2712 Cherrywood Rd · Jacksonville, FL 32210

$165,000

4 bd · 2.0 ba · 1,598 sqft · SingleFamily public records · 36 Days on market

Built 1940 6,969 sqft lot Est $267k · 38% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.9/30.0
• ARV discount +15.0/15.0
• DSCR +7.4/10.0
• 1% rule +6.4/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

Key facts

• Lakeshore bungalow
• Flexible layout
• Private wooded lot

Tags

• LAKESHORE BUNGALOW
• PRIVATE WOODED LOT
• FLEXIBLE LAYOUT
• MULTI-GENERATIONAL LIVING
• MINUTES FROM THE PIER
• FREE ACCESS TO COMMUNITY POOL

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Water connected
• Home design: Single-family residence; One level
• Exterior features: No private pool

Interior

• Kitchen: Electric oven; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Split-bedroom floor plan
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $290 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 37% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,050 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.40%
• Cash-on-cash: 7.54%
• DSCR: 1.34
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $266,866
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4816 Riverdale Rd	0.28mi	5/2.0 (+1)	1,707 (+7%)	0mo	$285,000	$167	70
2440 Bayview Rd	0.27mi	3/1.5 (-1)	1,693 (+6%)	8mo	$250,000	$148	63
2811 Lake Shore Blvd	0.15mi	3/2.0 (-1)	1,363 (-15%)	4mo	$247,000	$181	60
5026 Colonial Ave	0.71mi	3/2.0 (-1)	1,593 (-0%)	3mo	$250,000	$157	59
4637 Manchester Rd	0.36mi	3/2.0 (-1)	1,429 (-11%)	5mo	$265,000	$185	57
5757 Cedar Park Ln	0.56mi	3/2.0 (-1)	1,449 (-9%)	1mo	$230,000	$159	53
5749 Cedar Park Ln	0.55mi	3/2.0 (-1)	1,449 (-9%)	3mo	$225,000	$155	51
5731 Richmond Rd	0.51mi	3/2.0 (-1)	1,757 (+10%)	5mo	$300,000	$171	51
4582 Appleton Ave	0.68mi	3/2.0 (-1)	1,470 (-8%)	1mo	$255,000	$173	49
5202 Birkenhead Rd	0.71mi	5/2.0 (+1)	1,748 (+9%)	5mo	$259,900	$149	42
5044 Colonial Ave	0.73mi	3/2.0 (-1)	1,366 (-14%)	2mo	$250,000	$183	35
4353 Vicksburg Ave	0.73mi	3/2.5 (-1)	1,764 (+10%)	9mo	$295,000	$167	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: -5.8%
• Equity multiple: 0.79×
• Total profit: $-9,866
• Equity at exit: $24,602

10-year hold

• IRR: 2.7%
• Equity multiple: 1.19×
• Total profit: $8,721
• Equity at exit: $14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,887 high
• Mortgage (P&I): −$865
• Tax from tax record: −$266 /mo · $3,197/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$396
• Net cashflow: $290

