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6114 Woodbury Rd
D- Composite 39.49
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +3.9/5.0
  • DSCR +3.7/10.0
  • 1% rule +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$800,000

6114 Woodbury Rd · Boca Raton, FL 33433
5 bd · 2.0 ba · 2,213 sqft · SingleFamily public records · 23 Days on market
Built 1981 8,800 sqft lot $153/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this four bedroom, two-bathroom single-story residence located in Woodbury at Boca Del Mar. This home offers over 2,200 square feet of living space, designed as a split bedroom plan on one floor, for convenient, accessible living. It features a formal living room, a formal dining room, a breakfast area and a very large family room. All 4 bedrooms has its own large walking closet. The two-car garage provides ample storage and protection for vehicles. Whether you're seeking a spacious residence with multiple bedrooms for various needs or simply appreciate the practical layout of single-story living, this property delivers functional comfort and room to grow. Excellent central Boca

Key facts

  • 8,800 sq ft lot
  • 2 garage spots
  • Pool

Property features AI

Finance

  • Other: Pets allowed with no restrictions
  • HOA & community: Community association (Boca Del Mar) with sidewalks and street lights; Monthly HOA fee of $153.30 covering common areas and legal/accounting

Exterior

  • Parking: Attached 2-car garage; Total parking for 6 vehicles; 2 covered parking spaces
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer available; Cable available; Phone available; Underground utilities
  • Home design: Single-family residence; One-story; Resale property; Faces north
  • Construction: CBS construction; Barrel roof; Built with public-record living area of 2,213
  • Exterior features: Covered patio; Patio; Private free-form pool; Not waterfront

Interior

  • Kitchen: Disposal; Dishwasher; Refrigerator; Electric cooktop
  • Bedrooms: 4 bedrooms on the main level
  • Flooring: Carpet; Parquet; Tile
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Kitchen island; Walk-in closets; Split bedroom layout
  • Laundry & utility: Laundry room; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $800k.

Deal economics

  • At list price, monthly cash flow is $-142 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $775k (3.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $623k (22.1% below list).
  • Recommended offer: $623k (22.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 2.8% in Boca Raton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#192 in FL, #3,070 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime B+; Watch: amenities D, cost of living F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Verde K-8 (math 72% / reading 74%, grade A, #271 of 2,144 statewide, top 13%, 1,296 students, 28% FRL); Omni Middle School (math 66% / reading 66%, grade A-, #93 of 571 statewide, top 16%, 1,128 students, 29% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools average 27% FRL vs 52% district-wide (25 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 69% at this address vs 50% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents flat; 430 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • At $6,230/mo this rent would consume 89% of the median local household income ($84k/yr) (locally 2900% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $24k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($788k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $125k; list at $800k implies a 540% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $623,038 (22.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.08%
Cash-on-cash
-0.76%
DSCR
0.97
GRM
10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.33% rent growth · sell at horizon

5-year hold
IRR
-20.4%
Equity multiple
0.31×
Total profit
$-155,153
Equity at exit
$119,283
10-year hold
IRR
-20.1%
Equity multiple
0.06×
Total profit
$-210,920
Equity at exit
$69,169

Cash invested: $224,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33433

Rents YoY
0.3%
Active inventory
430
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$6,230 high interval (Pro) →
Mortgage (P&I)
$4,195
Tax from tax record
$382 /mo · $4,585/yr
Insurance
$333
HOA
$153
Vacancy / Maint / Mgmt
$1,308
Net cashflow
$-142

