3675 N Country Club Dr #410 · Aventura, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.98%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.7/30.0
- 1% rule +9.7/10.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- Schools +5.0/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$275,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Wow! Located in the heart of Aventura, this 2-bedroom, 2-bath home offers a water view and is right across from the Turnberry golf course and the popular Soffer exercise path. Conveniently close to houses of worship and Aventura Mall. Amenities feature a massive pool, an updated gym and sauna, BBQ areas, and a billiard table, all with 24-hour lobby security.
Key facts
- Massive pool
- Sauna
- Bbq areas
Tags
Property features AI
Finance
- Other: Association pool; Waterfront property with canal front, Intracoastal access and seawall
- Financial info: Pets not allowed
- HOA & community: Monthly association fee; Association fee covers management, common areas, cable TV, hot water, insurance, internet, grounds maintenance, building maintenance, pool(s), roof, sewer, security, trash, and water; Community amenities include clubhouse, fitness center, laundry, library, billiard room, barbecue and picnic area, pool, sauna, spa/hot tub, storage, trails, transportation service, and elevators
Exterior
- Parking: Assigned parking (1 covered space); Guest parking
- Security: Closed-circuit cameras; Doorman; Elevator secured; Secured garage/parking; Key card entry; Secured lobby; Phone entry; Security guard; Smoke detectors
- Utilities: Cable available; Water and sewer included in association (see HOA details)
- Home design: Condominium / attached property; Located on level 4; Has a view
- Construction: Block construction; Resale unit; 26-story building
- Exterior features: Balcony; Open balcony/patio
Interior
- Kitchen: Dishwasher; Electric range; Self-cleaning oven; Disposal; Icemaker; Refrigerator
- Bedrooms: Entry level 4
- Flooring: Tile; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Breakfast bar; Entrance foyer; Open living/dining room; Split bedroom layout; Walk-in closet(s); Blinds; Sliding window(s)
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $275k.
Deal economics
- At list price, monthly cash flow is $354 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $275k).
- Recommended offer: $267k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
- Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
- At $4,045/mo this rent would consume 53% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $230k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 22% of rent.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.47% ✓
- Cap rate
- 8.13%
- Cash-on-cash
- 6.56%
- DSCR
- 1.29
- GRM
- 5.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.4%
- Equity multiple
- 0.57×
- Total profit
- $-33,215
- Equity at exit
- $41,003
- IRR
- -11.6%
- Equity multiple
- 0.44×
- Total profit
- $-43,088
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33180
- Rents YoY
- -1.5%
- Active inventory
- 985
- Price-to-rent
- 5.7×
Monthly cashflow live
- Estimated rent
- $4,045 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$336 /mo · $4,036/yr
- Insurance
- −$115
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$882
- Vacancy / Maint / Mgmt
- −$849
- Net cashflow
- $354
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3180 S Ocean Dr #1709 Hallandale Beach, FL | 2.0 | 2.0 | 1105 | $4,000 | $3.62 | 7d | 1 | 0.82mi |
| 3180 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0 | 1285 | $3,650 | $2.84 | 24d | 3 | 0.82mi |
| 3180 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0 | 1263 | $3,750 | $2.97 | 20d | 2 | 0.82mi |
| 3140 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1100 | $4,250 | $3.86 | 1d | 2 | 0.85mi |
| 2069 S Ocean Dr Unit TH12 Hallandale Beach, FL | 3.0 | 3.0 | 1500 | $4,800 | $3.20 | 10d | 1 | 0.86mi |