Break-even live

Break-even rent $1,520

Max offer price $165,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4610 Cedarwood Rd Jacksonville, FL	3.0	1.0	1381	$1,950	$1.41	17d	1	0.16mi
4614 Birkenhead Rd Jacksonville, FL	3.0	2.0	1248	$1,700	$1.36	14d	1	0.41mi
2235 Bayview Rd Jacksonville, FL	4.0	2.0	1619	$2,595	$1.60	7d	1	0.48mi
4301 Confederate Point Rd Jacksonville, FL	3.0	1.0–2.0	1042	$1,606	$1.54	3d	39	0.57mi
4375 Confederate Point Rd Jacksonville, FL	1.0–3.0	1.0–2.5	1125	$1,536	$1.37	2d	22	0.59mi
3434 Blanding Blvd #201 Jacksonville, FL	3.0	2.0	1253	$1,800	$1.44	17d	1	0.62mi
3434 Blanding Blvd Jacksonville, FL	2.0–3.0	2.0	1101	$1,800	$1.63	3d	2	0.64mi
4455 Confederate Point Rd Jacksonville, FL	1.0–3.0	1.0–2.5	1045	$1,599	$1.53	1d	19	0.68mi
5032 San Juan Ave Jacksonville, FL	4.0	2.0	1760	$1,789	$1.02	23d	1	0.85mi
6026 Wilson Blvd Jacksonville, FL	4.0	3.0	1380	$700	$0.51	23d	1	0.89mi
5324 Fremont St Jacksonville, FL	3.0	2.0	1550	$1,495	$0.96	3d	1	0.91mi
6066 Wilson Blvd Jacksonville, FL	3.0	3.0	1097	$1,800	$1.64	23d	1	0.96mi
6119 Wilson Blvd Jacksonville, FL	4.0	2.0	1302	$1,395	$1.07	23d	1	0.99mi
4020 Angol Pl Jacksonville, FL	3.0	1.0	1266	$1,845	$1.46	17d	1	1.10mi
5140 Janice Cir S Jacksonville, FL	3.0	1.0	1215	$1,335	$1.10	21d	1	1.10mi
6171 Cedar Hills Blvd Jacksonville, FL	3.0	1.0	1560	$1,550	$0.99	7d	1	1.12mi
4102 Angol Pl Jacksonville, FL	3.0	2.0	1470	$1,650	$1.12	4d	1	1.12mi
4800 Ortega Farms Blvd Jacksonville, FL	1.0–3.0	1.0	880	$1,435	$1.63	3d	10	1.15mi
4800 Ortega Farms Blvd Jacksonville, FL	1.0–3.0	1.0	880	$1,465	$1.66	10d	9	1.15mi
4128 Arcot Cir Unit NA Jacksonville, FL	3.0	2.0	1640	$1,800	$1.10	23d	1	1.15mi
3607 Colebrooke Dr Jacksonville, FL	3.0	2.0	1360	$1,590	$1.17	3d	1	1.19mi
5139 Camille Ave Jacksonville, FL	3.0	2.0	1100	$1,625	$1.48	1d	1	1.19mi
2836 Ionic Ave Jacksonville, FL	3.0	2.0	1675	$2,600	$1.55	23d	1	1.20mi
5253 Janice Cir S Jacksonville, FL	4.0	1.0	1614	$1,471	$0.91	21d	1	1.22mi
1760 Mayview Rd Jacksonville, FL	3.0	2.0	1721	$2,500	$1.45	17d	1	1.25mi
2730 Harvard Ave Jacksonville, FL	3.0	2.0	1800	$3,300	$1.83	17d	1	1.27mi
6236 Autlan Dr Jacksonville, FL	3.0	2.0	1299	$1,555	$1.20	4d	1	1.29mi
5058 Acre Estates Dr W Jacksonville, FL	3.0	2.0	1402	$1,825	$1.30	3d	1	1.29mi
1626 Stimson St Jacksonville, FL	3.0	2.5	1368	$1,641	$1.20	21d	1	1.30mi
4523 Merrimac Ave Jacksonville, FL	4.0	2.0	1425	$1,544	$1.08	3d	1	1.35mi
1648 Euclid St Jacksonville, FL	3.0	2.0	1628	$2,395	$1.47	14d	1	1.35mi
3668 Jammes Rd Jacksonville, FL	3.0	2.0	1227	$1,540	$1.26	4d	1	1.37mi
5821 San Juan Ave Jacksonville, FL	1.0–3.0	1.0–2.0	1056	$1,330	$1.26	3d	7	1.40mi
3740 Ballejo Ct W Jacksonville, FL	4.0	2.0	1590	$1,599	$1.01	23d	1	1.48mi

Listing history 31 events

1. 2026-06-10
   statusdays on market $165,000 Pending 36 DOM
2. 2026-06-08
   days on market $165,000 Active 35 DOM
3. 2026-06-07
   days on market $165,000 Active 34 DOM
4. 2026-06-05
   days on market $165,000 Active 31 DOM
5. 2026-06-03
   days on market $165,000 Active 30 DOM
6. 2026-06-02
   days on market $165,000 Active 29 DOM
7. 2026-06-01
   days on market $165,000 Active 28 DOM
8. 2026-06-01
   price $165,000 Active 27 DOM
9. 2026-05-31
   days on market $180,000 Active 27 DOM
10. 2026-05-18
    price $180,000
11. 2026-05-04
    listed $195,000 Active
12. 2026-04-22
    price $210,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

13. 2026-03-23
    price $225,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

14. 2026-03-11
    price $232,500 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

15. 2026-02-24
    price $239,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

16. 2026-02-11
    status Active 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

