CashFlowRE
Sign in Sign up
3675 N Country Club Dr #410
C Composite 59.41
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • 1% rule +9.7/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • Schools +5.0/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$275,000

3675 N Country Club Dr #410 · Aventura, FL 33180
2 bd · 2.0 ba · 1,079 sqft · Condo public records · 50 Days on market
Built 1974 $882/mo HOA · 22% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Wow! Located in the heart of Aventura, this 2-bedroom, 2-bath home offers a water view and is right across from the Turnberry golf course and the popular Soffer exercise path. Conveniently close to houses of worship and Aventura Mall. Amenities feature a massive pool, an updated gym and sauna, BBQ areas, and a billiard table, all with 24-hour lobby security.

Key facts

  • Massive pool
  • Sauna
  • Bbq areas

Tags

WATER VIEWTURNBERRY GOLF COURSEMASSIVE POOLUPDATED GYMSAUNABBQ AREAS

Property features AI

Finance

  • Other: Association pool; Waterfront property with canal front, Intracoastal access and seawall
  • Financial info: Pets not allowed
  • HOA & community: Monthly association fee; Association fee covers management, common areas, cable TV, hot water, insurance, internet, grounds maintenance, building maintenance, pool(s), roof, sewer, security, trash, and water; Community amenities include clubhouse, fitness center, laundry, library, billiard room, barbecue and picnic area, pool, sauna, spa/hot tub, storage, trails, transportation service, and elevators

Exterior

  • Parking: Assigned parking (1 covered space); Guest parking
  • Security: Closed-circuit cameras; Doorman; Elevator secured; Secured garage/parking; Key card entry; Secured lobby; Phone entry; Security guard; Smoke detectors
  • Utilities: Cable available; Water and sewer included in association (see HOA details)
  • Home design: Condominium / attached property; Located on level 4; Has a view
  • Construction: Block construction; Resale unit; 26-story building
  • Exterior features: Balcony; Open balcony/patio

Interior

  • Kitchen: Dishwasher; Electric range; Self-cleaning oven; Disposal; Icemaker; Refrigerator
  • Bedrooms: Entry level 4
  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Breakfast bar; Entrance foyer; Open living/dining room; Split bedroom layout; Walk-in closet(s); Blinds; Sliding window(s)
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $275k.

Deal economics

  • At list price, monthly cash flow is $354 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $275k).
  • Recommended offer: $267k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
  • Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • At $4,045/mo this rent would consume 53% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $230k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; HOA is 22% of rent.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $266,750 (3.0% below list)

Questions for the listing agent

  1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.47%
Cap rate
8.13%
Cash-on-cash
6.56%
DSCR
1.29
GRM
5.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-12.4%
Equity multiple
0.57×
Total profit
$-33,215
Equity at exit
$41,003
10-year hold
IRR
-11.6%
Equity multiple
0.44×
Total profit
$-43,088
Equity at exit
$23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
985
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$4,045 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$336 /mo · $4,036/yr
Insurance
$115
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$882
Vacancy / Maint / Mgmt
$849
Net cashflow
$354

