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610 Cherokee Dr
B+ Composite 76.2
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • Schools +3.9/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$99,500

610 Cherokee Dr · Warner Robins, GA 31093
3 bd · 1.0 ba · 1,130 sqft · SingleFamily public records · 4 Days on market
Built 1955 0.61 ac lot $88/sqft · 30% below area Est $142k · 30% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

Key facts

  • New hvac
  • Nice backyard
  • New lvp flooring

Tags

NEW LVP FLOORINGHARDWOOD FLOORSNEW HVACCOVERED BACK PORCHNICE BACKYARD1 CAR CARPORT

Property features AI

Finance

  • Other: Lot is level and private; Approximately 0.61 acre lot
  • HOA & community: No HOA

Exterior

  • Parking: Attached carport (1 space)
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available
  • Home design: Single family residence; House; Resale property
  • Construction: Brick construction; Composition roof; Built in 1955
  • Exterior features: Porch (screened)

Interior

  • Kitchen: Cooktop; Dishwasher; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Hardwood flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas heating; Electric cooling
  • Interior features: One-level layout; Solid surface kitchen counters; Crawl space foundation
  • Laundry & utility: Laundry closet in kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $424 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Cap rate 11.4% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Westside Elementary School (math 19% / reading 14%, grade F, #968 of 1,228 statewide, top 79%, 556 students, 84% FRL); Northside Middle School (math 29% / reading 31%, grade F, #243 of 470 statewide, top 53%, 844 students, 84% FRL); Northside High School (math 5% / reading 21%, grade F, #331 of 424 statewide, top 78%, 1,959 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 20% at this address vs 44% district-wide (-25 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.8%/yr); 166 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $688 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.8% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 7y ago; this cycle's ask has dropped $20k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $99,500

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
11.40%
Cash-on-cash
18.24%
DSCR
1.81
GRM
6.2

CMA / ARV

ARV (median comp)
$141,772
List price
$99,500
Delta
-29.82%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
610 Cherokee Dr 0.00mi 3/1.0 1,130 (0%) 0mo $108,000 $96 100
110 Briardale Ave 0.33mi 3/1.5 1,100 (-3%) 2mo $148,000 $135 77
717 Bernard Dr 0.25mi 3/1.0 1,053 (-7%) 4mo $154,900 $147 74
133 Briardale Ave 0.35mi 3/1.5 1,242 (+10%) 3mo $162,000 $130 63
133 Briardale Ave Ave 0.35mi 3/1.5 1,242 (+10%) 3mo $162,000 $130 63
106 Benton Ave 0.62mi 4/1.0 (+1) 1,110 (-2%) 1mo $140,000 $126 62
87 Ravenwood Way 0.52mi 3/1.0 1,036 (-8%) 0mo $134,900 $130 62
807 Green St 0.62mi 2/1.0 (-1) 1,104 (-2%) 8mo $120,000 $109 56
110 Merlin St 0.63mi 3/1.5 1,025 (-9%) 1mo $85,000 $83 52
115 Trinity Dr Dr 0.60mi 3/1.0 1,012 (-10%) 3mo $90,000 $89 52
303 Cherokee Dr 0.55mi 2/1.0 (-1) 1,036 (-8%) 9mo $127,500 $123 48
80 Ravenwood Way 0.56mi 3/1.0 962 (-15%) 4mo $125,000 $130 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.78% rent growth · sell at horizon

5-year hold
IRR
9.6%
Equity multiple
1.38×
Total profit
$10,541
Equity at exit
$14,836
10-year hold
IRR
18.6%
Equity multiple
2.53×
Total profit
$42,644
Equity at exit
$8,603

Cash invested: $27,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31093

Rents YoY
2.8%
Active inventory
166
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,332 high interval (Pro) →
Mortgage (P&I)
$522
Tax from tax record
$65 /mo · $783/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$280
Net cashflow
$424

Break-even live

Break-even rent $796
Max offer price $99,500
Occupancy floor 63%

Sensitivity live

Price -10% $480 -5% $452 +0% $424 +5% $395 +10% $367
Rent -10% $318 -5% $371 +0% $424 +5% $476 +10% $529
Rate -1.0pp $474 -0.5pp $449 base $424 +0.5pp $398 +1.0pp $372

