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79251 Plummers Creek Dr
D- Composite 38.64
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.3/15.0
  • Schools +6.0/10.0
  • Cash flow +4.9/30.0
  • Livability +4.2/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.5/10.0
  • DSCR +0.0/10.0

$519,000

79251 Plummers Creek Dr · Jacksonville, FL 32097
4 bd · 4.0 ba · 2,939 sqft · SingleFamily public records · 57 Days on market
Built 2019 Est $517k · at est. $62/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to over 2,900 square feet of thoughtfully designed living space in the highly sought-after Plummer Creek community. With a low HOA, NO CDD fees, and convenient access to I-95, this location makes commuting and everyday living effortless while still enjoying a peaceful neighborhood setting. Inside, you're greeted by a bright, light, and airy layout filled with natural light. The beautiful white gourmet kitchen is truly the heart of the home, featuring a large center island, eat-in dining area, and seamless flow into the spacious living room--perfect for entertaining or gathering with family and friends. A formal dining room just off the main living space offers flexibility as a home office, flex room, or additional sitting area. The owner's suite is conveniently located downstairs, creating a private retreat tucked away from the rest of the home. Throughout the main level, you'll find stunning crown molding, custom trimmed windows, and fresh paint in every room, adding warmth warmth and timeless character. Upstairs, a generous loft provides additional living space along with four more bedrooms and two full bathrooms. Two of these bedrooms are oversized suites--just as large, if not larger, than many primary bedrooms--making them ideal for guests, multi-generational living, or growing households. Large sliding glass doors lead to a screened lanai overlooking a fully fenced backyard with lush landscaping and peaceful preserve views--your own private outdoor escape. Additional features include a two-car garage and a water softener system for added convenience. Space, style, and an unbeatable location in Plummer Creek--this home truly checks every box. Schedule a tour today!

Key facts

  • Large center island
  • Formal dining room
  • Gourmet kitchen

Tags

GOURMET KITCHENLARGE CENTER ISLANDFORMAL DINING ROOMOWNER'S SUITECROWN MOLDINGCUSTOM TRIMMED WINDOWS

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee; Association fee $745 per year; Community amenities include basketball court and playground; Sidewalks in the community

Exterior

  • Parking: 2-car garage with garage door opener
  • Utilities: Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
  • Home design: Single family residence; Single-story entry level
  • Construction: Frame and stucco construction; Shingle roof
  • Exterior features: Patio (screened); Back yard fencing; Front and rear sprinklers; Community pool (not private)

Interior

  • Kitchen: Dishwasher; Disposal; Electric oven; Electric range; Microwave; Refrigerator; Water softener (owned)
  • Bedrooms: 5 bedrooms
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 3 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Ceiling fans; Eat-in kitchen; Entrance foyer; His and hers closets; Kitchen island; Open floorplan; Pantry; Primary bathroom with tub and separate shower; Primary bedroom on main level; Split bedroom layout; Walk-in closets
  • Laundry & utility: Water softener owned

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $519k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
  • To cash-flow at today's rent, offer at most $300k (42.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $286k (44.9% below list).
  • Recommended offer: $286k (44.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.9%/yr); 596 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $55k of equity ($4k loan paydown + $52k appreciation (10.0% local appreciation)).
  • Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$89k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($503k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $285,966 (44.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 45% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.55%
Cap rate
3.43%
Cash-on-cash
-10.22%
DSCR
0.55
GRM
15.1

CMA / ARV

ARV (on-the-fly)
$517,264
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
79371 Plummers Creek Dr 0.14mi 5/4.0 (+1) 2,877 (-2%) 24mo $555,000 $193 65
79090 Plummers Creek Dr 0.22mi 5/3.0 (+1) 2,677 (-9%) 7mo $472,000 $176 60
79401 Plummers Creek Dr 0.17mi 5/3.0 (+1) 2,700 (-8%) 12mo $517,500 $192 59
83355 Purple Martin Dr 0.62mi 4/3.5 2,992 (+2%) 16mo $499,000 $167 53
78718 Goldfinch Ln 0.25mi 5/3.0 (+1) 2,678 (-9%) 17mo $519,000 $194 50
79039 Plummers Creek Dr 0.26mi 5/4.0 (+1) 3,259 (+11%) 22mo $569,000 $175 47
65704 Edgewater Dr 0.66mi 4/4.0 2,566 (-13%) 2mo $442,000 $172 47
79602 Plummers Creek Dr 0.61mi 4/3.0 2,757 (-6%) 24mo $435,000 $158 37
65969 Edgewater Dr 0.68mi 4/4.0 2,566 (-13%) 13mo $475,000 $185 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold
IRR
17.1%
Equity multiple
2.40×
Total profit
$203,441
Equity at exit
$467,556
10-year hold
IRR
16.2%
Equity multiple
5.54×
Total profit
$660,399
Equity at exit
$1,008,303