| 2069 S Ocean Dr Unit TH12 Hallandale Beach, FL | 3.0 | 3.0 | 1500 | $4,800 | $3.20 | 24d | 1 | 0.86mi |
| 2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL | 2.0 | 2.0 | 871 | $4,971 | $5.71 | 7d | 1 | 0.89mi |
| 2017 S Ocean Dr #1107 Hallandale Beach, FL | 2.0 | 2.0 | 1270 | $3,900 | $3.07 | 14d | 1 | 0.89mi |
| 2080 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–2.5 | 1270 | $3,800 | $2.99 | 3d | 11 | 0.90mi |
| 2080 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–2.5 | 1270 | $3,900 | $3.07 | 24d | 7 | 0.90mi |
| 2080 S Ocean Dr #8 Hallandale Beach, FL | 2.0 | 2.0 | 1100 | $4,000 | $3.64 | 24d | 1 | 0.90mi |
| 2080 S Ocean Dr #3 Hallandale Beach, FL | 2.0 | 2.0 | 1260 | $5,000 | $3.97 | 24d | 1 | 0.90mi |
| 2080 S Ocean Dr #6 Hallandale Beach, FL | 2.0 | 2.0 | 1165 | $4,500 | $3.86 | 24d | 1 | 0.90mi |
| 2030 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1280 | $4,750 | $3.71 | 2d | 9 | 0.95mi |
| 2030 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1280 | $4,800 | $3.75 | 3d | 7 | 0.95mi |
| 2030 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1280 | $4,825 | $3.77 | 24d | 9 | 0.95mi |
| 2030 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1280 | $4,850 | $3.79 | 5d | 7 | 0.95mi |
| 2030 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1280 | $4,775 | $3.73 | 2d | 8 | 0.95mi |
| 1985 S Ocean Dr Unit 22P Hallandale Beach, FL | 2.0 | 2.0 | 1380 | $4,000 | $2.90 | 24d | 1 | 0.98mi |
| 1985 S Ocean Dr Unit 21P Hallandale Beach, FL | 2.0 | 2.0 | 1380 | $3,800 | $2.75 | 7d | 1 | 0.98mi |
| 1985 S Ocean Dr Unit 9G Hallandale Beach, FL | 2.0 | 2.0 | 1240 | $3,700 | $2.98 | 24d | 1 | 0.98mi |
| 201 Golden Isles Dr #302 Hallandale Beach, FL | 2.0 | 2.0 | 1150 | $3,975 | $3.46 | 24d | 1 | 1.01mi |
| 1950 S Ocean Dr Unit 3D Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,950 | $4.54 | 5d | 1 | 1.08mi |
| 1950 S Ocean Dr Unit 12M Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,800 | $4.37 | 17d | 1 | 1.08mi |
| 1950 S Ocean Dr Unit 3D Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,950 | $4.54 | 12d | 1 | 1.08mi |
| 1950 S Ocean Dr Unit 12M Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,800 | $4.37 | 2d | 1 | 1.08mi |
| 1945 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–3.0 | 1542 | $4,500 | $2.92 | 7d | 2 | 1.08mi |
| 1945 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–2.5 | 1522 | $3,650 | $2.40 | 18d | 3 | 1.08mi |
| 1945 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–3.0 | 1542 | $4,000 | $2.59 | 15d | 3 | 1.08mi |
| 1945 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–3.0 | 1542 | $4,500 | $2.92 | 12d | 2 | 1.08mi |
| 121 Golden Isles Dr #1 Hallandale Beach, FL | 2.0 | 2.0 | 1379 | $4,000 | $2.90 | 24d | 1 | 1.10mi |
| 1904 S Ocean Dr #1707 Hallandale Beach, FL | 2.0 | 2.0 | 1350 | $5,000 | $3.70 | 24d | 1 | 1.19mi |
| 1880 N Ocean Dr Unit TS705 Hallandale Beach, FL | 2.0 | 2.0 | 1350 | $5,000 | $3.70 | 24d | 1 | 1.22mi |
| 1880 N Ocean Dr Unit TS705 Hallandale Beach, FL | 2.0 | 2.0 | 1350 | $5,000 | $3.70 | 17d | 1 | 1.22mi |
| 1880 N Ocean Dr Unit TS705 Hallandale Beach, FL | 2.0 | 2.0 | 1350 | $4,900 | $3.63 | 15d | 1 | 1.22mi |
| 1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 844 | $5,453 | $6.46 | 3d | 2 | 1.30mi |
| 1850 S Ocean Dr #2909 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $4,050 | $3.73 | 24d | 1 | 1.33mi |
| 1850 S Ocean Dr #3509 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $4,300 | $3.96 | 24d | 1 | 1.33mi |
| 1850 S Ocean Dr #3509 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $4,000 | $3.68 | 3d | 1 | 1.33mi |
| 1850 S Ocean Dr #4009 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $3,900 | $3.59 | 24d | 1 | 1.33mi |
HOA detail condo
- Monthly dues
- $882 · $10,584/yr
- Likely covers
- waterpoolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 33 events
-