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,875
Closing costs
$2,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 44d 1 0.40mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 22d 1 0.40mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,250 $1.37 44d 1 0.52mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,175 $1.29 22d 1 0.52mi
319 Orchard Ln Warner Robins, GA 3.0 1.0 950 $1,400 $1.47 44d 1 0.66mi
210 Woodcrest Cir Warner Robins, GA 2.0 2.0 823 $1,250 $1.52 44d 1 0.66mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,070 $1.02 44d 6 0.71mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,042 $1.00 14d 8 0.71mi
318 Bruce St Warner Robins, GA 3.0 1.0 960 $1,150 $1.20 44d 1 0.73mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 44d 1 0.82mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 22d 1 0.82mi
342 Orchard Way Warner Robins, GA 3.0 2.0 1186 $1,349 $1.14 44d 1 0.91mi
114 Forrester Dr Warner Robins, GA 3.0 1.0 810 $1,100 $1.36 44d 1 0.95mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 22d 1 0.96mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 44d 1 0.96mi
125 Orchard Pass Warner Robins, GA 3.0 2.0 1165 $1,395 $1.20 44d 1 0.96mi
103 Dellwood Cir Warner Robins, GA 2.0 1.0 1000 $1,050 $1.05 22d 1 1.02mi
103 Dellwood Cir Unit 107-B Warner Robins, GA 2.0 1.0 850 $725 $0.85 22d 1 1.05mi
600 Arizona Ave Warner Robins, GA 1.0–3.0 1.0–1.5 912 $1,100 $1.21 14d 29 1.06mi
1005 Elberta Rd Warner Robins, GA 1.0–2.0 1.0 620 $1,045 $1.68 44d 19 1.09mi
204 Ashby Way Warner Robins, GA 3.0 2.0 1251 $1,395 $1.12 44d 1 1.10mi
202 Wendan Way Warner Robins, GA 4.0 1.0 1036 $1,075 $1.04 14d 1 1.15mi
Blue Pines Apartments Warner Robins, GA 1.0–2.0 1.0 670 $1,025 $1.53 14d 2 1.18mi
100 Wrights Mill Cir Warner Robins, GA 2.0 2.0 1118 $1,475 $1.32 44d 1 1.20mi
115 Arnold Blvd Warner Robins, GA 3.0 2.0 1037 $1,300 $1.25 44d 1 1.24mi
316 Oklahoma Ave Warner Robins, GA 3.0 1.5 1196 $1,200 $1.00 44d 1 1.28mi
316 Oklahoma Ave Warner Robins, GA 3.0 1.5 1196 $1,200 $1.00 22d 1 1.28mi
314 McArthur Blvd Warner Robins, GA 3.0 1.0 1100 $1,400 $1.27 44d 1 1.28mi
302 Hawaii Ave Unit C Warner Robins, GA 2.0 1.0 981 $1,200 $1.22 14d 1 1.32mi
302 Hawaii Ave Unit D Warner Robins, GA 3.0 2.0 1190 $1,500 $1.26 14d 1 1.32mi
1311 Alma Ave Warner Robins, GA 3.0 1.0 1073 $1,150 $1.07 44d 1 1.37mi
613 Greenbriar Rd Warner Robins, GA 1.0–2.0 1.0 712 $925 $1.30 14d 7 1.38mi
805 Crestwood Ter Warner Robins, GA 3.0 1.0 864 $1,125 $1.30 44d 1 1.44mi
122 Briarwood Dr Warner Robins, GA 4.0 2.0 1218 $1,195 $0.98 22d 1 1.46mi
124 Briarwood Dr Warner Robins, GA 3.0 2.0 1134 $1,500 $1.32 44d 1 1.48mi

Listing history 13 events

  1. 2026-05-13
    status Under Contract 221-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  2. 2026-05-13
    historical Active Under Contract 265-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  3. 2026-05-12
    status Price Change 221-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  4. 2026-05-12
    price $99,500 221-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  5. 2026-05-12
    status Active 265-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  6. 2026-05-12
    price $99,500 265-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  7. 2026-05-04
    historical Active Under Contract 265-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  8. 2026-05-04
    status Under Contract 221-char remark
    Show marketing remark (265 chars)

    Great starter home, 3 Bedroom, 1 Bath brick home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice back yard, 1-car carport. Call agent, appointment only! Alarm is on! Property sold as is. New roof have quote of $7,500 Cannon Roofing.

  9. 2026-05-01
    listed $119,500 New 221-char remark
    Show marketing remark (221 chars)

    Great starter home, 3 bedroom, 1 bath home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice backyard, 1 car carport. Property sold As Is. Needs new roof have quote of $7,500 Cannon Roofing.

  10. 2026-05-01
    listed $119,500 Active 265-char remark
    Show marketing remark (221 chars)

    Great starter home, 3 bedroom, 1 bath home. Some new LVP flooring, hardwood floors, new HVAC 2022, covered back porch, nice backyard, 1 car carport. Property sold As Is. Needs new roof have quote of $7,500 Cannon Roofing.

  11. 2020-05-12
    soldstatus $46,000
  12. 2020-05-08
    soldstatus $46,000
  13. 2019-06-03
    listed $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$783 · $65/mo
Projected year-2 tax
$915 · $76/mo
Expected delta
+$133/yr (+$11/mo · 17.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,979
− Mortgage interest
−$5,574
− Property taxes
−$783
− Insurance
−$498
− Repairs & maintenance
−$1,278
− Management
−$1,278
− Depreciation
−$2,895
Taxable income
$3,675
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$882
After-tax cash flow
$4,200/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
26,872
Household income
$45,991
Rent vs Own
47.1% rent · 52.9% own
Severe rent burden
1516.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 47% White 35% Hispanic / Latino 10% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Iranian 1% Serbian 1% Italian 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.35%
Current HPI
222.1627
Rent YoY
▲ 2.78%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+86.2% since first listed
17 events — show timeline
  • 2026-06-12 Sold (MLS) $108,000 GAMLS
  • 2026-06-12 Sold (MLS) $108,000 CGMLS
  • 2026-06-12 Sold (MLS) $108,000 MGMLS
  • 2026-05-13 Pending GAMLS
  • 2026-05-13 Contingent MGMLS
  • 2026-05-12 Relisted GAMLS
  • 2026-05-12 Price Changed $99,500 GAMLS
  • 2026-05-12 Relisted MGMLS
  • 2026-05-12 Price Changed $99,500 MGMLS
  • 2026-05-04 Contingent MGMLS
  • 2026-05-04 Pending GAMLS
  • 2026-05-01 Listed $119,500 GAMLS
  • 2026-05-01 Listed $99,500 CGMLS
  • 2026-05-01 Listed $119,500 MGMLS
  • 2020-05-12 Sold (Public Records) $46,000 Public Records
  • 2020-05-08 Sold (MLS) $46,000 CGMLS
  • 2019-06-03 Listed $58,000 CGMLS

Property tax history

+8.5%/yr

Latest (2025): $783 · +11.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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