Cash invested: $145,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32097

Home prices YoY
19.5%
Rents YoY
2.9%
Active inventory
596
Price-to-rent
15.1×

Monthly cashflow live

Estimated rent
$2,860 high interval (Pro) →
Mortgage (P&I)
$2,722
Tax from tax record
$497 /mo · $5,969/yr
Insurance
$216
HOA
$62
Vacancy / Maint / Mgmt
$601
Net cashflow
$-1,238

Break-even live

Break-even rent $4,427
Max offer price $300,262
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$129,750
Closing costs
$15,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
65303 River Glen Pkwy Yulee, FL 4.0 2.0 2160 $2,400 $1.11 23d 1 0.89mi
70305 Winding River Dr Yulee, FL 4.0 3.0 2042 $2,500 $1.22 23d 1 0.90mi
76195 Deerwood Dr Yulee, FL 4.0 2.5 2757 $2,475 $0.90 23d 1 1.13mi
75047 Brookwood Dr Yulee, FL 5.0 3.0 3300 $3,405 $1.03 4d 1 1.16mi
75215 Fern Creek Dr Yulee, FL 4.0 2.5 2898 $2,900 $1.00 14d 1 1.21mi
75094 Glenspring Way Yulee, FL 3.0 2.0 2055 $2,500 $1.22 23d 1 1.26mi
75094 Fern Creek Dr Yulee, FL 4.0 2.0 2193 $2,495 $1.14 2d 1 1.40mi
65013 Lagoon Forest Dr Yulee, FL 4.0 2.5 2245 $2,800 $1.25 10d 1 1.44mi

HOA detail

Monthly dues
$62 · $744/yr
Likely covers
waterlandscaping

Listing history 31 events

  1. 2026-06-02
    statusdays on marketlisting id $519,000 Pending 57 DOM
  2. 2026-06-01
    days on market $519,000 Active Under Contract 88 DOM
  3. 2026-05-31
    days on market $519,000 Active Under Contract 87 DOM
  4. 2026-05-01
    status Pending 1706-char remark
    Show marketing remark (1706 chars)

    Welcome to over 2,900 square feet of thoughtfully designed living space in the highly sought-after Plummer Creek community. With a low HOA, NO CDD fees, and convenient access to I-95, this location makes commuting and everyday living effortless while still enjoying a peaceful neighborhood setting. Inside, you're greeted by a bright, light, and airy layout filled with natural light. The beautiful white gourmet kitchen is truly the heart of the home, featuring a large center island, eat-in dining area, and seamless flow into the spacious living room--perfect for entertaining or gathering with family and friends. A formal dining room just off the main living space offers flexibility as a home office, flex room, or additional sitting area. The owner's suite is conveniently located downstairs, creating a private retreat tucked away from the rest of the home. Throughout the main level, you'll find stunning crown molding, custom trimmed windows, and fresh paint in every room, adding warmth warmth and timeless character. Upstairs, a generous loft provides additional living space along with four more bedrooms and two full bathrooms. Two of these bedrooms are oversized suites--just as large, if not larger, than many primary bedrooms--making them ideal for guests, multi-generational living, or growing households. Large sliding glass doors lead to a screened lanai overlooking a fully fenced backyard with lush landscaping and peaceful preserve views--your own private outdoor escape. Additional features include a two-car garage and a water softener system for added convenience. Space, style, and an unbeatable location in Plummer Creek--this home truly checks every box. Schedule a tour today!