Break-even live

Break-even rent $3,597
Max offer price $275,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3180 S Ocean Dr #1709 Hallandale Beach, FL 2.0 2.0 1105 $4,000 $3.62 7d 1 0.82mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1285 $3,650 $2.84 24d 3 0.82mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1263 $3,750 $2.97 20d 2 0.82mi
3140 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1100 $4,250 $3.86 1d 2 0.85mi
2069 S Ocean Dr Unit TH12 Hallandale Beach, FL 3.0 3.0 1500 $4,800 $3.20 10d 1 0.86mi
2069 S Ocean Dr Unit TH12 Hallandale Beach, FL 3.0 3.0 1500 $4,800 $3.20 24d 1 0.86mi
2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL 2.0 2.0 871 $4,971 $5.71 7d 1 0.89mi
2017 S Ocean Dr #1107 Hallandale Beach, FL 2.0 2.0 1270 $3,900 $3.07 14d 1 0.89mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,800 $2.99 3d 11 0.90mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,900 $3.07 24d 7 0.90mi
2080 S Ocean Dr #8 Hallandale Beach, FL 2.0 2.0 1100 $4,000 $3.64 24d 1 0.90mi
2080 S Ocean Dr #3 Hallandale Beach, FL 2.0 2.0 1260 $5,000 $3.97 24d 1 0.90mi
2080 S Ocean Dr #6 Hallandale Beach, FL 2.0 2.0 1165 $4,500 $3.86 24d 1 0.90mi
2030 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1280 $4,750 $3.71 2d 9 0.95mi
2030 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1280 $4,800 $3.75 3d 7 0.95mi
2030 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1280 $4,825 $3.77 24d 9 0.95mi
2030 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1280 $4,850 $3.79 5d 7 0.95mi
2030 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1280 $4,775 $3.73 2d 8 0.95mi
1985 S Ocean Dr Unit 22P Hallandale Beach, FL 2.0 2.0 1380 $4,000 $2.90 24d 1 0.98mi
1985 S Ocean Dr Unit 21P Hallandale Beach, FL 2.0 2.0 1380 $3,800 $2.75 7d 1 0.98mi
1985 S Ocean Dr Unit 9G Hallandale Beach, FL 2.0 2.0 1240 $3,700 $2.98 24d 1 0.98mi
201 Golden Isles Dr #302 Hallandale Beach, FL 2.0 2.0 1150 $3,975 $3.46 24d 1 1.01mi
1950 S Ocean Dr Unit 3D Hallandale Beach, FL 1.0 1.5 870 $3,950 $4.54 5d 1 1.08mi
1950 S Ocean Dr Unit 12M Hallandale Beach, FL 1.0 1.5 870 $3,800 $4.37 17d 1 1.08mi
1950 S Ocean Dr Unit 3D Hallandale Beach, FL 1.0 1.5 870 $3,950 $4.54 12d 1 1.08mi
1950 S Ocean Dr Unit 12M Hallandale Beach, FL 1.0 1.5 870 $3,800 $4.37 2d 1 1.08mi
1945 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–3.0 1542 $4,500 $2.92 7d 2 1.08mi
1945 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1522 $3,650 $2.40 18d 3 1.08mi
1945 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–3.0 1542 $4,000 $2.59 15d 3 1.08mi
1945 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–3.0 1542 $4,500 $2.92 12d 2 1.08mi
121 Golden Isles Dr #1 Hallandale Beach, FL 2.0 2.0 1379 $4,000 $2.90 24d 1 1.10mi
1904 S Ocean Dr #1707 Hallandale Beach, FL 2.0 2.0 1350 $5,000 $3.70 24d 1 1.19mi
1880 N Ocean Dr Unit TS705 Hallandale Beach, FL 2.0 2.0 1350 $5,000 $3.70 24d 1 1.22mi
1880 N Ocean Dr Unit TS705 Hallandale Beach, FL 2.0 2.0 1350 $5,000 $3.70 17d 1 1.22mi
1880 N Ocean Dr Unit TS705 Hallandale Beach, FL 2.0 2.0 1350 $4,900 $3.63 15d 1 1.22mi
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $5,453 $6.46 3d 2 1.30mi
1850 S Ocean Dr #2909 Hallandale Beach, FL 2.0 1.0 1086 $4,050 $3.73 24d 1 1.33mi
1850 S Ocean Dr #3509 Hallandale Beach, FL 2.0 1.0 1086 $4,300 $3.96 24d 1 1.33mi
1850 S Ocean Dr #3509 Hallandale Beach, FL 2.0 1.0 1086 $4,000 $3.68 3d 1 1.33mi
1850 S Ocean Dr #4009 Hallandale Beach, FL 2.0 1.0 1086 $3,900 $3.59 24d 1 1.33mi

