5260 Milton Trl · East Milton, FL 32583

$199,900

3 bd · 2.0 ba · 1,157 sqft · SingleFamily · 84 Days on market

Built 1943 9,147 sqft lot Est $201k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.3/30.0
• ARV discount +7.8/15.0
• Schools +5.3/10.0
• Livability +3.9/5.0
• DSCR +3.6/10.0
• Rent growth +3.6/5.0
• 1% rule +3.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

Key facts

• Tiled walk-in shower
• Converted garage
• Privacy fence

Tags

• RV AND BOAT PARKING ALLOWED
• UPDATED EN SUITE BATHROOM
• TILED WALK-IN SHOWER
• PRIVACY FENCE
• CONVERTED GARAGE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $-37 ($-447/yr) — negative.
• To cash-flow at today's rent, offer at most $195k (2.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (14.9% below list).
• Recommended offer: $170k (14.9% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.6% in East Milton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#199 in FL, #3,139 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities C-, commute F.
• Santa Rosa (suburban): math 63% / reading 60% proficiency, ranked #8 of 73 in FL (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: East Milton Elementary School (math 44% / reading 46%, grade D-, #1,271 of 2,144 statewide, top 60%, 789 students, 75% FRL); Milton High School (math 44% / reading 42%, grade F, #255 of 667 statewide, top 39%, 2,085 students, 54% FRL) — zoned schools average 64% FRL vs 36% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 44% at this address vs 62% district-wide (-18 pts) — the specific schools serving this property underperform the Santa Rosa average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+4.5%/yr); 806 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,983 units permitted in Santa Rosa County in 2024 (128 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Santa Rosa County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago; this cycle's ask has dropped $39k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $70k; list at $200k implies a 186% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1943 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $170,158 (14.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.07%
• Cash-on-cash: -0.80%
• DSCR: 0.96
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $201,318
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5260 Milton Trl	0.00mi	3/2.0	1,157 (0%)	0mo	$203,000	$175	100
7074 Milton Ct	0.07mi	3/2.0	1,075 (-7%)	10mo	$203,000	$189	77
7068 Old Spanish Trl Rd	0.06mi	3/2.0	1,082 (-6%)	17mo	$189,000	$175	72
5225 Admiral Halsey Rd	0.30mi	2/2.0 (-1)	1,100 (-5%)	8mo	$175,000	$159	67
5540 Hill St	0.66mi	3/2.0	1,120 (-3%)	7mo	$195,000	$174	58
5544 Hill St	0.67mi	3/2.0	1,120 (-3%)	7mo	$189,900	$170	57
5324 Cathy St	0.44mi	2/1.0 (-1)	1,036 (-10%)	1mo	$180,000	$174	52
5364 Cathy St	0.47mi	4/1.0 (+1)	1,166 (+1%)	21mo	$100,000	$86	50
5163 Ward Basin Rd	0.47mi	3/1.0	1,220 (+5%)	21mo	$181,000	$148	48
5109 Nimitz Rd	0.49mi	3/2.0	1,010 (-13%)	10mo	$149,900	$148	48
6850 Quinn Bayou Dr	0.65mi	2/2.0 (-1)	1,296 (+12%)	20mo	$525,000	$405	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold

• IRR: -15.9%
• Equity multiple: 0.43×
• Total profit: $-32,078
• Equity at exit: $29,806

10-year hold

• IRR: -5.0%
• Equity multiple: 0.65×
• Total profit: $-19,622
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32583

• Home prices YoY: -11.3%
• Rents YoY: 4.5%
• Active inventory: 806
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,702 medium
• Mortgage (P&I): −$1,048
• Tax est. 1.5%: −$250 /mo · $2,998/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $-37

Break-even live

Break-even rent $1,749

Max offer price $194,515

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5394 Munson Hwy Milton, FL	2.0	2.0	900	$1,250	$1.39	14d	1	0.65mi
5376 Conecuh St Milton, FL	2.0	1.0	730	$1,400	$1.92	23d	1	0.69mi
5357 Locklin Ave Milton, FL	3.0	1.0	1100	$1,700	$1.55	14d	1	1.41mi

Listing history 16 events

1. 2026-05-07
   historical Contingent 1500-char remark

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

2. 2026-05-07
   status Pending

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

3. 2026-04-13
   price $199,900

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

4. 2026-04-13
   price $199,900 1500-char remark

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

5. 2026-03-12
   price $209,900

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

6. 2026-03-12
   price $209,900 1500-char remark

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

7. 2026-02-12
   listed $239,000 Active 1500-char remark

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

8. 2026-02-12
   listed $239,000 Active

   Show marketing remark (1500 chars)

   Full of charm and character, this home is ideally located in the heart of Milton, just minutes from downtown and surrounded by everyday conveniences and local favorites! Enjoy close proximity to gems like Milton Bakery and Boomerang Pizza, easy I-10 access, four nearby boat ramps all within 10 minutes (2 being Marquis Basin boat ramp and Russell Harber boat ramp), and only 25 minutes to Navarre Beach. With no HOA, and RV and boat parking allowed, this property also offers a unique income opportunity thanks to a fully gated adjacent lot, perfect for RV or boat storage. The home has been updated throughout and features a brand-new water heater (2026) and hurricane shutters (2026). The inviting living room showcases charming built-ins, while the kitchen features crisp white cabinetry and white appliances for a clean look. The primary suite is tucked away on its own side of the home and offers an updated en suite bathroom with a tiled walk-in shower and new vanity. Two additional bedrooms and a full bathroom are located on the opposite side of the home, with cozy carpeted flooring and a tub/shower combo. Outside, the corner lot allows for ample parking and includes a fully fenced backyard with a privacy fence. A converted garage provides additional utility or storage space and is equipped with a fan, adding even more flexibility to this versatile property. This inviting property is a wonderful opportunity to enjoy a well-located home with flexibility and room to make it your own!