17. 2025-12-15
    status Pending 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

18. 2025-12-15
    historical 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

19. 2025-12-15
    price $245,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

20. 2025-12-07
    price $185,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

21. 2025-11-24
    price $199,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

22. 2025-11-17
    price $219,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

23. 2025-11-10
    price $235,000 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

24. 2025-11-03
    listed $249,000 Active 867-char remark

    Show marketing remark (867 chars)

    This charming Lakeshore bungalow offers a fantastic opportunity to own a spacious home in one of Jacksonville's most convenient and established neighborhoods! Featuring a flexible 4-bedroom, 2-bath layout and a brand-new AC installed in 2024, this home combines updates with plenty of room to make it your own. Set on a private, wooded lot, the property boasts a versatile floor plan, ideal for multi-generational living or anyone needing extra space. Enjoy being just minutes from the pier, Avondale, Riverside, and the beautiful parks of Ortega. Lakeshore Middle School is only a short walk away, and residents enjoy free access to the school's pool community pool! While this updated home offers wonderful potential, it does need some TLC, including flooring repairs and a new septic tank (quoted at $10,000). With a little attention, this home could truly shine!

25. 2022-09-28
    soldstatus $270,000
26. 2022-09-23
    soldstatus $270,000 Sold 211-char remark

    Show marketing remark (211 chars)

    Total charm & quality in this completely renovated bungalow in Lakeshore. Spacious 4/2 with new floors, paint, updated bathrooms & kitchen. Conveniently located near shopping, restaurants & downtown.

27. 2022-09-19
    status Pending 211-char remark

    Show marketing remark (211 chars)

    Total charm & quality in this completely renovated bungalow in Lakeshore. Spacious 4/2 with new floors, paint, updated bathrooms & kitchen. Conveniently located near shopping, restaurants & downtown.

28. 2022-08-22
    historical Active - Contingent 211-char remark

    Show marketing remark (211 chars)

    Total charm & quality in this completely renovated bungalow in Lakeshore. Spacious 4/2 with new floors, paint, updated bathrooms & kitchen. Conveniently located near shopping, restaurants & downtown.

29. 2022-08-16
    listed $275,000 Active 211-char remark

    Show marketing remark (211 chars)

    Total charm & quality in this completely renovated bungalow in Lakeshore. Spacious 4/2 with new floors, paint, updated bathrooms & kitchen. Conveniently located near shopping, restaurants & downtown.

30. 2001-09-07
    soldstatus $51,000
31. 1987-04-01
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,197 · $266/mo
• Projected year-2 tax: $3,197 · $266/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,642
• − Mortgage interest: −$9,243
• − Property taxes: −$3,197
• − Insurance: −$825
• − Repairs & maintenance: −$1,811
• − Management: −$1,811
• − Depreciation: −$4,800
• Taxable income: $955
• Est. tax owed @ 24.0%: −$229
• After-tax cash flow: $3,253/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+318.6% since first listed

22 events — show timeline

• 2026-05-18 Price Changed $180,000 realMLS
• 2026-05-04 Listed $195,000 realMLS
• 2026-04-22 Price Changed $210,000 realMLS
• 2026-03-23 Price Changed $225,000 realMLS
• 2026-03-11 Price Changed $232,500 realMLS
• 2026-02-24 Price Changed $239,000 realMLS
• 2026-02-11 Relisted — realMLS
• 2025-12-15 Pending — realMLS
• 2025-12-15 Listing Removed — realMLS
• 2025-12-15 Price Changed $245,000 realMLS
• 2025-12-07 Price Changed $185,000 realMLS
• 2025-11-24 Price Changed $199,000 realMLS
• 2025-11-17 Price Changed $219,000 realMLS
• 2025-11-10 Price Changed $235,000 realMLS
• 2025-11-03 Listed $249,000 realMLS
• 2022-09-28 Sold (Public Records) $270,000 Public Records
• 2022-09-23 Sold (MLS) $270,000 realMLS
• 2022-09-19 Pending — realMLS
• 2022-08-22 Contingent — realMLS
• 2022-08-16 Listed $275,000 realMLS
• 2001-09-07 Sold (Public Records) $51,000 Public Records
• 1987-04-01 Sold (Public Records) $43,000 Public Records

Property tax history

+14.1%/yr

Latest (2025): $3,197 · +5.7% YoY. Source: county tax records.