Break-even live

Break-even rent $6,410
Max offer price $774,971
Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$200,000
Closing costs
$24,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5924 Pinebrook Dr Boca Raton, FL 4.0 4.0 2800 $8,000 $2.86 24d 1 0.63mi
5660 Golfway Dr Boca Raton, FL 4.0 2.0 2152 $8,000 $3.72 24d 1 0.65mi
451 W Conference Dr Boca Raton, FL 4.0 2.0 2200 $5,250 $2.39 24d 1 0.74mi
6488 Pond Apple Rd Boca Raton, FL 4.0 3.0 1946 $5,500 $2.83 24d 1 0.75mi
5569 Wind Drift Ln Boca Raton, FL 4.0 2.5 2871 $7,500 $2.61 24d 1 0.96mi
7030 Islegrove Pl Boca Raton, FL 4.0 2.5 2866 $14,000 $4.88 18d 1 1.03mi
2 Tam O Shanter Ln Boca Raton, FL 4.0 2.0 1498 $4,000 $2.67 24d 1 1.04mi
22655 Camino del Mar Boca Raton, FL 3.0–5.0 2.5–3.0 2173 $7,515 $3.46 1d 11 1.04mi
22756 Caciano Rd Boca Raton, FL 5.0 3.0 2738 $7,400 $2.70 24d 1 1.24mi
6975 Bianchini Cir Boca Raton, FL 4.0 2.5 2215 $5,100 $2.30 11d 1 1.36mi
556 NW 15th Ct Boca Raton, FL 4.0 2.0 1900 $4,950 $2.61 24d 1 1.39mi
628 SW 18th Ave Boca Raton, FL 4.0 2.0 1674 $3,820 $2.28 5d 1 1.43mi
22954 Clear Echo Dr #29 Boca Raton, FL 4.0 3.5 2298 $4,800 $2.09 4d 1 1.43mi
22954 Clear Echo Dr #29 Boca Raton, FL 4.0 3.5 2298 $4,850 $2.11 24d 1 1.43mi
22974 Hillshire Rd Boca Raton, FL 5.0 3.0 2738 $7,200 $2.63 3d 1 1.45mi
22182 Bella Lago Dr Boca Raton, FL 2.0–4.0 2.0–3.5 1614 $5,332 $3.30 1d 18 1.48mi
6675 Quiet Wave Trl Boca Raton, FL 4.0 3.5 2402 $6,000 $2.50 4d 1 1.48mi

HOA detail

Monthly dues
$153 · $1,836/yr

Listing history 19 events

  1. 2026-06-18
    days on market $800,000 Active 23 DOM
  2. 2026-06-17
    days on market $800,000 Active 22 DOM
  3. 2026-06-16
    days on market $800,000 Active 21 DOM
  4. 2026-06-15
    days on market $800,000 Active 20 DOM
  5. 2026-06-13
    remarks 699-char remark
  6. 2026-06-13
    days on market $800,000 Active 18 DOM
  7. 2026-06-09
    days on market $800,000 Active 14 DOM
  8. 2026-06-08
    days on market $800,000 Active 13 DOM
  9. 2026-06-07
    statusdays on market $800,000 Active 12 DOM
  10. 2026-06-04
    days on market $800,000 Active Under Contract 9 DOM
  11. 2026-06-03
    days on market $800,000 Active Under Contract 8 DOM
  12. 2026-06-02
    days on market $800,000 Active Under Contract 7 DOM
  13. 2026-06-01
    days on market $800,000 Active Under Contract 6 DOM
  14. 2026-05-31
    days on market $800,000 Active Under Contract 5 DOM
  15. 2026-05-26
    listed $800,000 Active
  16. 1994-11-09
    soldstatus $125,000
  17. 1982-10-01
    soldstatus $120,900
  18. 1980-12-01
    soldstatus $29,000
  19. 1980-05-01
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,585 · $382/mo
Projected year-2 tax
$6,640 · $553/mo
Expected delta
+$2,055/yr (+$171/mo · 44.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$74,765
− Mortgage interest
−$44,812
− Property taxes
−$4,585
− Insurance
−$4,000
− Repairs & maintenance
−$5,981
− Management
−$5,981
− HOA
−$1,836
− Depreciation
−$23,273
Taxable loss
−$15,704
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,769
After-tax cash flow
$2,069/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Boca Raton

Score
77/100
State rank
#192
US rank
#3070

Category grades

Amenities D Commute B Cost of living F Crime B+ Employment A+ Housing B+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
City population
250,102
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
47,005
Household income
$84,091
Rent vs Own
30.7% rent · 69.3% own
Severe rent burden
2900.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 18% Two or more races 15% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 2% Dominican 1%
Common ancestry
Romanian 6% Scotch-Irish 5% Russian 3%
Foreign-born
27% · Canada, Jamaica, China
Languages at home
65% English-only · Spanish 15% Other Indo-European 10% Russian/Polish/Slavic 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -227.85%
Current HPI
306.738
Rent YoY
▲ 0.33%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+3536.4% since first listed
5 events — show timeline
  • 2026-05-26 Listed $800,000 Beaches MLS
  • 1994-11-09 Sold (Public Records) $125,000 Public Records
  • 1982-10-01 Sold (Public Records) $120,900 Public Records
  • 1980-12-01 Sold (Public Records) $29,000 Public Records
  • 1980-05-01 Sold (Public Records) $22,000 Public Records

Property tax history

+1.1%/yr

Latest (2025): $4,585 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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