9. 2022-02-28
   soldstatus $70,000 Sold 378-char remark

   Show marketing remark (378 chars)

   This home is just a short walk from downtown Milton and a beautiful view of the water on Marquis Basin. It is in close proximity to 4 local boat ramps and has plenty of room to store your boat on the lot! It is just a short 25 minute drive from Navarre Beach and 10 minutes to Whiting Field. Property is in need of a lot of repairs and is being sold as-is. Bring all offers.

10. 2022-02-25
    status Pending 378-char remark

    Show marketing remark (378 chars)

    This home is just a short walk from downtown Milton and a beautiful view of the water on Marquis Basin. It is in close proximity to 4 local boat ramps and has plenty of room to store your boat on the lot! It is just a short 25 minute drive from Navarre Beach and 10 minutes to Whiting Field. Property is in need of a lot of repairs and is being sold as-is. Bring all offers.

11. 2022-02-04
    historical Contingent 378-char remark

    Show marketing remark (378 chars)

    This home is just a short walk from downtown Milton and a beautiful view of the water on Marquis Basin. It is in close proximity to 4 local boat ramps and has plenty of room to store your boat on the lot! It is just a short 25 minute drive from Navarre Beach and 10 minutes to Whiting Field. Property is in need of a lot of repairs and is being sold as-is. Bring all offers.

12. 2022-01-30
    price $89,000 378-char remark

    Show marketing remark (378 chars)

    This home is just a short walk from downtown Milton and a beautiful view of the water on Marquis Basin. It is in close proximity to 4 local boat ramps and has plenty of room to store your boat on the lot! It is just a short 25 minute drive from Navarre Beach and 10 minutes to Whiting Field. Property is in need of a lot of repairs and is being sold as-is. Bring all offers.

13. 2021-12-13
    price $110,000 378-char remark

    Show marketing remark (378 chars)

    This home is just a short walk from downtown Milton and a beautiful view of the water on Marquis Basin. It is in close proximity to 4 local boat ramps and has plenty of room to store your boat on the lot! It is just a short 25 minute drive from Navarre Beach and 10 minutes to Whiting Field. Property is in need of a lot of repairs and is being sold as-is. Bring all offers.

14. 2021-10-11
    listed $120,000 Active 378-char remark

    Show marketing remark (378 chars)

    This home is just a short walk from downtown Milton and a beautiful view of the water on Marquis Basin. It is in close proximity to 4 local boat ramps and has plenty of room to store your boat on the lot! It is just a short 25 minute drive from Navarre Beach and 10 minutes to Whiting Field. Property is in need of a lot of repairs and is being sold as-is. Bring all offers.

15. 2020-04-29
    soldstatus $37,900
16. 2020-04-13
    listed $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,419
• − Mortgage interest: −$11,198
• − Property taxes: −$2,998
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,634
• − Management: −$1,634
• − Depreciation: −$5,815
• Taxable loss: −$3,859
• Est. tax savings @ 24.0%: +$926
• After-tax cash flow: $480/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Santa Rosa
• NCES district ID: 1201650
• Math proficiency: 63% ▼ -6.00%
• Reading proficiency: 60% ▼ -5.00%
• Median HH income: $58,161
• Composite: 53.12/100
• National rank: #1511
• State rank: #8 of 73 in FL

Livability — East Milton

• Score: 77/100
• State rank: #199
• US rank: #3139

Category grades

Amenities C- Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Milton, FL
• County: Santa Rosa County · 194,764 people
• City population: 31,415
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 31,828
• Household income: $85,440
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 122.0

Population outlook (Santa Rosa County) Hauer SSP2

• Today (2025): 195,978 people
• By 2030: 209,782 · +7.0%
• By 2040: 235,293 · +20.1%
• By 2050: 256,408 · +30.8%
• By 2075: 298,074 · +52.1%
• By 2100: 303,216 · +54.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 11% Two or more races 10% Hispanic / Latino 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2% Cuban 1%
• Common ancestry: Italian 3% Slovak 2% Serbian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3%

Political lean MEDSL · Santa Rosa

• 2024 margin: Solid R (+51.0) · D 24.1% · R 75.0%
• 2008→2024 swing: -3.0pp toward R · 2008: -47.9pp · 2024: -51.0pp
• All cycles: 2024: R+51.0 2020: R+46.5 2016: R+53.5 2012: R+52.6 2008: R+47.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -38.35%
• Current HPI: 301.8819
• Rent YoY: ▲ 4.53%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+401.0% since first listed

16 events — show timeline

• 2026-05-07 Contingent — PARMLS
• 2026-05-07 Pending — ECAR
• 2026-04-13 Price Changed $199,900 ECAR
• 2026-04-13 Price Changed $199,900 PARMLS
• 2026-03-12 Price Changed $209,900 ECAR
• 2026-03-12 Price Changed $209,900 PARMLS
• 2026-02-12 Listed $239,000 ECAR
• 2026-02-12 Listed $239,000 PARMLS
• 2022-02-28 Sold (MLS) $70,000 PARMLS
• 2022-02-25 Pending — PARMLS
• 2022-02-04 Contingent — PARMLS
• 2022-01-30 Price Changed $89,000 PARMLS
• 2021-12-13 Price Changed $110,000 PARMLS
• 2021-10-11 Listed $120,000 PARMLS
• 2020-04-29 Sold (MLS) $37,900 PARMLS
• 2020-04-13 Listed $39,900 PARMLS