3% · Canada, Guatemala, China
- Languages at home
- 96% English-only · Spanish 2% Vietnamese 1%
Political lean MEDSL · Escambia
- 2024 margin
- R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
- 2008→2024 swing
- -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
- All cycles
- 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.13%
- Current HPI
- 259.2605
- Rent YoY
- —
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+1823.1% since first listed6 events — show timeline
- 2026-04-24 Relisted — PARMLS
- 2026-03-17 Pending — PARMLS
- 2026-02-16 Price Changed $250,000 PARMLS
- 2026-02-01 Listed $275,000 PARMLS
- 1989-03-01 Sold (Public Records) $69,000 Public Records
- 1980-08-01 Sold (Public Records) $13,000 Public Records
Property tax history
+2.9%/yrLatest (2025): $1,556 · +14.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…