  5. 2026-04-30
    historical Active Under Contract
  6. 2026-04-11
    price $519,000
    Show marketing remark (1706 chars)

    Welcome to over 2,900 square feet of thoughtfully designed living space in the highly sought-after Plummer Creek community. With a low HOA, NO CDD fees, and convenient access to I-95, this location makes commuting and everyday living effortless while still enjoying a peaceful neighborhood setting. Inside, you're greeted by a bright, light, and airy layout filled with natural light. The beautiful white gourmet kitchen is truly the heart of the home, featuring a large center island, eat-in dining area, and seamless flow into the spacious living room--perfect for entertaining or gathering with family and friends. A formal dining room just off the main living space offers flexibility as a home office, flex room, or additional sitting area. The owner's suite is conveniently located downstairs, creating a private retreat tucked away from the rest of the home. Throughout the main level, you'll find stunning crown molding, custom trimmed windows, and fresh paint in every room, adding warmth warmth and timeless character. Upstairs, a generous loft provides additional living space along with four more bedrooms and two full bathrooms. Two of these bedrooms are oversized suites--just as large, if not larger, than many primary bedrooms--making them ideal for guests, multi-generational living, or growing households. Large sliding glass doors lead to a screened lanai overlooking a fully fenced backyard with lush landscaping and peaceful preserve views--your own private outdoor escape. Additional features include a two-car garage and a water softener system for added convenience. Space, style, and an unbeatable location in Plummer Creek--this home truly checks every box. Schedule a tour today!

  7. 2026-04-11
    price $519,000 1706-char remark
    Show marketing remark (1706 chars)

    Welcome to over 2,900 square feet of thoughtfully designed living space in the highly sought-after Plummer Creek community. With a low HOA, NO CDD fees, and convenient access to I-95, this location makes commuting and everyday living effortless while still enjoying a peaceful neighborhood setting. Inside, you're greeted by a bright, light, and airy layout filled with natural light. The beautiful white gourmet kitchen is truly the heart of the home, featuring a large center island, eat-in dining area, and seamless flow into the spacious living room--perfect for entertaining or gathering with family and friends. A formal dining room just off the main living space offers flexibility as a home office, flex room, or additional sitting area. The owner's suite is conveniently located downstairs, creating a private retreat tucked away from the rest of the home. Throughout the main level, you'll find stunning crown molding, custom trimmed windows, and fresh paint in every room, adding warmth warmth and timeless character. Upstairs, a generous loft provides additional living space along with four more bedrooms and two full bathrooms. Two of these bedrooms are oversized suites--just as large, if not larger, than many primary bedrooms--making them ideal for guests, multi-generational living, or growing households. Large sliding glass doors lead to a screened lanai overlooking a fully fenced backyard with lush landscaping and peaceful preserve views--your own private outdoor escape. Additional features include a two-car garage and a water softener system for added convenience. Space, style, and an unbeatable location in Plummer Creek--this home truly checks every box. Schedule a tour today!

  8. 2026-03-05
    listed $529,000 Active 1706-char remark
    Show marketing remark (1706 chars)

    Welcome to over 2,900 square feet of thoughtfully designed living space in the highly sought-after Plummer Creek community. With a low HOA, NO CDD fees, and convenient access to I-95, this location makes commuting and everyday living effortless while still enjoying a peaceful neighborhood setting. Inside, you're greeted by a bright, light, and airy layout filled with natural light. The beautiful white gourmet kitchen is truly the heart of the home, featuring a large center island, eat-in dining area, and seamless flow into the spacious living room--perfect for entertaining or gathering with family and friends. A formal dining room just off the main living space offers flexibility as a home office, flex room, or additional sitting area. The owner's suite is conveniently located downstairs, creating a private retreat tucked away from the rest of the home. Throughout the main level, you'll find stunning crown molding, custom trimmed windows, and fresh paint in every room, adding warmth warmth and timeless character. Upstairs, a generous loft provides additional living space along with four more bedrooms and two full bathrooms. Two of these bedrooms are oversized suites--just as large, if not larger, than many primary bedrooms--making them ideal for guests, multi-generational living, or growing households. Large sliding glass doors lead to a screened lanai overlooking a fully fenced backyard with lush landscaping and peaceful preserve views--your own private outdoor escape. Additional features include a two-car garage and a water softener system for added convenience. Space, style, and an unbeatable location in Plummer Creek--this home truly checks every box. Schedule a tour today!