2026-06-18days on market $275,000 Active 50 DOM
-
2026-06-17days on market $275,000 Active 49 DOM
-
2026-06-16days on market $275,000 Active 48 DOM
-
2026-06-15days on market $275,000 Active 47 DOM
-
2026-06-13days on market $275,000 Active 45 DOM
-
2026-06-09days on market $275,000 Active 41 DOM
-
2026-06-08days on market $275,000 Active 40 DOM
-
2026-06-07days on market $275,000 Active 39 DOM
-
2026-06-04days on market $275,000 Active 36 DOM
-
2026-06-03days on market $275,000 Active 35 DOM
-
2026-06-02days on market $275,000 Active 34 DOM
-
2026-06-01days on market $275,000 Active 33 DOM
-
2026-05-31days on market $275,000 Active 32 DOM
-
2026-04-29$275,000 Active
-
2026-03-22historical
-
2026-03-17historical $2,650
-
2026-02-04$2,650
-
2026-02-03$285,000 Active
-
2026-01-28historical $2,650
-
2026-01-28historical
-
2025-12-25$2,650
-
2025-12-24$285,000 Active
-
2021-11-12soldstatus $230,000
-
2021-10-01soldstatus $230,000 Closed
-
2021-09-25status Active
-
2021-07-09status Pending
-
2021-07-09price $269,000
-
2021-07-08status Active
-
2021-07-05historical Active Under Contract
-
2021-02-27$230,000 Active
-
2005-03-14soldstatus $239,000
-
2000-05-03soldstatus $75,000
-
1975-09-01soldstatus $39,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,036 · $336/mo
- Projected year-2 tax
- $4,036 · $336/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X · 98% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $48,543
- − Mortgage interest
- −$15,404
- − Property taxes
- −$4,036
- − Insurance
- −$2,172
- − Repairs & maintenance
- −$3,883
- − Management
- −$3,883
- − HOA
- −$10,584
- − Depreciation
- −$8,000
- Taxable income
- $579
- Est. tax owed @ 24.0%
- −$139
- After-tax cash flow
- $4,112/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Aventura
- Score
- 80/100
- State rank
- #127
- US rank
- #1834
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aventura, FL
- County
- Miami-Dade County · 2,697,751 people
- City population
- 34,147
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 34,147
- Household income
- $91,055
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Miami-Dade County) Hauer SSP2
- Today (2025)
- 3,126,439 people
- By 2030
- 3,325,765 · +6.4%
- By 2040
- 3,697,561 · +18.3%
- By 2050
- 4,012,134 · +28.3%
- By 2075
- 4,605,612 · +47.3%
- By 2100
- 4,866,598 · +55.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
- Common ancestry
- Scotch-Irish 5% Romanian 5% Italian 3%
- Foreign-born
- 52% · Canada, Jamaica, Dominican Republic
- Languages at home
- 30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%
Political lean MEDSL · Miami-Dade
- 2024 margin
- R (+11.4) · D 43.9% · R 55.4%
- 2008→2024 swing
- -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
- All cycles
- 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -343.81%
- Current HPI
- 234.7715
- Rent YoY
- ▼ -1.51%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+605.1% since first listed20 events — show timeline
- 2026-04-29 Listed $275,000 MARMLS
- 2026-03-22 Listing Removed — MARMLS
- 2026-03-17 Rental Removed $2,650 MARMLS
- 2026-02-04 Listed for Rent $2,650 MARMLS
- 2026-02-03 Listed $285,000 MARMLS
- 2026-01-28 Rental Removed $2,650 MARMLS
- 2026-01-28 Listing Removed — MARMLS
- 2025-12-25 Listed for Rent $2,650 MARMLS
- 2025-12-24 Listed $285,000 MARMLS
- 2021-11-12 Sold (Public Records) $230,000 Public Records
- 2021-10-01 Sold (MLS) $230,000 MARMLS
- 2021-09-25 Relisted — MARMLS
- 2021-07-09 Pending — MARMLS
- 2021-07-09 Price Changed $269,000 MARMLS
- 2021-07-08 Relisted — MARMLS
- 2021-07-05 Contingent — MARMLS
- 2021-02-27 Listed $230,000 MARMLS
- 2005-03-14 Sold (Public Records) $239,000 Public Records
- 2000-05-03 Sold (Public Records) $75,000 Public Records
- 1975-09-01 Sold (Public Records) $39,000 Public Records
Property tax history
+5.8%/yrLatest (2025): $4,036 · -8.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…