HOA detail condo

Monthly dues
$882 · $10,584/yr
Likely covers
waterpoolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 33 events

  1. 2026-06-18
    days on market $275,000 Active 50 DOM
  2. 2026-06-17
    days on market $275,000 Active 49 DOM
  3. 2026-06-16
    days on market $275,000 Active 48 DOM
  4. 2026-06-15
    days on market $275,000 Active 47 DOM
  5. 2026-06-13
    days on market $275,000 Active 45 DOM
  6. 2026-06-09
    days on market $275,000 Active 41 DOM
  7. 2026-06-08
    days on market $275,000 Active 40 DOM
  8. 2026-06-07
    days on market $275,000 Active 39 DOM
  9. 2026-06-04
    days on market $275,000 Active 36 DOM
  10. 2026-06-03
    days on market $275,000 Active 35 DOM
  11. 2026-06-02
    days on market $275,000 Active 34 DOM
  12. 2026-06-01
    days on market $275,000 Active 33 DOM
  13. 2026-05-31
    days on market $275,000 Active 32 DOM
  14. 2026-04-29
    listed $275,000 Active
  15. 2026-03-22
    historical
  16. 2026-03-17
    historical $2,650
  17. 2026-02-04
    listed $2,650
  18. 2026-02-03
    listed $285,000 Active
  19. 2026-01-28
    historical $2,650
  20. 2026-01-28
    historical
  21. 2025-12-25
    listed $2,650
  22. 2025-12-24
    listed $285,000 Active
  23. 2021-11-12
    soldstatus $230,000
  24. 2021-10-01
    soldstatus $230,000 Closed
  25. 2021-09-25
    status Active
  26. 2021-07-09
    status Pending
  27. 2021-07-09
    price $269,000
  28. 2021-07-08
    status Active
  29. 2021-07-05
    historical Active Under Contract
  30. 2021-02-27
    listed $230,000 Active
  31. 2005-03-14
    soldstatus $239,000
  32. 2000-05-03
    soldstatus $75,000
  33. 1975-09-01
    soldstatus $39,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,036 · $336/mo
Projected year-2 tax
$4,036 · $336/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 98% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$48,543
− Mortgage interest
−$15,404
− Property taxes
−$4,036
− Insurance
−$2,172
− Repairs & maintenance
−$3,883
− Management
−$3,883
− HOA
−$10,584
− Depreciation
−$8,000
Taxable income
$579
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$139
After-tax cash flow
$4,112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+605.1% since first listed
20 events — show timeline
  • 2026-04-29 Listed $275,000 MARMLS
  • 2026-03-22 Listing Removed MARMLS
  • 2026-03-17 Rental Removed $2,650 MARMLS
  • 2026-02-04 Listed for Rent $2,650 MARMLS
  • 2026-02-03 Listed $285,000 MARMLS
  • 2026-01-28 Rental Removed $2,650 MARMLS
  • 2026-01-28 Listing Removed MARMLS
  • 2025-12-25 Listed for Rent $2,650 MARMLS
  • 2025-12-24 Listed $285,000 MARMLS
  • 2021-11-12 Sold (Public Records) $230,000 Public Records
  • 2021-10-01 Sold (MLS) $230,000 MARMLS
  • 2021-09-25 Relisted MARMLS
  • 2021-07-09 Pending MARMLS
  • 2021-07-09 Price Changed $269,000 MARMLS
  • 2021-07-08 Relisted MARMLS
  • 2021-07-05 Contingent MARMLS
  • 2021-02-27 Listed $230,000 MARMLS
  • 2005-03-14 Sold (Public Records) $239,000 Public Records
  • 2000-05-03 Sold (Public Records) $75,000 Public Records
  • 1975-09-01 Sold (Public Records) $39,000 Public Records

Property tax history

+5.8%/yr

Latest (2025): $4,036 · -8.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…