  9. 2026-03-05
    listed $529,000 Active
    Show marketing remark (1706 chars)

    Welcome to over 2,900 square feet of thoughtfully designed living space in the highly sought-after Plummer Creek community. With a low HOA, NO CDD fees, and convenient access to I-95, this location makes commuting and everyday living effortless while still enjoying a peaceful neighborhood setting. Inside, you're greeted by a bright, light, and airy layout filled with natural light. The beautiful white gourmet kitchen is truly the heart of the home, featuring a large center island, eat-in dining area, and seamless flow into the spacious living room--perfect for entertaining or gathering with family and friends. A formal dining room just off the main living space offers flexibility as a home office, flex room, or additional sitting area. The owner's suite is conveniently located downstairs, creating a private retreat tucked away from the rest of the home. Throughout the main level, you'll find stunning crown molding, custom trimmed windows, and fresh paint in every room, adding warmth warmth and timeless character. Upstairs, a generous loft provides additional living space along with four more bedrooms and two full bathrooms. Two of these bedrooms are oversized suites--just as large, if not larger, than many primary bedrooms--making them ideal for guests, multi-generational living, or growing households. Large sliding glass doors lead to a screened lanai overlooking a fully fenced backyard with lush landscaping and peaceful preserve views--your own private outdoor escape. Additional features include a two-car garage and a water softener system for added convenience. Space, style, and an unbeatable location in Plummer Creek--this home truly checks every box. Schedule a tour today!

  10. 2024-07-02
    soldstatus $505,500
  11. 2024-07-01
    soldstatus $505,500 948-char remark
    Show marketing remark (948 chars)

    Are you looking for a beautiful home with lots of space for family and friends in a sought after community? Look no further! This Dream Finders, St Johns floorplan home in Plummer Creek has it ALL! It is move in ready and waiting for you to call it home! Walk in the front door and enjoy all the space it has to offer. As you enter, the flex space on the right makes for a perfect office or formal dining space. The nook with custom stop and drop by the garage door is a great space to hang backpacks, purses or coats! Step into the Kitchen and enjoy STUNNING white quartz countertops, white cabinets with crown molding, double ovens, stainless steel appliances, a glass cooktop and extra drawers for storage! You will LOVE the large kitchen counter. .. its the perfect space for serving, entertaining, having a meal or just hanging around and chatting! Off the kitchen is your eat in kitchen space with beautiful accented walls and walk in pantry.

  12. 2024-07-01
    soldstatus $505,500 Closed
    Show marketing remark (948 chars)

    Are you looking for a beautiful home with lots of space for family and friends in a sought after community? Look no further! This Dream Finders, St Johns floorplan home in Plummer Creek has it ALL! It is move in ready and waiting for you to call it home! Walk in the front door and enjoy all the space it has to offer. As you enter, the flex space on the right makes for a perfect office or formal dining space. The nook with custom stop and drop by the garage door is a great space to hang backpacks, purses or coats! Step into the Kitchen and enjoy STUNNING white quartz countertops, white cabinets with crown molding, double ovens, stainless steel appliances, a glass cooktop and extra drawers for storage! You will LOVE the large kitchen counter. .. its the perfect space for serving, entertaining, having a meal or just hanging around and chatting! Off the kitchen is your eat in kitchen space with beautiful accented walls and walk in pantry.

  13. 2024-06-13
    status Pending
  14. 2024-05-06
    historical Active Under Contract
  15. 2024-05-05
    listed $499,000 948-char remark
    Show marketing remark (948 chars)

    Are you looking for a beautiful home with lots of space for family and friends in a sought after community? Look no further! This Dream Finders, St Johns floorplan home in Plummer Creek has it ALL! It is move in ready and waiting for you to call it home! Walk in the front door and enjoy all the space it has to offer. As you enter, the flex space on the right makes for a perfect office or formal dining space. The nook with custom stop and drop by the garage door is a great space to hang backpacks, purses or coats! Step into the Kitchen and enjoy STUNNING white quartz countertops, white cabinets with crown molding, double ovens, stainless steel appliances, a glass cooktop and extra drawers for storage! You will LOVE the large kitchen counter. .. its the perfect space for serving, entertaining, having a meal or just hanging around and chatting! Off the kitchen is your eat in kitchen space with beautiful accented walls and walk in pantry.

  16. 2024-05-05
    listed $499,000 Active
    Show marketing remark (948 chars)

    Are you looking for a beautiful home with lots of space for family and friends in a sought after community? Look no further! This Dream Finders, St Johns floorplan home in Plummer Creek has it ALL! It is move in ready and waiting for you to call it home! Walk in the front door and enjoy all the space it has to offer. As you enter, the flex space on the right makes for a perfect office or formal dining space. The nook with custom stop and drop by the garage door is a great space to hang backpacks, purses or coats! Step into the Kitchen and enjoy STUNNING white quartz countertops, white cabinets with crown molding, double ovens, stainless steel appliances, a glass cooktop and extra drawers for storage! You will LOVE the large kitchen counter. .. its the perfect space for serving, entertaining, having a meal or just hanging around and chatting! Off the kitchen is your eat in kitchen space with beautiful accented walls and walk in pantry.

  17. 2023-12-18
    historical
  18. 2023-11-06
    price $499,000
  19. 2023-11-06
    price $499,000
  20. 2023-10-06
    listed $510,000 Active
  21. 2023-10-06
    listed $510,000 Active
  22. 2023-10-03
    historical
  23. 2023-09-21
    price $529,900
  24. 2023-09-01
    price $539,900
  25. 2023-08-15
    price $549,900
  26. 2023-08-15
    price $549,000
  27. 2023-07-17
    listed $550,000 Active
  28. 2019-10-29
    soldstatus $340,189
  29. 2019-10-29
    soldstatus $340,189
  30. 2019-01-15
    listed $330,990
  31. 2019-01-15
    listed $330,990

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,969 · $497/mo
Projected year-2 tax
$5,969 · $497/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,316
− Mortgage interest
−$29,072
− Property taxes
−$5,969
− Insurance
−$2,595
− Repairs & maintenance
−$2,745
− Management
−$2,745
− HOA
−$744
− Depreciation
−$15,098
Taxable loss
−$24,653
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,917
After-tax cash flow
$-8,942/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nassau
NCES district ID
1201350
Math proficiency
74% ▼ -2.00%
Reading proficiency
65% ▼ -2.00%
Median HH income
$58,267
Composite
59.79/100
National rank
#899
State rank
#4 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Nassau County · 67,729 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
26,700
Household income
$93,161
Rent vs Own
19.8% rent · 80.2% own
Severe rent burden
404.0

Population outlook (Nassau County) Hauer SSP2

Today (2025)
88,419 people
By 2030
92,679 · +4.8%
By 2040
99,257 · +12.3%
By 2050
103,378 · +16.9%
By 2075
109,726 · +24.1%
By 2100
107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 4% Italian 3% Romanian 2%
Foreign-born
4% · Canada, Vietnam
Languages at home
93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

2024 margin
Solid R (+46.9) · D 26.1% · R 73.1%
2008→2024 swing
-3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
All cycles
2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 49.35%
Current HPI
301.9299
Rent YoY
▲ 2.88%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+56.8% since first listed
28 events — show timeline
  • 2026-05-01 Pending AINCAR
  • 2026-04-30 Contingent realMLS
  • 2026-04-11 Price Changed $519,000 realMLS
  • 2026-04-11 Price Changed $519,000 AINCAR
  • 2026-03-05 Listed $529,000 realMLS
  • 2026-03-05 Listed $529,000 AINCAR
  • 2024-07-02 Sold (Public Records) $505,500 Public Records
  • 2024-07-01 Sold (MLS) $505,500 realMLS
  • 2024-07-01 Sold (MLS) $505,500 AINCAR
  • 2024-06-13 Pending realMLS
  • 2024-05-06 Contingent realMLS
  • 2024-05-05 Listed $499,000 realMLS
  • 2024-05-05 Listed $499,000 AINCAR
  • 2023-12-18 Listing Removed realMLS
  • 2023-11-06 Price Changed $499,000 AINCAR
  • 2023-11-06 Price Changed $499,000 realMLS
  • 2023-10-06 Listed $510,000 AINCAR
  • 2023-10-06 Listed $510,000 realMLS
  • 2023-10-03 Listing Removed realMLS
  • 2023-09-21 Price Changed $529,900 realMLS
  • 2023-09-01 Price Changed $539,900 realMLS
  • 2023-08-15 Price Changed $549,900 realMLS
  • 2023-08-15 Price Changed $549,000 realMLS
  • 2023-07-17 Listed $550,000 realMLS
  • 2019-10-29 Sold (MLS) $340,189 AINCAR
  • 2019-10-29 Sold (MLS) $340,189 realMLS
  • 2019-01-15 Listed $330,990 AINCAR
  • 2019-01-15 Listed $330,990 realMLS

Property tax history

+44.9%/yr

Latest (2025): $5,969 · +32.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…